{"id":14823,"date":"2020-10-02T13:04:39","date_gmt":"2020-10-02T10:04:39","guid":{"rendered":"https:\/\/financer.com\/lt\/?post_type=company_single&#038;p=14823"},"modified":"2023-12-20T23:02:15","modified_gmt":"2023-12-20T21:02:15","slug":"transferwise","status":"publish","type":"company_single","link":"https:\/\/financer.com\/lt\/kompanija\/transferwise\/","title":{"rendered":"Wise"},"content":{"rendered":"\n<p>Wise (anks\u010diau \u017einoma kaip TransferWise) &#8211; pinig\u0173 pervedimo platforma, suteikianti galimyb\u0119 savo vartotojams pinigus \u012f u\u017esien\u012f pervesti grei\u010diau bei \u017eymiai pigiau, palyginus su tradiciniais bankais.<\/p>\n\n\n\n<ul>\n<li><strong>Ta\u010diau ar WISE &#8211; tikrai geras pasirinkimas 2024 metais?<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><p>Mes atid\u017eiai \u012fvertinome WISE platform\u0105 &#8211; si\u016blomas paslaugas ir j\u0173 \u012fkainius, kompanijos privalumus ir tr\u016bkumus.<\/p>\n<p>\u010cia rasite ne\u0161ali\u0161k\u0105 informacij\u0105 bei M\u016bs\u0173 Verdikt\u0105. Prad\u0117kime!<\/p><\/div>\n\n\n<h4 class=\"wp-block-heading\">Wise s\u0105lygos:<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>S\u0105lygos<\/th><th>Tarifai<\/th><\/tr><\/thead><tbody><tr><td>Paskyros atidarymas<\/td><td>Nemokamas<\/td><\/tr><tr><td>Valiut\u0173 kurs\u0173 taikymas<\/td><td>mid-market rate<\/td><\/tr><tr><td>Pervedimo mokestis (kei\u010diant valiut\u0105)<\/td><td>0.41%<\/td><\/tr><tr><td>Naudotoj\u0173 kiekis<\/td><td>13 milijon\u0173<\/td><\/tr><tr><td>Pervedama suma (kas m\u0117nes\u012f)<\/td><td>8 milijardai<\/td><\/tr><tr><td>Pinig\u0173 pervedimo trukm\u0117<\/td><td>1 sec &#8211; 1 d.d.<\/td><\/tr><tr><td>Wise paskyros valiut\u0173 kiekis<\/td><td>53<\/td><\/tr><tr><td>I\u0161sigryninimas iki 200\u20ac<\/td><td>Nemokamai<\/td><\/tr><tr><td>Bankomat\u0173 \u012fkainiai (vir\u0161 200\u20ac)<\/td><td>1.75%<\/td><\/tr><tr><td>Wise Debit kaina<\/td><td>6\u20ac<\/td><\/tr><tr><td>Investavimo mokestis<\/td><td>0.55% (per metus)<\/td><\/tr><tr><td>Laikant daugiau nei 3000\u20ac<\/td><td>0.07%<\/td><\/tr><tr><td>\u012emon\u0117s puslapis<\/td><td><a href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">WISE<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\t<div class=\"block-fn-toc\">\n\t\t\t\t\t<h3 class=\"block-fn-toc__title\">\n\t\t\t\tStraipsnio Sandara:\t\t\t<\/h3>\n\t\t\t\t<ul start=\"1\" class=\"block-fn-toc__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Trumpai_apie_Wise\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">1.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Trumpai_apie_Wise\">\n\t\t\t\t\t\t\t\tTrumpai apie Wise\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Itin_populiari_platforma\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t1.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Itin_populiari_platforma\">\n\t\t\t\t\t\t\t\t\t\t\tItin populiari platforma\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Wise_Privalumai\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">2.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Wise_Privalumai\">\n\t\t\t\t\t\t\t\tWise Privalumai\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Auktas_Skaidrumas\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t2.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Auktas_Skaidrumas\">\n\t\t\t\t\t\t\t\t\t\t\tAuk\u0161tas Skaidrumas\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Kuo_maesni_kainiai\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t2.2.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Kuo_maesni_kainiai\">\n\t\t\t\t\t\t\t\t\t\t\tKuo ma\u017eesni \u012ekainiai\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Itin_aukta_Paslaug_Kokyb\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t2.3.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Itin_aukta_Paslaug_Kokyb\">\n\t\t\t\t\t\t\t\t\t\t\tItin auk\u0161ta Paslaug\u0173 Kokyb\u0117\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"WISE_Trkumai\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">3.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#WISE_Trkumai\">\n\t\t\t\t\t\t\t\tWISE Tr\u016bkumai\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Wise_Paslaugos\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">4.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Wise_Paslaugos\">\n\t\t\t\t\t\t\t\tWise Paslaugos\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Pavieniai_pervedimai\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t4.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Pavieniai_pervedimai\">\n\t\t\t\t\t\t\t\t\t\t\tPavieniai pervedimai\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Wise_Usienio_Valiut_Paskyra\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t4.2.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Wise_Usienio_Valiut_Paskyra\">\n\t\t\t\t\t\t\t\t\t\t\tWise U\u017esienio Valiut\u0173 Paskyra\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Kam_skirta_usienio_valiut_paskyra\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t4.3.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Kam_skirta_usienio_valiut_paskyra\">\n\t\t\t\t\t\t\t\t\t\t\tKam skirta u\u017esienio valiut\u0173 paskyra?\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Wise_Debit_MasterCard\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t4.4.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Wise_Debit_MasterCard\">\n\t\t\t\t\t\t\t\t\t\t\tWise Debit MasterCard\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Kaip_naudotis_WISE\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">5.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Kaip_naudotis_WISE\">\n\t\t\t\t\t\t\t\tKaip naudotis WISE?\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Ms_Verdiktas_WISE\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">6.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Ms_Verdiktas_WISE\">\n\t\t\t\t\t\t\t\tM\u016bs\u0173 Verdiktas: WISE\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Kas_mums_patiko\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t6.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#Kas_mums_patiko\">\n\t\t\t\t\t\t\t\t\t\t\tKas mums patiko\u00a0\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"K_galima_tobulinti\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t6.2.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/#K_galima_tobulinti\">\n\t\t\t\t\t\t\t\t\t\t\tK\u0105 galima tobulinti\u00a0\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p>M\u016bs\u0173 WISE ap\u017evalga yra informacinio pob\u016bd\u017eio, bei grie\u017etai n\u0117ra finansinis ar investicinis patarimas.<\/p>\n<p>Prie\u0161 nusprend\u017eiant d\u0117l platformos naudojimo, tur\u0117tum\u0117te \u012fvertinti visas susijusias s\u0105lygas bei mokes\u010dius.<\/p>\n<p>WISE si\u016blomas investavimas ne\u0161a rizikos. Investuokite tik tomis l\u0117\u0161omis, kurias galite sau leisti prarasti.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Trumpai_apie_Wise\">Trumpai apie Wise<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"1024\" height=\"611\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2020\/10\/wise-hq-1024x611.jpg\" alt=\"\" class=\"wp-image-68914\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2020\/10\/wise-hq-1024x611.jpg 1024w, https:\/\/financer.com\/app\/uploads\/sites\/15\/2020\/10\/wise-hq-300x179.jpg 300w, https:\/\/financer.com\/app\/uploads\/sites\/15\/2020\/10\/wise-hq-768x459.jpg 768w, https:\/\/financer.com\/app\/uploads\/sites\/15\/2020\/10\/wise-hq-1536x917.jpg 1536w, https:\/\/financer.com\/app\/uploads\/sites\/15\/2020\/10\/wise-hq.jpg 1683w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Wise B\u016bstin\u0117 Londone (TEA Building)<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p>Wise payments Limited yra itin gerai rinkoje \u012fsitvirtinusi \u012fmon\u0117, savo veikl\u0105 vykdanti jau beveik de\u0161imtmet\u012f bei pad\u0117jusi 8 milijonams vartotoj\u0173.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Itin_populiari_platforma\">Itin populiari platforma<\/h3><p>\u0160iuo metu Wise per m\u0117nes\u012f savo vartotojams padeda pervesti 9 milijardus eur\u0173, bei \u017emon\u0117ms ir verslams sutaupo iki 4 milijon\u0173 pasl\u0117pt\u0173 mokes\u010di\u0173 kasdien.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Wise_Privalumai\">Wise Privalumai<\/h2>\n\n\n\n<p>Aptarkime kelet\u0105 pagrindini\u0173 WISE privalum\u0173, d\u0117l kuri\u0173 \u0161ia platforma s\u0117kmingai naudojasi milijonai \u017emoni\u0173 visame pasaulyje.<\/p>\n\n\n\n<p>\u017demiau, taip pat aptarsime ir pasteb\u0117tus tr\u016bkumus &#8211; svarbu susidaryti piln\u0105 bendr\u0105 vaizd\u0105.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Auktas_Skaidrumas\">Auk\u0161tas Skaidrumas<\/h3>\n\n\n\n<p>Pirmas privalumas, kuris yra itin retai sutinkamas pana\u0161ias paslaugas teikian\u010di\u0173 \u012fstaig\u0173 tarpe &#8211; auk\u0161tas skaidrumo lygis.<\/p>\n\n\n\n<p>I\u0161 ties\u0173, neretai bankai bei kitos institucijos savo paslaug\u0173 \u012fkainius paslepia po ,,nemokam\u0173 operacij\u0173&#8221; kauke.<\/p>\n\n\n\n<p>Kita vertus, Wise tiki, jog skaidrumas &#8211; vienintelis kelias pirmyn.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Joki\u0173 pasl\u0117pt\u0173 mokes\u010di\u0173.<\/strong><\/p>\n<p>Visi Wise mokes\u010diai visados yra ai\u0161kiai nurodyti, dar prie\u0161 darant pervedim\u0105 &#8211; j\u016bs visados i\u0161 anksto \u017einosite, kiek i\u0161leisite vienai ar kitai operacijai.<\/p>\n<\/li><li><p><strong>Rinkos kursas.<\/strong><\/p>\n<p>Wise niekados nekeis valiut\u0173 kurso. J\u016bs visados gausite tikr\u0105 rinkos kurs\u0105, kur\u012f gautum\u0117te naudodamiesi Google paie\u0161ka.<\/p>\n<\/li><li><p><strong>Klientai &#8211; informuojami.<\/strong><\/p>\n<p>Jei Wise tekt\u0173 pakeisti paslaug\u0173 teikimo s\u0105lygas, jie to nesl\u0117ps \u2013 apie bet kokius poky\u010dius j\u016bs b\u016bsite ai\u0161kiai informuoti.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Kuo_maesni_kainiai\">Kuo ma\u017eesni \u012ekainiai<\/h3>\n\n\n\n<p>Viena i\u0161 prie\u017eas\u010di\u0173, kod\u0117l Wise buvo sukurta, buvo jos \u012fk\u016br\u0117j\u0173 susir\u016bpinimas per auk\u0161tais paslaug\u0173 \u012fkainiais, kuriuos diktavo bankai.<\/p>\n\n\n\n<p>B\u016btent d\u0117l \u0161ios prie\u017easties, vienas pagrindini\u0173 Wise tiksl\u0173 &#8211; teikti paslaug\u0173 \u012fkainius, kurie b\u016bt\u0173 s\u0105\u017einingi vartotojams.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Itin_aukta_Paslaug_Kokyb\">Itin auk\u0161ta Paslaug\u0173 Kokyb\u0117<\/h3>\n\n\n\n<p>Galiausiai, taip pat vert\u0117t\u0173 pa\u017eym\u0117ti ir Wise siek\u012f palaikyti itin auk\u0161t\u0105 paslaug\u0173 teikimo kokyb\u0119 bei operacij\u0173 greit\u012f, bei taikomas s\u0105\u017einingas bei lygias galimybes gauti ne tik kokybi\u0161kas paslaugas, bet ir greit\u0105 ir patog\u0173 klient\u0173 aptarnavim\u0105.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p><strong>Auk\u0161tas \u012fvertinimas.<\/strong><\/p>\n<p>,,TrustPilot&#8221; platformoje Wise pasiek\u0117 \u012fsp\u016bding\u0105 4.4 bal\u0173 i\u0161 5 \u012fvertinim\u0105, i\u0161 185 000 vartotoj\u0173 ap\u017evalg\u0173.<\/p>\n<\/li><li><p><strong>Momentin\u0117s perlaidos.<\/strong><\/p>\n<p>Wise pa\u017eada itin greitas pinig\u0173 perlaidas. J\u0173 misija &#8211; momental\u016bs pervedimai visiems, visur, ir visada.<\/p>\n<\/li><li><p><strong>Platus klient\u0173 aptarnavimas.<\/strong><\/p>\n<p>Wise atlieka klient\u0173 aptarnavim\u0105 keliolika skirting\u0173 kalb\u0173. Platforma tiki, jog klientai turi teis\u0119 b\u016bti aptarnauti jiems tinkama kalba bei jiems patogia laiko juosta.<\/p>\n<\/li><li><p><strong>Joki\u0173 auto-atsakikli\u0173.<\/strong><\/p>\n<p>Wise klient\u0173 aptarnavimas atsisako automatini\u0173 atsakikli\u0173 naudojimo. \u012emon\u0117 \u012fsitikinusi, jog atsiradus klausimams, klientai netur\u0117t\u0173 kalb\u0117tis su robotais.<\/p>\n<\/li><li><p><strong>Joki\u0173 mokam\u0173 prenumerat\u0173.<\/strong><\/p>\n<p>Platforma taip pat atsisako ,,Premium&#8221; produkt\u0173 ar mokam\u0173 prenumerat\u0173. Vietoj to, Wise renkasi naudoti skaidrius, ai\u0161kius bei s\u0105\u017einingus teikiam\u0173 paslaug\u0173 \u012fkainius, kurie yra lyg\u016bs visiems.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"WISE_Trkumai\">WISE Tr\u016bkumai<\/h2>\n\n\n\n<p>N\u0117ra tokio dalyko, kaip tobula platforma. Ne i\u0161imtis &#8211; ir WISE.<\/p>\n\n\n\n<p>Trumpai aptarkime pagrindinius tr\u016bkumus, kuriuos pasteb\u0117jome tikrindami WISE l\u0117\u0161\u0173 pervedimo platform\u0105.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p><strong>Kintamieji mokes\u010diai<\/strong><\/p>\n<p>Platforma taiko kintamus mokes\u010dius, priklausomai nuo vietov\u0117s ir valiutos.<\/p>\n<\/li><li><p><strong>I\u0161sigryninimo mokes\u010diai<\/strong><\/p>\n<p>WISE taiko gan auk\u0161t\u0105 i\u0161sigryninimo mokest\u012f &#8211; 1.75% (vir\u0161 200\u20ac)<\/p>\n<\/li><li><p><strong>Paskyros i\u0161jungimas<\/strong><\/p>\n<p>Nedidel\u0117 dalis klient\u0173 susid\u016br\u0117 su netik\u0117tu paskyros i\u0161jungimu.<\/p>\n<\/li><li><p><strong>Pervedimo mokes\u010diai<\/strong><\/p>\n<p>Pervedimo mokes\u010diai yra auk\u0161ti nei dalies konkurent\u0173, ypa\u010d &#8211; jei siun\u010diate USD ar CAD.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Wise_Paslaugos\">Wise Paslaugos<\/h2>\n\n\n\n<p>Min\u0117jome, jog Wise savo vartotojams suteikia galimyb\u0119 greitai ir nesud\u0117tingai pervesi l\u0117\u0161\u0173 \u012f u\u017esienio paskyras, sutaupant didel\u0119 dal\u012f mokes\u010di\u0173, kuriuos taiko \u012fprastiniai bankai.<\/p>\n\n\n\n<p>I\u0161 ties\u0173, Wise galima naudotis<strong> dviem b\u016bdais:<\/strong><\/p>\n\n\n\n<ol>\n<li>Daryti pavienius mok\u0117jimus pigiau, <\/li>\n\n\n\n<li>Atsidaryti Wise multi-valiut\u0173 paskyr\u0105.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Atsidaryk Wise Paskyr\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Pavieniai_pervedimai\">Pavieniai pervedimai<\/h3>\n\n\n\n<p>Vis\u0173 pirma, su Wise j\u016bs galite daryti pervedimus \u012f u\u017esien\u012f be joki\u0173 \u012fsipareigojim\u0173 &#8211; nesvarbu, kokio dyd\u017eio jie beb\u016bt\u0173.<\/p>\n\n\n\n<p>Wise pervedimo mokest\u012f taikys pavieniams pervedimams, be to, j\u016bs visados i\u0161 anksto matysite, kiek jums kainuos kiekvienas pervedimas.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Wise_Usienio_Valiut_Paskyra\">Wise U\u017esienio Valiut\u0173 Paskyra<\/h3>\n\n\n\n<p>Wise savo vartotojams taip pat suteikia galimyb\u0119 atsidaryti multi-valiut\u0173 paskyr\u0105, laikyti l\u0117\u0161as daugiau nei 50-yje valiut\u0173, pakeisti mok\u0117jimo valiut\u0105 per sekund\u0119, bei sutaupyti \u017ev\u0117ri\u0161kus bank\u0173 \u012fkainius.<\/p>\n\n\n\n<p>Wise U\u017esienio Valiut\u0173 Paskyra &#8211; b\u016bdas i\u0161vengti mil\u017eini\u0161k\u0173 valiut\u0173 keitimo mokes\u010di\u0173, kuriuos taiko bankai bei valiut\u0173 keitimo \u012fstaigos.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Kam_skirta_usienio_valiut_paskyra\">Kam skirta u\u017esienio valiut\u0173 paskyra?<\/h3><p>Skirta tiems, kurie daug keliauja, siun\u010dia l\u0117\u0161as \u012f u\u017esien\u012f, gauna l\u0117\u0161\u0173 i\u0161 u\u017esienio, ir pana\u0161iai, \u0161i paskyra jums suteiks galimyb\u0119 visas pinig\u0173 operacijas daryti vietine valiuta, bei sutaupyti.<\/p><\/div>\n\n\n<h4 class=\"wp-block-heading\">Si\u0173skite.<\/h4>\n\n\n\n<p>Si\u0173skite l\u0117\u0161as globaliai bei i\u0161venkite nes\u0105\u017eining\u0173 valiutos keitimo kurs\u0173, kurias nustato bankai. Su TransferWise, j\u016bs visados gausite itin ger\u0105 pasi\u016blym\u0105.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Gaukite atlyg\u012f naudodamiesi savo banko duomenimis.<\/h4>\n\n\n\n<p>Bet kas jums gal\u0117s pervesti pinig\u0173 lyg vietiniam gyventojui. Su TransferWise j\u016bs gal\u0117site laikyti daugiau nei 50 skirting\u0173 valiut\u0173 vienu metu, bei jas konvertuoti per kelet\u0105 sekund\u017ei\u0173.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Leiskite pinigus su vietine valiuta.<\/h4>\n\n\n\n<p>Su j\u016bs\u0173 turima debetine MasterCard kortele, j\u016bs gal\u0117site atsiskaityti vietine valiuta &#8211; nesvarbu, kokioje \u0161alyje beb\u016btum\u0117te. \u0160is privalumas veikia visur, kur yra priimamos MasterCard kortel\u0117s.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Wise_Debit_MasterCard\">Wise Debit MasterCard<\/h3>\n\n\n\n<p>Su Wise, j\u016bs gal\u0117site u\u017esisakyti savo debetin\u0119 MasterCard kortel\u0119, kuri mok\u0117jimo operacijas padarys \u017eymiai paprastesnes bei pigesnes.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ol class=\"check\" style=\"counter-reset: step-counter 0;\"><li><p><strong>Joki\u0173 u\u017esienio pervedim\u0173 mokes\u010di\u0173.<\/strong><\/p>\n<p>Taip pat &#8211; jokio metinio mokes\u010dio, bei itin \u017eemi konvertavimo \u012fkainiai.<\/p>\n<\/li><li><p><strong>Nemokamai i\u0161sigryninkite pinig\u0173 u\u017esienyje.<\/strong><\/p>\n<p>Nemokami i\u0161sigryninimai bankomatuose visame pasaulyje iki 200 eur\u0173.<\/p>\n<\/li><li><p><strong>Automati\u0161kai konvertuokite bet kuri\u0105 valiut\u0105.<\/strong><\/p>\n<p>Pinigus leiskite bet kokia valiuta, o Wise technologijos automati\u0161kai konvertuos l\u0117\u0161as \u017eemiausiais \u012fmanomais mokes\u010diais.<\/p>\n<\/li><li><p><strong>Intuityvi program\u0117l\u0117.<\/strong><\/p>\n<p>Prid\u0117kite bei konvertuokite pinigus, gaukite momentalius prane\u0161imus, bei u\u017e\u0161aldykite bei at\u0161aldykite savo kortel\u0119 bet kuriuo momentu. Itin paprasta naudotis!<\/p>\n<\/li><\/ol><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Kaip_naudotis_WISE\">Kaip naudotis WISE?<\/h2>\n\n\n\n<p>Naudotis WISE yra itin paprasta, be to, paskyros suk\u016brimas nieko nekainuoja.<\/p>\n\n\n\n<p>\u017demiau pateikiame pagrindinius \u017eingsnius, kuriuos \u017eeng\u0119 galite prad\u0117ti naudotis WISE jau \u0161iandien.<\/p>\n\n\n<div class=\"single-article__steps\"><div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">1 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Prisiregistruokite-nemokamai\">Prisiregistruokite nemokamai<\/h3><p>Sukurkite nemokam\u0105 paskyr\u0105 Wise puslapyje arba i\u0161maniojoje program\u0117l\u0117je. Viskas, ko jums reik\u0117s &#8211; el. pa\u0161tas arba Google \/ Facebook paskyra.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">2 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Nurodykite-kokia-pinigu-suma-norite-pervesti\">Nurodykite, koki\u0105 pinig\u0173 sum\u0105 norite pervesti<\/h3><p>Parodykite Wise, kokio dyd\u017eio pervedim\u0105 norite padaryti. Wise platforma jums i\u0161 karto parodys visus numatomus mokes\u010dius, bei numatom\u0105 pervedimo \u012fvykdymo laik\u0105.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">3 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Nurodykite-mokejimo-gavejo-banko-saskaita\">Nurodykite mok\u0117jimo gav\u0117jo banko s\u0105skait\u0105<\/h3><p>Nurodykite reikiamus gav\u0117jo duomenis pervedimui padaryti. Jei j\u016bs ne\u017einote tiksli\u0173 gav\u0117jo duomen\u0173, Wise jais gali pasir\u016bpinti u\u017e jus.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">4 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Patvirtinkite-savo-tapatybe\">Patvirtinkite savo tapatyb\u0119.<\/h3><p>Tam tikroms valiutoms, ar \/ ir dideli\u0173 pinig\u0173 sum\u0173 pervedimams, jums gali tekti patvirtinti savo tapatyb\u0119. Patvirtinti tapatyb\u0119 gal\u0117site pateikdami savo Paso ar ID kortel\u0117s nuotrauk\u0105 &#8211; tai Wise pad\u0117s geriau apsaugoti j\u016bs\u0173 l\u0117\u0161as.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_5\">5 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Sumokekite-uz-pervedima\">Sumok\u0117kite u\u017e pervedim\u0105<\/h3><p>I\u0161si\u0173skite pervedim\u0105 su banko pavedimu, arba debetine ar kreditine kortele.<\/p><\/div><\/div> <div class=\"single-article__conclusion\">\n <div class=\"single-article__conclusion-tag\" id=\"step_6\">I\u0161vada<\/div>\n <div class=\"single-article__conclusion-item\">\n <div class=\"single-article__conclusion-content\">\n <h3>Viskas!<\/h3>\n <p>I\u0161siuntus l\u0117\u0161as, Wise pasir\u016bpins visu kitu. J\u016bs gal\u0117site sekti pervedimo eig\u0105 savo paskyroje, be to Wise prane\u0161 gav\u0117jui, kada juos tur\u0117t\u0173 pasiekti j\u016bs\u0173 pinigai.<\/p> <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/lt\/kompanija\/transferwise\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\" rel=\"sponsored nofollow\">I\u0161bandyk TransferWise jau dabar!<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ms_Verdiktas_WISE\">M\u016bs\u0173 Verdiktas: WISE<\/h2>\n\n\n\n<p>\u012evertin\u0119 WISE si\u016blomus mok\u0117jimo sprendimus, investavimo galimybes, privalumus ir tr\u016bkumus, mes bendrov\u0119 laikome vidutiniu pasirinkimu.<\/p>\n\n\n\n<ul>\n<li><strong>M\u016bs\u0173 bendras \u012fvertinimas: 3.6 i\u0161 5<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Ypatumas<\/th><th>M\u016bs\u0173 Verdiktas<\/th><\/tr><\/thead><tbody><tr><td>Paslaug\u0173 Lankstumas<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Kainodara<\/td><td>\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Investavimo Galimyb\u0117s<\/td><td>\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Naudojimosi Patirtis<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Skaidrumas &amp; Saugumas<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Bendras \u012evertinimas<\/td><td><strong>3.6 \/ 5<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Kas_mums_patiko\">Kas mums patiko\u00a0<img decoding=\"async\" width=\"20\" height=\"23\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/h3>\n\n\n\n<p>Itin greiti pervedimai &#8211; net tarptautiniai pavedimai yra atliekami vos per por\u0105 valand\u0173, t.y. \u017eymiai grei\u010diau nei bankai.<\/p>\n\n\n\n<p>Ma\u017eesni mokes\u010diai pavedimams &#8211; lyginant su bankais, WISE suteikia galimyb\u0119 sutaupyti nema\u017eas pinig\u0173 sumas.<\/p>\n\n\n\n<p>Patogumas &#8211; platformos si\u016bloma program\u0117l\u0117 yra intuityvi ir patogi naudotis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"K_galima_tobulinti\">K\u0105 galima tobulinti\u00a0<img decoding=\"async\" width=\"20\" height=\"23\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons-e1675876970450.png\" alt=\"\"><\/h3>\n\n\n\n<p>Kintamieji mokes\u010diai &#8211; b\u016bt\u0173 puiku, jei mokes\u010diai nekist\u0173 priklausomai nuo \u0161alies.<\/p>\n\n\n\n<p>Dalis mokes\u010di\u0173 yra \u017eenkl\u016bs &#8211; \u012fne\u0161imas \u012f paskyr\u0105 yra apmokestinamas 2% mokes\u010diu, pavedimo USD valiuta gavimas yra apmokestinamas 4.14$, o CAD valiuta &#8211; net 10 CAD.<\/p>\n","protected":false},"author":100,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","company_type":[],"overall_rating":"0.00000000","_links":{"self":[{"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/company_single\/14823"}],"collection":[{"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/comments?post=14823"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/company_single\/14823\/revisions"}],"predecessor-version":[{"id":68970,"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/company_single\/14823\/revisions\/68970"}],"wp:attachment":[{"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/media?parent=14823"}],"wp:term":[{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/company_type?post=14823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}