{"id":31091,"date":"2022-03-10T17:24:34","date_gmt":"2022-03-10T16:24:34","guid":{"rendered":"https:\/\/financer.com\/cz\/?post_type=company_single&p=31091"},"modified":"2024-01-18T01:17:52","modified_gmt":"2024-01-18T00:17:52","slug":"n26","status":"publish","type":"company_single","link":"https:\/\/financer.com\/cz\/spolecnost\/n26\/","title":{"rendered":"N26"},"content":{"rendered":"\n

N26 bank <\/strong>je startup, kter\u00fd poch\u00e1z\u00ed z N\u011bmecka a s\u00eddl\u00ed v Berl\u00edn\u011b. Aktu\u00e1ln\u011b u\u017e p\u016fsob\u00ed ve 23 evropsk\u00fdch zem\u00edch a etabloval se u\u017e i ve Spojen\u00fdch st\u00e1tech. <\/p>\n\n\n\n

Jde tak o z\u00e1van \u010derstv\u00e9ho v\u00e1nku na mdl\u00e9m \u010desk\u00e9m bankovn\u00edm trhu, kter\u00fd sebou p\u0159in\u00e1\u0161\u00ed i r\u016fzn\u00e9 v\u00fdhody. Jestli v\u00e1s to zaujalo, \u010dt\u011bte d\u00e1l a zjist\u00edte v\u00edc!<\/p>\n\n\n

<\/div>Jeliko\u017e N26 s\u00eddl\u00ed v N\u011bmecku, IBAN spojen\u00fd s va\u0161\u00edm \u00fa\u010dtem bude m\u00edt podobu \u201eDE XX YYYY\u2026\u2026.\u201c. V\u00fdhodou je, \u017ee va\u0161e finance tak budou chr\u00e1n\u011bny N\u011bmeck\u00fdm fondem na ochranu vklad\u016f a\u017e do v\u00fd\u0161e 100 000 EUR.<\/div>\n\n\n

Jedn\u00e1 se o internetovou banku, <\/strong>zalo\u017eenou v roce 2013 Valentinem Stalfem a Maximilianem Tayenthalem. N\u00e1sledn\u011b jej\u00ed slu\u017eby byly spu\u0161t\u011bny v roce 2015 a dnes ji\u017e m\u00e1 v\u00edce ne\u017e 7 milion\u016f spokojen\u00fdch z\u00e1kazn\u00edk\u016f.<\/p>\n\n\n\n

Stejn\u011b jako jin\u00e9 internetov\u00e9 banky, nab\u00edz\u00ed N26 banka<\/strong> ve\u0161ker\u00e9 slu\u017eby v online prostoru. Aktu\u00e1ln\u011b je ji\u017e banka dostupn\u00e1 tak\u00e9 v \u010cesk\u00e9 republice.<\/p>\n\n\n

Chci N26<\/a><\/div>\n\n\n
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Jak N26 funguje?<\/h2>\n\n\n\n

Jednou z nejv\u011bt\u0161\u00edch v\u00fdhod t\u00e9to online banky je p\u0159ehledn\u00e1 N26 bank <\/strong>aplikace, kter\u00e1 v\u00e1m umo\u017e\u0148uje spravovat sv\u00e9 v\u00fddaje a m\u00edt tak sv\u00e9 osobn\u00ed finance pod kontrolou.<\/p>\n\n\n\n

D\u00edky um\u011bl\u00e9 inteligenci dok\u00e1\u017e\u00ed N26 aplikace<\/strong> kategorizovat v\u0161echny va\u0161e v\u00fddaje, a t\u00edm v\u00e1m vyhodnotit nejen kolik, ale tak\u00e9 na co konkr\u00e9tn\u011b utr\u00e1c\u00edte. V aplikaci si z\u00e1rove\u0148 m\u016f\u017eete p\u0159izp\u016fsobovat limity v\u00fddaj\u016f, co\u017e v\u00e1m d\u00e1 p\u0159ehled nap\u0159\u00edklad o tom, kolik na jednotliv\u00e9 polo\u017eky utr\u00e1c\u00edte denn\u011b.<\/p>\n\n\n

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Zdroj: N26 bank <\/figcaption><\/figure><\/div>\n\n\n

Prost\u0159ednictv\u00edm N26 aplikace m\u016f\u017eete z\u00e1rove\u0148 prov\u00e1d\u011bt okam\u017eit\u00e9 pen\u011b\u017en\u00ed p\u0159evody p\u0159es MoneyBeam. <\/strong>Sta\u010d\u00ed si vybrat si ze seznamu va\u0161ich kontakt\u016f nebo p\u0159\u00edjemc\u016f, kter\u00e9 m\u016f\u017eete p\u0159id\u00e1vat na z\u00e1klad\u011b emailu \u010di telefonn\u00edho \u010d\u00edsla.<\/p>\n\n\n\n

D\u00edky MoneyBeam m\u016f\u017eete tak se sv\u00fdmi p\u0159\u00e1teli, v p\u0159\u00edpad\u011b, \u017ee jsou tak\u00e9 klienty N26, prov\u00e1d\u011bt platby a\u017e do limitu 1000 eur denn\u011b, respektive ekvivalent v CZK. <\/strong>Pen\u00edze p\u0159itom obdr\u017e\u00edte \u010di ode\u0161lete t\u00e9m\u011b\u0159 okam\u017eit\u011b.<\/p>\n\n\n\n

SEPA transfery,<\/strong> tedy platby v eurech, jsou prost\u0159ednictv\u00edm N26 bank prov\u00e1d\u011bny do jednoho, v\u00fdjime\u010dn\u011b dvou pracovn\u00edch dn\u016f, co\u017e je v porovn\u00e1n\u00ed s klasick\u00fdmi bankami i o po\u0159\u00e1dn\u00fd kus rychlej\u0161\u00ed.<\/p>\n\n\n

<\/div>Pro p\u0159eveden\u00ed \u010desk\u00fdch korun na eura<\/strong>\u00a0m\u016f\u017eete pou\u017e\u00edt nap\u0159\u00edklad\u00a0Wise<\/a>. U tohoto typu transakce se doba jejich realizace m\u016f\u017ee li\u0161it, p\u0159i zad\u00e1v\u00e1n\u00ed platby v\u0161ak uvid\u00edte alespo\u0148 p\u0159ibli\u017en\u00fd \u010dasov\u00fd odhad.<\/div>\n\n\n
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Vytvo\u0159en\u00ed \u00fa\u010dtu v N26 bank<\/h2>\n\n\n\n

V N26 bank <\/strong>nem\u016f\u017eete m\u00edt vytvo\u0159en v\u00edce ne\u017e jeden bankovn\u00ed \u00fa\u010det. P\u0159i otev\u0159en\u00e9m bankovn\u00edm \u00fa\u010dtu mus\u00edte spl\u0148ovat jist\u00e9 z\u00e1kladn\u00ed podm\u00ednky,<\/strong> jako je nap\u0159\u00edklad minim\u00e1ln\u00ed v\u011bk 18 let, trval\u00fd pobyt v jednom ze st\u00e1t\u016f, kde moment\u00e1ln\u011b banka p\u016fsob\u00ed a platn\u00fd doklad toto\u017enosti, nap\u0159\u00edklad ob\u010dansk\u00fd pr\u016fkaz nebo cestovn\u00ed pas.<\/p>\n\n\n\n

V\u0161e dok\u00e1\u017eete vy\u0159\u00eddit prost\u0159ednictv\u00edm mobiln\u00ed aplikace N26,<\/strong> p\u0159\u00edpadn\u011b sta\u010d\u00ed zaj\u00edt na webovou str\u00e1nku N26, kde vypln\u00edte osobn\u00ed \u00fadaje, mailovou adresu a adresu kam v\u00e1m bude doru\u010dena platebn\u00ed karta Mastercard, kterou z\u00edsk\u00e1v\u00e1te zdarma ke ka\u017ed\u00e9mu kontu.<\/p>\n\n\n

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Z\u00e1kladn\u00ed po\u017eadavky<\/h3>