{"id":12162,"date":"2019-08-30T11:21:20","date_gmt":"2019-08-30T09:21:20","guid":{"rendered":"https:\/\/financer.com\/dk\/?page_id=12162"},"modified":"2024-01-03T09:51:34","modified_gmt":"2024-01-03T08:51:34","slug":"laaneformidler","status":"publish","type":"page","link":"https:\/\/financer.com\/dk\/laan-penge\/laaneformidler\/","title":{"rendered":"L\u00e5neformidler"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Lneformidlere_i_Danmark\">L\u00e5neformidlere i Danmark<\/h2>\n\n\n\n<div class=\"wp-block-image shortcode-no\"><figure class=\"alignright size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2019\/02\/financer-icon-300x300-min.png\" alt=\"\" class=\"wp-image-9388\" width=\"150\" height=\"150\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2019\/02\/financer-icon-300x300-min.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/5\/2019\/02\/financer-icon-300x300-min-150x150.png 150w, https:\/\/financer.com\/app\/uploads\/sites\/5\/2019\/02\/financer-icon-300x300-min-75x75.png 75w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/figure><\/div>\n\n\n\n<p><strong>Overvejer du at bruge en l\u00e5neformidler til at finde dit l\u00e5n?<\/strong><\/p>\n\n\n\n<p>Der er s\u00e5 mange forskellige l\u00e5nebegreber, at det kan v\u00e6re sv\u00e6rt at holde styr p\u00e5 dem alle. <\/p>\n\n\n\n<p>I denne artikel kigger vi p\u00e5 nogen af de danske l\u00e5neformidlere, hvad en l\u00e5neformidler er, og om det er en god id\u00e9 at l\u00e5ne penge gennem en.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\" id=\"comparison_table_fields\"><h3>L\u00e5neformidlere<\/h3><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/dk\/selskab\/lendo\/\" class=\"items-content__card-logo \" ><img width=\"180\" height=\"55\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2019\/09\/lendo-logo.png\" class=\"attachment-full size-full\" alt=\"Lendo anmeldelse\" decoding=\"async\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>4.882<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >L\u00e5n 20.000-500.000 kr.<\/li><li >Min. alder: 18 \u00e5r<\/li><li >Rente fra 2,95%<\/li><li >F\u00e5 tilbud fra +10 l\u00e5neudbydere med \u00e9n ans\u00f8gning<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">20000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">350000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">1.25<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">22.52<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/dk\/selskab\/lendo\/redirect\/?unq=66353120ebb8d\" data-url_param_unq=\"66353120ebb8d\" data-url_param_pid=\"10591\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ans\u00f8g nu<\/a><a href=\"https:\/\/financer.com\/dk\/selskab\/lendo\/\" class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.com\/dk\/selskab\/lendo\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.8\">4.8<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.com\/dk\/selskab\/lendo\/#read-reviews\">6<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >*Beregningseksempel: Samlet kreditbel\u00f8b 175.000 kr. L\u00f8betid 1 \u00e5r. \u00c5OP 9,24 %. Variabel debitorrente 7,00 %. Etablering 1.750 kr. Samlet tilbagebetaling 183.528 kr. L\u00f8betid 1-15 \u00e5r. Rentesp\u00e6nd 2,95-22,52 %.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/dk\/selskab\/digifinans\/\" class=\"items-content__card-logo \" ><img width=\"180\" height=\"55\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2019\/10\/digifinans-logo.png\" class=\"attachment-full size-full\" alt=\"DigiFinans anmeldelse\" decoding=\"async\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>2.755<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >Digifinans tilbyder forbrugsl\u00e5n og samlel\u00e5n<\/li><li >Digifinans samarbejder med 12 l\u00e5neselskaber<\/li><li >Digifinans har en h\u00f8j score p\u00e5 Trustpilot p\u00e5 4,7\/5 stjerner<\/li><li >Digifinans tilbyder l\u00e5n uden sikkerhed<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">5000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">7.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">7.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">20<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/dk\/selskab\/digifinans\/redirect\/?unq=6635312100c0d\" data-url_param_unq=\"6635312100c0d\" data-url_param_pid=\"13069\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ans\u00f8g nu<\/a><a href=\"https:\/\/financer.com\/dk\/selskab\/digifinans\/\" class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.com\/dk\/selskab\/digifinans\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.8\">4.8<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.com\/dk\/selskab\/digifinans\/#read-reviews\">4<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >*Ved 7.00% variabel deb. rente. Priseksempel: Samlet kreditbel\u00f8b 250.000 kr. \u00c5OP 7.65%. Etb. omk. 2.500 kr. Samlet tilbagebetaling: 414.457 kr. Samlede kreditomkostninger: 164.457 kr.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/dk\/selskab\/lendme\/\" class=\"items-content__card-logo \" ><img width=\"180\" height=\"55\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2017\/10\/lendme-logo-4.png\" class=\"attachment-full size-full\" alt=\"LendMe anmeldelse\" decoding=\"async\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>4.921<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >L\u00e5n op til 500.000 kr.<\/li><li >F\u00e5 tilbud fra +10 banker<\/li><li >Min. alder: 23 \u00e5r<\/li><li >Rente fra 3,60%<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">10000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">3.60<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">20.95<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">12 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/dk\/selskab\/lendme\/redirect\/?unq=663531210906a\" data-url_param_unq=\"663531210906a\" data-url_param_pid=\"4943\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ans\u00f8g nu<\/a><a href=\"https:\/\/financer.com\/dk\/selskab\/lendme\/\" class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.com\/dk\/selskab\/lendme\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.3\">4.3<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.com\/dk\/selskab\/lendme\/#read-reviews\">18<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Priseks.: Samlet kreditbel\u00f8b 130.000 kr. Var. deb. rente 3,60 &#8211; 20,95%. \u00c5OP 4,11 &#8211; 21,77%. Etb. omk. 3.900 kr. Samlet tilbagebetalingsbel\u00f8b 167.258 &#8211; 260.000 kr. L\u00f8betid 1-15 \u00e5r.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/dk\/selskab\/letfinans\/\" class=\"items-content__card-logo \" ><img width=\"720\" height=\"220\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2018\/11\/letfinans-logo-2.png\" class=\"attachment-full size-full\" alt=\"\" decoding=\"async\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2018\/11\/letfinans-logo-2.png 720w, https:\/\/financer.com\/app\/uploads\/sites\/5\/2018\/11\/letfinans-logo-2-300x92.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>2.792<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >L\u00e5n op til 500.000 kr.<\/li><li >Indhent tilbud fra flere banker med \u00e9n ans\u00f8gning<\/li><li >Min. alder: 21 \u00e5r<\/li><li >Rente fra 3,49%<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">15000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">3.55<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">8.83<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/dk\/selskab\/letfinans\/redirect\/?unq=6635312111c32\" data-url_param_unq=\"6635312111c32\" data-url_param_pid=\"8604\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ans\u00f8g nu<\/a><a href=\"https:\/\/financer.com\/dk\/selskab\/letfinans\/\" class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.com\/dk\/selskab\/letfinans\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4\">4.0<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.com\/dk\/selskab\/letfinans\/#read-reviews\">5<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Ved samlet kreditbel\u00f8b p\u00e5 125.000 kr. over 10 \u00e5r, tilbagebetales via Betalingsservice. Mdl. ydelse: 1.300 &#8211; 2.552 kr. Variabel Debitorrente: 3,55 &#8211; 19,80 %. \u00c5OP: 4,28 &#8211; 24,34 %. Saml. kreditomk.: 31.008 &#8211; 181.252 kr. Saml. tilbagebet.: 156.008 &#8211; 306.252 kr. Stiftelsesomk.: 2.125 \u2013 7.488 kr. Mdl. gebyr: 33-40 kr. Fortrydelsesret: 14 dage. L\u00f8betid 12-144 mdr.<\/div><\/div><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/dk\/selskab\/laanio\/\" class=\"items-content__card-logo \" ><img width=\"180\" height=\"55\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/5\/2020\/06\/lanio-logo.png\" class=\"attachment-full size-full\" alt=\"L\u00e5nio anmeldelse\" decoding=\"async\" \/><\/a><span class=\"items-content__card-chosen\">Valgt <strong>722<\/strong> gange<\/span><ul class=\"items-content__card-list\"><li >L\u00e5netype: Forbrugsl\u00e5n og samlel\u00e5n<\/li><li >L\u00e5nebel\u00f8b: 10.000-300.000 kr. (500.000 kr. ved samlel\u00e5n)<\/li><li >L\u00f8betid: 1-12 \u00e5r<\/li><li >Rente fra 3,49-29,95%<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. l\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">10000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">L\u00e5nebel\u00f8b<\/span><span class=\"items-content__card-datapoint-value\">400000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lavest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">7.30<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">H\u00f8jest \u00c5OP<\/span><span class=\"items-content__card-datapoint-value\">7.30<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min. periode<\/span><span class=\"items-content__card-datapoint-value\">1 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max periode<\/span><span class=\"items-content__card-datapoint-value\">15 \u00e5r<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepterer RKI?<\/span><span class=\"items-content__card-datapoint-value\">Nej. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/dk\/selskab\/laanio\/redirect\/?unq=663531211a3ac\" data-url_param_unq=\"663531211a3ac\" data-url_param_pid=\"19567\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Ans\u00f8g nu<\/a><a href=\"https:\/\/financer.com\/dk\/selskab\/laanio\/\" class=\"button is-rounded items-content__card-more-info\">Mere info<\/a><a href=\"https:\/\/financer.com\/dk\/selskab\/laanio\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_gray\" data-rating-value=\"0\">N\/A<\/span><\/a><span class=\"items-content__card-reviews\">L\u00e6s&nbsp;<a href=\"https:\/\/financer.com\/dk\/selskab\/laanio\/#read-reviews\">0<\/strong>&nbsp;anmeldelser<\/a><\/div><\/div><div class=\"items-content__card-description\" >Eksempel: L\u00e5nebel\u00f8b 75.000 kr. L\u00f8betid 5 \u00e5r. Mdl. ydelse 1.502 kr. Fast debitorrente 7,3%. Stiftelsesomkostninger 750 kr. \u00c5OP f\u00f8r skat 7,75%. Sml. omk. 15.139 kr. Tilbagebetaling i alt 90.139 kr.<\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Hvad_er_en_lneformidler\">Hvad er en l\u00e5neformidler?<\/h2>\n\n\n\n<p><strong>L\u00e5neformidlere kaldes ogs\u00e5 l\u00e5nebrokers og i nogle tilf\u00e6lde l\u00e5nesamlere.<\/strong><\/p>\n\n\n\n<p>En l\u00e5neformidler l\u00e5ner dig i virkeligheden ikke penge. De formidler blot l\u00e5net fra en eller flere andre <a href=\"https:\/\/financer.com\/dk\/laan-penge\/banker-laaneudbydere\/\">l\u00e5neudbydere<\/a>, som har en samarbejdsaftale med l\u00e5neformidleren.<\/p>\n\n\n\n<p>Sender du en l\u00e5neans\u00f8gning til en l\u00e5neformidler, vil l\u00e5neformidleren indhente tilbud til dig, fra de l\u00e5neudbydere de samarbejder med.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Begrebsforklaring\">Begrebsforklaring<\/h3><ul>\n<li><strong>L\u00e5neformidler. <\/strong>En l\u00e5neformidler er en tredjepart, der h\u00e5ndterer kontrakten mellem en l\u00e5neudbyder og en l\u00e5ntager.<\/li>\n<li><strong>L\u00e5nebroker.<\/strong> L\u00e5nebroker er et andet ord for l\u00e5neformidler, som kommer af det engelske \u201dloan broker\u201d.<\/li>\n<li><strong>L\u00e5nesamler. <\/strong>L\u00e5nesamlere indhenter tilbud fra flere forskellige l\u00e5neudbydere p\u00e5 \u00e9n gang, som deres kunder derefter kan v\u00e6lge imellem. En l\u00e5nesamler er altid en l\u00e5neformidler, men en l\u00e5neformidler er ikke altid en l\u00e5nesamler.<\/li>\n<\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ln_penge_af_lneformidler_vs_lneudbyder\">L\u00e5n penge af l\u00e5neformidler eller l\u00e5neudbyder?<\/h2>\n\n\n\n<p>Lad os kigge p\u00e5 forskellene mellem at bruge en l\u00e5neformidler og g\u00e5 direkte til en l\u00e5neudbyder.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Lneformidler\">L\u00e5neformidler<\/h3>\n\n\n\n<p>Vil du l\u00e5ne penge gennem en l\u00e5neformidler, skal du finde en l\u00e5neformidler og indsende en ans\u00f8gning.<\/p>\n\n\n\n<p>N\u00e5r du har gjort det, udarbejder l\u00e5neformidleren en <a href=\"https:\/\/financer.com\/dk\/privatoekonomi\/kreditvaerdighed\/\">kreditvurdering<\/a> af dig, og videresender oplysningerne til deres samarbejdspartnere.<\/p>\n\n\n\n<p>N\u00e5r det er gjort, skal du bare vente p\u00e5 at modtage tilbud fra l\u00e5neformidlerens samarbejdspartnere. Det foreg\u00e5r normalt p\u00e5 l\u00e5neformidlerens platform.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Faktaboks\">Faktaboks<\/h3><ul>\n<li>De fleste l\u00e5neformidlere tilbyder <a href=\"https:\/\/financer.com\/dk\/laan-penge\/forbrugslaan\/\">forbrugsl\u00e5n<\/a> og\u00a0<a href=\"https:\/\/financer.com\/dk\/laan-penge\/samlelaan\/\">samlel\u00e5n<\/a>.<\/li>\n<li>L\u00e5neformidlere kan samarbejde med b\u00e5de uafh\u00e6ngige l\u00e5neudbydere og banker.<\/li>\n<li><a href=\"https:\/\/financer.com\/dk\/selskab\/lendme\/\">Lendme<\/a> var den f\u00f8rste rigtige l\u00e5nebroker i Danmark, og kom p\u00e5 markedet i 2016. Siden da er mange andre kommet til.<\/li>\n<\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Lneudbyder\">L\u00e5neudbyder<\/h3>\n\n\n\n<p>Vil du l\u00e5ne penge direkte af en l\u00e5neudbyder, skal du finde l\u00e5neudbyderen selv og ans\u00f8ge direkte.<\/p>\n\n\n\n<p>Hvis du vil have flere tilbud, skal du udfylde en ans\u00f8gning hos hver enkelt af l\u00e5neudbyderne, hvorefter du vil modtage et l\u00e5netilbud, hvis du ans\u00f8gning godkendes.<\/p>\n\n\n\n<p>N\u00e5r du sender din ans\u00f8gning, udarbejder l\u00e5neudbyderen en kreditvurdering, for at se om din \u00f8konomi er god nok til at <a href=\"https:\/\/financer.com\/dk\/laan-penge\/\">l\u00e5ne penge.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Fordele_og_ulemper_ved_at_bruge_en_lneformidler\">Fordele og ulemper ved at bruge en l\u00e5neformidler<\/h2>\n\n\n\n<ul class=\"like is-style-pros-list\"><li><strong>Du kan f\u00e5 tilbud fra flere l\u00e5neudbydere p\u00e5 \u00e9n gang<\/strong><\/li><\/ul>\n\n\n\n<p>Ved at bruge en l\u00e5neformidler, kan du modtage penge fra flere l\u00e5neudbydere p\u00e5 \u00e9n gang. <\/p>\n\n\n\n<p>Det er smart, for s\u00e5 beh\u00f8ver du ikke ans\u00f8ge individuelt hos flere forskellige l\u00e5neudbydere.<\/p>\n\n\n\n<p>N\u00e5r du g\u00e5r igennem en l\u00e5neformidler, ved l\u00e5neudbyderne ogs\u00e5, at de kommer til at konkurrere med andre l\u00e5neudbydere.<\/p>\n\n\n\n<p><strong>Det er godt for dig.<\/strong><\/p>\n\n\n\n<ul class=\"like is-style-pros-list\"><li><strong>Du sparer tid<\/strong><\/li><\/ul>\n\n\n\n<p><strong>Det kan v\u00e6re tidskr\u00e6vende at ans\u00f8ge om l\u00e5n hos mange forskellige l\u00e5neudbydere.<\/strong> <\/p>\n\n\n\n<p>Den tid sparer du gennem en l\u00e5neformidler, da de videreformidler dine oplysninger til hver enkelt l\u00e5neudbyder.<\/p>\n\n\n\n<ul class=\"like is-style-pros-list\"><li><strong>Du kan spare penge<\/strong><\/li><\/ul>\n\n\n\n<p>Fordi l\u00e5neudbyderne konkurrerer om dig, bliver l\u00e5nets pris ofte lavere, end hvis du var g\u00e5et direkte til l\u00e5neudbyderen.<\/p>\n\n\n\n<p>Samtidig modtager du tilbud fra flere l\u00e5neudbydere, som du kan v\u00e6lge og vrage imellem. <\/p>\n\n\n\n<p>Du kan alts\u00e5 bare v\u00e6lge det billigste l\u00e5n.<\/p>\n\n\n\n<ul class=\"like is-style-pros-list\"><li><strong>Det er gratis og uforpligtende at ans\u00f8ge<\/strong><\/li><\/ul>\n\n\n\n<p>Det er helt gratis at g\u00f8re brug af l\u00e5neformidlere, og du forpligter dig ikke til at tage et l\u00e5n, bare fordi du har ans\u00f8gt.<\/p>\n\n\n\n<p>Du kan ogs\u00e5 sagtens ans\u00f8ge hos flere forskellige l\u00e5neformidlere p\u00e5 \u00e9n gang og ikke v\u00e6re bundet til noget.<\/p>\n\n\n\n<ul class=\"dislike is-style-cons-list\"><li><strong>Gennemsigtigheden er knap s\u00e5 god hos nogle l\u00e5neformidlere<\/strong><\/li><\/ul>\n\n\n\n<p>Nogle l\u00e5neformidlere har kun \u00e9n l\u00e5neudbyder bag sig. Disse l\u00e5n er generelt dyre og bringer ikke meget v\u00e6rdi til dig som kunde.<\/p>\n\n\n\n<p>Derfor er det en god id\u00e9 at l\u00e6se mere om l\u00e5neformidleren, f\u00f8r du l\u00e5ner.<\/p>\n\n\n\n<p>L\u00e6s evt. <a href=\"https:\/\/financer.com\/dk\/laan-penge\/ejerne-bag-laaneudbyderne\/\">vores artikel om ejerne bag l\u00e5neudbyderne. <\/a><\/p>\n\n\n\n<ul class=\"dislike is-style-cons-list\"><li><strong>Du f\u00e5r m\u00e5ske ikke det bedste l\u00e5netilbud<\/strong><\/li><\/ul>\n\n\n\n<p>Hvis du kun g\u00f8r brug af en l\u00e5neformidler, misser du stadig en del af markedet. <\/p>\n\n\n\n<p>Hvis l\u00e5neformidleren f.eks. samarbejder med tre l\u00e5neudbydere, er der stadig en lang r\u00e6kke l\u00e5neudbydere tilbage p\u00e5 markedet.<\/p>\n\n\n\n<p><strong>M\u00e5ske kunne du have taget et billigere l\u00e5n hos \u00e9n af dem.<\/strong><\/p>\n\n\n\n<p>Derfor kan de stadigv\u00e6k betale sig at sende ans\u00f8gninger til flere forskellige l\u00e5neudbydere og l\u00e5neformidlere. <\/p>\n\n\n\n<ul class=\"dislike is-style-cons-list\"><li><strong>Ikke alle l\u00e5neudbydere samarbejder med l\u00e5neformidlere<\/strong><\/li><\/ul>\n\n\n\n<p>Mange danske l\u00e5neudbydere og banker har intet samarbejde med l\u00e5nebrokers. Derfor g\u00e5r du m\u00e5ske glip af et godt tilbud, hvis du ikke ans\u00f8ger direkte.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Er_der_forskel_p_en_lneformidler_og_en_lnesamler\">Er der forskel p\u00e5 en l\u00e5neformidler og en l\u00e5nesamler?<\/h2>\n\n\n\n<p><strong>Nogle tjenester er b\u00e5de en l\u00e5neformidler og en l\u00e5nesamler.<\/strong><\/p>\n\n\n\n<p>Andre tjenester formidler kun l\u00e5n fra \u00e9n l\u00e5neudbyder. F.eks. har Basisbank rigtig mange af denne type l\u00e5neformidlere, som kan sidestilles med white-label brands.<\/p>\n\n\n\n<p>Disse white-labels tilf\u00f8jer ikke noget ekstra v\u00e6rdi med deres tjeneste. De videreformidler blot et l\u00e5n, og modtager en provision for at have formidlet l\u00e5net.<\/p>\n\n\n\n<p><strong>Derfor har white-label l\u00e5neudbydere ofte meget h\u00f8je renter.<\/strong><\/p>\n\n\n\n<p>Det er billigere at bruge en l\u00e5nesamler eller tage l\u00e5net direkte fra den oprindelige l\u00e5neudbyder.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u00e5neformidlere i Danmark Overvejer du at bruge en l\u00e5neformidler til at finde dit l\u00e5n? Der er s\u00e5 mange forskellige l\u00e5nebegreber,\u2026 <\/p>\n","protected":false},"author":25,"featured_media":17015,"parent":2420,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[],"tags":[7,714],"_links":{"self":[{"href":"https:\/\/financer.com\/dk\/wp-json\/wp\/v2\/pages\/12162"}],"collection":[{"href":"https:\/\/financer.com\/dk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.com\/dk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/dk\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/dk\/wp-json\/wp\/v2\/comments?post=12162"}],"version-history":[{"count":27,"href":"https:\/\/financer.com\/dk\/wp-json\/wp\/v2\/pages\/12162\/revisions"}],"predecessor-version":[{"id":25899,"href":"https:\/\/financer.com\/dk\/wp-json\/wp\/v2\/pages\/12162\/revisions\/25899"}],"up":[{"embeddable":true,"href":"https:\/\/financer.com\/dk\/wp-json\/wp\/v2\/pages\/2420"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/dk\/wp-json\/wp\/v2\/media\/17015"}],"wp:attachment":[{"href":"https:\/\/financer.com\/dk\/wp-json\/wp\/v2\/media?parent=12162"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/dk\/wp-json\/wp\/v2\/categories?post=12162"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/dk\/wp-json\/wp\/v2\/tags?post=12162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}