{"id":1901,"date":"2016-10-15T10:12:33","date_gmt":"2016-10-15T08:12:33","guid":{"rendered":"https:\/\/financer.com\/cz\/?p=1901"},"modified":"2023-07-12T14:12:07","modified_gmt":"2023-07-12T12:12:07","slug":"investovani-pro-zacatecniky","status":"publish","type":"how_to","link":"https:\/\/financer.com\/cz\/jak-na-to\/investovani-pro-zacatecniky\/","title":{"rendered":"Investov\u00e1n\u00ed pro za\u010d\u00e1te\u010dn\u00edky"},"content":{"rendered":"\n<p>L\u00e1k\u00e1 v\u00e1s investov\u00e1n\u00ed, ale<strong> nev\u00edte jak za\u010d\u00edt investovat? <\/strong>V principu je investov\u00e1n\u00ed velmi jednoduch\u00e9. Sta\u010d\u00ed si vybrat, do \u010deho chcete investovat, otev\u0159\u00edt si investorsk\u00fd \u00fa\u010det, vlo\u017eit na n\u011bj pen\u00edze a za\u010d\u00edt investovat.<\/p>\n\n\n\n<p>Existuje v\u0161ak<strong> n\u011bkolik faktor\u016f, kter\u00e9 byste je\u0161t\u011b p\u0159ed samotn\u00fdm investov\u00e1n\u00edm m\u011bli vz\u00edt v \u00favahu. <\/strong>Jedn\u00e1 se p\u0159edev\u0161\u00edm o konkr\u00e9tn\u00ed investi\u010dn\u00ed pl\u00e1n, tedy nap\u0159\u00edklad kolik pen\u011bz chcete investovat, jak \u010dasto chcete investovat, jak\u00e1 je va\u0161e tolerance rizika a podobn\u011b.<\/p>\n\n\n\t<div class=\"block-fn-toc\">\n\t\t\t\t\t<h3 class=\"block-fn-toc__title\">\n\t\t\t\tObsah \u010dl\u00e1nku\t\t\t<\/h3>\n\t\t\t\t<ul start=\"1\" class=\"block-fn-toc__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"eten_versus_investovn\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">1.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/jak-na-to\/investovani-pro-zacatecniky\/#eten_versus_investovn\">\n\t\t\t\t\t\t\t\u0160et\u0159en\u00ed versus investov\u00e1n\u00ed\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Jak_zat_investovat\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">2.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/jak-na-to\/investovani-pro-zacatecniky\/#Jak_zat_investovat\">\n\t\t\t\t\t\t\tJak za\u010d\u00edt investovat?\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Investovn_do_akci\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">3.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/jak-na-to\/investovani-pro-zacatecniky\/#Investovn_do_akci\">\n\t\t\t\t\t\t\tInvestov\u00e1n\u00ed do akci\u00ed\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Investovn_do_podlovch_fond\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">4.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/jak-na-to\/investovani-pro-zacatecniky\/#Investovn_do_podlovch_fond\">\n\t\t\t\t\t\t\tInvestov\u00e1n\u00ed do pod\u00edlov\u00fdch fond\u016f\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Investovn_do_P2P_pjek\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">5.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/jak-na-to\/investovani-pro-zacatecniky\/#Investovn_do_P2P_pjek\">\n\t\t\t\t\t\t\tInvestov\u00e1n\u00ed do P2P p\u016fj\u010dek\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Nemovitosti\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">6.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/jak-na-to\/investovani-pro-zacatecniky\/#Nemovitosti\">\n\t\t\t\t\t\t\tNemovitosti\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Kryptomny\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">7.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/jak-na-to\/investovani-pro-zacatecniky\/#Kryptomny\">\n\t\t\t\t\t\t\tKryptom\u011bny\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Je_investovn_pro_zatenky_riskantn\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">8.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/jak-na-to\/investovani-pro-zacatecniky\/#Je_investovn_pro_zatenky_riskantn\">\n\t\t\t\t\t\t\tJe investov\u00e1n\u00ed pro za\u010d\u00e1te\u010dn\u00edky riskantn\u00ed?\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Pro_zat_investovat\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">9.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/jak-na-to\/investovani-pro-zacatecniky\/#Pro_zat_investovat\">\n\t\t\t\t\t\t\tPro\u010d za\u010d\u00edt investovat?\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<p>Bohu\u017eel nikdy nelze p\u0159edem s jistotou p\u0159edpov\u011bd\u011bt, do \u010deho je v dan\u00e9 dob\u011b nejlep\u0161\u00ed investovat, p\u0159\u00edpadn\u011b jakou konkr\u00e9tn\u00ed investi\u010dn\u00ed strategii zvolit. P\u0159edev\u0161\u00edm <strong>je ale d\u016fle\u017eit\u00e9 se neust\u00e1le vzd\u011bl\u00e1vat. <\/strong><\/p>\n\n\n\n<p>I d\u00edky investov\u00e1n\u00ed m\u016f\u017eete n\u00e1sledn\u011b zlep\u0161it sv\u00e9 <a href=\"https:\/\/financer.com\/cz\/osobni-finance\/\">osobn\u00ed finance<\/a> a dos\u00e1hnout <a href=\"https:\/\/financer.com\/cz\/jak-na-to\/financni-svoboda\/\">finan\u010dn\u00ed svobody.<\/a> Pro za\u010d\u00e1tek v\u00e1m pom\u016f\u017ee n\u00e1\u0161 \u010dl\u00e1nek, ve kter\u00e9m naleznete <strong>z\u00e1klady investov\u00e1n\u00ed pro za\u010d\u00e1te\u010dn\u00edky.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"eten_versus_investovn\">\u0160et\u0159en\u00ed versus investov\u00e1n\u00ed<\/h2>\n\n\n\n<p>Pokud mluv\u00edme o <a href=\"https:\/\/financer.com\/cz\/uspory\/tipy-pro-setreni\/\">\u0161et\u0159en\u00ed<\/a>, mluv\u00edme o<strong> hromad\u011bn\u00ed pen\u011bz ur\u010den\u00fdch k pozd\u011bj\u0161\u00edmu pou\u017eit\u00ed. <\/strong>Takto ulo\u017een\u00e9 pen\u00edze v d\u016fsledku inflace postupn\u011b ztr\u00e1cej\u00ed svoji hodnotu. V p\u0159\u00edpad\u011b, \u017ee va\u0161e pen\u00edze investujete, m\u00e1te mo\u017enost v\u00e1\u0161 po\u010d\u00e1te\u010dn\u00ed vklad zhodnotit a t\u00edm ochr\u00e1nit va\u0161e pen\u00edze.<\/p>\n\n\n\n<p>Naproti r\u016fzn\u00fdm p\u0159edsudk\u016fm, nemus\u00edte b\u00fdt super-bohat\u00ed, abyste mohli investovat. <strong>Mnoh\u00e9 spole\u010dnosti umo\u017e\u0148uj\u00ed pravideln\u00e9 investice u\u017e od n\u011bkolika stokorun.<\/strong> Myslete samoz\u0159ejm\u011b ale i na jednotn\u00e9 pravidlo pro v\u0161echny investice: \u010d\u00edm dlouhodob\u011bji investujete, t\u00edm v\u00edce z\u00edsk\u00e1te.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><p>Pokud za\u010dnete zhodnocovat sv\u00e9 prost\u0159edky ve t\u0159iceti, m\u00e1te obrovsk\u00fd n\u00e1skok p\u0159ed n\u011bk\u00fdm, kdo za\u010dne v pades\u00e1ti. Stoj\u00ed za t\u00edm jednoduch\u00e1 logika, <strong>\u010d\u00edm d\u00e9le se zhodnocuj\u00ed prost\u0159edky a \u010d\u00edm v\u00edce jich na za\u010d\u00e1tku je, t\u00edm v\u00edce z\u00edsk\u00e1m.<\/strong> A z\u00e1rove\u0148 funguje efekt <a href=\"https:\/\/financer.com\/cz\/osobni-finance\/kalkulacka\/slozeny-urok\/\">slo\u017een\u00e9ho \u00faroku<\/a>, dostanu zisk z toho, co mi vyd\u011blal zisk.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Jak_zat_investovat\">Jak za\u010d\u00edt investovat?<\/h2>\n\n\n\n<p>Investov\u00e1n\u00ed je jist\u011b velmi zaj\u00edmav\u00e9 t\u00e9ma, a z\u00e1rove\u0148 i zp\u016fsob, jak pro sebe nahromadit bohatstv\u00ed. Av\u0161ak ne\u017e se v\u00e1m za\u010dne opravdu da\u0159it, m\u016f\u017ee to chv\u00edli trvat. Ne\u017e za\u010dnete investovat,<strong> je d\u016fle\u017eit\u00e9 se nejprve zamyslet nad p\u00e1r d\u016fle\u017eit\u00fdmi body.<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Kolik pen\u011bz chcete investovat? <\/strong>Zamyslete se nad t\u00edm, kolik jste ochotni investovat. Neinvestujte pen\u00edze, kter\u00e9 si nem\u016f\u017eete dovolit ztratit, nebo kter\u00e9 budete pot\u0159ebovat v bl\u00edzk\u00e9 budoucnosti. Zejm\u00e9na za\u010d\u00ednaj\u00edc\u00ed investor by m\u011bl v\u017edy myslet na dlouhodob\u00e9 investov\u00e1n\u00ed pen\u011bz.<\/p>\n<\/li><li><p><strong>Jak \u010dasto chcete investovat? <\/strong>Chcete investovat jednor\u00e1zov\u011b nebo ka\u017ed\u00fd m\u011bs\u00edc ur\u010ditou finan\u010dn\u00ed \u010d\u00e1stku? Existuje n\u011bkolik p\u0159\u00edstup\u016f k investov\u00e1n\u00ed a ka\u017ed\u00fd m\u00e1 sv\u00e9 v\u00fdhody a nev\u00fdhody. V\u00edce se dozv\u00edte d\u00e1le v na\u0161em \u010dl\u00e1nku.<\/p>\n<\/li><li><p><strong>Jak\u00fd je v\u00e1\u0161 investi\u010dn\u00ed horizont? <\/strong>Po jak dlouhou dobu chcete investovat? Kdy budete dan\u00e9 pen\u00edze pot\u0159ebovat? Jako za\u010d\u00ednaj\u00edc\u00ed investor byste v\u017edy m\u011bli myslet p\u0159edev\u0161\u00edm na investov\u00e1n\u00ed v dlouhodob\u00e9m horizontu.<\/p>\n<\/li><li><p><strong>Jak\u00e9 riziko jste ochoten podstoupit? <\/strong>Jste ochotni podstoupit v\u011bt\u0161\u00ed riziko v nad\u011bji na vy\u0161\u0161\u00ed v\u00fdnosy nebo vyhled\u00e1v\u00e1te sp\u00ed\u0161e men\u0161\u00ed riziko? Hledejte v\u017edy takov\u00fd pom\u011br rizika a v\u00fdnosu s jak\u00fdm budete spokojeni. Na trhu je \u0159ada investi\u010dn\u00edch produkt\u016f, ur\u010dit\u011b tak najdete ten spr\u00e1vn\u00fd pro v\u00e1s.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Jak jsme ji\u017e zmi\u0148ovali, d\u016fle\u017eit\u00fdm aspektem \u00fasp\u011b\u0161n\u00e9ho investi\u010dn\u00edho modelu je <strong>investovat dlouhodob\u011b a hlavn\u011b investovat pravideln\u011b.<\/strong> Jen tak doc\u00edl\u00edte takzvan\u00e9ho kumulativn\u00edho efektu. Tedy mo\u017enosti reinvestovat z\u00edskan\u00e9 \u00faroky \u2013 <a href=\"https:\/\/financer.com\/cz\/osobni-finance\/kalkulacka\/slozeny-urok\/\">slo\u017een\u00e9 \u00faro\u010den\u00ed.<\/a><\/p>\n\n\n<h3 id=\"Zklady_investovn\">Z\u00e1klady investov\u00e1n\u00ed<\/h3><div class=\"single-article__steps\"> <style>\n .single-article__steps-items .single-article__steps-content{\n background:#FFFFFF;\n padding:30px;\n margin:0 0 30px 0;\n border-radius:10px;\n box-shadow:0 0 10px 0 rgba(0,0,0,0.14);\n width:calc(100% - 5px);\n}\n .single-article__steps-items .single-article__steps-counter{\n padding:5px 20px;\n border-radius:3px;\n background-color:#F5E7D8;\n display:inline-block;\n top:15px;\n left:-30px;\n position:relative;\n font-size:16px;\n font-weight:600;\n}\n\/* .single-article__steps-items::before{\n content:\"\";\n position:absolute;\n top:20px;\n left:0;\n height:calc(100% + 40px);\n border-left:2px dashed #e0e0e1;\n}*\/\n .single-article__conclusion-tag{\n padding:5px 20px;\n border-radius:3px;\n color:#000000;\n background-color:#F5E7D8;\n display:inline-block;\n top:15px;\n left:-30px;\n position:relative;\n font-size:16px;\n font-weight:600;\n}\n .single-article__conclusion-item{\n background:#FFFFFF;\n padding:30px;\n margin:0 0 30px 0;\n border-radius:10px;\n box-shadow:0 0 10px 0 rgba(0,0,0,0.14);\n}\n <\/style>\n <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Krok 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Rozlozte-riziko\">Rozlo\u017ete riziko. <\/h3><p>A\u0165 u\u017e si vyberete jak\u00fdkoli investi\u010dn\u00ed n\u00e1stroj: \u201ened\u00e1vejte v\u0161echna vejce do jednoho ko\u0161\u00edku.\u201c Rozlo\u017ete sv\u00e9 pen\u00edze do tolika mo\u017enost\u00ed, kolik jen budete schopni. Pak a\u017e porovn\u00e1vejte, kter\u00e9 v\u00e1m p\u0159ineslo nejvy\u0161\u0161\u00ed zhodnocen\u00ed. T\u00edmto sn\u00ed\u017e\u00edte riziko ztr\u00e1ty va\u0161ich pen\u011bz.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Krok 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Budete-mit-nove-povinnosti\">Budete m\u00edt nov\u00e9 povinnosti. <\/h3><p><strong>\u00a0<\/strong>V prvn\u00ed \u0159ad\u011b budeme muset danit v\u00e1\u0161 p\u0159\u00edpadn\u00fd zisk. Zjist\u011bte si, co v\u0161echno mus\u00edte p\u0159izn\u00e1vat a co a kde zaplatit.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Krok 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Dodatecne-naklady\">Dodate\u010dn\u00e9 n\u00e1klady. <\/h3><p>Ka\u017ed\u00e1 investice je s nimi spojen\u00e1. P\u0159i n\u00e1kupu cenn\u00fdch pap\u00edr\u016f budete platit poplatky zprost\u0159edkovateli, p\u0159i investici do pod\u00edlov\u00fdch fond\u016f poplatek za spr\u00e1vu, jinde to budou t\u0159eba procenta ze zisku nebo fixn\u00ed procento z obratu.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Krok 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Nezbohatnete-rychle\">Nezbohatnete rychle.<\/h3><p>Investov\u00e1n\u00ed je b\u011bh na dlouhou tra\u0165. Pokud m\u00e1 n\u011bjak\u00fd investi\u010dn\u00ed n\u00e1stroj a\u017e neb\u00fdvale v\u00fdhodn\u00e9 podm\u00ednky, nebo slibuje z\u00e1zra\u010dn\u00e9 zisky, bu\u010fte skepti\u010dt\u00ed. Ptejte se na v\u0161echno, odkud se ony zisky berou, jak\u00e9 je zaji\u0161t\u011bn\u00ed investic, kde se uchov\u00e1vaj\u00ed pen\u00edze investor\u016f atd. Rad\u0161i \u201ezbohatnout pomalu, ne\u017e zchudnout rychle.\u201c Vyhnete se tak p\u0159\u00edpadn\u00fdm\u00a0<a href=\"https:\/\/financer.com\/cz\/blog\/podvody-kryptomeny\/\">podvodn\u00edk\u016fm<\/a>.<\/p><\/div><\/div> <div class=\"single-article__conclusion\">\n <div class=\"single-article__conclusion-tag alt\" id=\"step_5\">Krok 5<\/div><div class=\"single-article__conclusion-item\"><div class=\"single-article__conclusion-content\"><h3 id=\"Ztrata\">Ztr\u00e1ta.<\/h3><p>Ta je v\u017edy mo\u017en\u00e1. Hroz\u00ed bankroty spole\u010dnost\u00ed, ekonomick\u00e9 krize, ne\u010dekan\u00e9 m\u011bnov\u00e9 pohyby, nebo nespl\u00e1cen\u00ed z\u00e1vazk\u016f. Ztr\u00e1tu v\u017edy pova\u017eujte za mo\u017enou a investujte pouze pen\u00edze, kter\u00e9 si m\u016f\u017eete dovolit ztratit!<\/p><\/div><\/div> <\/div>\n <\/div>\n\n\n<p>Pokud se p\u0159i investov\u00e1n\u00ed n\u011b\u010deho net\u0159eba b\u00e1t, tak je to<strong> j\u00edt proti proudu a nakupovat pr\u00e1v\u011b v obdob\u00ed krize a pokles\u016f na trhu. <\/strong>Naopak nenakupujte v p\u0159\u00edpad\u011b, \u017ee vl\u00e1dn\u00ed euforie a v\u0161echna m\u00e9dia p\u00ed\u0161\u00ed o vysok\u00fdch v\u00fdd\u011blc\u00edch na akciov\u00fdch trz\u00edch nebo o historicky nejvy\u0161\u0161\u00edch hodnot\u00e1ch Bitcoinu.<\/p>\n\n\n\n<p>Princip pravidla, kdy nakupovat je velmi jednoduch\u00fd. T\u011b\u017e\u0161\u00ed je ji\u017e ur\u010dit, kdy danou investici prodat a vystoupit. <strong>Naj\u00edt perfektn\u00ed moment, kdy je cena nejvy\u0161\u0161\u00ed a my dos\u00e1hnete nejvy\u0161\u0161\u00edho zisku, <\/strong>je mnohdy nemo\u017en\u00e9 a jeho nalezen\u00ed je sp\u00ed\u0161e n\u00e1hodn\u00e9.<\/p>\n\n\n\n<p>Jak tedy odhadnout, kdy je ten spr\u00e1vn\u00fd moment z investice vystoupit? Ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f je to tehdy, kdy\u017e noviny chv\u00e1l\u00ed extr\u00e9mn\u00ed zisky, rostouc\u00ed ekonomiku a blahobyt. <\/p>\n\n\n\n<p>Sv\u00e9 vybran\u00e9 finan\u010dn\u00ed prost\u0159edky <strong>n\u00e1sledn\u011b pou\u017eijte na pl\u00e1novan\u00e9 v\u00fddaje, sny, p\u0159\u00edpadn\u011b je investujte d\u00e1le<\/strong>. V \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b je ale nenech\u00e1vejte le\u017eet na <a href=\"https:\/\/financer.com\/cz\/uspory\/sporici-ucty\/\">spo\u0159\u00edc\u00edch \u00fa\u010dtech.<\/a><\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><p>Po vysv\u011btlen\u00ed z\u00e1kladn\u00edch princip\u016f vyst\u00e1v\u00e1 ot\u00e1zka, do \u010deho investovat? To u\u017e z\u00e1vis\u00ed na v\u00e1s a va\u0161ich preferenc\u00edch. <strong>Nezapome\u0148te v\u0161ak na spr\u00e1vnou diverzifikaci sv\u00e9ho investi\u010dn\u00edho portfolia, ide\u00e1ln\u011b v pom\u011bru 30:20:20:15:15.<\/strong><\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Investovn_do_akci\">Investov\u00e1n\u00ed do akci\u00ed<\/h2>\n\n\n\n<p>Kdy\u017e se \u0159ekne investov\u00e1n\u00ed, prvn\u00ed co se v\u011bt\u0161in\u011b lid\u00ed vy\u0159\u00edd\u00ed je <a href=\"https:\/\/financer.com\/cz\/jak-na-to\/investovani-do-akcii\/\">investov\u00e1n\u00ed do akci\u00ed<\/a>. Akcie se pova\u017euj\u00ed za jeden ze zp\u016fsob\u016f, jak si zajistit zdroj pasivn\u00edho p\u0159\u00edjmu. V p\u0159\u00edpad\u011b akci\u00ed <strong>kupujete malou \u010d\u00e1st podniku, <\/strong>v p\u0159\u00edpad\u011b, \u017ee spole\u010dnost zv\u00fd\u0161\u00ed svou hodnotu, zv\u00fd\u0161\u00ed se i v\u00e1\u0161 zisk. <\/p>\n\n\n\n<p>V\u00fdhodou je, \u017ee v dne\u0161n\u00ed dob\u011b u\u017e m\u016f\u017eete <strong>investovat do akci\u00ed jednodu\u0161e z pohodl\u00ed va\u0161eho domova, <\/strong>a to prost\u0159ednictv\u00edm online brokera. Broker je v podstat\u011b platforma, jej\u00edm\u017e prost\u0159ednictv\u00edm m\u016f\u017eete investovat do akci\u00ed. V dne\u0161n\u00ed dob\u011b ji\u017e existuje \u0161irok\u00e1 nab\u00eddka online broker\u016f, a to u\u017e i na \u010desk\u00e9m trhu.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><p><\/p>\n<p>Chcete-li si studovat ekonomick\u00e9 spr\u00e1vy firem a investovat na vlastn\u00ed p\u011bst jako aktivn\u00ed investor, m\u016f\u017eete vyu\u017e\u00edt nap\u0159\u00edklad platformu <a href=\"https:\/\/financer.com\/cz\/spolecnost\/degiro\/\">Degiro<\/a>.<\/p>\n<p> <\/p>\n<p>Pokud hled\u00e1te sp\u00ed\u0161e investov\u00e1n\u00ed do akci\u00ed pro za\u010d\u00e1te\u010dn\u00edky a chcete investovat sp\u00ed\u0161e pasivn\u011b, zkuste tzn. robo-advisory platformy. Ty investuj\u00ed za v\u00e1s a vy jen pos\u00edl\u00e1te pen\u00edze. Takovou slu\u017ebu nab\u00edzej\u00ed plaformu jako nap\u0159\u00edklad <a href=\"https:\/\/financer.com\/cz\/spolecnost\/fondee\/\">Fondee<\/a> nebo Portu.<\/p>\n<p> <\/p>\n<p>Posledn\u00ed mo\u017enost\u00ed je kop\u00edrov\u00e1n\u00ed \u00fasp\u011b\u0161n\u00fdch investor\u016f, kter\u00e9 nab\u00edz\u00ed nejv\u011bt\u0161\u00ed investi\u010dn\u00ed s\u00ed\u0165 na sv\u011bt\u011b <a href=\"https:\/\/financer.com\/cz\/spolecnost\/etoro\/\">eToro<\/a>.<\/p>\n<p><\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Investovn_do_podlovch_fond\">Investov\u00e1n\u00ed do pod\u00edlov\u00fdch fond\u016f<\/h2>\n\n\n\n<p><strong>Pod\u00edlov\u00e9 fondy jsou dobrou volbou zejm\u00e9na pro za\u010d\u00ednaj\u00edc\u00ed investory.<\/strong> <a href=\"https:\/\/financer.com\/cz\/jak-na-to\/investice-do-fondu\/\">Investov\u00e1n\u00ed do pod\u00edlov\u00fdch fond\u016f<\/a> nen\u00ed toti\u017e v\u016fbec n\u00e1ro\u010dn\u00e9. Ur\u010dit\u011b v\u00e1m je u\u017e nab\u00eddli v bance nebo jin\u00e9 finan\u010dn\u00ed instituci, kter\u00e9 zprost\u0159edkov\u00e1vaj\u00ed prodej takzvan\u00fdch pod\u00edlov\u00fdch listin. <\/p>\n\n\n\n<p>Pro v\u00e1s jako investora je nejlep\u0161\u00edm \u0159e\u0161en\u00edm sv\u011b\u0159it sv\u00e9 finance profesion\u00e1l\u016fm. V \u010cesk\u00e9 republice jsou nejv\u011bt\u0161\u00edmi spr\u00e1vci aktiv:<\/p>\n\n\n\n<ul>\n<li>Generali Investments CEE<\/li>\n\n\n\n<li><a href=\"https:\/\/financer.com\/cz\/spolecnost\/ceska-sporitelna\/\">\u010cesk\u00e1 spo\u0159itelna<\/a><\/li>\n\n\n\n<li>\u010cSOB Asset Management<\/li>\n\n\n\n<li>Amundi Czech Republic<\/li>\n\n\n\n<li>NN Investment Partners C.R.<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><p><\/p>\n<p><strong>K pod\u00edlov\u00fdm fond\u016fm se dostanete i v internetov\u00e9m bankovnictv\u00ed ve sv\u00e9 <a href=\"https:\/\/financer.com\/cz\/recenze-bank\/\">bance<\/a>. <\/strong>V\u011bt\u0161ina smluv lze z\u0159\u00eddit i po internetu a za\u010d\u00edt investovat okam\u017eit\u011b. Vybrat si pod\u00edlov\u00e9 fondy ve sv\u00e9 bance neznamen\u00e1 \u017e\u00e1dn\u00e9 komplikace nav\u00edc.<\/p>\n<p> <\/p>\n<p>Dostanete se tak i k zahrani\u010dn\u00edm pod\u00edlov\u00fdm fond\u016fm, nap\u0159\u00edklad z Rakouska nebo Lucemburska, kde se z v\u00fdnos\u016f neplat\u00ed dan\u011b. Dejte si ale pozor, aby byl fond ud\u00e1v\u00e1m v \u010desk\u00fdch korun\u00e1ch. V opa\u010dn\u00e9m p\u0159\u00edpad\u011b <strong>hroz\u00ed m\u011bnov\u00fd risk, pohyb kurz\u016f by mohl znamenat vymaz\u00e1n\u00ed \u010d\u00e1sti zisk\u016f.<\/strong><\/p>\n<p><\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Investovn_do_P2P_pjek\">Investov\u00e1n\u00ed do P2P p\u016fj\u010dek<\/h2>\n\n\n\n<p>U <a href=\"https:\/\/financer.com\/cz\/uspory\/p2p-investice\/\">P2P p\u016fj\u010dek<\/a> je v poskytov\u00e1n\u00ed p\u016fj\u010dek vynechan\u00fd prost\u0159edn\u00edk, a\u0165 u\u017e je to banka, nebo jin\u00e1 spole\u010dnost. Lid\u00e9 si p\u016fj\u010duj\u00ed mezi sebou. \u010casto za v\u00fdhodn\u011bj\u0161\u00ed \u00farok, ne\u017e by dostali v bance. A z\u00e1rove\u0148 ti, co do p\u016fj\u010dek investovali <strong>dostanou na opl\u00e1tku zaj\u00edmav\u011bj\u0161\u00ed v\u00fdnos.<\/strong><\/p>\n\n\n\n<p>Princip zde plat\u00ed pro v\u011bt\u0161inu platforem stejn\u00fd, \u017eadatel o p\u016fj\u010dku si zad\u00e1 \u017e\u00e1dost o p\u016fj\u010den\u00ed, spole\u010dnost ho prov\u011b\u0159\u00ed a pot\u00e9 se nab\u00eddka vystav\u00ed k profinancov\u00e1n\u00ed.<strong> Pokud ji investo\u0159i shledaj\u00ed jako l\u00e1kavou, p\u0159isp\u011bj\u00ed do t\u00e9to p\u016fj\u010dky, <\/strong>a pokud je profinancov\u00e1na cel\u00e1, jsou \u017eadateli vyplaceny pen\u00edze a spl\u00e1c\u00ed je jako jak\u00fdkoli jin\u00fd \u00fav\u011br.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><p><strong>Investovat do P2P p\u016fj\u010dek m\u016f\u017eete p\u0159\u00edmo prost\u0159ednictv\u00edm platforem<\/strong> dan\u00fdch spole\u010dnost\u00ed, co\u017e je v\u00fdhodou zejm\u00e9na pro investory za\u010d\u00e1te\u010dn\u00edky. Takov\u00e9 investov\u00e1n\u00ed zvl\u00e1dne opravdu ka\u017ed\u00fd.<\/p>\n<p>Nav\u00edc investovat m\u016f\u017eete za\u010d\u00edt ji\u017e od 500 K\u010d. Mezi nejpopul\u00e1rn\u011bj\u0161\u00ed platformy pat\u0159\u00ed <a href=\"https:\/\/financer.com\/cz\/spolecnost\/zonky\/investice\/\">Zonky<\/a>, <a href=\"https:\/\/financer.com\/cz\/spolecnost\/bondster\/\">Bondster<\/a> nebo <a href=\"https:\/\/financer.com\/cz\/spolecnost\/mintos\/\">Mintos<\/a>.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Nemovitosti\">Nemovitosti<\/h2>\n\n\n\n<p><strong>P\u0159i investov\u00e1n\u00ed do nemovitost\u00ed se v\u00e1m ur\u010dit\u011b vybav\u00ed v prvn\u00ed \u0159ad\u011b koup\u011b byt\u016f<\/strong> nebo komer\u010dn\u00edch prostor k pron\u00e1jmu. Pro takov\u00e9 investov\u00e1n\u00ed v\u0161ak pot\u0159ebujete dostate\u010dn\u00fd kapit\u00e1l nebo kryt\u00ed hypote\u010dn\u00edm \u00fav\u011brem, kter\u00e9 moment\u00e1ln\u011b v \u010cesk\u00e9 republice nejsou nejlevn\u011bj\u0161\u00ed.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><p><\/p>\n<p>Samoz\u0159ejm\u011b v p\u0159\u00edpad\u011b, \u017ee m\u00e1te dostate\u010dn\u00fd kapit\u00e1l, je<strong> investov\u00e1n\u00ed do nemovitost\u00ed skv\u011blou alternativou a mo\u017enost\u00ed roz\u0161\u00ed\u0159it va\u0161e investi\u010dn\u00ed portfolio.<\/strong> Pokud jste v\u0161ak investor za\u010d\u00e1te\u010dn\u00edk a nem\u00e1te dostate\u010dn\u00fd kapit\u00e1l, nebude pro v\u00e1s re\u00e1ln\u011b kupovat \u201eskute\u010dn\u00e9\u201c nemovitosti.<\/p>\n<p> <\/p>\n<p>Na\u0161t\u011bst\u00ed u\u017e i investovat do nemovitost\u00ed m\u016f\u017eete v dne\u0161n\u00ed dob\u011b pod\u00edlov\u011b, a to d\u00edky platform\u011b <a href=\"https:\/\/financer.com\/cz\/spolecnost\/estateguru\/\">EstateGuru<\/a>. Investovat m\u016f\u017eete ji\u017e od \u010d\u00e1stky 50 eur, tedy cca 1250 K\u010d. P\u0159edpokl\u00e1dan\u00fd ro\u010dn\u00ed v\u00fdnos je cca 12%.<\/p>\n<p><\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Kryptomny\">Kryptom\u011bny<\/h2>\n\n\n\n<p><a href=\"https:\/\/financer.com\/cz\/uspory\/investovani-do-kryptomen\/\">Investov\u00e1n\u00ed do kryptom\u011bn <\/a>je kv\u016fli relativn\u011b vysok\u00fdm zisk\u016fm <strong>velk\u00fdm l\u00e1kadlem pro za\u010d\u00ednaj\u00edc\u00ed investory.<\/strong> U tohoto typu investov\u00e1n\u00ed je v\u0161ak t\u0159eba b\u00fdt zna\u010dn\u011b obez\u0159etn\u00fd. <a href=\"https:\/\/financer.com\/cz\/kryptomeny\/\">Ceny kryptom\u011bn<\/a> jsou volatiln\u00ed.<\/p>\n\n\n\n<p><strong>S velk\u00fdmi zisky je spojeno i extr\u00e9mn\u011b vysok\u00e9 riziko, <\/strong>proto je t\u0159eba si dop\u0159edu velmi dob\u0159e promyslet, zda jste ochotni jej podstoupit. Z\u00e1rove\u0148 nezapom\u00ednejte v\u017edy investovat jen ty finan\u010dn\u00ed prost\u0159edky, kter\u00e9 si m\u016f\u017eete dovolit ztratit.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><p><strong>Investovat do kryptom\u011bn m\u016f\u017eete p\u0159\u00edmo prost\u0159ednictv\u00edm platforem dan\u00fdch kryptom\u011bnov\u00fdch burz.<\/strong> Mezi nejzn\u00e1m\u011bj\u0161\u00ed kryptom\u011bnov\u00e9 burzy pat\u0159\u00ed <a href=\"https:\/\/financer.com\/cz\/spolecnost\/binance\/\">Binance<\/a>, <a href=\"https:\/\/financer.com\/cz\/spolecnost\/coinbase\/\">Coinbase<\/a>, <a href=\"https:\/\/financer.com\/cz\/spolecnost\/crypto-com\/\">Crypto.com<\/a> nebo <a href=\"https:\/\/financer.com\/cz\/spolecnost\/kriptomat\/\">Kriptomat<\/a>. Kryptom\u011bny v\u0161ak nakoup\u00edte tak\u00e9 prost\u0159ednictv\u00edm platformy <a href=\"https:\/\/financer.com\/cz\/spolecnost\/etoro\/\">eToro<\/a> nebo internetov\u00e9 banky Revolut.<\/p>\n<p>V\u017edy nakupujte jen u t\u011bchto ov\u011b\u0159en\u00fdch platforem a sv\u00e9 osobn\u00ed \u00fadaje s nik\u00fdm nesd\u00edlejte, abyste se vyhnuli p\u0159\u00edpadn\u00fdm <a href=\"https:\/\/financer.com\/cz\/blog\/podvody-kryptomeny\/\">podvod\u016fm<\/a>. Z\u00e1rove\u0148 se doporu\u010duje m\u00edt sv\u00e9 kryptom\u011bny ulo\u017een\u00e9 na bezpe\u010dn\u00e9 <a href=\"https:\/\/financer.com\/cz\/blog\/nejlepsi-krypto-penezenka\/\">kryptom\u011bnov\u00e9 pen\u011b\u017eence<\/a>, mezi nejzn\u00e1m\u011bj\u0161\u00ed pat\u0159\u00ed \u010desk\u00e1 kryptom\u011bnov\u00e1 pen\u011b\u017eenka <a href=\"https:\/\/financer.com\/cz\/spolecnost\/trezor\/\">Trezor<\/a>.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Je_investovn_pro_zatenky_riskantn\">Je investov\u00e1n\u00ed pro za\u010d\u00e1te\u010dn\u00edky riskantn\u00ed?<\/h2>\n\n\n\n<p>Mnohdy stoj\u00ed za strachem investovat \u0161patn\u00e9 zku\u0161enosti, nebo pr\u00e1v\u011b i onen samotn\u00fd<strong> strach, \u017ee p\u0159ijdu o sv\u00e9 pen\u00edze. <\/strong>Samoz\u0159ejm\u011b je jasn\u00e9, \u017ee \u017e\u00e1dn\u00e1 investice nen\u00ed stoprocentn\u011b zaru\u010den\u00e1. <\/p>\n\n\n\n<p>Jedin\u00fd p\u0159\u00edpad jsou pravdepodobn\u011b tzv. garantovan\u00e9 certifik\u00e1ty, u nich je jist\u00e1 n\u00e1vratnost investice, mo\u017en\u00fd zisk ale z\u00e1le\u017e\u00ed na tr\u017en\u00edch podm\u00ednk\u00e1ch.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p><\/p>\n<p><strong>D\u016fle\u017eit\u00e9 je rozlo\u017eit riziko a nikdy nes\u00e1zet na jedinou investici<\/strong> v\u0161echny sv\u00e9 voln\u00e9 pen\u00edze.<\/p>\n<p> <\/p>\n<p>Nap\u0159\u00edklad m\u016f\u017eete m\u00edt zainvestov\u00e1no 100 000 K\u010d v jedn\u00e9 spole\u010dnosti a spole\u010dnost zkrachuje. Pr\u00e1v\u011b jste p\u0159i\u0161li o 100% sv\u00fdch pen\u011bz.<\/p>\n<p> <\/p>\n<p>Nebo na druh\u00e9 stran\u011b, m\u00e1te zainvestov\u00e1no celkem 100 000 K\u010d v deseti spole\u010dnostech, a pr\u00e1v\u011b ta jedna zkrachuje. Tedy jste p\u0159i\u0161li v uvozovk\u00e1ch &#8222;jen&#8220; o 10%. Zbytek spole\u010dnost\u00ed to m\u016f\u017ee v dohledn\u00e9 dob\u011b vynahradit.<\/p>\n<p><\/p><\/div>\n\n\n<p>Investov\u00e1n\u00ed tedy s sebou p\u0159in\u00e1\u0161\u00ed i ur\u010dit\u00e1 rizika, kter\u00e1 byste m\u011bli je\u0161t\u011b p\u0159edt\u00edm ne\u017e se za\u010dnete investovat zv\u00e1\u017eit.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Rizika_pi_investovn_pro_zatenky\">Rizika p\u0159i investov\u00e1n\u00ed pro za\u010d\u00e1te\u010dn\u00edky<\/h3><li><p><strong>Risk emitenta<\/strong>. Tedy spole\u010dnosti vyd\u00e1vaj\u00edc\u00ed v\u00e1m cenn\u00fd pap\u00edr a\u0165 u\u017e p\u0159\u00edmo, p\u0159es banku, nebo na neburzovn\u00edch trz\u00edch. V\u017edy z\u00e1le\u017e\u00ed na ekonomick\u00e9 situaci spole\u010dnosti. Hroz\u00edc\u00ed bankrot, zm\u011bna veden\u00ed, zm\u011bna v chov\u00e1n\u00ed z\u00e1kazn\u00edk\u016f atd. zm\u011bn\u00ed cenu cenn\u00e9ho pap\u00edru.<\/p>\n<\/li><li><p><strong>Pr\u00e1vn\u00ed a politick\u00fd risk<\/strong>. Politick\u00fd risk s sebou nese riziko p\u0159i obchodov\u00e1n\u00ed s regiony, kde je nestabiln\u00ed vl\u00e1dn\u00ed situace. Zm\u011bna vl\u00e1dy tak nap\u0159\u00edklad m\u016f\u017ee p\u0159in\u00e9st i pr\u00e1vn\u00ed risk. Zm\u011bna legislativy polo\u017eila u\u017e spoustu spole\u010dnost\u00ed.<\/p>\n<\/li><li><p><strong>Tr\u017en\u00ed risk<\/strong>. Jedn\u00edm slovem \u2013 krize \u2013 m\u016f\u017ee naru\u0161it fungov\u00e1n\u00ed i cel\u00fdch odv\u011btv\u00ed.<\/p>\n<\/li><li><p><strong>Risk likvidity<\/strong>. Neboli \u201ejak rychle jste schopni prodat nebo nakoupit cenn\u00fd pap\u00edr\u201c. Pokud po akci\u00edch spole\u010dnosti p\u0159estane b\u00fdt popt\u00e1vka, m\u016f\u017ee b\u00fdt obt\u00ed\u017en\u00e9 prodat va\u0161e cenn\u00e9 pap\u00edry.<\/p>\n<\/li><li><p><strong>Risk poklesu \u00farok\u016f<\/strong>. Prakticky v\u0161e v ekonomice z\u00e1vis\u00ed na ofici\u00e1ln\u00edch \u00farokov\u00fdch sazb\u00e1ch, tak\u017ee p\u0159i poklesu \u00farok\u016f klesne u spousty produkt\u016f i v\u00fdnos.<\/p>\n<\/li><li><p><strong>M\u011bnov\u00fd risk<\/strong>. Taky i mal\u00fd pohyb na m\u011bnov\u00fdch trz\u00edch dok\u00e1\u017ee s n\u011bkter\u00fdmi investicemi docela zam\u00e1vat, zvl\u00e1\u0161t\u011b, pokud jsou ve v\u011bt\u0161\u00edch objemech.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Pro_zat_investovat\">Pro\u010d za\u010d\u00edt investovat?<\/h2>\n\n\n\n<p>Pro\u010d se i p\u0159es hroz\u00edc\u00ed rizika vyplat\u00ed investovat? Odpov\u011bd\u00ed je jednoduch\u00e1 matematika, a sice <strong>dva p\u0159\u00edjmy jsou v\u017edy lep\u0161\u00ed ne\u017e jeden.<\/strong> Nejen proto, abyste se m\u011bli dob\u0159e, ale zejm\u00e9na v situac\u00edch, kdy o jeden p\u0159\u00edjem z d\u016fvodu ne\u010dekan\u00fdch ud\u00e1lost\u00ed p\u0159ijdete.<\/p>\n\n\n\n<p>Ka\u017ed\u00e9ho nav\u00edc v \u017eivot\u011b potk\u00e1 situace, kdy by pot\u0159eboval pen\u011bz v\u00edce<strong>. Spr\u00e1vn\u00fdm hospoda\u0159en\u00edm, nakl\u00e1d\u00e1n\u00edm s va\u0161imi pen\u011bzi a jejich investov\u00e1n\u00edm, <\/strong>m\u016f\u017eete b\u00fdt na tyto situace p\u0159ipraveni. D\u00edky dostate\u010dn\u00e9 <a href=\"https:\/\/financer.com\/cz\/jak-na-to\/financni-rezerva\/\">finan\u010dn\u00ed rezerv\u011b<\/a> a pen\u011bz\u016fm, kter\u00e9 neust\u00e1le vyd\u011bl\u00e1vaj\u00ed si nebudete nuceni br\u00e1t <a href=\"https:\/\/financer.com\/cz\/pujcky\/\">p\u016fj\u010dky<\/a>.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Vhody_investovn_nejen_pro_zatenky\">V\u00fdhody investov\u00e1n\u00ed nejen pro za\u010d\u00e1te\u010dn\u00edky<\/h3><li><p>Chr\u00e1n\u00edte va\u0161e pen\u00edze p\u0159ed inflac\u00ed<\/p>\n<\/li><li><p>Nejlep\u0161\u00ed alternativa ulo\u017een\u00ed \u00faspor<\/p>\n<\/li><li><p>Nejjednodu\u0161\u0161\u00ed zp\u016fsob jak vyd\u011blat pen\u00edze<\/p>\n<\/li><li><p>Nejzaj\u00edmav\u011bj\u0161\u00ed zhodnocen\u00ed finan\u010dn\u00edch prost\u0159edk\u016f<\/p>\n<\/li><li><p>Budujete si pasivn\u00ed p\u0159\u00edjem a finan\u010dn\u00ed svobodu<\/p>\n<\/li><\/ul><\/div>","protected":false},"author":16452,"featured_media":36685,"comment_status":"open","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[1],"_links":{"self":[{"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/how_to\/1901"}],"collection":[{"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/how_to"}],"about":[{"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/types\/how_to"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/users\/16452"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/comments?post=1901"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/how_to\/1901\/revisions"}],"predecessor-version":[{"id":46811,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/how_to\/1901\/revisions\/46811"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/media\/36685"}],"wp:attachment":[{"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/media?parent=1901"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/categories?post=1901"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}