{"id":3726,"date":"2017-12-08T07:47:18","date_gmt":"2017-12-08T07:47:18","guid":{"rendered":"https:\/\/financer.com\/de\/?page_id=3726"},"modified":"2024-01-02T14:18:52","modified_gmt":"2024-01-02T13:18:52","slug":"mikrokredit","status":"publish","type":"page","link":"https:\/\/financer.com\/de\/kredite\/mikrokredit\/","title":{"rendered":"Mikrokredit"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Mikrokredit-Anbieter im \u00dcberblick<\/h3>\n\n\n\n<p>Es gibt eine Reihe von Anbietern, die sich auf die Vergabe von <a href=\"https:\/\/financer.com\/de\/kredite\/minikredit\/\">kleinen Kreditmengen<\/a> spezialisiert haben. Die seri\u00f6sesten und bekanntesten Anbieter in Deutschland sind:<\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/financer.com\/de\/anbieter\/cashper\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/de\/anbieter\/cashper\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cashper<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/financer.com\/de\/anbieter\/xpresscredit\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ferratum Xpresscredit<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/financer.com\/de\/anbieter\/vexcash\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vexcash<\/a><\/li>\n<\/ul>\n\n\n\n<p><br>Im Folgenden pr\u00e4sentieren wir Ihnen einige Informationen hinsichtlich der Kreditlaufzeit, Zinss\u00e4tze und Zusatzoptionen der einzelnen Anbieter, damit Sie sich ein besseres Bild verschaffen k\u00f6nnen.<\/p>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><thead><tr><th>Anbieter<\/th><th>Summe<\/th><th>Laufzeit<\/th><th>Zinsen<\/th><th>Mindesteinkommen<\/th><th>Sofortauszahlung<\/th><\/tr><\/thead><tbody><tr><td>Cashper<\/td><td>100 \u20ac &#8211; 1.500 \u20ac<\/td><td>15 \u2013 60 Tage<\/td><td>0 %<\/td><td>700 \u20ac<\/td><td>\u2714\ufe0f<\/td><\/tr><tr><td>Ferratum<\/td><td>50 \u20ac &#8211; 1.500 \u20ac<\/td><td>30 &#8211; 180 Tage<\/td><td>10,36%<\/td><td>0 \u20ac<\/td><td>\u2714\ufe0f<\/td><\/tr><tr><td>Vexcash<\/td><td>100\u20ac &#8211; 1.000 \u20ac<\/td><td>30 &#8211; 90 Tage<\/td><td>14,82 %<\/td><td>500 \u20ac<\/td><td>\u2714\ufe0f<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Alle Anbieter vergeben einen Mikrokredit <a href=\"https:\/\/financer.com\/de\/kredite\/kredit-trotz-schlechter-bonitaet\/\" target=\"_blank\" rel=\"noreferrer noopener\">trotz negativer Schufa.<\/a> Wenn Sie kein Erstkunde sind, erhalten Sie bei Vexcash sowie Ferratum sogar einen Mikrokredit in H\u00f6he von bis zu 3.000,- EUR. <\/p>\n\n\n\n<p>Der einzige Anbieter, bei dem Sie einen <a href=\"https:\/\/financer.com\/de\/kredite\/kredit-ohne-einkommensnachweis\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mikrokredit ohne Einkommensnachweis<\/a> erhalten, ist Ferratum Xpresscredit.\u00a0<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\" id=\"comparison_table_fields\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/de\/anbieter\/xpresscredit\/\" class=\"items-content__card-logo \" ><img width=\"360\" height=\"110\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/16\/2017\/07\/ferratum-logo-png.png\" class=\"attachment-full size-full\" alt=\"\" decoding=\"async\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/16\/2017\/07\/ferratum-logo-png.png 360w, https:\/\/financer.com\/app\/uploads\/sites\/16\/2017\/07\/ferratum-logo-png-300x92.png 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/><\/a><span class=\"items-content__card-chosen\">Gew\u00e4hlt: <strong>275.077<\/strong> Mal<\/span><ul class=\"items-content__card-list\"><li >Top-Anbieter mit mehr als 2 Millionen Kunden<\/li><li >Kreditaufnahme ohne Einkommensnachweis m\u00f6glich<\/li><li >Online-Antragstellung in 10 Minuten abschlie\u00dfbar<\/li><li >Kreditentscheidung in 60 Sekunden<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimaler Kreditbetrag<\/span><span class=\"items-content__card-datapoint-value\">50<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maximaler Kreditbetrag<\/span><span class=\"items-content__card-datapoint-value\">3000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Niedrigster Jahreszinssatz<\/span><span class=\"items-content__card-datapoint-value\">10.36<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f6chster Jahreszins<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimale Kreditdauer<\/span><span class=\"items-content__card-datapoint-value\">1 Monat<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maximale Kreditdauer<\/span><span class=\"items-content__card-datapoint-value\">6 Monate<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Akzeptiert Kunden mit schlechter Bonit\u00e4t<\/span><span class=\"items-content__card-datapoint-value\">Ja. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/de\/anbieter\/xpresscredit\/redirect\/?unq=663514f6ae41c\" data-url_param_unq=\"663514f6ae41c\" data-url_param_pid=\"242\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Angebot ansehen<\/a><a href=\"https:\/\/financer.com\/de\/anbieter\/xpresscredit\/\" class=\"button is-rounded items-content__card-more-info\">Mehr erfahren<\/a><a href=\"https:\/\/financer.com\/de\/anbieter\/xpresscredit\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.4\">4.4<\/span><\/a><span class=\"items-content__card-reviews\"> Lesen Sie&nbsp;<a href=\"https:\/\/financer.com\/de\/anbieter\/xpresscredit\/#read-reviews\">98<\/strong>&nbsp;Bewertungen<\/a><\/div><\/div><div class=\"items-content__card-description\" >Repr\u00e4sentatives Beispiel gem\u00e4\u00df \u00a716 PAngV: Nettodarlehensbetrag von 600,00\u20ac, Gesamtbetrag 696,78\u20ac, monatl. Raten 348,39\u20ac, 2 Raten, Laufzeit 2 Monate, fester Sollzinssatz 10,36%, effektiver Jahreszins 10,77%, 2-Raten-Option: 89,00\u20ac. Bonit\u00e4t vorausgesetzt.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/de\/anbieter\/vexcash\/\" class=\"items-content__card-logo \" ><img width=\"360\" height=\"110\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/16\/2017\/07\/vexcash-logo.png\" class=\"attachment-full size-full\" alt=\"\" decoding=\"async\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/16\/2017\/07\/vexcash-logo.png 360w, https:\/\/financer.com\/app\/uploads\/sites\/16\/2017\/07\/vexcash-logo-300x92.png 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/><\/a><span class=\"items-content__card-chosen\">Gew\u00e4hlt: <strong>66.721<\/strong> Mal<\/span><ul class=\"items-content__card-list\"><li >Deutschlands erster Blitzkredit<\/li><li >5-min\u00fctiger Online-Antrag<\/li><li >Computer\u00adalgorithmen\u00adbasierte Bearbeitung<\/li><li >Auszahlung innerhalb von 24 Stunden m\u00f6glich<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimaler Kreditbetrag<\/span><span class=\"items-content__card-datapoint-value\">100<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maximaler Kreditbetrag<\/span><span class=\"items-content__card-datapoint-value\">3000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Niedrigster Jahreszinssatz<\/span><span class=\"items-content__card-datapoint-value\">13.90<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f6chster Jahreszins<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimale Kreditdauer<\/span><span class=\"items-content__card-datapoint-value\">1 Monat<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maximale Kreditdauer<\/span><span class=\"items-content__card-datapoint-value\">3 Monate<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Akzeptiert Kunden mit schlechter Bonit\u00e4t<\/span><span class=\"items-content__card-datapoint-value\">Ja. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/de\/anbieter\/vexcash\/redirect\/?unq=663514f6b8126\" data-url_param_unq=\"663514f6b8126\" data-url_param_pid=\"236\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Angebot ansehen<\/a><a href=\"https:\/\/financer.com\/de\/anbieter\/vexcash\/\" class=\"button is-rounded items-content__card-more-info\">Mehr erfahren<\/a><a href=\"https:\/\/financer.com\/de\/anbieter\/vexcash\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.3\">4.3<\/span><\/a><span class=\"items-content__card-reviews\"> Lesen Sie&nbsp;<a href=\"https:\/\/financer.com\/de\/anbieter\/vexcash\/#read-reviews\">29<\/strong>&nbsp;Bewertungen<\/a><\/div><\/div><div class=\"items-content__card-description\" >Repr\u00e4sentatives Beispiel gem\u00e4\u00df \u00a76a PAngV: Nettodarlehensbetrag von 500,00\u20ac, Gesamtbetrag 508,46\u20ac, monatl. Raten 169,49\u20ac, 2 Raten, Laufzeit 2 Monate, fester Sollzinssatz 13,90%, effektiver Jahreszins 14,82%. Bonit\u00e4t vorausgesetzt.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/de\/anbieter\/cashper\/\" class=\"items-content__card-logo \" ><img width=\"360\" height=\"110\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/16\/2017\/07\/cashper-png.png\" class=\"attachment-full size-full\" alt=\"\" decoding=\"async\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/16\/2017\/07\/cashper-png.png 360w, https:\/\/financer.com\/app\/uploads\/sites\/16\/2017\/07\/cashper-png-300x92.png 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/><\/a><span class=\"items-content__card-chosen\">Gew\u00e4hlt: <strong>62.770<\/strong> Mal<\/span><ul class=\"items-content__card-list\"><li >BankingCheck Awards 2023 &#8222;Bester Minikredit&#8220;<\/li><li >Kostenlose Kreditberatung durch Anbieter<\/li><li >Auszahlung innerhalb von 24 Stunden m\u00f6glich<\/li><li >Mindesteinkommen in H\u00f6he von 700 EUR erforderlich<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimaler Kreditbetrag<\/span><span class=\"items-content__card-datapoint-value\">100<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maximaler Kreditbetrag<\/span><span class=\"items-content__card-datapoint-value\">1500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Niedrigster Jahreszinssatz<\/span><span class=\"items-content__card-datapoint-value\">13.50<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f6chster Jahreszins<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimale Kreditdauer<\/span><span class=\"items-content__card-datapoint-value\">1 Monat<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maximale Kreditdauer<\/span><span class=\"items-content__card-datapoint-value\">2 Monate<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Akzeptiert Kunden mit schlechter Bonit\u00e4t<\/span><span class=\"items-content__card-datapoint-value\">Ja. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/de\/anbieter\/cashper\/redirect\/?unq=663514f6c1fb5\" data-url_param_unq=\"663514f6c1fb5\" data-url_param_pid=\"203\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Angebot ansehen<\/a><a href=\"https:\/\/financer.com\/de\/anbieter\/cashper\/\" class=\"button is-rounded items-content__card-more-info\">Mehr erfahren<\/a><a href=\"https:\/\/financer.com\/de\/anbieter\/cashper\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.5\">4.5<\/span><\/a><span class=\"items-content__card-reviews\"> Lesen Sie&nbsp;<a href=\"https:\/\/financer.com\/de\/anbieter\/cashper\/#read-reviews\">46<\/strong>&nbsp;Bewertungen<\/a><\/div><\/div><div class=\"items-content__card-description\" >Repr\u00e4sentatives Beispiel gem\u00e4\u00df \u00a716 PAngV: Nettodarlehensbetrag von 400,00\u20ac, Gesamtbetrag 404,18\u20ac, monatl. Raten 404,18\u20ac, 1 Rate, Laufzeit 1 Monat, fester Sollzinssatz 13,50%, effektiver Jahreszins 13,50%. Bonit\u00e4t vorausgesetzt.<\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Mikrokredit-Anbieter im \u00dcberblick Es gibt eine Reihe von Anbietern, die sich auf die Vergabe von kleinen Kreditmengen spezialisiert haben. Die\u2026 <\/p>\n","protected":false},"author":98,"featured_media":3733,"parent":923,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[],"tags":[25],"_links":{"self":[{"href":"https:\/\/financer.com\/de\/wp-json\/wp\/v2\/pages\/3726"}],"collection":[{"href":"https:\/\/financer.com\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.com\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/de\/wp-json\/wp\/v2\/users\/98"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/de\/wp-json\/wp\/v2\/comments?post=3726"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/de\/wp-json\/wp\/v2\/pages\/3726\/revisions"}],"predecessor-version":[{"id":48123,"href":"https:\/\/financer.com\/de\/wp-json\/wp\/v2\/pages\/3726\/revisions\/48123"}],"up":[{"embeddable":true,"href":"https:\/\/financer.com\/de\/wp-json\/wp\/v2\/pages\/923"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/de\/wp-json\/wp\/v2\/media\/3733"}],"wp:attachment":[{"href":"https:\/\/financer.com\/de\/wp-json\/wp\/v2\/media?parent=3726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/de\/wp-json\/wp\/v2\/categories?post=3726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/de\/wp-json\/wp\/v2\/tags?post=3726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}