{"id":811,"date":"2015-12-05T17:25:40","date_gmt":"2015-12-05T17:25:40","guid":{"rendered":"https:\/\/financer.com\/ee\/?post_type=company_single&#038;p=811"},"modified":"2024-01-20T18:19:36","modified_gmt":"2024-01-20T16:19:36","slug":"smsmoney","status":"publish","type":"company_single","link":"https:\/\/financer.com\/ee\/ettevote\/smsmoney\/","title":{"rendered":"Smsmoney"},"content":{"rendered":"\n<p>Smsmoney on Placet Group O\u00dc laenubr\u00e4nd (nagu <meta charset=\"utf-8\">ka <a href=\"https:\/\/financer.com\/ee\/ettevote\/laen-ee\/\">Laen.ee<\/a> ja <a href=\"https:\/\/financer.com\/ee\/ettevote\/smsraha-ee\/\">Smsraha.ee<\/a>).<\/p>\n\n\n\n<p>Sarnaselt teisele kahele Placet Groupi laenubr\u00e4ndile keskendub ka Smsmoney.ee <strong>krediidikontodele<\/strong>.<\/p>\n\n\n\n<p>Placet Groupi osana saab Smsmoney kaudu taotleda ka n\u00f6 kiirlaenu, tarbimislaenu ja krediitkaarti.<\/p>\n\n\n\n<p>Smsmoney on tuntud selle poolest, et laenu antakse \u00fcsna kiirelt ja h\u00f5lpsalt, ent teisest k\u00fcljest on <strong>Smsmoney laenuintress ka \u00fcpris k\u00f5rge<\/strong>.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><strong>Smsmoney krediidi kulukuse n\u00e4ide:<\/strong>\n1000 \u20ac laenamisel t\u00e4htajaga 50 kuud, fikseeritud intressim\u00e4\u00e4r 18 %, krediidi kulukuse m\u00e4\u00e4r 19,75 %, lepingutasu 0 \u20ac, tagasimaksete summa 1387,75 \u20ac ja tarbija poolt makstav kogusumma 1387,75 \u20ac. Tulenevalt laenusumma suurusest ja laenuperioodi pikkusest v\u00f5ib aastane maksimaalne intressi m\u00e4\u00e4r olla 18 % kuni 40,00 %.\u00a0<p class=\"has-text-centered\">\n\t <a href=\"https:\/\/financer.com\/ee\/ettevote\/smsmoney\/redirect\/\" rel=\"sponsored nofollow\" target=\"_blank\" class=\"button is-normal is-primary is-rounded is-large\">Taotle Smsmoney laenu <\/a>\n\t<\/p><\/div>\n\n\t<div class=\"block-fn-toc\">\n\t\t\t\t\t<h3 class=\"block-fn-toc__title\">\n\t\t\t\tSmsmoney tingimused ja teenused\t\t\t<\/h3>\n\t\t\t\t<ul start=\"1\" class=\"block-fn-toc__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Smsmoney_krediidikonto\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">1.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/ee\/ettevote\/smsmoney\/#Smsmoney_krediidikonto\">\n\t\t\t\t\t\t\tSmsmoney krediidikonto\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Smsmoney_kiirlaen\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">2.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/ee\/ettevote\/smsmoney\/#Smsmoney_kiirlaen\">\n\t\t\t\t\t\t\tSmsmoney kiirlaen\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Smsmoney_tarbimislaen\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">3.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/ee\/ettevote\/smsmoney\/#Smsmoney_tarbimislaen\">\n\t\t\t\t\t\t\tSmsmoney tarbimislaen\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Millal_tasub_Smsmoney_laenu_vtta\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">4.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/ee\/ettevote\/smsmoney\/#Millal_tasub_Smsmoney_laenu_vtta\">\n\t\t\t\t\t\t\tMillal tasub Smsmoney laenu v\u00f5tta?\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Smsmoney_kontakt_ja_iseteenindus\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">5.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/ee\/ettevote\/smsmoney\/#Smsmoney_kontakt_ja_iseteenindus\">\n\t\t\t\t\t\t\tSmsmoney kontakt ja iseteenindus\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Smsmoney_krediidikonto\">Smsmoney krediidikonto<\/h2>\n\n\n\n<p>Placet Group O\u00dc keskendub eelk\u00f5ige krediidikontole oma k\u00f5igi laenubr\u00e4ndide kaudu ja seega pakub ka <strong>Smsmoney peamiselt krediidikontot<\/strong>.<\/p>\n\n\n\n<p>Krediidikonto avamisel m\u00e4\u00e4ratakse sulle personaalne laenulimiit ning selle summa ulatuses saad alati laenu juurde taotleda.<\/p>\n\n\n<h3 id=\"Smsmoney_krediidikonto_phitingimused\">Smsmoney krediidikonto p\u00f5hitingimused<\/h3><br><ul><li><strong>Laenusumma: <\/strong>kuni 5000\u20ac<\/li><li><strong>Laenuintress: <\/strong>alates 18% aastas<\/li><li><strong>Lepingutasu: <\/strong>0\u20ac<\/li><li><strong>Tagasimakse<\/strong> <strong>suurus<\/strong>: alates 2% krediidikonto limiidist<\/li><li>Tasuta maksepuhkus 3 kuud<\/li><\/ul>\n\n\n<h3 class=\"wp-block-heading\" id=\"Smsmoney_krediitkaart\">Smsmoney krediitkaart<\/h3>\n\n\n\n<p>Kui sa avad Smsmoney.ee lehel krediidikonto, on sul v\u00f5imalik endale saada ka Placet Group O\u00dc krediitkaart.<\/p>\n\n\n\n<p>See krediitkaart on seotud sinu limiidiga ning seega saad maksta igas poes just selle kaardiga, kus on sinu krediidikonto limiit.<\/p>\n\n\n\n<p>Tegemist on tavalise VISA kaardiga.<\/p>\n\n\n\n<p>Lisaks saad esimesed 2 kuud nautida intressivabadust.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div>Smsmoney krediitkaardil on ka\u00a0<strong>cashback<\/strong>.\nKasutades Smsmoney krediitkaarti, saad iga ostuga 2.5% cashbacki ehk otseses m\u00f5ttes raha tagasi ostudelt.\nKaardil on ka mitmeid soodustusi erinevates Eesti poodides (sealhulgas isegi Olerexis ja Forum Cinemas).<\/div>\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/ee\/ettevote\/smsmoney\/redirect\/\" class=\"button is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\" rel=\"sponsored nofollow\">Uuri l\u00e4hemalt<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Smsmoney_kiirlaen\">Smsmoney kiirlaen<\/h2>\n\n\n\n<p>Kui sa ei soovi parasjagu suuremat summat v\u00f5i ei taha avada krediidilimiiti, on Smsmoney valikus ka tavaline v\u00e4ike kiirlaen.<\/p>\n\n\n\n<p><strong>Smsmoney kiirlaenu summa j\u00e4\u00e4b vahemikku 200 &#8211; 1000 eurot.<\/strong> Tagasimakseperiood on maksimaalselt 3 aastat.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div>Pea aga meeles, et kiirlaenu intress v\u00f5ib olla tunduvalt suurem kui krediidikontol. Kuna tagasimakseperiood on l\u00fchike ning intress on k\u00f5rge, v\u00f5id sa endale tekitada ootamatult suure probleemi.\n<strong>M\u00f5tle hoolikalt j\u00e4rgi, kas sul on ikka laenu vaja.<\/strong> V\u00f5ib-olla on m\u00f5istlikum hoopis m\u00f5elda viisidele, <a href=\"https:\/\/financer.com\/ee\/opetused\/kuidas-teenida-rohkem-raha\/\">kuidas teenida rohkem raha<\/a>?<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Smsmoney_tarbimislaen\">Smsmoney tarbimislaen<\/h2>\n\n\n\n<p>Kiirlaenule lisaks pakub Smsmoney ka tavalist tarbimislaenu, mille summa v\u00f5ib ulatuda <strong>7500 euroni<\/strong>.<\/p>\n\n\n\n<p>Erinevalt kiirlaenust on selle maksimaalne laenuperiood 60 kuud ning <strong>intress alates 17,9%.<\/strong><\/p>\n\n\n\n<p>Siiski pole Smsmoney tarbimislaen kaugeltki soodsamate killast Eestis &#8211; v\u00e4ikelaenu kohta on see intress \u00fcpris kopsakas. <\/p>\n\n\n<div class=\"fn_block block_fn_charts\"><div id=\"echarts\" 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20,\n\t\t\t\t\t\t\tfontWeight: 'bold',\n\t\t\t\t\t\t\tcolor: '#000000',\n\t\t\t\t\t\t},\n\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\tfontWeight: 'normal',\n\t\t\t\t\t\t\tcolor: '#999999',\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\tshow: '1',\n\t\t\t\t\t\tright: '25',\n\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\titemSize: 20,\n\t\t\t\t\t\tshowTitle: true,\n\t\t\t\t\t\tfeature: {\n\t\t\t\t\t\t\tsaveAsImage: {\n\t\t\t\t\t\t\t\ticon: 'image:\/\/'+fs.theme_uri+'\/assets\/images\/icons-download-blue.svg',\n\t\t\t\t\t\t\t\ticonStyle: {\n\t\t\t\t\t\t\t\t\tcolor: '#2098ce',\n\t\t\t\t\t\t\t\t\tborderColor: '#2098ce',\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\ttitle: 'Laadi alla',\n\t\t\t\t\t\t\t\tpixelRatio: '2',\n\t\t\t\t\t\t\t\tbackgroundColor: '#ffffff'\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\tcolor: ['#60d394', '#2098ce', '#137dad'],\n\t\t\t\t\ttooltip : {\n\t\t\t\t\t\ttrigger: 'item',\n\t\t\t\t\t\t\tformatter: '{b0}: 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{\n\t\t\t\t\t\t\tcolor: 'rgba(220, 220, 220, 0.4)'\n\t\t\t\t\t\t},\n\t\t\t\t\t}]\n\t\t\t\t},\n\t\t\t\tmedia: [\n\t\t\t\t\t{ query: {maxWidth: 450},\n\t\t\t\t\t\toption: {\n\t\t\t\t\t\t\ttitle: {\n\t\t\t\t\t\t\t\tleft: '5',\n\t\t\t\t\t\t\t\ttop: '5',\n\t\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 10,\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\t\t\tright: '15',\n\t\t\t\t\t\t\t\ttop: '5',\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\t{ query: {minWidth: 450},\n\t\t\t\t\t\toption: {\n\t\t\t\t\t\t\ttitle: {\n\t\t\t\t\t\t\t\tleft: '10',\n\t\t\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 20,\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\t\t\tright: '25',\n\t\t\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t]\n\t\t\t};\n\n\t\t\tmyChart_echarts.setOption(option);\n\n\t\t\twindow.addEventListener('resize', function(){\n\t\t\t\tsetTimeout(function () {\n\t\t\t\t\tmyChart_echarts.resize();\n\t\t\t\t}, 200);\n\t\t\t});\n\t\t}, 1000);\n\t<\/script>\n\n\n\n\n\n<p>K\u00f5rge intressi t\u00f5ttu ei pruugi Smsmoney olla just k\u00f5ige targem valik.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/ee\/laenud\/vaikelaen\/\" class=\"button is-light is-primary is-inverted is-outlined is-medium is-arrow is-fullwidth\" target=\"_blank\" >V\u00f5rdle v\u00e4ikelaene<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Millal_tasub_Smsmoney_laenu_vtta\">Millal tasub Smsmoney laenu v\u00f5tta?<\/h2>\n\n\n\n<p>Smsmoney tugevus on eelk\u00f5ige krediidikonto, mille intress v\u00f5ib olla \u00fcpris m\u00f5istlik ning mida saab kasutada f\u00fc\u00fcsilise maksekaardiga.<\/p>\n\n\n\n<p>Sestap v\u00f5ib Smsmoney sobida neile, kellel on vaja lisaraha teatud ostude tegemiseks ja kes hindavad sellist maksepaindlikkust.<\/p>\n\n\n\n<p>Siiski aga hoiatame siinkohal: <strong>kui sul on taskus krediitkaart, v\u00f5id end t\u00e4iesti \u00e4ra unustada ning kulutada rohkem kui tohiksid<\/strong>.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div>Oma rahalise olukorra turvalisuse m\u00f5ttes v\u00f5ib olla m\u00f5istlikum v\u00e4ltida krediitkaardi kasutamist, et sul poleks n\u00f6 ahvatlust k\u00e4eulatuses.<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Smsmoney_kontakt_ja_iseteenindus\">Smsmoney kontakt ja iseteenindus<\/h2>\n\n\n\n<p>\u00dcks Smsmoney tugevusi on iseteenindus.<\/p>\n\n\n\n<p>Smsmoney iseteenindusse saad logida otse veebilehelt ning niiviisi saad t\u00e4ieliku \u00fclevaate oma laenust ja k\u00f5igest sellega seonduvast.<\/p>\n\n\n\n<p>Miinusk\u00fcljelt aga tasub mainida, et Smsmoney ja kogu Placet Group on rohkem vene keelt k\u00f5nelevate inimeste p\u00e4rusmaa.<\/p>\n\n\n\n<p>\u00c4ra siinkohal kohku:<strong> Smsmoney on siiski t\u00e4iesti eestikeelne ja k\u00f5ik teenindajad r\u00e4\u00e4givad eesti keelt<\/strong>.<\/p>\n\n\n\n<p>K\u00fcll aga ei saa mainimata j\u00e4tta fakti, et Smsmoney vene juured paistavad selgelt v\u00e4lja ning arusaadavatel p\u00f5hjustel ei pruugi see igale laenuv\u00f5tjale alati sobida.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><strong>Kas sul on Smsmoneyga kokkupuuteid olnud?\u00a0<\/strong>Kui nii, j\u00e4ta meile oma kommentaar alloleva kommentaarifunktsiooni kaudu!<\/div>\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/ee\/ettevote\/smsmoney\/\" class=\"button is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\" >Taotle Smsmoney laenu<\/a><\/div>","protected":false},"author":28,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","company_type":[3],"overall_rating":"2.75000000","_links":{"self":[{"href":"https:\/\/financer.com\/ee\/wp-json\/wp\/v2\/company_single\/811"}],"collection":[{"href":"https:\/\/financer.com\/ee\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/ee\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/ee\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/ee\/wp-json\/wp\/v2\/comments?post=811"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/ee\/wp-json\/wp\/v2\/company_single\/811\/revisions"}],"predecessor-version":[{"id":45711,"href":"https:\/\/financer.com\/ee\/wp-json\/wp\/v2\/company_single\/811\/revisions\/45711"}],"wp:attachment":[{"href":"https:\/\/financer.com\/ee\/wp-json\/wp\/v2\/media?parent=811"}],"wp:term":[{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/ee\/wp-json\/wp\/v2\/company_type?post=811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}