{"id":4626,"date":"2015-07-10T10:39:09","date_gmt":"2015-07-10T07:39:09","guid":{"rendered":"https:\/\/financer.com\/fi\/?page_id=4626"},"modified":"2024-01-18T01:40:10","modified_gmt":"2024-01-17T23:40:10","slug":"vertaislaina","status":"publish","type":"page","link":"https:\/\/financer.com\/fi\/saasta-sijoita\/vertaislaina\/","title":{"rendered":"Vertaislaina"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"i3_Vertaislainapalvelua_esittelyss\">3 Vertaislainapalvelua esittelyss\u00e4<\/h2>\n\n\n\n<p>Kokosimme alle tarkemman katsauksen kolmen suositun vertaislainapalvelun ominaisuuksista sijoittajan n\u00e4k\u00f6kulmasta:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Estateguru\">Estateguru<\/h3>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\" id=\"comparison_table_fields\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/fi\/yritys\/estateguru\/\" class=\"items-content__card-logo \" ><img width=\"360\" height=\"110\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/3\/2019\/10\/estateguru-logo-2.png\" class=\"attachment-full size-full\" alt=\"estateguru logo\" decoding=\"async\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/3\/2019\/10\/estateguru-logo-2.png 360w, https:\/\/financer.com\/app\/uploads\/sites\/3\/2019\/10\/estateguru-logo-2-300x92.png 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/><\/a><span class=\"items-content__card-chosen\">Valittu <strong>745<\/strong> kertaa<\/span><ul class=\"items-content__card-list\"><li >Sijoita lainamarkkinoille<\/li><li >Kiinteist\u00f6vakuudelliset lainat<\/li><li >Vakaata korkotuottoa<\/li><li >Rekister\u00f6idy t\u00e4n\u00e4\u00e4n ja saat 1% bonuksen sijoituksellesi<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maksuh\u00e4iri\u00f6merkinn\u00e4t<\/span><span class=\"items-content__card-datapoint-value\">Ei. <\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/fi\/yritys\/estateguru\/redirect\/?unq=6634c9b2a2949\" data-url_param_unq=\"6634c9b2a2949\" data-url_param_pid=\"22788\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">N\u00e4yt\u00e4 tarjous<\/a><a href=\"https:\/\/financer.com\/fi\/yritys\/estateguru\/\" class=\"button is-rounded items-content__card-more-info\">Lis\u00e4tietoa<\/a><a href=\"https:\/\/financer.com\/fi\/yritys\/estateguru\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.5\">3.5<\/span><\/a><span class=\"items-content__card-reviews\">Lue&nbsp;<a href=\"https:\/\/financer.com\/fi\/yritys\/estateguru\/#read-reviews\">3<\/strong>&nbsp;arvostelua<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<p><a href=\"https:\/\/financer.com\/fi\/yritys\/estateguru\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\"><strong>Estateguru<\/strong><\/a> on eurooppalainen vertaislainoihin erikoistunut yritys, jonka kaikki lainat ovat <strong>kiinteist\u00f6vakuudellisia<\/strong>. Estateguru kartoittaa tarkastai lainojen vakuussuhteet, jolloin lopullisten luottotappioiden riski j\u00e4\u00e4 matalaksi.<\/p>\n\n\n\n<p>Sijoittajat ovat historiallisesti ansainneet alustalla<strong> 10,5 prosentin vuosittaista tuottoa. <\/strong><\/p>\n\n\n\n<p>Voit itse valita mihin lainoihin haluat sijoittaa ja n\u00e4et avoimesti lainojen tyypit ja vakuussuuhteet. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Mintos\">Mintos<\/h3>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\" id=\"comparison_table_fields\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/fi\/yritys\/mintos\/\" class=\"items-content__card-logo \" ><img width=\"720\" height=\"220\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/3\/2018\/04\/mintos-logo-1.png\" class=\"attachment-full size-full\" alt=\"mintos logo\" decoding=\"async\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/3\/2018\/04\/mintos-logo-1.png 720w, https:\/\/financer.com\/app\/uploads\/sites\/3\/2018\/04\/mintos-logo-1-300x92.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/a><span class=\"items-content__card-chosen\">Valittu <strong>1&nbsp;267<\/strong> kertaa<\/span><ul class=\"items-content__card-list\"><li >Jo yli 500 000 rekister\u00f6itynytt\u00e4 sijoittajaa yli 60 eri maasta luottaa Mintokseen<\/li><li >Sijoitusten tuotto keskim\u00e4\u00e4rin yli 12%<\/li><li >Buyback guarantee, Auto invest, kattavat tilastotiedot sijoituskohteista<\/li><li >Rekister\u00f6idy nyt ilmaiseksi ja aloita sijoittaminen<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maksuh\u00e4iri\u00f6merkinn\u00e4t<\/span><span class=\"items-content__card-datapoint-value\">Ei. <\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/fi\/yritys\/mintos\/redirect\/?unq=6634c9b2b2602\" data-url_param_unq=\"6634c9b2b2602\" data-url_param_pid=\"14706\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">N\u00e4yt\u00e4 tarjous<\/a><a href=\"https:\/\/financer.com\/fi\/yritys\/mintos\/\" class=\"button is-rounded items-content__card-more-info\">Lis\u00e4tietoa<\/a><a href=\"https:\/\/financer.com\/fi\/yritys\/mintos\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.5\">4.5<\/span><\/a><span class=\"items-content__card-reviews\">Lue&nbsp;<a href=\"https:\/\/financer.com\/fi\/yritys\/mintos\/#read-reviews\">7<\/strong>&nbsp;arvostelua<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<p><strong><a href=\"https:\/\/financer.com\/fi\/yritys\/mintos\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Mintos <\/a><\/strong>on er\u00e4s suurimmista ja tunnetuimmista vertaislaina-alustoista, joka palvelee jo yli 535 000 sijoittajaa. <\/p>\n\n\n\n<p>Mintoksen vertaislainasijoitukset ovat historiallisesti tarjonneet <strong>11,6 prosentin vuosituottoa. <\/strong><\/p>\n\n\n\n<p>Vertaislainasijoitusten lis\u00e4ksi voit Mintoksessa sijoittaa <strong><a href=\"https:\/\/financer.com\/fi\/opas\/etf-sijoittaminen\/\">ETF-rahastoihin <\/a><\/strong>ja joukkovelkakirjoihin eli Bondeihin. <\/p>\n\n\n\n<p>Pystyt sijoittamaan bondien osuuksiin jo 50 eurolla, kun yleens\u00e4 n\u00e4ihin sijoittaminen edellytt\u00e4\u00e4 v\u00e4hint\u00e4\u00e4n 1000 euron sijoitusta.<\/p>\n\n\n\n<p>Mintos suojaa sijoitukset jopa 90 prosenttisesti 20 000 euroon asti.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"PeerBerry\">PeerBerry<\/h3>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\" id=\"comparison_table_fields\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/fi\/yritys\/peerberry\/\" class=\"items-content__card-logo \" ><img width=\"720\" height=\"220\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/3\/2021\/09\/peerberry-logo.png\" class=\"attachment-full size-full\" alt=\"Peerberry logo\" decoding=\"async\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/3\/2021\/09\/peerberry-logo.png 720w, https:\/\/financer.com\/app\/uploads\/sites\/3\/2021\/09\/peerberry-logo-300x92.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/a><span class=\"items-content__card-chosen\">Valittu <strong>194<\/strong> kertaa<\/span><ul class=\"items-content__card-list\"><\/ul><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Maksuh\u00e4iri\u00f6merkinn\u00e4t<\/span><span class=\"items-content__card-datapoint-value\">Ei. <\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/fi\/yritys\/peerberry\/redirect\/?unq=6634c9b2c37ca\" data-url_param_unq=\"6634c9b2c37ca\" data-url_param_pid=\"33867\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">N\u00e4yt\u00e4 tarjous<\/a><a href=\"https:\/\/financer.com\/fi\/yritys\/peerberry\/\" class=\"button is-rounded items-content__card-more-info\">Lis\u00e4tietoa<\/a><a href=\"https:\/\/financer.com\/fi\/yritys\/peerberry\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.9\">3.9<\/span><\/a><span class=\"items-content__card-reviews\">Lue&nbsp;<a href=\"https:\/\/financer.com\/fi\/yritys\/peerberry\/#read-reviews\">2<\/strong>&nbsp;arvostelua<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<p><strong><a href=\"https:\/\/financer.com\/fi\/yritys\/peerberry\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Peerberry <\/a><\/strong>on vertaislaina-alusta, joka on tarjonnut historiallisesti yli 11,19 prosentin vuosikorkoa ja palvellut jo yli 77 000 sijoittajaa. <\/p>\n\n\n\n<p>Pystyt aloittamaan vertaislainoihin sijoittamisen Peerberryss\u00e4 jo 10 eurolla, ja ansaitset sijoituksistasi jopa 1 prosentin uskollisuuspalkkioita. <\/p>\n\n\n\n<p>Peerberry tarjoaa vertaislainasijoituksiin takaisinostoturvan (Buyback guarantee), joka tarkoittaa sit\u00e4, ett\u00e4 yli 60 p\u00e4iv\u00e4\u00e4 maksuista my\u00f6h\u00e4ss\u00e4 olevat lainat ostetaan takaisin sinulta korkoineen. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>3 Vertaislainapalvelua esittelyss\u00e4 Kokosimme alle tarkemman katsauksen kolmen suositun vertaislainapalvelun ominaisuuksista sijoittajan n\u00e4k\u00f6kulmasta: Estateguru Estateguru on eurooppalainen vertaislainoihin erikoistunut yritys,\u2026 <\/p>\n","protected":false},"author":15,"featured_media":52074,"parent":11270,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[],"tags":[33],"_links":{"self":[{"href":"https:\/\/financer.com\/fi\/wp-json\/wp\/v2\/pages\/4626"}],"collection":[{"href":"https:\/\/financer.com\/fi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.com\/fi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/fi\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/fi\/wp-json\/wp\/v2\/comments?post=4626"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/fi\/wp-json\/wp\/v2\/pages\/4626\/revisions"}],"predecessor-version":[{"id":50567,"href":"https:\/\/financer.com\/fi\/wp-json\/wp\/v2\/pages\/4626\/revisions\/50567"}],"up":[{"embeddable":true,"href":"https:\/\/financer.com\/fi\/wp-json\/wp\/v2\/pages\/11270"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/fi\/wp-json\/wp\/v2\/media\/52074"}],"wp:attachment":[{"href":"https:\/\/financer.com\/fi\/wp-json\/wp\/v2\/media?parent=4626"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/fi\/wp-json\/wp\/v2\/categories?post=4626"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/fi\/wp-json\/wp\/v2\/tags?post=4626"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}