<\/div>
Kamat sz\u00e1m\u00edt\u00e1s k\u00e9plet<\/h3>Az egyszer\u0171 kamat k\u00e9plete a k\u00f6vetkez\u0151k\u00e9ppen n\u00e9z ki:\n K = T * (p\/100)<\/strong><\/p>\nJel\u00f6l\u00e9sek:\n\nk \u2013<\/strong> \u00e9ves kamat<\/li>\nT \u2013<\/strong> eredeti t\u0151ke<\/li>\np \u2013<\/strong> kamatsz\u00e1zal\u00e9k<\/li>\n<\/ul><\/div>\n\n\nA kamat\u00f6sszeg<\/strong> (K) egyenl\u0151 a kezd\u0151t\u0151ke\u00a0<\/strong>(T) \u00e9s a kamatsz\u00e1zal\u00e9k\u00a0<\/strong>(p) szorzat\u00e1val.<\/p>\n\n\n\nKamatl\u00e1b sz\u00e1m\u00edt\u00e1s p\u00e9lda<\/h3>\n\n\n\n <\/figure><\/div>\n\n\n\nEgy gyors p\u00e9ld\u00e1val kisz\u00e1molhat\u00f3 az a hozam, amelyet egy egy\u00e9ves, 150.0000 Ft<\/strong>-os befektet\u00e9sn\u00e9l kereshetsz 5%<\/strong>-os kamat mellett:<\/p>\n\n\n\n150.000 Ft x 5\/100 x 1 \u00e9v = 7.500 Ft<\/strong><\/p>\n\n\n\nEgy hitel kamatj\u00e1t hasonl\u00f3k\u00e9ppen tudod kisz\u00e1molni, viszont ne feledd, hogy ezt mindig a fennmarad\u00f3 t\u0151k\u00e9re hat\u00e1rozz\u00e1k meg.<\/strong> A fenti k\u00e9plet hitel eset\u00e9n akkor m\u0171k\u00f6dik, ha a k\u00f6lcs\u00f6nt 1 \u00e9ves futamid\u0151re <\/strong>veszed fel.<\/p>\n\n\n<\/div>
\u00d6sszefoglal\u00f3<\/h3>A kamat m\u0171k\u00f6d\u00e9s\u00e9t nagyon fontos meg\u00e9rteni, hiszen a banki term\u00e9kek egyik legjelent\u0151sebb tulajdons\u00e1g\u00e1r\u00f3l besz\u00e9l\u00fcnk. A kamat nagy m\u00e9rt\u00e9kben el fogja d\u00f6nteni a p\u00e9nzint\u00e9zett\u0151l ig\u00e9nyelt konstrukci\u00f3 kedvez\u0151s\u00e9g\u00e9t.\nA fenti kalkul\u00e1torral tudod kisz\u00e1molni a legegyszer\u0171bben azt, hogy egy adott THM \u00e9s hitel\u00f6sszeg mellett mennyi p\u00e9nzt fogsz a banknak pluszba fizetni.<\/div>","protected":false},"excerpt":{"rendered":" Mi az egyszer\u0171 kamat \u00e9s hogyan m\u0171k\u00f6dik? A p\u00e9nz\u00fcgyi tud\u00e1s elsaj\u00e1t\u00edt\u00e1s\u00e1hoz fontos meg\u00e9rteni az egyszer\u0171 kamat m\u0171k\u00f6d\u00e9s\u00e9t. A k\u00e9plet rendk\u00edv\u00fcl\u2026 <\/p>\n","protected":false},"author":80,"featured_media":3053,"parent":20468,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"tags":[189,33],"_links":{"self":[{"href":"https:\/\/financer.com\/hu\/wp-json\/wp\/v2\/pages\/1130"}],"collection":[{"href":"https:\/\/financer.com\/hu\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.com\/hu\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/hu\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/hu\/wp-json\/wp\/v2\/comments?post=1130"}],"version-history":[{"count":34,"href":"https:\/\/financer.com\/hu\/wp-json\/wp\/v2\/pages\/1130\/revisions"}],"predecessor-version":[{"id":46879,"href":"https:\/\/financer.com\/hu\/wp-json\/wp\/v2\/pages\/1130\/revisions\/46879"}],"up":[{"embeddable":true,"href":"https:\/\/financer.com\/hu\/wp-json\/wp\/v2\/pages\/20468"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/hu\/wp-json\/wp\/v2\/media\/3053"}],"wp:attachment":[{"href":"https:\/\/financer.com\/hu\/wp-json\/wp\/v2\/media?parent=1130"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/hu\/wp-json\/wp\/v2\/tags?post=1130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}