{"id":8793,"date":"2018-05-10T13:09:30","date_gmt":"2018-05-10T11:09:30","guid":{"rendered":"https:\/\/financer.com\/cz\/?page_id=8793"},"modified":"2024-01-08T15:59:43","modified_gmt":"2024-01-08T14:59:43","slug":"jak-dlouho-trva-prevod-penez","status":"publish","type":"post","link":"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/","title":{"rendered":"P\u0159evod pen\u011bz mezi bankami 2024"},"content":{"rendered":"\n<p>N\u011bkdy se stane, \u017ee \u010dlov\u011bk zapomene poslat n\u011bjakou d\u016fle\u017eitou platbu. Kdy\u017e jde o minuty, tak je na lamentov\u00e1n\u00ed pozd\u011b.\u00a0<strong>P\u0159evod pen\u011bz mezi bankami dnes sice zab\u00edr\u00e1 st\u00e1le m\u00e9n\u011b a m\u00e9n\u011b \u010dasu<\/strong>, zat\u00edm ale st\u00e1le je\u0161t\u011b nem\u016f\u017ee b\u00fdt okam\u017eit\u00fd. V sou\u010dasnosti se ov\u0161em chystaj\u00ed velk\u00e9 zm\u011bny.<\/p>\n\n\n\n<p>Trendem dne\u0161ka je v\u0161e zrychlovat a na\u0161t\u011bst\u00ed se tomuto trendu nevyh\u00fdb\u00e1 ani bankovnictv\u00ed. \u017dijeme sice v dob\u011b digitalizace, ale snaha urychlit n\u011bkter\u00e9 procesy nenar\u00e1\u017e\u00ed jen na omezen\u00ed technick\u00e9ho charakteru, v tomto p\u0159\u00edpad\u011b ale tak\u00e9 na<strong> evropsk\u00e9 a sv\u011btov\u00e9 regulace bankovn\u00edho styku.<\/strong><\/p>\n\n\n\t<div class=\"block-fn-toc\">\n\t\t\t\t\t<h3 class=\"block-fn-toc__title\">\n\t\t\t\tObsah \u010dl\u00e1nku\t\t\t<\/h3>\n\t\t\t\t<ul start=\"1\" class=\"block-fn-toc__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Jak_dlouho_trv_pevod_penz\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">1.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/#Jak_dlouho_trv_pevod_penz\">\n\t\t\t\t\t\t\t\tJak dlouho trv\u00e1 p\u0159evod pen\u011bz?\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Nejzaz_termny_pro_zadn_platby_D0_bez_pplatk\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t1.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/#Nejzaz_termny_pro_zadn_platby_D0_bez_pplatk\">\n\t\t\t\t\t\t\t\t\t\t\tNejzaz\u0161\u00ed term\u00edny pro zad\u00e1n\u00ed platby D+0 (bez p\u0159\u00edplatk\u016f)\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Nejzaz_termny_pro_zadn_platby_D1\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t1.2.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/#Nejzaz_termny_pro_zadn_platby_D1\">\n\t\t\t\t\t\t\t\t\t\t\tNejzaz\u0161\u00ed term\u00edny pro zad\u00e1n\u00ed platby D+1\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Pevod_penz_mezi_bankami\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">2.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/#Pevod_penz_mezi_bankami\">\n\t\t\t\t\t\t\t\tP\u0159evod pen\u011bz mezi bankami\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Rychlost_pevodu_penz\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t2.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/#Rychlost_pevodu_penz\">\n\t\t\t\t\t\t\t\t\t\t\tRychlost p\u0159evodu pen\u011bz\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Pevod_ve_stejn_bance\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">3.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/#Pevod_ve_stejn_bance\">\n\t\t\t\t\t\t\t\tP\u0159evod ve stejn\u00e9 bance\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Pevod_penz_do_zahrani\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">4.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/#Pevod_penz_do_zahrani\">\n\t\t\t\t\t\t\t\tP\u0159evod pen\u011bz do zahrani\u010d\u00ed\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Pozor\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t4.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/#Pozor\">\n\t\t\t\t\t\t\t\t\t\t\tPozor!\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Ukzkov_tabulka_rychlosti_pevod\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t4.2.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/#Ukzkov_tabulka_rychlosti_pevod\">\n\t\t\t\t\t\t\t\t\t\t\tUk\u00e1zkov\u00e1 tabulka rychlosti p\u0159evod\u016f\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Expresn_pevod\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">5.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/#Expresn_pevod\">\n\t\t\t\t\t\t\t\tExpresn\u00ed p\u0159evod\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Okamit_pevody\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t5.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/#Okamit_pevody\">\n\t\t\t\t\t\t\t\t\t\t\tOkam\u017eit\u00e9 p\u0159evody\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"asto_kladen_dotazy_\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t5.2.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/cz\/blog\/jak-dlouho-trva-prevod-penez\/#asto_kladen_dotazy_\">\n\t\t\t\t\t\t\t\t\t\t\t\u010casto kladen\u00e9 dotazy \t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Jak_dlouho_trv_pevod_penz\">Jak dlouho trv\u00e1 p\u0159evod pen\u011bz?<\/h2>\n\n\n\n<p>M\u016f\u017ee se t\u0159eba st\u00e1t, \u017ee pot\u0159ebujete m\u00edt odeslanou platbu je\u0161t\u011b ten sam\u00fd den, kdy budete zad\u00e1vat p\u0159\u00edkaz. <strong>U mobiln\u00edho a internetov\u00e9ho bankovnictv\u00ed<\/strong> v\u00e1m bude u v\u011bt\u0161iny bank sta\u010dit zadat p\u0159\u00edkaz do jeden\u00e1ct\u00e9 ve\u010der, <strong>na p\u0159ep\u00e1\u017ece<\/strong> do konce pracovn\u00ed doby a v p\u0159\u00edpad\u011b <strong>sb\u011brn\u00fdch box\u016f <\/strong>do dvan\u00e1cti hodin v poledne.<\/p>\n\n\n\n<p>Ka\u017ed\u00e1 banka je na tom s t\u011bmito \u010dasy trochu jinak. U v\u0161ech ale plat\u00ed, \u017ee pokud do t\u011bchto dob nestihnete zadat platby, pen\u00edze v\u00e1m z \u00fa\u010dtu budou strhnuty a\u017e v n\u00e1sleduj\u00edc\u00ed pracovn\u00ed den.<\/p>\n\n\n\n<p><strong>O v\u00edkendech nejsou p\u0159evody pen\u011bz z \u00fa\u010dtu na \u00fa\u010det mo\u017en\u00e9<\/strong>, a tak n\u011bkdy na platbu z p\u00e1tku ve\u010der m\u016f\u017eete \u010dekat a\u017e do pond\u011bl\u00ed do r\u00e1na.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Nejzaz_termny_pro_zadn_platby_D0_bez_pplatk\">Nejzaz\u0161\u00ed term\u00edny pro zad\u00e1n\u00ed platby D+0 (bez p\u0159\u00edplatk\u016f)<\/h3>\n\n\n\n<p>Ofici\u00e1ln\u00ed \u010dasy bank pro zad\u00e1n\u00ed plateb, <strong>aby ode\u0161ly z \u00fa\u010dtu v dan\u00fd pracovn\u00ed den a p\u0159\u00edjemci z jin\u00e9 banky se p\u0159ipsaly p\u0159\u00edjemci stejn\u00fd den<\/strong> (D+0). Uveden\u00e9 \u010dasy plat\u00ed p\u0159i pou\u017eit\u00ed internetov\u00e9ho nebo mobiln\u00edho bankovnictv\u00ed.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th><strong>Banka<\/strong><\/th><th><strong>Nejzaz\u0161\u00ed \u010das pro D+0<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Air Bank<\/strong><\/td><td>11:30 hod.<\/td><\/tr><tr><td><strong>Banka CREDITAS<\/strong><\/td><td>12:30 hod.<\/td><\/tr><tr><td><strong>\u010cesk\u00e1 spo\u0159itelna<\/strong><\/td><td>12:00 hod.<\/td><\/tr><tr><td><strong>\u010cSOB a Po\u0161tovn\u00ed spo\u0159itelna<\/strong><\/td><td>12:00 hod.<\/td><\/tr><tr><td><strong>Equa bank<\/strong><\/td><td>10:30 hod.<\/td><\/tr><tr><td><strong>Expobank<\/strong><\/td><td>12:00 hod.<\/td><\/tr><tr><td><strong>Fio banka<\/strong><\/td><td>12:00 hod.<\/td><\/tr><tr><td><strong>mBank<\/strong><\/td><td>08:00 hod.<\/td><\/tr><tr><td><strong>MONETA Money Bank<\/strong><\/td><td>12:00 hod.<\/td><\/tr><tr><td><strong>Raiffeisenbank<\/strong><\/td><td>08:00 hod.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Nejzaz_termny_pro_zadn_platby_D1\">Nejzaz\u0161\u00ed term\u00edny pro zad\u00e1n\u00ed platby D+1<\/h3>\n\n\n\n<p>Ofici\u00e1ln\u00ed \u010dasy bank a dru\u017estevn\u00edch z\u00e1lo\u017een pro zad\u00e1n\u00ed plateb pro to, <strong>aby ode\u0161ly z \u00fa\u010dtu v dan\u00fd pracovn\u00ed den a p\u0159\u00edjemci z jin\u00e9 banky se p\u0159ipsaly n\u00e1sleduj\u00edc\u00ed pracovn\u00ed den <\/strong>(D+1). Uveden\u00e9 \u010dasy plat\u00ed p\u0159i pou\u017eit\u00ed internetov\u00e9ho a mobiln\u00edho bankovnictv\u00ed.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th><strong>Banka\/z\u00e1lo\u017ena<\/strong><\/th><th><strong>Nejzaz\u0161\u00ed \u010das pro D+1<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Air Bank<\/strong><\/td><td>23:59 hod., v p\u00e1tek do 16:30 hod.<\/td><\/tr><tr><td><strong>Artesa, spo\u0159iteln\u00ed dru\u017estvo<\/strong><\/td><td>17:00 hod.<\/td><\/tr><tr><td><strong>Banka CREDITAS<\/strong><\/td><td>23:59 hod.<\/td><\/tr><tr><td><strong>Citfin, spo\u0159iteln\u00ed dru\u017estvo<\/strong><\/td><td>16:30 hod.<\/td><\/tr><tr><td><strong>\u010cesk\u00e1 spo\u0159itelna<\/strong><\/td><td>23:00 hod.<\/td><\/tr><tr><td><strong>\u010ceskoslovensk\u00e9 \u00fav\u011brn\u00ed dru\u017esvo<\/strong><\/td><td>08:00 hod.<\/td><\/tr><tr><td><strong>\u010cSOB\/Po\u0161tovn\u00ed spo\u0159itelna<\/strong><\/td><td>20:00 hod.<\/td><\/tr><tr><td><strong>Equa bank<\/strong><\/td><td>23:55 hod.<\/td><\/tr><tr><td><strong>Expobank<\/strong><\/td><td>19:00 hod.<\/td><\/tr><tr><td><strong>Fio banka<\/strong><\/td><td>23:50 hod.<\/td><\/tr><tr><td><strong>ING Bank<\/strong><\/td><td>16:00 hod.<\/td><\/tr><tr><td><strong>Komer\u010dn\u00ed banka<\/strong><\/td><td>20:30 hod.<\/td><\/tr><tr><td><strong>J &amp; T Banka<\/strong><\/td><td>20:00 hod.<\/td><\/tr><tr><td><strong>mBank<\/strong><\/td><td>16:00 hod.<\/td><\/tr><tr><td><strong>MONETA Money Bank<\/strong><\/td><td>17:00 hod.<\/td><\/tr><tr><td><strong>Moravsk\u00fd Pen\u011b\u017en\u00ed \u00dastav<\/strong><\/td><td>17:00 hod.<\/td><\/tr><tr><td><strong>NEY spo\u0159iteln\u00ed dru\u017estvo<\/strong><\/td><td>17:00 hod.<\/td><\/tr><tr><td><strong>Oberbank<\/strong><\/td><td>16:30 hod.<\/td><\/tr><tr><td><strong>Pen\u011b\u017en\u00ed d\u016fm, spo\u0159iteln\u00ed druz\u017estvo<\/strong><\/td><td>16:45 hod.<\/td><\/tr><tr><td><strong>PPF banka<\/strong><\/td><td>18:00 hod.<\/td><\/tr><tr><td><strong>Raiffeisenbank<\/strong><\/td><td>23:59 hod.<\/td><\/tr><tr><td><strong>Sberbank<\/strong><\/td><td>18:00 hod.<\/td><\/tr><tr><td><strong>UniCredit Bank<\/strong><\/td><td>20:00 hod.<\/td><\/tr><tr><td><strong>Volksbank Raiffeisenbank Nordoberpfalz<\/strong><\/td><td>16:00 hod.<\/td><\/tr><tr><td><strong>Waldviertler Sparkasse Bank<\/strong><\/td><td>16:00 hod.<\/td><\/tr><tr><td><strong>W\u00fcstenrot hypote\u010dn\u00ed banka<\/strong><\/td><td>23:50 hod.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Pevod_penz_mezi_bankami\">P\u0159evod pen\u011bz mezi bankami<\/h2>\n\n\n\n<p><strong>P\u0159i p\u0159evodu pen\u011bz mezi dv\u011bma r\u016fzn\u00fdmi bankami<\/strong> mus\u00ed platba proj\u00edt p\u0159es z\u00fa\u010dtovac\u00ed centrum. V \u010cesk\u00e9 republice je to syst\u00e9m mezibankovn\u00edho platebn\u00edho styku <strong>CERTIS<\/strong>, kter\u00fd vede \u010cesk\u00e1 n\u00e1rodn\u00ed banka.<\/p>\n\n\n\n<p>Rychlost je v t\u00e9to chv\u00edli dan\u00e1 mnoha faktory, tak jako tak ale va\u0161e <strong>platba prob\u011bhne obvykle u\u017e n\u00e1sleduj\u00edc\u00ed den.<\/strong> V nejhor\u0161\u00edm mo\u017en\u00e9m p\u0159\u00edpad\u011b se platba na druh\u00e9m \u00fa\u010dt\u011b za\u00fa\u010dtuje do druh\u00e9ho pracovn\u00edho dne, proto\u017ee pr\u00e1v\u011b tuto nejpozd\u011bj\u0161\u00ed \u010dasovou hranici ur\u010duje z\u00e1kon a evropsk\u00e9 bankovn\u00ed regulace.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Rychlost_pevodu_penz\">Rychlost p\u0159evodu pen\u011bz<\/h3><p><strong>Pri p\u0159evodu z\u00e1vis\u00ed hlavn\u011b <\/strong><strong>na tom, kdy dan\u00fd p\u0159evod zad\u00e1te.<\/strong> V\u011bt\u0161ina bank pen\u00edze p\u0159evede hned pouze v p\u0159\u00edpad\u011b, \u017ee p\u0159evod zad\u00e1te do 12t\u00e9 hodiny dopoledne.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Pevod_ve_stejn_bance\">P\u0159evod ve stejn\u00e9 bance<\/h2>\n\n\n\n<p>Na druhou stranu je p\u0159eveden\u00ed pen\u011bz z \u00fa\u010dtu na \u00fa\u010det v r\u00e1mci jedn\u00e9 banky okam\u017eit\u00e9. Jedn\u00e1 se o ide\u00e1ln\u00ed situaci, nebo\u0165 <strong>danou platbu zpracov\u00e1v\u00e1 pouze jedna banka<\/strong> a p\u0159evod je tedy prakticky instantn\u00ed. I zde je v\u0161ak t\u0159eba d\u00e1t si pozor, proto\u017ee takov\u00e9<strong> <\/strong>p\u0159evody<strong> <\/strong>pen\u011bz se uskute\u010d\u0148uj\u00ed pouze b\u011bhem pracovn\u00edch dn\u016f.<\/p>\n\n\n\n<p><strong>Rychlost p\u0159evodu pen\u011bz v r\u00e1mci stejn\u00e9 banky <\/strong>vyu\u017e\u00edvaj\u00ed <a href=\"https:\/\/financer.com\/cz\/pujcky\/nebankovni\/\">nebankovn\u00ed spole\u010dnosti<\/a> u v\u00fdplat <a href=\"https:\/\/financer.com\/cz\/pujcky\/rychla-pujcka\/\">rychl\u00fdch p\u016fj\u010dek<\/a>. Va\u0161e pen\u00edze v\u00e1m mohou vyplatit <a href=\"https:\/\/financer.com\/cz\/pujcky\/ihned\/\">ihned<\/a>, proto\u017ee kdy\u017e maj\u00ed \u00fa\u010dty u v\u0161ech velk\u00fdch \u010desk\u00fdch bank, tak se v\u00e1m pen\u00edze objev\u00ed na \u00fa\u010dt\u011b d\u00edky vnit\u0159n\u00edmu p\u0159evodu u\u017e b\u011bhem n\u011bkolika minut.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Pevod_penz_do_zahrani\">P\u0159evod pen\u011bz do zahrani\u010d\u00ed<\/h2>\n\n\n\n<p>Jakmile pos\u00edl\u00e1te pen\u00edze do jin\u00e9ho st\u00e1tu nebo je naopak dost\u00e1v\u00e1te, tak se <strong>rychlost p\u0159evodu \u0159\u00edd\u00ed hlavn\u011b c\u00edlovou m\u011bnou.<\/strong> Tedy t\u00edm, jestli na \u00fa\u010det p\u0159\u00edjemce p\u0159ijdou pen\u00edze v \u010desk\u00fdch korun\u00e1ch, v eurech, dolarech nebo jak\u00e9koli jin\u00e9 m\u011bn\u011b.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><p>Pos\u00edl\u00e1te \u010dasto pen\u00edze do zahrani\u010d\u00ed? Skv\u011bl\u00fdm \u0159e\u0161en\u00edm pro v\u00e1s by mohla b\u00fdt <strong>internetov\u00e1 banka Revolut.<\/strong><\/p>\n<p>Jedn\u00e1 se o zahrani\u010dn\u00ed spole\u010dnost se s\u00eddlem v Lond\u00fdn\u011b, zam\u011b\u0159enou na internetov\u00e9, respektive mobiln\u00ed bankovnictv\u00ed. V\u00edce se dozv\u00edte v na\u0161\u00ed <a href=\"https:\/\/financer.com\/cz\/spolecnost\/revolut\/\">Revolut recenzi.<\/a><\/p><p class=\"has-text-centered\">\n\t <a href=\"https:\/\/financer.com\/cz\/spolecnost\/revolut\/redirect\/\" rel=\"sponsored nofollow\" target=\"_blank\" class=\"button is-normal is-primary is-rounded is-large\">Chci zkusit Revolut <\/a>\n\t<\/p><\/div>\n\n\n<p><strong>Eur<\/strong>o se d\u00edky SEPA platb\u00e1m p\u0159ev\u00e1d\u00ed nejrychleji, proto\u017ee jsou d\u00edky Evropsk\u00e9 unii mezi bankami domluven\u00e9 standardy p\u0159evodu pen\u011bz. <strong>Libry<\/strong> maj\u00ed domluvenou v\u00fdjimku, tak\u017ee se za\u00fa\u010dtuj\u00ed u\u017e do \u010dty\u0159 pracovn\u00edch dn\u00ed. U mimoevropsk\u00fdch m\u011bn ale m\u016f\u017ee za\u00fa\u010dtov\u00e1n\u00ed transakce klidn\u011b trvat mezi 5 a 10 dny. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Pozor\">Pozor!<\/h3><p><strong>Na platby v ciz\u00edch m\u011bn\u00e1ch se mohou vztahovat velk\u00e9 poplatky,<\/strong> n\u011bkdy a\u017e v stovk\u00e1ch korun. Po\u010d\u00edtejte ale i s rozd\u00edly kurz\u016f m\u011bn \u2013 p\u0159ijat\u00e9 i poslan\u00e9 \u010d\u00e1stky jsou ni\u017e\u0161\u00ed, proto\u017ee ciz\u00ed m\u011bny dost\u00e1v\u00e1te na \u00fa\u010det za kurz deviza \u2013 n\u00e1kup a na jin\u00e9 \u00fa\u010dty je pos\u00edl\u00e1te za kurz deviza \u2013 prodej.<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Ukzkov_tabulka_rychlosti_pevod\">Uk\u00e1zkov\u00e1 tabulka rychlosti p\u0159evod\u016f<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><tbody><tr><th>Typ p\u0159\u00edkazu<\/th><th>Zp\u016fsob zad\u00e1n\u00ed<\/th><th>P\u0159ijet\u00ed v jin\u00e9 bance<\/th><\/tr><tr><td>Standardn\u00ed<\/td><td>Internetov\u00e9 bankovnictv\u00ed<\/td><td>Nejpozd\u011bji druh\u00fd den<\/td><\/tr><tr><td>Standardn\u00ed<\/td><td>Pobo\u010dka<\/td><td>Nejpozd\u011bji druh\u00fd den<\/td><\/tr><tr><td>Standardn\u00ed<\/td><td>Bankomat<\/td><td>Nejpozd\u011bji druh\u00fd den<\/td><\/tr><tr><td>Standardn\u00ed<\/td><td>Sm\u011brn\u00fd box<\/td><td>Dal\u0161\u00ed den<\/td><\/tr><tr><td>Expresn\u00ed<\/td><td>Internetov\u00e9 bankovnictv\u00ed<\/td><td>Stejn\u00fd den<\/td><\/tr><tr><td>Expresn\u00ed<\/td><td>Pobo\u010dka<\/td><td>Stejn\u00fd den<\/td><\/tr><tr><td>Hotovost<\/td><td>Pobo\u010dka<\/td><td>Stejn\u00fd den<\/td><\/tr><tr><td>Hotovost<\/td><td>Bankomat<\/td><td>Nejpozd\u011bji druh\u00fd den<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Expresn_pevod\">Expresn\u00ed p\u0159evod<\/h2>\n\n\n\n<p>Pokud jste zapomn\u011bli na hodn\u011b d\u016fle\u017eitou platbu, m\u016f\u017eete na\u0161t\u011bst\u00ed vyu\u017e\u00edt i <strong>expresn\u00edch p\u0159evod\u016f.<\/strong> Neumo\u017e\u0148uj\u00ed je sice v\u0161echny banky, ale v\u011bt\u0161ina na\u0161t\u011bst\u00ed ano.<\/p>\n\n\n\n<p>D\u00edky t\u00e9to speci\u00e1ln\u00ed slu\u017eb\u011b tak budete m\u00edt jistotu, \u017ee <strong>pen\u00edze doraz\u00ed na c\u00edlov\u00fd \u00fa\u010det je\u0161t\u011b ten sam\u00fd den.<\/strong> <\/p>\n\n\n\n<p>Nev\u00fdhodou je, \u017ee cena expresn\u00edho p\u0159evodu se odv\u00edj\u00ed od hodiny, kdy dan\u00fd p\u0159evod zad\u00e1v\u00e1te. Pokud ho tedy budete zad\u00e1vat v odpoledn\u00edch hodin\u00e1ch, p\u0159iplat\u00edte si.<\/p>\n\n\n\n<p>Za tento zrychlen\u00fd p\u0159evod toti\u017e zaplat\u00edte poplatek, kter\u00fd se <strong>u n\u011bkter\u00fdch bank m\u016f\u017ee vy\u0161plhat a\u017e ke stovk\u00e1m korun. <\/strong>U n\u011bkter\u00fdch bank je ale p\u0159evod pen\u011bz tak rychl\u00fd, \u017ee se v\u00e1m v n\u011bkter\u00fdch p\u0159\u00edpadech expresn\u00ed p\u0159\u00edkaz ani nemus\u00ed vyplatit.<\/p>\n\n\n\n<p>Na <strong>okam\u017eit\u00e9 p\u0159evody<\/strong> <strong>mezi jednotliv\u00fdmi bankami <\/strong>si tak je\u0161t\u011b n\u011bjak\u00fd \u010das budeme muset po\u010dkat.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Okamit_pevody\">Okam\u017eit\u00e9 p\u0159evody<\/h3><p>Tento typ plateb by m\u011bl<strong> v budoucnu fungovat v r\u00e1mci cel\u00e9 Evropsk\u00e9 unie.<\/strong> V \u010cesk\u00e9 republice okam\u017eit\u00e9 platby mezi bankami u\u017e sice mohou prob\u00edhat, do syst\u00e9mu v\u0161ak nejsou ani zdaleka zapojeny v\u0161echny banky.<\/p>\n<p>To je zat\u00edm nejv\u011bt\u0161\u00ed probl\u00e9m, proto\u017ee k tomu, aby mohla takov\u00e1 platba prob\u011bhnout, <strong>mus\u00ed ji podporovat ob\u011b banky.<\/strong> Tedy banka, ze kter\u00e9 pen\u00edze pos\u00edl\u00e1te, jako\u017e i banka do kter\u00e9 je pos\u00edl\u00e1te.<\/p>\n<p>Pokud si chcete ov\u011b\u0159it, zda i va\u0161e banka podporuje okam\u017eit\u00e9 p\u0159evody, pod\u00edvejte se na<a href=\"https:\/\/www.cnb.cz\/export\/sites\/cnb\/cs\/platebni-styk\/.galleries\/certis\/download\/seznam_okamzite_platby.pdf\"> seznam \u00fa\u010dastn\u00edk\u016f okam\u017eit\u00fdch plateb<\/a> \u010cNB.<\/p><\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"asto_kladen_dotazy_\">\u010casto kladen\u00e9 dotazy <\/h3><h4>Jak dlouho obvykle trv\u00e1 p\u0159evod pen\u011bz?<\/h4><div class=\"faq_inner\"><p>To z\u00e1vis\u00ed na n\u011bkolika faktorech. V prvn\u00ed \u0159ad\u011b jak\u00fdm zp\u016fsobem tento p\u0159evod zad\u00e1v\u00e1te, tedy zda u p\u0159ep\u00e1\u017eky, p\u0159es internetov\u00e9 bankovnictv\u00ed \u010di p\u0159\u00edpadn\u011b u sm\u011brn\u00fdch box\u016f. Stejn\u011b d\u016fle\u017eit\u00e1 je hodina respektov\u00e1n\u00ed doby, kdy dan\u00fd p\u0159evod zad\u00e1v\u00e1te.<\/p>\n<p>V neposledn\u00ed \u0159ad\u011b, zda se jedn\u00e1 o p\u0159evod v r\u00e1mci jedn\u00e9 banky nebo mezi dv\u011bma r\u016fzn\u00fdmi bankami. V\u00edce informac\u00ed o rychlosti p\u0159evod\u016f mezi bankami se dozv\u00edte v na\u0161em \u010dl\u00e1nku.<\/p><\/div><h4>Jak dlouho trv\u00e1 p\u0159evod pen\u011bz o v\u00edkendu?<\/h4><div class=\"faq_inner\"><p>Bohu\u017eel, p\u0159evody pen\u011bz z \u00fa\u010dtu na \u00fa\u010det b\u011bhem v\u00edkendu st\u00e1le nejsou mo\u017en\u00e9. Proto se v\u0161echny zadan\u00e9 transakce uskute\u010dn\u00ed a\u017e pond\u011bl\u00ed r\u00e1no.<\/p><\/div><h4>Jak dlouho trv\u00e1 p\u0159evod pen\u011bz ze zahrani\u010d\u00ed?<\/h4><div class=\"faq_inner\"><p>Rychlost p\u0159evodu pen\u011bz do nebo ze zahrani\u010d\u00ed z\u00e1vis\u00ed p\u0159edev\u0161\u00edm na c\u00edlov\u00e9 m\u011bn\u011b. Nejrychleji se d\u00edky SEPA platb\u00e1m p\u0159ev\u00e1d\u011bj\u00ed eura, v\u00fdjimku maj\u00ed nap\u0159\u00edklad i libry. U jin\u00fdch mimoevropsk\u00fdch m\u011bn mus\u00edte po\u010d\u00edtat is dobou za\u00fa\u010dtov\u00e1n\u00ed 5-10 dn\u00ed.<\/p><\/div><h4>Daj\u00ed se v \u010cR prov\u00e9st okam\u017eit\u00e9 p\u0159evody?<\/h4><div class=\"faq_inner\"><p>Okam\u017eit\u00e9 p\u0159evody mezi bankami zat\u00edm v \u010cesku nejsou samoz\u0159ejmost\u00ed. N\u011bkolik bank, jako nap\u0159\u00edklad \u010cesk\u00e1 spo\u0159itelna, Fio banka, Raiffeisenbank nebo PPF banka, ale u\u017e takov\u00e9 platby podporuj\u00ed.<\/p>\n<p>Probl\u00e9mem v\u0161ak je, \u017ee k tomu aby syst\u00e9m okam\u017eit\u00fdch p\u0159evod\u016f fungoval, mus\u00ed jej podporovat jak banka ze kter\u00e9 se pen\u00edze odes\u00edlaj\u00ed, tak banka do kter\u00e9 se pos\u00edlaj\u00ed.<\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>N\u011bkdy se stane, \u017ee \u010dlov\u011bk zapomene poslat n\u011bjakou d\u016fle\u017eitou platbu. Kdy\u017e jde o minuty, tak je na lamentov\u00e1n\u00ed pozd\u011b.\u00a0P\u0159evod pen\u011bz\u2026 <\/p>\n","protected":false},"author":16452,"featured_media":8815,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[1196],"tags":[33],"_links":{"self":[{"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/posts\/8793"}],"collection":[{"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/users\/16452"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/comments?post=8793"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/posts\/8793\/revisions"}],"predecessor-version":[{"id":50149,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/posts\/8793\/revisions\/50149"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/media\/8815"}],"wp:attachment":[{"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/media?parent=8793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/categories?post=8793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/cz\/wp-json\/wp\/v2\/tags?post=8793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}