{"id":1936,"date":"2017-10-17T10:45:47","date_gmt":"2017-10-17T08:45:47","guid":{"rendered":"https:\/\/financer.com\/cz\/?page_id=1936"},"modified":"2024-01-23T08:30:27","modified_gmt":"2024-01-23T07:30:27","slug":"sporici-ucty","status":"publish","type":"page","link":"https:\/\/financer.com\/cz\/uspory\/sporici-ucty\/","title":{"rendered":"Spo\u0159ic\u00ed \u00fa\u010dty"},"content":{"rendered":"\n

Spo\u0159ic\u00ed \u00fa\u010dty poskytuj\u00ed jistotu<\/h2>\n\n\n\n

Vytopen\u00fd byt, po\u0161kozen\u00e9 auto, rozbit\u00e1 ledni\u010dka – nikdy nev\u00edte, kdy se objev\u00ed ne\u010dekan\u00e9 v\u00fddaje. A pr\u00e1v\u011b pro tyto p\u0159\u00edpady se vyplat\u00ed m\u00edt n\u011bco na\u0161et\u0159en\u00e9, abyste se v t\u00e9 chv\u00edli nevydali ze v\u0161ech pen\u011bz. Ne\u010dekan\u00e9 v\u00fddaje se daj\u00ed vy\u0159e\u0161it i rychlou p\u016fj\u010dkou<\/a>, ale p\u016fj\u010den\u00ed pen\u011bz s sebou v\u017edy p\u0159in\u00e1\u0161\u00ed dal\u0161\u00ed v\u00fddaje.<\/p>\n\n\n\n

K otev\u0159en\u00ed spo\u0159ic\u00edho \u00fa\u010dtu nemus\u00edte spl\u0148ovat \u017e\u00e1dn\u00e9 speci\u00e1ln\u00ed po\u017eadavky – spo\u0159ic\u00ed \u00fa\u010det si m\u016f\u017ee zalo\u017eit \u00fapln\u011b kdokoli.\u00a0Jedin\u00fd b\u011b\u017en\u00fd po\u017eadavek je jen minim\u00e1ln\u00ed v\u00fd\u0161e \u00faspor na \u00fa\u010dt\u011b (nap\u0159\u00edklad Moneta m\u00e1 200 korun) a v\u011bt\u0161inou po v\u00e1s banka bude cht\u00edt, abyste se stali jej\u00edmi klienty.<\/p>\n\n\n\n

Spo\u0159ic\u00ed i\u00a0term\u00ednovan\u00e9 \u00fa\u010dty<\/a> jsou s\u00e1zkou na jistotu, ale pr\u00e1v\u011b kv\u016fli tomu je jejich v\u00fdnos men\u0161\u00ed. Tyto\u00a0\u00fa\u010dty jsou dobrou a jednoduchou volbou pro z\u00edsk\u00e1n\u00ed alespo\u0148 mal\u00e9ho zhodnocen\u00ed pen\u011bz a nevy\u017eaduj\u00ed prakticky \u017e\u00e1dn\u00e9 znalosti finan\u010dn\u00edho trhu. Hod\u00ed se pro v\u0161echny; i pro ty, kte\u0159\u00ed pravideln\u011b zhodnocuj\u00ed sv\u00e9 pen\u00edze v pod\u00edlov\u00fdch fondech a akci\u00edch<\/a>. Jsou tedy v\u00fdbornou mo\u017enost\u00ed, jak dlouhodob\u011b spo\u0159it.<\/p>\n\n\n\n

Krom\u011b v\u00fdhody, \u017ee va\u0161e pen\u00edze pouze nesed\u00ed na va\u0161em b\u011b\u017en\u00e9m \u00fa\u010dtu, ale alespo\u0148 minim\u00e1ln\u011b se zhodnocuj\u00ed na spo\u0159\u00edc\u00edm \u00fa\u010dtu, je tu je\u0161t\u011b jin\u00e1 nebankovn\u00ed v\u00fdhoda. Lidsk\u00e1 mysl je vrtkav\u00e1 a v dne\u0161n\u00ed dob\u011b promy\u0161len\u00e9ho marketingu a produktov\u00e9 prezentace je jen velmi obt\u00ed\u017en\u00e9 nepodlehnout konzumn\u00edmu chov\u00e1n\u00ed. Je to na\u0161e hlava, kter\u00e1 n\u00e1s \u017eene k neust\u00e1l\u00e9 touze po n\u011b\u010dem nov\u00e9m. Nov\u00e9 oble\u010den\u00ed, obuv, elektronika, automobil, bydlen\u00ed dovolen\u00e1….zn\u00e1 to p\u0159ece ka\u017ed\u00fd.<\/p>\n\n\n\n

A te\u010f zp\u011bt k t\u00e9 v\u00fdhod\u011b. Co o\u010di nevid\u00ed, to srdce nebol\u00ed. Pokud v\u00e1m z \u00fa\u010dtu pravideln\u011b odch\u00e1z\u00ed \u010d\u00e1stka na spo\u0159\u00edc\u00ed \u00fa\u010det, na b\u011b\u017en\u00e9m \u00fa\u010dtu ji u\u017e nevid\u00edte a tak s n\u00ed ani nepo\u010d\u00edt\u00e1te. A co „nem\u00e1te“ nem\u016f\u017eete utratit. N\u011bkdo rad\u00ed ukl\u00e1d\u00e1t si pen\u00edze v hotovosti do ob\u00e1lky. Tento zp\u016fsob v\u0161ak vy\u017eaduje discipl\u00ednu, kterou nem\u00e1 ka\u017ed\u00fd z n\u00e1s.<\/p>\n\n\n\n

I kdy\u017e nen\u00ed slo\u017eit\u00e9 pen\u00edze ze spo\u0159\u00edc\u00edho \u00fa\u010dtu vybrat, po\u0159\u00e1d je to minim\u00e1ln\u011b drobn\u00e1 adminstrativa, kter\u00e1 m\u016f\u017ee na\u0161e \u00faspory ochr\u00e1nit p\u0159ed chvilkov\u00fdmi rozmary.<\/p>\n\n\n\n

Proto\u017ee ruku na srdce, z t\u00e9 nov\u00e9 bundy m\u00e1me radost pouze p\u00e1r dn\u00ed, pokud v\u016fbec, ale z naspo\u0159en\u00fdch pen\u011bz se m\u016f\u017eeme t\u011b\u0161it daleko d\u00e9le.<\/p>\n\n\n\n

Na spo\u0159ic\u00edch \u00fa\u010dtech neztrat\u00edte pen\u00edze<\/h3>\n\n\n\n

\u010cesk\u00e1 republika je stejn\u011b jako jin\u00e9 mnoh\u00e9 st\u00e1ty zodpov\u011bdn\u00e1 za ochranu vklad\u016f sv\u00fdch ob\u010dan\u016f u bank a dru\u017estevn\u00edch z\u00e1lo\u017een. Vklady jsou v \u010cR ze z\u00e1kona poji\u0161t\u011bn\u00e9 a\u017e do v\u00fd\u0161e 100 000 eur, v\u010detn\u011b p\u0159\u00edpadn\u00fdch \u00farok\u016f.<\/p>\n\n\n\n

P\u0159\u00edpadn\u00fd krach banky nast\u00e1v\u00e1 opravdu z\u0159\u00eddka a je velice nepravd\u011bpodobn\u00fd. Kdyby ale skute\u010dn\u011b do\u0161lo ke krachu banky nebo z\u00e1lo\u017eny, dostanete v\u0161echny sv\u00e9 pen\u00edze pr\u00e1v\u011b a\u017e do t\u00e9to v\u00fd\u0161e nazp\u00e1tek. Tuto ochranu zaji\u0161\u0165uje Garan\u010dn\u00ed syst\u00e9m finan\u010dn\u00edho trhu, kter\u00fd spravuje Fond poji\u0161t\u011bn\u00ed vklad\u016f. Ten by v p\u0159\u00edpad\u011b \u00fapadku takov\u00e9to spole\u010dnosti pov\u011b\u0159il jinou banku s rozs\u00e1hlou pobo\u010dkovou s\u00edt\u00ed k v\u00fdplat\u011b pen\u011bz a p\u0159evzet\u00ed smluv jej\u00edch klient\u016f.<\/p>\n\n\n\n

A\u0165 se tedy stane cokoli, sv\u00e9 naspo\u0159en\u00e9 pen\u00edze m\u00e1te v jak\u00e9koli dru\u017estevn\u00ed z\u00e1lo\u017en\u011b i bance v naprost\u00e9m bezpe\u010d\u00ed.<\/p>\n\n\n\n

P\u0159ehled \u00farokov\u00fdch sazeb spo\u0159\u00edc\u00edch \u00fa\u010dtu v roce 2021. Sazby jsou rozd\u011bleny do t\u0159\u00ed kategori\u00ed podle v\u00fd\u0161e \u00faspor. Nab\u00eddka p\u0159edstavuje nejlep\u0161\u00ed nab\u00eddky na trhu.<\/p>\n\n\n\n

Spo\u0159ic\u00ed \u00fa\u010dty s vklady do 300 000 K\u010d<\/strong><\/td><\/td><\/td><\/tr>
Banka<\/td>N\u00e1zev \u00fa\u010dtu<\/td>\u00darokov\u00e1 sazba<\/td><\/tr>
Raiffeisenbank<\/td>eKonto XL<\/td>3,00%<\/td><\/tr>
MONETA Money bank<\/td>Spo\u0159ic\u00ed \u00fa\u010det typu Spo\u0159\u00edto<\/td>2,00%<\/td><\/tr>
ING Bank<\/td>ING Konto<\/td>2,00%<\/td><\/tr>
Spo\u0159ic\u00ed \u00fa\u010dty s vklady od 300 000 do 600 000 K\u010d<\/strong><\/td><\/tr>
Banka<\/td>N\u00e1zev \u00fa\u010dtu<\/td>\u00darokov\u00e1 sazba<\/td><\/tr>
MONETA Money bank<\/td>Spo\u0159ic\u00ed \u00fa\u010det typu Spo\u0159\u00edto<\/td>2,00%<\/td><\/tr>
Banka CREDITAS<\/td>Spo\u0159ic\u00ed \u00fa\u010det+<\/td>2,00%<\/td><\/tr>
W\u00fcstenrot hypote\u010dn\u00ed banka<\/td>Spo\u0159ic\u00ed \u00fa\u010det<\/td>1,70%<\/td><\/tr>
Spo\u0159ic\u00ed \u00fa\u010dty s vklady nad 600 000 K\u010d<\/strong><\/td><\/tr>
Banka<\/td>N\u00e1zev \u00fa\u010dtu<\/td>\u00darokov\u00e1 sazba<\/td><\/tr>
Banka CREDITAS<\/td>Spo\u0159ic\u00ed \u00fa\u010det+<\/td>2,00%<\/td><\/tr>
MONETA Money bank<\/td>Spo\u0159ic\u00ed \u00fa\u010det typu Spo\u0159\u00edto<\/td>2,00%<\/td><\/tr>
W\u00fcstenrot hypote\u010dn\u00ed banka<\/td>Spo\u0159ic\u00ed \u00fa\u010det<\/td>1,70%<\/td><\/tr><\/tbody><\/table>
Spo\u0159\u00edc\u00ed \u00fa\u010dty 300 – 600 tis\u00edc<\/figcaption><\/figure>\n\n\n\n

O d\u016fle\u017eitosti \u0161et\u0159en\u00ed<\/h2>\n\n\n\n

Dobr\u00e9 osobn\u00ed finance<\/a> stoj\u00ed i padaj\u00ed na spr\u00e1vn\u00e9m zach\u00e1zen\u00ed s pen\u011bzi. Prvn\u00edm p\u0159edpokladem je m\u00edt finan\u010dn\u00ed rezervu – tedy na\u0161et\u0159en\u00e9 pen\u00edze na ne\u010dekan\u00e9 v\u00fddaje. Nutn\u00e1 oprava auta, koup\u011b nov\u00e9 ledni\u010dky nebo nedoplatek na energi\u00edch v\u00e1s v t\u00e9 chv\u00edli nijak nezas\u00e1hne.<\/p>\n\n\n\n

Tu dok\u00e1\u017eete vytvo\u0159it jedin\u011b sn\u00ed\u017een\u00edm v\u00fddaj\u016f. D\u00e1 se nap\u0159\u00edklad u\u0161et\u0159it na energi\u00edch v dom\u00e1cnosti, sn\u00ed\u017eit r\u016fzn\u00e9 v\u00fddaje drobn\u00fdmi zm\u011bnami<\/a>, p\u0159\u00edpadn\u011b jin\u00fdm nakupov\u00e1n\u00edm na internetu a tyto u\u0161et\u0159en\u00e9 pen\u00edze pak sledovat v r\u00e1mci rodinn\u00e9ho rozpo\u010dtu<\/a>. Tyto u\u0161et\u0159en\u00e9 pen\u00edze je pak pot\u0159eba dr\u017eet na odd\u011blen\u00e9m m\u00edst\u011b, odkud se z nich bude d\u00e1t rychle vybrat. Z tohoto pohledu je spo\u0159ic\u00ed \u00fa\u010det ta nejlep\u0161\u00ed mo\u017enost. U term\u00ednovan\u00fdch vklad\u016f pen\u00edze nem\u016f\u017eete po ur\u010ditou dobu vybrat, a i kdy\u017e p\u0159in\u00e1\u0161ej\u00ed vy\u0161\u0161\u00ed zhodnocen\u00ed, jsou pro vytvo\u0159en\u00ed krizov\u00e9 rezervy nevhodn\u00e9.<\/p>\n\n\n\n

V dob\u011b n\u00edzk\u00fdch \u00farokov\u00fdch sazeb spo\u0159ic\u00ed \u00fa\u010dty nep\u0159in\u00e1\u0161ej\u00ed prakticky \u017e\u00e1dn\u00e9 zhodnocen\u00ed.\u00a0Banky obecn\u011b funguj\u00ed tak, \u017ee sv\u00fdm klient\u016fm uschov\u00e1vaj\u00ed pen\u00edze a ty pak pou\u017e\u00edvaj\u00ed k r\u016fzn\u00fdch investic\u00edm, k obchodov\u00e1n\u00ed, n\u00e1kup\u016fm akci\u00ed a dluhopis\u016f, nebo je p\u016fj\u010duj\u00ed jin\u00fdm klient\u016fm. Zisky\u00a0t\u011bchto investic\u00ed jsou r\u016fzn\u00e9 a logicky by se zd\u00e1lo, \u017ee vy\u0161\u0161\u00ed \u00farok m\u016f\u017eete dostat tam, kde banka investuje rizikov\u011bji. \u00daroky na spo\u0159ic\u00edch \u00fa\u010dtech ale hlavn\u011b ovliv\u0148uje celkov\u00fd stav na\u0161\u00ed ekonomiky.<\/p>\n\n\n\n

Sazby spo\u0159ic\u00edch a term\u00ednovan\u00fdch \u00fa\u010dt\u016f se \u010dasto m\u011bn\u00ed a my v\u00e1m nab\u00edz\u00edme porovn\u00e1n\u00ed 28 r\u016fzn\u00fdch nab\u00eddek. Vyberte si jakoukoli nab\u00eddku uzn\u00e1te za vhodnou; samotn\u00e9 zhodnocen\u00ed ale nehraje a\u017e takovou roli. D\u016fle\u017eit\u00e9 je ale to, \u017ee d\u00edky spo\u0159ic\u00edmu \u00fa\u010dtu z\u00edsk\u00e1te mo\u017enost pravideln\u011b schov\u00e1vat sv\u00e9 pen\u00edze na bezpe\u010dn\u00e9m m\u00edst\u011b, odkud k nim st\u00e1le budete m\u00edt rychl\u00fd p\u0159\u00edstup.<\/p>\n\n\n\n

Na\u0161et\u0159en\u00e1 z\u00e1loha v\u00e1m toti\u017e v \u017eivot\u011b hodn\u011b pom\u016f\u017ee. Nebudete tolik \u017e\u00edt ve stresu, proto\u017ee budete m\u00edt mo\u017enost kdykoli s\u00e1hnout na \u017eeleznou rezervu. Podle mno\u017estv\u00ed u\u0161et\u0159en\u00fdch pen\u011bz v\u00e1s nakonec nemus\u00ed jinak ohrozit ani dlouhodob\u00e1 neschopenka nebo ztr\u00e1ta zam\u011bstn\u00e1n\u00ed.<\/p>\n\n\n\n

Zp\u016fsoby spo\u0159en\u00ed<\/h2>\n\n\n\n

B\u011b\u017en\u00fd spo\u0159ic\u00ed \u00fa\u010det<\/h3>\n\n\n\n

Tradi\u010dn\u00ed spo\u0159ic\u00ed \u00fa\u010det je velmi podobn\u00fd b\u011b\u017en\u00e9mu bankovn\u00edmu \u00fa\u010dtu. Zalo\u017een\u00edm tohoto druhu \u00fa\u010dtu d\u00e1v\u00e1te bance souhlas s t\u00edm, aby va\u0161e pen\u00edze na n\u011bm ulo\u017een\u00e9 mohla zhodnocovat. Za to v\u00e1m pak vypl\u00e1c\u00ed odm\u011bnu ve form\u011b \u00farok\u016f. M\u016f\u017eete na n\u011bj vlo\u017eit pen\u011bz kolik a kdy jen chcete, a z\u00e1rove\u0148 si tyto pen\u00edze tak\u00e9 m\u016f\u017ee kdykoli a v jak\u00e9koli v\u00fd\u0161i vybrat nazp\u00e1tek. Hlavn\u00ed my\u0161lenkou tohoto produktu je pro v\u00e1s dr\u017eet finance bokem od va\u0161eho hlavn\u00edho \u00fa\u010dtu pro nenad\u00e1l\u00e9 p\u0159\u00edpady.<\/p>\n\n\n\n

Proto\u017ee se sv\u00fdmi pen\u011bzi m\u016f\u017eete neomezen\u011b nakl\u00e1dat, b\u00fdv\u00e1 \u00farok n\u00edzk\u00fd. Banka toti\u017e nem\u00e1 takov\u00fd prostor pen\u00edze d\u00e1le zhodnocovat. \u00darok je ale st\u00e1le lep\u0161\u00ed ne\u017e na b\u011b\u017en\u00e9m \u00fa\u010dtu. Pokud u\u017e m\u00e1te vytvo\u0159enou krizovou rezervu, va\u0161e pen\u00edze l\u00e9pe zhodnot\u00edte na jin\u00e9m druhu spo\u0159ic\u00edho \u00fa\u010dtu – a to term\u00ednovan\u00e9m vkladu.<\/p>\n\n\n\n

Term\u00ednovan\u00fd vklad<\/h3>\n\n\n\n

Jak u\u017e samotn\u00fd n\u00e1zev vypov\u00edd\u00e1, sv\u00e9 pen\u00edze i s \u00faroky dostanete a\u017e k ur\u010dit\u00e9mu datu. Banka m\u00e1 mo\u017enost pou\u017e\u00edt va\u0161e pen\u00edze ve v\u00fdnosn\u011bj\u0161\u00edch investic\u00edch a tak v\u00e1m dok\u00e1\u017ee tak\u00e9 nab\u00eddnout lep\u0161\u00ed odm\u011bnu. Je to\u00a0dobr\u00e1 mo\u017enost zhodnocen\u00ed pen\u011bz pro v\u0161echny, kte\u0159\u00ed sv\u00e9 pen\u00edze nebudou n\u011bjak\u00fd \u010das pot\u0159ebovat. Term\u00ednovan\u00e9 \u00fa\u010dty m\u00edvaj\u00ed fixn\u00ed \u00farok, tak\u017ee se v\u00e1\u0161 zisk d\u00e1 vypo\u010d\u00edtat dop\u0159edu.<\/p>\n\n\n\n

Zhodnocen\u00ed naspo\u0159en\u00fdch pen\u011bz<\/h2>\n\n\n\n

Dal\u0161\u00ed v\u00fdnosn\u011bj\u0161\u00ed mo\u017enosti zhodnocov\u00e1n\u00ed va\u0161ich pen\u011bz u\u017e jsou jen v produktech, kter\u00e9 s sebou p\u0159in\u00e1\u0161ej\u00ed ur\u010ditou mo\u017enost ztr\u00e1ty. N\u011bkte\u0159\u00ed lid\u00e9 preferuj\u00ed jejich uchov\u00e1v\u00e1n\u00ed v akci\u00edch<\/a>, pod\u00edlov\u00fdch fondech nebo t\u0159eba v p\u016fj\u010dov\u00e1n\u00ed lidem<\/a>.\u00a0Zde je sice v\u011bt\u0161\u00ed riziko ztr\u00e1ty \u010d\u00e1sti pen\u011bz, ale z\u00e1rove\u0148 tak\u00e9 nab\u00edz\u00ed mnohem lep\u0161\u00ed v\u00fdnosy.<\/p>\n\n\n\n

Zde je ov\u0161em jedna ot\u00e1zka – vyplat\u00ed se ve zhodnocov\u00e1n\u00ed \u00faspor hr\u00e1t „na jistotu?“<\/p>\n\n\n\n

Zat\u00edmco jsou lid\u00e9, kte\u0159\u00ed r\u00e1di riskuj\u00ed, na druh\u00e9 stran\u011b je po\u010detn\u00e1 skupina lid\u00ed, kte\u0159\u00ed se ob\u00e1vaj\u00ed sebemen\u0161\u00ed ztr\u00e1ty nebo poklesu hodnoty. Riziko ztr\u00e1ty by\u0165 jen jednoho procenta z jejich pen\u011bz je v noci bud\u00ed ze span\u00ed. Kdy\u017e ale vezmeme v \u00favahu inflaci (kter\u00e1 se b\u011b\u017en\u011b pohybuje okolo 2 procent ro\u010dn\u011b), ta ka\u017ed\u00fd rok ukroj\u00ed velkou porci v\u0161ech na\u0161ich pen\u011bz. To, co bychom b\u011b\u017en\u011b koupili v roce 2000 za 100 korun, na to bychom loni pot\u0159ebovali u\u017e kolem 140.<\/p>\n\n\n\n

Dv\u011b procenta ro\u010dn\u011b se zdaj\u00ed jako zanedbateln\u00fd n\u00e1r\u016fst. B\u011bhem let se tato mal\u00e1 \u010d\u00edsla ale nasb\u00edraj\u00ed a hodnota na\u0161ich pen\u011bz je st\u00e1le ni\u017e\u0161\u00ed a ni\u017e\u0161\u00ed. Spo\u0159ic\u00ed \u00fa\u010det samotn\u00fd n\u00e1s od t\u00e9to nevyhnuteln\u00e9 ztr\u00e1ty neochr\u00e1n\u00ed. Ale s n\u00edm dok\u00e1\u017eeme pohodln\u011b na\u0161et\u0159it finan\u010dn\u00ed rezervu, d\u00edky kter\u00e9 pak m\u016f\u017eeme pravideln\u011b investovat. A je mnohem lep\u0161\u00ed v\u011bd\u011bt, \u017ee se v investic\u00edch na\u0161e kupn\u00ed s\u00edla rok od roku zvy\u0161uje, ne\u017e hr\u00e1t „na jistotu“ a nechat si z pen\u011bz postupn\u011b ukrajovat inflac\u00ed.<\/p>\n\n\n\n

Pravideln\u00e9 investov\u00e1n\u00ed<\/a> naspo\u0159en\u00fdch pen\u011bz m\u00e1 dobr\u00fd d\u016fvod. P\u0159ich\u00e1z\u00ed ov\u0161em na \u0159adu a\u017e pot\u00e9, co d\u00edky spo\u0159ic\u00edmu \u00fa\u010dtu na\u0161et\u0159\u00edte dostate\u010dnou pohotovostn\u00ed rezervu. Vyberte si tedy sv\u016fj spo\u0159ic\u00ed \u00fa\u010det a za\u010dn\u011bte pravideln\u011b \u0161et\u0159it je\u0161t\u011b dnes.<\/p>\n","protected":false},"excerpt":{"rendered":"

Spo\u0159ic\u00ed \u00fa\u010dty poskytuj\u00ed jistotu Vytopen\u00fd byt, po\u0161kozen\u00e9 auto, rozbit\u00e1 ledni\u010dka – nikdy nev\u00edte, kdy se objev\u00ed ne\u010dekan\u00e9 v\u00fddaje. A pr\u00e1v\u011b\u2026 <\/p>\n","protected":false},"author":16452,"featured_media":8113,"parent":7933,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[],"tags":[],"_links":{"self":[{"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/pages\/1936"}],"collection":[{"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/users\/16452"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/comments?post=1936"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/pages\/1936\/revisions"}],"predecessor-version":[{"id":51633,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/pages\/1936\/revisions\/51633"}],"up":[{"embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/pages\/7933"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/media\/8113"}],"wp:attachment":[{"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/media?parent=1936"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/categories?post=1936"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/tags?post=1936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}