{"id":27583,"date":"2022-08-23T13:32:22","date_gmt":"2022-08-23T10:32:22","guid":{"rendered":"https:\/\/financer.com\/lt\/?page_id=27583"},"modified":"2024-02-16T21:27:36","modified_gmt":"2024-02-16T19:27:36","slug":"paskola-verslui","status":"publish","type":"page","link":"https:\/\/financer.com\/lt\/pasiskolink\/paskola-verslui\/","title":{"rendered":"Paskola Verslui"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Verslo_Paskol_apvalga___fn_date_formatY\">Verslo Paskol\u0173 ap\u017evalga &#8211; 2024<\/h2>\n\n\n\n<p>Verslo paskolas yra ypatingai svarbus \u012frankis, padedantis spar\u010diau pl\u0117stis, papildyti apyvartines l\u0117\u0161as bei nenusileisti auk\u0161tai konkurencijai.<\/p>\n\n\n\n<p>Verslo paskolos gali b\u016bti suteiktos tiek su u\u017estatu ar laidavimu, tiek be jo. Sumos gali siekti tarp 1 000 &#8211; 500 000\u20ac, o gr\u0105\u017einimo terminai &#8211; nuo 6 m\u0117nesi\u0173 iki 20 met\u0173.<\/p>\n\n\n\n<p>\u0160iame puslapyje rasite informacijos apie svarbiausias Verslo Paskolas, bei m\u016bs\u0173 atrinktus skolintojus 2024 metams.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p><em>M\u016bs\u0173 straipsnis apie Verslo Paskolas yra tik informacinio pob\u016bd\u017eio, bei n\u0117ra finansinis patarimas. Skolinkit\u0117s atsakingai.<\/em><\/p><\/div>\n\n\t<div class=\"block-fn-toc\">\n\t\t\t\t\t<h3 class=\"block-fn-toc__title\">\n\t\t\t\tStraipsnio Sandara:\t\t\t<\/h3>\n\t\t\t\t<ul start=\"1\" class=\"block-fn-toc__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Ilgalaik_paskola_verslui\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">1.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/lt\/pasiskolink\/paskola-verslui\/#Ilgalaik_paskola_verslui\">\n\t\t\t\t\t\t\t\tIlgalaik\u0117 paskola verslui\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Ms_pasirinkimas_SAVY\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t1.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/pasiskolink\/paskola-verslui\/#Ms_pasirinkimas_SAVY\">\n\t\t\t\t\t\t\t\t\t\t\tM\u016bs\u0173 pasirinkimas: SAVY\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Trumpalaik_paskola_verslui\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">2.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/lt\/pasiskolink\/paskola-verslui\/#Trumpalaik_paskola_verslui\">\n\t\t\t\t\t\t\t\tTrumpalaik\u0117 paskola verslui\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Ms_pasirinkimas_SALDO\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t2.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/pasiskolink\/paskola-verslui\/#Ms_pasirinkimas_SALDO\">\n\t\t\t\t\t\t\t\t\t\t\tM\u016bs\u0173 pasirinkimas: SALDO\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Paskola_jaunam_verslui\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">3.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/lt\/pasiskolink\/paskola-verslui\/#Paskola_jaunam_verslui\">\n\t\t\t\t\t\t\t\tPaskola jaunam verslui\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Ms_pasirinkimas_Finbee\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t3.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/lt\/pasiskolink\/paskola-verslui\/#Ms_pasirinkimas_Finbee\">\n\t\t\t\t\t\t\t\t\t\t\tM\u016bs\u0173 pasirinkimas: Finbee\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Faktoringas\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">4.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/lt\/pasiskolink\/paskola-verslui\/#Faktoringas\">\n\t\t\t\t\t\t\t\tFaktoringas\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Kaip_gauti_Verslo_Paskol\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">5.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/lt\/pasiskolink\/paskola-verslui\/#Kaip_gauti_Verslo_Paskol\">\n\t\t\t\t\t\t\t\tKaip gauti Verslo Paskol\u0105?\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Verslo_Paskolos___DUK\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">6.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/lt\/pasiskolink\/paskola-verslui\/#Verslo_Paskolos___DUK\">\n\t\t\t\t\t\t\t\tVerslo Paskolos &#8211; D.U.K.\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ilgalaik_paskola_verslui\">Ilgalaik\u0117 paskola verslui<\/h2>\n\n\n\n<p>Ilgalaik\u0117s verslo paskolos yra skirtos veiklos pl\u0117trai bei didesn\u0117ms investicijoms. <\/p>\n\n\n\n<p>\u0160io tipo paskoloms b\u016bdingos didel\u0117s sumos (iki 500 t\u016bkstan\u010di\u0173 eur\u0173), ilgesni gr\u0105\u017einimo terminai (iki 10 met\u0173), kaip ir ilgesnis suteikimo procesas.<\/p>\n\n\n\n<p>\u012eprastai, \u0161io tipo paskolai (didesn\u0117ms sumoms) gauti reikalingas u\u017estatas.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><p style=\"text-align: left;\">Ilgalaik\u0117s paskolos da\u017eniausiai suteikiamos bent kelet\u0105 met\u0173 veikl\u0105 aktyviai vykdan\u010dioms \u012fmon\u0117ms.<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Ms_pasirinkimas_SAVY\">M\u016bs\u0173 pasirinkimas: SAVY<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-full\"><img decoding=\"async\" width=\"150\" height=\"48\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/01\/savy-ukraine-e1707685872377.png\" alt=\"\" class=\"wp-image-71294\"><\/figure><\/div>\n\n\n<p>Mes atrinkome <a href=\"https:\/\/financer.com\/lt\/kompanija\/savy\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">SAVY<\/a> kaip vien\u0105 geriausi\u0173 pasirinkim\u0173 ilgalaikei verslo paskolai gauti.<\/p>\n\n\n\n<p>Tai yra tarpusavio skolinimo platforma, kurioje verslo paskolas finansuoja smulkieji investuotojai (P2P).<\/p>\n\n\n\n<p>\u010cia m\u0117nesin\u0117s pal\u016bkanos pasinaudojus kompensavimu siekia tik 0.3%, be to, iki 50 000\u20ac sumai gauti <strong>u\u017etenka asmeninio laidavimo<\/strong>.<\/p>\n\n\n\n<p>Svarbu ir tai, jog SAVY bendradarbiauja su INVEGA &#8211; galite gauti kompensacij\u0105 pal\u016bkanoms. Tokiu atveju, pal\u016bkanos siekt\u0173 vos nuo 0.3%.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">SAVY ilgalaik\u0117s paskolos<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Ypatumas<\/th><th>SAVY s\u0105lygos<\/th><\/tr><\/thead><tbody><tr><td><strong>Suma<br><\/strong><sup>su u\u017estatu<\/sup><\/td><td>iki 500 000\u20ac<\/td><\/tr><tr><td><strong>Suma<br><\/strong><sup>be u\u017estato<\/sup><\/td><td>iki 50 000\u20ac<\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo Terminas<\/strong><\/td><td>iki 10 met\u0173<\/td><\/tr><tr><td><strong>INVEGA Kompensacija<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-71771\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2018\/03\/pros.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 0.3% \/ m\u0117n.<\/td><\/tr><tr><td><strong>Atsakymas d\u0117l Finansavimo<\/strong><\/td><td>per 24 valandas<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul>\n<li><a href=\"https:\/\/financer.com\/lt\/kompanija\/savy\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Apsilankyk SAVY svetain\u0117je\u2192<\/a><br><em><sup>remiama<\/sup><\/em><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Trumpalaik_paskola_verslui\">Trumpalaik\u0117 paskola verslui<\/h2>\n\n\n\n<p>Trumpalaik\u0117s paskolos yra naudojamos apyvartin\u0117ms l\u0117\u0161oms papildyti, kaip ir pasir\u016bpinti \u012fvairiomis smulkiomis i\u0161laidomis.<\/p>\n\n\n\n<p>Trumpalaik\u0117s paskolos yra \u017eymiai papras\u010diau suteikiamos, be to, joms n\u0117ra reikalingas turto \u012fkeitimas.<\/p>\n\n\n\n<p>Atitinkamai, yra b\u016bdingos \u017eemesn\u0117s sumos ir trumpesni terminai.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><p>Trumpalaik\u0117 paskola verslui da\u017eniausiai siekia tik iki 10 000 eur\u0173.<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Ms_pasirinkimas_SALDO\">M\u016bs\u0173 pasirinkimas: SALDO<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-full is-resized\"><img decoding=\"async\" width=\"150\" height=\"46\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/02\/saldobank1.png\" alt=\"\" class=\"wp-image-72711\" style=\"aspect-ratio:3.272727272727273;width:150px;height:auto\"><\/figure><\/div>\n\n\n<p>Renkantis trumpalaik\u0119 paskol\u0105, mes rekomenduojame <a href=\"https:\/\/financer.com\/lt\/kompanija\/saldo\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">SALDO<\/a> kaip itin lankst\u0173 pasirinkim\u0105.<\/p>\n\n\n\n<p>Bendrov\u0119 atrinkome d\u0117l keletos prie\u017eas\u010di\u0173. Vienas svarbiausi\u0173 privalum\u0173 yra tas, jog SALDO gali suteikti pasi\u016blym\u0105 ypa\u010d greitai &#8211; vos per 10 minu\u010di\u0173.<\/p>\n\n\n\n<p>Kitas privalumas &#8211; paskolai gauti n\u0117ra reikalingas u\u017estatas ar papildomi dokumentai. Visas procesas yra itin greitas bei paprastas.<\/p>\n\n\n\n<p>Taip pat, paskoloms n\u0117ra taikomi administraciniai mokes\u010diai, o parai\u0161kos nagrin\u0117jamos bet kuriuo paros metu.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">SALDO trumpalaik\u0117s paskolos<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Ypatumas<\/th><th>SAVY s\u0105lygos<\/th><\/tr><\/thead><tbody><tr><td><strong>Suma<\/strong><\/td><td>iki 10 000\u20ac<\/td><\/tr><tr><td><strong>U\u017estatas<\/strong><\/td><td>nereikalingas <\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo Terminas<\/strong><\/td><td>iki 18 m\u0117nesi\u0173<\/td><\/tr><tr><td><strong>INVEGA Kompensacija<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-71220\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/01\/cons.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>0% &#8211; 25%<\/td><\/tr><tr><td><strong>Atsakymas d\u0117l Finansavimo<\/strong><\/td><td>per 10 minu\u010di\u0173<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul>\n<li><a href=\"https:\/\/financer.com\/lt\/kompanija\/saldo\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Apsilankyk SALDO svetain\u0117je\u2192<br><\/a><em><sup>remiama<\/sup><\/em><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Paskola_jaunam_verslui\">Paskola jaunam verslui<\/h2>\n\n\n\n<p>Verslo prad\u017eia &#8211; vienas sunkiausi\u0173 i\u0161\u0161\u016bki\u0173, reikalaujantis kapitalo bei greit\u0173 ir proting\u0173 sprendim\u0173. Paskola gali pad\u0117ti \u012fsitvirtinti rinkoje bei paspartinti pl\u0117tr\u0105.<\/p>\n\n\n\n<p>\u0160io tipo paskoloms b\u016bdingos vidutin\u0117s sumos (iki 10 &#8211; 20 t\u016bkstan\u010di\u0173 eur\u0173), o galimi gr\u0105\u017einimo terminai da\u017enai b\u016bna trumpesni.<\/p>\n\n\n\n<p>Jaunas verslas taip pat gali pasinaudoti \u012fvairiomis finansin\u0117mis priemon\u0117mis bei gauti kompensacij\u0105, kuri \u017eenkliai suma\u017eins i\u0161laidas paskolai.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><p>Norint gauti paskol\u0105, jaunas verslas privalo veikl\u0105 vykdyti bent 3 m\u0117nesius.<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Ms_pasirinkimas_Finbee\">M\u016bs\u0173 pasirinkimas: Finbee<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-full\"><img decoding=\"async\" width=\"150\" height=\"46\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/01\/image-11-e1708026729873.png\" alt=\"\" class=\"wp-image-70725\"><\/figure><\/div>\n\n\n<p>M\u016bs\u0173 nuomone, <a href=\"https:\/\/financer.com\/lt\/kompanija\/finbee\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Finbee<\/a> gali tapti ypatingai geru pasirinkimu \u012fmon\u0117ms, kurios tik neseniai prad\u0117jo vykdyti veikl\u0105.<\/p>\n\n\n\n<p>Finbee (kaip ir SAVY) taip pat yra tarpusavio skolinimo platforma, tad \u010dia pal\u016bkanos yra gan\u0117tinai \u017eemos.<\/p>\n\n\n\n<p>Bendrov\u0117 bendradarbiauja su INVEGA bei Europos Investicij\u0173 Fondu, tad gali pasi\u016blyti paskolas ypatingai palankiomis s\u0105lygomis.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Finbee: ES remiama paskola<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Ypatumas<\/th><th>SAVY s\u0105lygos<\/th><\/tr><\/thead><tbody><tr><td><strong>Suma<\/strong><\/td><td>iki 50 000\u20ac<\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo Terminas<\/strong><\/td><td>iki 3 met\u0173<\/td><\/tr><tr><td><strong>U\u017estatas<\/strong><\/td><td>nereikalingas<\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 0.45% \/ m\u0117n.<\/td><\/tr><tr><td><strong>INVEGA kompensacija<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-71771\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2018\/03\/pros.png\" alt=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul>\n<li><a href=\"https:\/\/financer.com\/lt\/kompanija\/finbee\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Apsilankyk FINBEE svetain\u0117je\u2192<br><\/a><em>remiama<\/em><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Faktoringas\">Faktoringas<\/h2>\n\n\n\n<p>Faktoringas yra paslauga, suteikianti galimyb\u0119 gauti apmok\u0117jim\u0105 u\u017e j\u016bs\u0173 suteiktas paslaugas ar parduotas prekes i\u0161kart.<\/p>\n\n\n\n<p>Faktoring\u0105 teikianti \u012fmon\u0117 jums per kelias dienas sumoka did\u017ei\u0105j\u0105 dal\u012f kliento s\u0105skaitos, o likusias l\u0117\u0161as (atskai\u010dius mokes\u010dius) suteikia po to, kai gauna mok\u0117jim\u0105 i\u0161 j\u016bs\u0173 kliento.<\/p>\n\n\n\n<p>\u0160i paslauga yra ypa\u010d svarbi norint palaikyti apyvartini\u0173 l\u0117\u0161\u0173 t\u0117km\u0119.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ol class=\"check\"><h3 id=\"Faktoringo_Slygos\">Faktoringo S\u0105lygos<\/h3><li><p><strong>S\u0105skaitos apmok\u0117jimo terminas.<\/strong><\/p>\n<p>S\u0105skaitos apmok\u0117jimo terminas negali b\u016bti didesnis nei 120 &#8211; 180d. Konkretus terminas gali skirtis, priklausomai nuo faktoringo kompanijos.<\/p>\n<\/li><li><p><strong>Paslauga &#8211; suteikta.<\/strong><\/p>\n<p>Paslaugos bei prek\u0117s jau turi b\u016bti suteiktos klientui.<\/p>\n<\/li><li><p><strong>Pardav\u0117jo ir pirk\u0117jo santykiai.<\/strong><\/p>\n<p>Klientas (pirk\u0117jas) negali b\u016bti dukterin\u0117 Pardav\u0117jo \u012fmon\u0117.<\/p>\n<\/li><li><p><strong>Ribotas s\u0105skaitos dydis.<\/strong><\/p>\n<p>Skirtingos faktoringo kompanijos finansuoja skirtingas sumas. Kai kurios kompanijos finansuoja tik iki 30 000\u20ac, o kitos &#8211; ir \u017eymiai didesnes sumas.<\/p>\n<\/li><li><p><strong>Kliento kredito istorija.<\/strong><\/p>\n<p>Jei j\u016bs\u0173 klientas turi itin prast\u0105 kredito istorij\u0105, Faktoringo paslauga gali b\u016bti neteikiama.<\/p>\n<\/li><\/ol><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Kaip_gauti_Verslo_Paskol\">Kaip gauti Verslo Paskol\u0105?<\/h2>\n\n\n\n<p>Verslo paskolos gavimo procesas kiek ilgesnis, nei vartojimo paskol\u0173.<\/p>\n\n\n\n<p>Tiesa, verslo paskolas teikian\u010dios bendrov\u0117s supaprastina vis\u0105 eig\u0105 &#8211; su jumis susisieks skolintojo ekspertas bei pad\u0117s sutvarkyti visus dokumentus.<\/p>\n\n\n\n<p>Trumpai aptarkime verslo paskolos gavimo proces\u0105.<\/p>\n\n\n<div class=\"single-article__steps\"><div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">1 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Pateik-paraiska-paskolai-gauti\">Pateik parai\u0161k\u0105 paskolai gauti<\/h3><p>Pirmas \u017eingsnis &#8211; i\u0161sirinkti norim\u0105 skolintoj\u0105, bei pateikti parai\u0161k\u0105.<\/p>\n<p>Protingai \u012fvertinkite rinkos situacij\u0105 bei verslo poreikius &#8211; verslo paskola (ypa\u010d su laidavimu\/u\u017estatu) yra rimtas finansinis \u012fsipareigojimas.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">2 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Pateik-reikiamus-dokumentus\">Pateik reikiamus dokumentus<\/h3><p>Palaukite, kol su jumis susisieks kreditoriaus atstovas &#8211; \u0161is jums pamin\u0117s, koki\u0173 dokument\u0173 Jums reik\u0117s atvykstant \u012f aptarnavimo skyri\u0173.<\/p>\n<p><strong>\u012eprastai reikalingi dokumentai:<\/strong><\/p>\n<ul>\n<li>\u012emon\u0117s atstovo dokumentas<\/li>\n<li>\u012emon\u0117s steigimo dokumentai<\/li>\n<li>Ketvirtiniai finansin\u0117s atskaitomyb\u0117s dokumentai<\/li>\n<li>L\u0117\u0161\u0173 panaudojimo apra\u0161ymas<\/li>\n<li>\u012ekei\u010diamo turto vertinimo pa\u017eyma<\/li>\n<\/ul><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">3 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Gauk-pasiulyma-verslui\">Gauk pasi\u016blym\u0105 verslui<\/h3><p>Gav\u0119s visus dokumentus, skolinanios bendrov\u0117s atstovas jums gal\u0117s pateikti paskolos pasi\u016blym\u0105.<\/p>\n<p>I\u0161kart gal\u0117site aptarti visas svarbiausias s\u0105lygas ir \u012fsipareigojimus.<\/p><\/div><\/div> <div class=\"single-article__conclusion\">\n <div class=\"single-article__conclusion-tag\" id=\"step_4\">I\u0161vada<\/div>\n <div class=\"single-article__conclusion-item\">\n <div class=\"single-article__conclusion-content\">\n <h3>Pasira\u0161yk sutart\u012f bei gauk l\u0117\u0161as<\/h3>\n <p>Susipa\u017einus bei sutikus su visomis sutarties s\u0105lygomis, galite pasira\u0161yti sutart\u012f.<\/p>\n<p>L\u0117\u0161os bus pervestos sutartais terminais. Paskolos iki 10 000\u20ac da\u017eniausiai yra pervedamos per 1-3 darbo dienas, o didesn\u0117s sumos &#8211; per 5-7 darbo dienas.<\/p> <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/lt\/kompanija\/finbee\/redirect\/\" class=\"button is-rounded is-primary is-medium\" target=\"_blank\" rel=\"sponsored nofollow\">Verslo paskola i\u0161 Finbee \u2192<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Verslo_Paskolos___DUK\">Verslo Paskolos &#8211; D.U.K.<\/h2>\n\n\n\n<p>Verslo paskola yra svarbus \u012frankis tiek stambiems, tiek smulkiems verslams.<\/p>\n\n\n\n<p>\u017demiau pateikiame atsakymus \u012f da\u017eniausiai u\u017eduodamus klausimus apie verslo paskolas. Prie\u0161 skolinantis, patariame pasikonsultuoti su ekspertu.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"Daniausai_Uduodami_Klausimai\">Da\u017eniausai U\u017eduodami Klausimai<\/h3><h4>Kas gali gauti verslo paskol\u0105?<\/h4><div class=\"faq_inner\"><p>Verslo paskola yra suteikiama naujiems, smulkiems, bei vidutinio dyd\u017eio verslams, atitinkantiems keliamus pelningumo, kredito istorijos, klient\u0173 bei tiek\u0117j\u0173 diversifikacijos, bei kitus reikalavimus.<\/p>\n<p>Verslo paskol\u0105 taip pat gali gauti ir Ma\u017eosios Bendrijos bei Individualia Veikla besiver\u010diantys asmenys.<\/p><\/div><h4>Kas teikia verslo paskolas?<\/h4><div class=\"faq_inner\"><p>Verslo paskolas teikia kredito unijos, komerciniai bankai, vartojimo paskol\u0173 teik\u0117jai ir sutelktinio finansavimo platformos.<\/p><\/div><h4>Kam gali b\u016bti panaudojama verslo paskola?<\/h4><div class=\"faq_inner\"><p>Verslo paskolos gali b\u016bti panaudojimos \u012fvairiems juridinio asmens tikslams.<\/p>\n<p>Pagrindin\u0117s Verslo Paskolos Kategorijos:<\/p>\n<ol>\n<li>Pl\u0117trai<\/li>\n<li>\u012erangai<\/li>\n<li>\u017daliavoms<\/li>\n<li>Apyvartai<\/li>\n<li>S\u0105skait\u0173 Finansavimui<\/li>\n<li>Verslo prad\u017eiai<\/li>\n<\/ol><\/div><h4>Ar turiu nurodyti, kam naudosiu verslo paskol\u0105?<\/h4><div class=\"faq_inner\"><p>Skirtingai nuo vartojimo paskol\u0173 fiziniams asmenims, j\u016bs tur\u0117site nurodyti, kam naudosite gautas l\u0117\u0161as, bei savo tikslus pagr\u012fsti atitinkamais dokumentais (s\u0105skaitomis, s\u0105matomis ir t.t.). Tik nurod\u0119 visus reikiamus duomenis, gal\u0117site gauti paskolos pasi\u016blym\u0105 i\u0161 kreditoriaus.<\/p>\n<p>Tiesa, yra ir i\u0161im\u010di\u0173 &#8211; pavyzd\u017eiui,\u00a0<a href=\"https:\/\/financer.com\/lt\/kompanija\/saldo\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SALDO<\/a>\u00a0j\u016bs netur\u0117site nurodyti papildom\u0173 dokument\u0173.<\/p><\/div><h4>Ar verslo paskolai gauti reikalingas u\u017estatas?<\/h4><div class=\"faq_inner\"><p>Da\u017eniausiai \u2013 taip. Jums reik\u0117s \u012fkeisti turim\u0105 kilnojam\u0105 ar nekilnojam\u0105 turt\u0105 \u2013 priklausomai nuo paskolos sumos, kredito istorijos, \u012fmon\u0117s finansin\u0117s pad\u0117ties bei kit\u0173 kriterij\u0173. Kartais u\u017etenka ir laidavimo.<\/p>\n<p>Yra pasi\u016blym\u0173 ir be u\u017estato &#8211; tokiu atveju, galimas gr\u0105\u017einimo terminas sutrump\u0117ja iki 36 m\u0117nesi\u0173. Pasi\u016blymus palyginome puslapio vir\u0161uje.<\/p><\/div><h4>Kokie dokumentai reikalingi, norint gauti paskol\u0105?<\/h4><div class=\"faq_inner\"><p>Pateikus parai\u0161k\u0105 paskolai gauti, su jumis susisieks kreditoriaus atstovas, bei su jumis aptars reikalingus dokumentus.<\/p>\n<p>Vis d\u0117lto, da\u017eniausiai yra reikalingi \u0161ie dokumentai:<\/p>\n<ul>\n<li>Asmens dokumentas (\u012fgalioto \u012fmon\u0117s atstovo).<\/li>\n<li>\u012emon\u0117s steigimo dokumentai.<\/li>\n<li>Finansin\u0117s atskaitomyb\u0117s dokumentai (da\u017eniausiai \u2013 3 met\u0173).<\/li>\n<li>Audituotos finansin\u0117s ataskaitos, jei \u012fmon\u0117 atlieka finansin\u012f audit\u0105.<\/li>\n<li>Paskolos pagrindimas (verslo planas, sutartys, s\u0105matos ir t.t.).<\/li>\n<li>\u012ekei\u010diamo turto dokumentai (turto vertintoj\u0173 ataskaita).<\/li>\n<\/ul><\/div><h4>Kiek galima pasiskolinti?<\/h4><div class=\"faq_inner\"><p>Nor\u0117dami pasiskolinti verslui, galite gauti iki 500 000 eur\u0173 siekiant\u012f finansavim\u0105. \u017dinoma, reali galima did\u017eiausia paskola priklausys nuo pasirinkto kreditoriaus, j\u016bs\u0173 \u012fmon\u0117s pelningumo bei turim\u0173 \u012fsipareigojim\u0173, kredito istorijos bei kit\u0173 duomen\u0173, kaip \u012fkei\u010diamo N.T. vert\u0117.<\/p><\/div><h4>Kokiam terminui teikiamos verslo paskolos?<\/h4><div class=\"faq_inner\"><p>Verslo paskolos da\u017eniausiai teikiamos iki 10 \u2013 20 met\u0173 laikotarpiui. Tiesa, taip pat egzistuoja ir trumpalaiki\u0173 verslo paskol\u0173 ma\u017eesniems poreikiams, kurias reikia gr\u0105\u017einti per 6 \u2013 12 m\u0117nesi\u0173.<\/p><\/div><h4>Kokie yra reikalavimai verslo paskolos gavimui?<\/h4><div class=\"faq_inner\"><p>Tiesa ta, jog kiekvienas kreditorius taiko atskirus reikalavimus \u012fmon\u0117ms, norin\u010dioms i\u0161 j\u0173 gauti paskol\u0105.<\/p>\n<p>Vis d\u0117lto, kalbant apibendrintai, da\u017eniausiai reikalavimai yra \u0161ie:<\/p>\n<ul>\n<li>\u012emon\u0117 \u2013 pelninga.<\/li>\n<li>\u012emon\u0117 veikl\u0105 vykdo jau bent 3 \u2013 6 m\u0117nesius (i\u0161skyrus paskolas verslo prad\u017eiai).<\/li>\n<li>Metin\u0117 apyvarta siekia bent 10\u00a0000 \u2013 20\u00a0000 eur\u0173 (priklausomai nuo kreditoriaus).<\/li>\n<li>\u012emon\u0117s vadovai per pastaruosius kelet\u0105 met\u0173 nebuvo teisti.<\/li>\n<li>\u012emon\u0117 neturi pradelst\u0173 skol\u0173.<\/li>\n<li>Kredito istorija \u2013 gera.<\/li>\n<\/ul><\/div><h4>Ar gaut\u0105 verslo paskol\u0105 galima gr\u0105\u017einti anks\u010diau?<\/h4><div class=\"faq_inner\"><p>Da\u017eniausiai \u2013 taip. Did\u017eioji dalis kreditori\u0173 savo juridiniams klientams suteikia galimyb\u0119 gr\u0105\u017einti gaut\u0105 paskol\u0105 be jokio pabrangimo.<\/p>\n<p>Tai yra svarbus privalumas tiems, kurie nori gautas l\u0117\u0161as gr\u0105\u017einti anks\u010diau ir sumok\u0117ti \u017eymiai ma\u017eiau pal\u016bkan\u0173. Jei mokestis bus taikomas, jis da\u017eniausiai sieks 1% nuo likusios gr\u0105\u017einti sumos.<\/p><\/div><h4>Negavau verslo paskolos. K\u0105 daryti?<\/h4><div class=\"faq_inner\"><p>Jei j\u016bs\u0173 parai\u0161ka buvo atmesta, mes patariame susisiekti su kreditoriaus atstovu ir i\u0161siai\u0161kinti, d\u0117l koki\u0173 prie\u017eas\u010di\u0173 j\u016bs\u0173 parai\u0161ka buvo atmesta.<\/p>\n<p>Neretai, jums gali tereikti atnaujinti turimas finansines ataskaitas ir paskol\u0105 gauti gal\u0117site.<\/p>\n<p>Vis d\u0117lto, taip pat patariame ir pabandyti gauti paskol\u0105 pas skirtingus kreditorius \u2013 gali atsirasti finansin\u0117 institucija, kuri atlaid\u017eiau \u017ei\u016br\u0117s \u012f j\u016bs\u0173 parai\u0161kos tr\u016bkumus.<\/p><\/div><h4>Lengvatin\u0117s paskolos verslui &#8211; kaip gauti?<\/h4><div class=\"faq_inner\"><p>J\u016bs galite gauti Lengvatin\u0119 paskol\u0105 verslui &#8211; INVEGA teikia finansines priemones, su kuriomis gal\u0117site finansuoti net iki 95% mokam\u0173 pal\u016bkan\u0173.<\/p>\n<p>Pavyzd\u017eiui, pasinaudojus \u0161ia priemone, metin\u0117\u00a0<a href=\"https:\/\/financer.com\/lt\/kompanija\/savy\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SAVY<\/a>\u00a0pal\u016bkan\u0173 norma &#8211; vos nuo 0.3%!<\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Verslo Paskol\u0173 ap\u017evalga &#8211; Verslo paskolas yra ypatingai svarbus \u012frankis, padedantis spar\u010diau pl\u0117stis, papildyti apyvartines l\u0117\u0161as bei nenusileisti auk\u0161tai konkurencijai.\u2026 <\/p>\n","protected":false},"author":100,"featured_media":30501,"parent":1013,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"tags":[21],"_links":{"self":[{"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/pages\/27583"}],"collection":[{"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/comments?post=27583"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/pages\/27583\/revisions"}],"predecessor-version":[{"id":72804,"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/pages\/27583\/revisions\/72804"}],"up":[{"embeddable":true,"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/pages\/1013"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/media\/30501"}],"wp:attachment":[{"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/media?parent=27583"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/lt\/wp-json\/wp\/v2\/tags?post=27583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}