{"id":2038,"date":"2018-09-13T10:19:22","date_gmt":"2018-09-13T07:19:22","guid":{"rendered":"https:\/\/financer.com\/ro\/?page_id=2038"},"modified":"2022-10-09T11:51:31","modified_gmt":"2022-10-09T08:51:31","slug":"credit-fara-dobanda","status":"publish","type":"page","link":"https:\/\/financer.com\/ro\/credit\/credit-rapid\/credit-fara-dobanda\/","title":{"rendered":"Credit f\u0103r\u0103 dob\u00e2nd\u0103"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Gsete_cel_mai_bun_credit_fr_dobnd\">Bucur\u0103-te \u0219i tu de un credit f\u0103r\u0103 dob\u00e2nd\u0103<\/h2>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2021\/07\/credit-rapid-1024x1024.png\" alt=\"credit fara dobanda\" class=\"wp-image-17586\" width=\"150\" height=\"150\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2021\/07\/credit-rapid-1024x1024.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/14\/2021\/07\/credit-rapid-300x300.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/14\/2021\/07\/credit-rapid-150x150.png 150w, https:\/\/financer.com\/app\/uploads\/sites\/14\/2021\/07\/credit-rapid-768x768.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/14\/2021\/07\/credit-rapid-75x75.png 75w, https:\/\/financer.com\/app\/uploads\/sites\/14\/2021\/07\/credit-rapid.png 1380w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/figure><\/div>\n\n\n<p><em>Ai nevoie urgent\u0103 de bani, dar te sperie costurile mari cu care vin majoritatea \u00eemprumuturilor? <\/em><strong>Atunci un credit f\u0103r\u0103 dob\u00e2nd\u0103 se poate s\u0103 fie ceea ce cau\u021bi.<\/strong><\/p>\n\n\n\n<p>Ai acces rapid la sumele necesare, iar la final de contract nu trebuie s\u0103 returnezi dec\u00e2t at\u00e2t c\u00e2t ai \u00eemprumutat, f\u0103r\u0103 nici un cost suplimentar. Nu sun\u0103 r\u0103u, nu?<\/p>\n\n\n\n<p><strong>Ei bine, cu Financer, lucrurile sunt \u0219i mai frumoase. Prin intermediul nostru vei putea g\u0103si cele mai bune oferte de credite f\u0103r\u0103 dob\u00e2nd\u0103 de pe pia\u021b\u0103!<\/strong><\/p>\n\n\n\n<p><em>Dar cum te ajut\u0103m noi, mai exact?<\/em> <\/p>\n\n\n\n<p>Ei bine, Financer nu este un creditor, astfel c\u0103 nu oferim \u00eemprumuturi direct. \u00cen schimb, am creat un instrument de calcul pe care \u00eel po\u021bi g\u0103si la partea superioar\u0103 a acestei pagini.<\/p>\n\n\n\n<p>Cu calculatorul nostru vei putea analiza <strong>care dintre institu\u021biile financiare din Rom\u00e2nia au \u00een ofert\u0103 credite f\u0103r\u0103 dob\u00e2nd\u0103.<\/strong><\/p>\n\n\n\n<p>Chiar mai mult dec\u00e2t at\u00e2t, vei putea compara sumele de bani ce pot fi accesate \u0219i perioada de timp \u00een care vor trebui returnate <a href=\"https:\/\/financer.com\/ro\/credit\/\" data-type=\"page\">\u00eemprumuturile<\/a> respective. <\/p>\n\n\n\n<p>\u00cen func\u021bie de rezultatele c\u0103ut\u0103rii, vei avea posibilitatea de a alege compania care se pliaz\u0103 cel mai bine nevoilor tale.<\/p>\n\n\n\n<p>Iat\u0103, a\u0219adar, cum site-ul nostru poate fi privit ca o unealt\u0103 foarte util\u0103 pentru to\u021bi cei care doresc s\u0103 acceseze un credit dob\u00e2nd\u0103 0.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/ro\/results\/query\/1\/param_period\/15\/param_excludefilters\/filter_age_20,loan_broker_filter_active\/filter_non_affiliate\/1\/param_amount\/1000\/param_period\/15\/\" class=\"button is-rounded is-primary is-large is-fullwidth\" target=\"_self\" rel=\"nofollow\">G\u0103se\u0219te cel mai bun \u00eemprumut acum!<\/a><\/div>\n\n\n<p><em>\u00cen continuarea articolului vom vorbi \u00een detaliu despre \u00eemprumuturi f\u0103r\u0103 dob\u00e2nd\u0103. Iat\u0103 ce vei putea citi:<\/em><\/p>\n\n\n\t<div class=\"block-fn-toc\">\n\t\t\t\t\t<h3 class=\"block-fn-toc__title\">\n\t\t\t\tCuprins\t\t\t<\/h3>\n\t\t\t\t<ul start=\"1\" class=\"block-fn-toc__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"ce\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">1.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/ro\/credit\/credit-rapid\/credit-fara-dobanda\/#ce\">\n\t\t\t\t\t\t\tCe este un \u00eemprumut f\u0103r\u0103 dob\u00e2nd\u0103?\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Credit_fr_dobnd__neltorie\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">2.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/ro\/credit\/credit-rapid\/credit-fara-dobanda\/#Credit_fr_dobnd__neltorie\">\n\t\t\t\t\t\t\tCredit f\u0103r\u0103 dob\u00e2nd\u0103 \u2013 \u00een\u0219el\u0103torie?\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Gestioneaz_corect_mprumuturile\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">3.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/ro\/credit\/credit-rapid\/credit-fara-dobanda\/#Gestioneaz_corect_mprumuturile\">\n\t\t\t\t\t\t\tGestioneaz\u0103 corect \u00eemprumuturile\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"cine\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">4.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/ro\/credit\/credit-rapid\/credit-fara-dobanda\/#cine\">\n\t\t\t\t\t\t\tCine poate aplica pentru un credit 0 dob\u00e2nd\u0103?\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Cum_poi_beneficia_de_credit_dobnd_0\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">5.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/ro\/credit\/credit-rapid\/credit-fara-dobanda\/#Cum_poi_beneficia_de_credit_dobnd_0\">\n\t\t\t\t\t\t\tCum po\u021bi beneficia de un \u00eemprumut dob\u00e2nd\u0103 0?\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Concluzii\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">6.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/ro\/credit\/credit-rapid\/credit-fara-dobanda\/#Concluzii\">\n\t\t\t\t\t\t\tAplic\u0103 pentru un credit f\u0103r\u0103 dob\u00e2nd\u0103 acum\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ce\">Ce este un \u00eemprumut f\u0103r\u0103 dob\u00e2nd\u0103?<\/h2>\n\n\n\n<p>A\u0219a cum \u00ee\u021bi po\u021bi da seama \u0219i singur direct din denumirea acestui instrument financiar, un credit f\u0103r\u0103 dob\u00e2nd\u0103 este un produs financiar pentru care <strong>nu va trebui s\u0103 pl\u0103te\u0219ti sume suplimentare \u00een momentul return\u0103rii.<\/strong><\/p>\n\n\n\n<p>Cu alte cuvinte, la data de rambursare nu vei avea de pl\u0103tit dec\u00e2t banii pe care i-ai primit la semnarea contractului. <\/p>\n\n\n\n<p><strong>F\u0103r\u0103 alte costuri, comisioane sau dob\u00e2nzi.<\/strong><\/p>\n\n\n\n<p>Po\u021bi privi un astfel de \u00eemprumut rapid f\u0103r\u0103 dob\u00e2nd\u0103 drept un sprijin pe care institu\u021biile financiare \u021bi-l acord\u0103 atunci c\u00e2nd ai nevoie urgent\u0103 de sume mici de bani.<\/p>\n\n\n\n<p>Dac\u0103 vrei, creditorii ac\u021bioneaz\u0103 ca ni\u0219te prieteni ce te ajut\u0103 s\u0103 scapi dintr-o criz\u0103 monetar\u0103 \u00een care te-ai putea reg\u0103si la un moment dat.<\/p>\n\n\n\n<p>Principala condi\u021bie contractual\u0103 impus\u0103 este <strong>achitarea datoriei p\u00e2n\u0103 la o anumit\u0103 dat\u0103 prestabilit\u0103<\/strong>. <\/p>\n\n\n\n<p><em>Respect\u00e2nd termenul de plat\u0103, nu vei avea de achitat dec\u00e2t suma \u00eemprumutat\u0103.<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"info\">Informa\u021bii importante despre credite f\u0103r\u0103 dob\u00e2nd\u0103<\/h3><ul>\n<li><strong>Valoare \u00eemprumuturilor<\/strong>. Po\u021bi accesa sume cuprinse \u00eentre 100 \u0219i 4000 lei.<\/li>\n<li><strong>Rata dob\u00e2nzii<\/strong>. Dob\u00e2nda anual\u0103 este de 0 %, dac\u0103 respec\u021bi perioada contractual\u0103.<\/li>\n<li><strong>Rambursarea datoriei<\/strong>. Maturitatea creditelor este de 5 \u0219i 60 zile.<\/li>\n<li><strong>F\u0103r\u0103 garan\u021bii bancare<\/strong>. Pentru astfel de \u00eemprumuturi nu trebuie s\u0103 vii cu garan\u021bii bancare.<\/li>\n<li><strong>Aprobare imediat\u0103<\/strong>. De cele mai multe ori, un credit rapid f\u0103r\u0103 dob\u00e2nd\u0103 va fi aprobat \u00een doar c\u00e2teva ore.<\/li>\n<\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Credit_fr_dobnd__neltorie\">Credit f\u0103r\u0103 dob\u00e2nd\u0103 \u2013 \u00een\u0219el\u0103torie?<\/h2>\n\n\n\n<p>Suntem con\u0219tien\u021bi c\u0103, la o prim\u0103 vedere, <strong>o ofert\u0103 de credit cu dob\u00e2nd\u0103 0 poate suna ca o \u00een\u0219el\u0103torie.<\/strong> <\/p>\n\n\n\n<p><em>La urma urmei, nimeni nu \u00ee\u021bi d\u0103 nimic gratis pe lumea asta, nu? <\/em><\/p>\n\n\n\n<p>A\u0219a c\u0103 nu se poate s\u0103 nu te \u00eentrebi cum se face c\u0103 anumite institu\u021bii financiare ofer\u0103 astfel de \u00eemprumuturi, care, teoretic, nu le genereaz\u0103 nici un fel de profit.<\/p>\n\n\n\n<p><strong>\u0218i nu doar c\u0103 nu au de c\u00e2\u0219tigat bani, dar mai \u0219i risc\u0103 s\u0103 piard\u0103 sumele creditate.<\/strong><\/p>\n\n\n\n<p>Ei bine, aceste produse are trebui s\u0103 se numeasc\u0103, de fapt, credit cu dob\u00e2nd\u0103 0 la primul \u00eemprumut \u0219i reprezint\u0103 un pion important din strategia de marketing a multora dintre Institu\u021biile Financiare Nebancare de la noi din \u021bar\u0103.<\/p>\n\n\n\n<p>Ele sunt reale, legale, iar <strong>principalul scop este acela de a atrage clien\u021bi noi<\/strong>, ademenindu-i cu oferte foarte avantajoase, imbatabile chiar.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\" id=\"comparison_table_fields\"><h3 id=\"Acceseazu0103_bani_fu0103ru0103_dobu00e2ndu0103_prin_Viva_Credit\">Acceseaz\u0103 bani f\u0103r\u0103 dob\u00e2nd\u0103 prin Viva Credit<\/h3><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/\" class=\"items-content__card-logo \" ><img width=\"200\" height=\"70\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/09\/vivacredit1.png\" class=\"attachment-full size-full\" alt=\"viva credit\" decoding=\"async\" \/><\/a><span class=\"items-content__card-chosen\">Ales <strong>25.428<\/strong> ori<\/span><ul class=\"items-content__card-list\"><li >Credite rapide de p\u00e2n\u0103 la 20.000 lei<\/li><li >Dob\u00e2nzi 0 pentru clien\u021bii noi \u0219i 1.2 % pe zi pentru cei vechi<\/li><li >Posibilitatea de rambursare la puncte de lucru fixe<\/li><li >Po\u021bi aplica oric\u00e2nd, la orice or\u0103<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">\u00cemprumut minim<\/span><span class=\"items-content__card-datapoint-value\">100<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Valoare maxim\u0103<\/span><span class=\"items-content__card-datapoint-value\">3000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">DAE minim<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">DAE maxim<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Perioad\u0103 minim\u0103<\/span><span class=\"items-content__card-datapoint-value\">10 Zile<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Perioad\u0103 maxim\u0103<\/span><span class=\"items-content__card-datapoint-value\">1 Lun\u0103<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accept\u0103 istoric negativ<\/span><span class=\"items-content__card-datapoint-value\">Da. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">20<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/redirect\/?unq=66355db6a09e3\" data-url_param_unq=\"66355db6a09e3\" data-url_param_pid=\"1974\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Vezi oferta<\/a><a href=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/\" class=\"button is-rounded items-content__card-more-info\">Detalii aici<\/a><a href=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.2\">4.2<\/span><\/a><span class=\"items-content__card-reviews\">Cite\u0219te&nbsp;<a href=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/#read-reviews\">27<\/strong>&nbsp;recenzii<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Gestioneaz_corect_mprumuturile\">Gestioneaz\u0103 corect \u00eemprumuturile<\/h2>\n\n\n\n<p>Chiar dac\u0103 un astfel de credit online f\u0103r\u0103 dob\u00e2nd\u0103 vine cu 0 costuri suplimentare, <strong>el este \u00een continuare un \u00eemprumut \u0219i trebuie tratat ca atare.<\/strong><\/p>\n\n\n\n<p>Va trebui s\u0103 semnezi un contract de colaborare cu creditorul, prin care te angajezi s\u0103 restitui banii \u00eentr-un anumit interval de timp.<\/p>\n\n\n\n<p>Cu toate c\u0103 DAE este 0 % dac\u0103 respec\u021bi perioada contractual\u0103, <strong>situa\u021bia se schimb\u0103 dramatic dac\u0103 termenul maxim de rambursare este dep\u0103\u0219it<\/strong>.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Pltete_i_la_timp_datoriile\">Pl\u0103te\u0219te-\u021bi la timp datoriile!<\/h3><p><\/p>\n<p>Pentru fiecare zi \u00eent\u00e2rziat\u0103, vei fi nevoit s\u0103 achi\u021bi un anumit procent din suma total\u0103 \u00eemprumutat\u0103 sau din soldul restant (\u00een func\u021bie de contract), drept dob\u00e2nd\u0103 penalizatoare.<\/p>\n<p> <\/p>\n<p>\u00cen acela\u0219i timp, dac\u0103 \u00eent\u00e2rzierea de plat\u0103 a unui astfel de credit nevoi personale f\u0103r\u0103 dob\u00e2nd\u0103 dep\u0103\u0219e\u0219te 30 de zile, institu\u021bia financiar\u0103 are dreptul de a anun\u021ba <a href=\"https:\/\/financer.com\/ro\/ce-este-biroul-de-credit\/\">Biroul de Credit<\/a>. Ceea ce, automat, duce la <strong>\u00eenscrierea ta \u00een baza lor de date drept r\u0103u-platnic<\/strong>.<\/p>\n<p> <\/p>\n<p>\u00cen consecin\u021b\u0103, vei \u00eent\u00e2mpina probleme ori de c\u00e2te ori vei dori s\u0103 iei un nou \u00eemprumut, indiferent de natura acestuia sau de creditorul la care apelezi.<\/p>\n<p> <\/p>\n<p>\u00cen plus, institu\u021bia financiar\u0103 prin care ai accesat creditul poate \u00eencepe procedurile de executare silit\u0103 \u00een privin\u021ba recuper\u0103rii crean\u021belor.<\/p>\n<p> <\/p>\n<p>\u00cen ultim\u0103 instan\u021b\u0103, datoria poate fi cesionat\u0103 c\u0103tre o companie ce se ocup\u0103 cu recuperarea datoriilor.<\/p>\n<p> <\/p>\n<p>Ce trebuie s\u0103 re\u021bii este c\u0103, cu toate c\u0103 un credit rapid dob\u00e2nd\u0103 0 poate p\u0103rea drept unul lejer, relaxat, el trebuie tratat foarte serios.<\/p>\n<p><strong>\u00cen caz contrar, consecin\u021bele negative pot fi unele care te vor urma ani de zile.<\/strong><\/p>\n<p><\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"cine\">Cine poate aplica pentru un credit 0 dob\u00e2nd\u0103?<\/h2>\n\n\n\n<p>Prin intermediul companiilor ce apar pe site-ul nostru, <strong>vei putea accesa credite cu dob\u00e2nd\u0103 0 de p\u00e2n\u0103 la 4000 lei.<\/strong><\/p>\n\n\n\n<p>\u00cens\u0103, pentru a putea fi beneficiarul unui astfel de \u00eemprumut, va trebui s\u0103 \u00eendepline\u0219ti anumite condi\u021bii, ce vor fi prezentate \u00een tabelul de mai jos:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>V\u00e2rst\u0103<\/strong>. De regul\u0103, va fi nevoie ca viitorii beneficiari s\u0103 fi \u00eemplinit 18 ani. Exist\u0103, totu\u0219i, creditori ce cresc aceast\u0103 v\u00e2rst\u0103 minim\u0103 la 21 ani.<\/p>\n<\/li><li><p><strong>Locul de re\u0219edin\u021b\u0103<\/strong>. Pentru a putea \u00eemprumuta bani din Rom\u00e2nia, trebuie s\u0103 fii cet\u0103\u021bean rom\u00e2n.<\/p>\n<\/li><li><p><strong>Ocupa\u021bie<\/strong>. Pentru companiile partenere de pe site-ul nostru, nu va fi nevoie s\u0103 faci dovada unui loc permanent de munc\u0103.<\/p>\n<\/li><li><p><strong>Venit minim<\/strong>. Trebuie s\u0103 ai un venit minim lunar net de cel pu\u021bin 400 \u2013 700 lei.<\/p>\n<\/li><li><p><strong>Sursa venitului<\/strong>. Venitul lunar poate proveni din dividende, chirii, salariu, pensie, drepturi de autor etc.<\/p>\n<\/li><li><p><strong>Biroul de credit<\/strong>. Chiar \u0219i persoanele care reg\u0103sesc \u00een listele Biroului de Credit vor putea aplica prin Financer pentru un credit f\u0103r\u0103 dob\u00e2nd\u0103 online.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Cum_poi_beneficia_de_credit_dobnd_0\">Cum po\u021bi beneficia de un \u00eemprumut dob\u00e2nd\u0103 0?<\/h2>\n\n\n\n<p>Exist\u0103 mai multe variante prin intermediul c\u0103rora po\u021bi profita de un credit f\u0103r\u0103 dob\u00e2nd\u0103 2022. <\/p>\n\n\n\n<p><em>Iat\u0103 care sunt principalele dintre ele:<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Apeleaz_la_IFN_uri\">Apeleaz\u0103 la IFN-uri<\/h3>\n\n\n\n<p>A\u0219a cum a fost amintit \u0219i mai devreme, <strong>multe dintre IFN-uri ofer\u0103 primul credit f\u0103r\u0103 dob\u00e2nd\u0103<\/strong>, ca parte a strategiei lor de marketing. A\u0219a c\u0103 apeleaz\u0103 la serviciile lor, atunci c\u00e2nd ai nevoie de bani.<\/p>\n\n\n\n<p>Pentru a nu risca s\u0103 \u00ee\u021bi fie imputate diverse costuri, ai grij\u0103 s\u0103 rambursezi la timp sumele \u00eemprumutate.<\/p>\n\n\n<div class=\"howto_desc\"><p>Iat\u0103 care sunt pa\u0219ii prin care vei putea accesa un credit IFN dob\u00e2nd\u0103 0 cu ajutorul site-ului nostru:<\/p><\/div><h4>Pa\u0219i<\/h4><div class=\"single-article__steps-toc_step\"><a href=\"#step_1\">1. Compar\u0103 oferte<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_2\">2. F\u0103 o analiz\u0103 de pia\u021b\u0103<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_3\">3. Redirec\u021bionare pe site-ul partenerului<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_4\">4. Completeaz\u0103-\u021bi datele personale<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_5\">5. Trimite cererea completat\u0103<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_6\">6. A\u0219teapt\u0103 virarea banilor<\/a><\/div><div class=\"single-article__steps\"> <style>\n .single-article__steps-items .single-article__steps-content{\n background:#FFFFFF;\n padding:30px;\n margin:0 0 30px 0;\n border-radius:10px;\n box-shadow:0 0 10px 0 rgba(0,0,0,0.14);\n width:calc(100% - 5px);\n}\n .single-article__steps-items .single-article__steps-counter{\n padding:5px 20px;\n border-radius:3px;\n background-color:#F5E7D8;\n display:inline-block;\n top:15px;\n left:-30px;\n position:relative;\n font-size:16px;\n font-weight:600;\n}\n\/* .single-article__steps-items::before{\n content:\"\";\n position:absolute;\n top:20px;\n left:0;\n height:calc(100% + 40px);\n border-left:2px dashed #e0e0e1;\n}*\/\n .single-article__conclusion-tag{\n padding:5px 20px;\n border-radius:3px;\n color:#000000;\n background-color:#F5E7D8;\n display:inline-block;\n top:15px;\n left:-30px;\n position:relative;\n font-size:16px;\n font-weight:600;\n}\n .single-article__conclusion-item{\n background:#FFFFFF;\n padding:30px;\n margin:0 0 30px 0;\n border-radius:10px;\n box-shadow:0 0 10px 0 rgba(0,0,0,0.14);\n}\n <\/style>\n <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Pasul 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Compara-oferte\">Compar\u0103 oferte<\/h3><p>Prin intermediul instrumentului ce se reg\u0103se\u0219te <a href=\"#top\">la partea de sus a paginii<\/a>, po\u021bi vedea care dintre companiile de la noi au \u00een momentul de fa\u021b\u0103 activ\u0103 oferta de \u00eemprumut rapid f\u0103r\u0103 dob\u00e2nd\u0103.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Pasul 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Fa-o-analiza-de-piata\">F\u0103 o analiz\u0103 de pia\u021b\u0103<\/h3><p>Analizeaz\u0103 IFN-urile rezultate. Po\u021bi vedea o recenzie complet\u0103 a serviciilor oferite dar \u0219i p\u0103rerea unor fo\u0219ti clien\u021bi de-ai lor prin ap\u0103sarea notei din dreptul coloanei numite <em>\u201erating\u201d.<\/em><\/p>\n<p>Alege-o pe cea care crezi c\u0103 \u021bi se potrive\u0219te. Poate ai nevoie de un interval mai lung de timp pentru rambursare sau de bani mai mul\u021bi. Tu alegi, ap\u0103s\u00e2nd butonul albastru.<\/p>\n<p>\u00a0<\/p><\/div><h4>Beneficiaz\u0103 de un credit f\u0103r\u0103 dob\u00e2nd\u0103 de p\u00e2n\u0103 la 2.000 lei prin Viva Credit<\/h4><div class=\"single-article__steps-item\"><div class=\"items-content__card items-content__card--creditcard\" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/ro\/?post_type=creditcard&#038;p=20950redirect\/&#038;unq=66355db6d6b59\" class=\"items-content__card-logo \" target=\"_blank\" data-url_param_pid=\"20950\" data-url_param_t=\"card_products\" data-url_param_unq=\"66355db6d6b59\" rel=\"sponsored nofollow\"><img width=\"200\" height=\"54\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/06\/vivacredit-min.png\" class=\"attachment-full size-full\" alt=\"viva credit\" decoding=\"async\" \/><\/a><span class=\"items-content__card-title\">Viva Credit 2<\/span><ul class=\"items-content__card-list\"><li >\u00cemprumut f\u0103r\u0103 dob\u00e2nd\u0103 de p\u00e2n\u0103 la 2000 lei<\/li><li >Aprobare \u00een doar c\u00e2teva ore direct pe card<\/li><li >Pot aplica chiar \u0219i persoanele r\u0103u-platnice<\/li><\/ul><span class=\"items-content__card-title\">Viva Credit 2<\/span><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/ro\/?post_type=creditcard&#038;p=20950redirect\/&#038;unq=66355db6e63a3\" data-url_param_unq=\"66355db6e63a3\" data-url_param_pid=\"20950\" data-url_param_t=\"card_products\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Vezi oferta<\/a><a href=\"https:\/\/financer.com\/ro\/?post_type=creditcard&#038;p=20950redirect\/\" class=\"button is-rounded items-content__card-more-info\">Detalii aici<\/a><a href=\"https:\/\/financer.com\/ro\/?post_type=creditcard&#038;p=20950#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_gray\" data-rating-value=\"0\">N\/A<\/span><\/a><span class=\"items-content__card-reviews\">Cite\u0219te&nbsp;<a href=\"https:\/\/financer.com\/ro\/?post_type=creditcard&#038;p=20950redirect\/#read-reviews\">0<\/strong>&nbsp;recenzii<\/a><\/div><\/div><\/div><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Pasul 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Redirectionare-pe-site-ul-partenerului\">Redirec\u021bionare pe site-ul partenerului<\/h3><p>Dup\u0103 alegerea variantei preferate, vei fi redirec\u021bionat automat pe site-ul partenerului nostru.<\/p>\n<p>Acolo, va trebui s\u0103 introduci din nou diverse criterii pe care dore\u0219ti ca \u00eemprumutul t\u0103u s\u0103 le respecte \u2013 valoare, rambursare etc.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Pasul 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Completeaza-ti-datele-personale\">Completeaz\u0103-\u021bi datele personale<\/h3><p>Dac\u0103 e\u0219ti de acord cu oferta de pe site-ul creditorului, completeaz\u0103-\u021bi datele personale \u00een formularul de contact.<\/p>\n<p>\u00cen func\u021bie de companie, tot la acest pas va trebui s\u0103 faci poze unor documente \u2013 C.I, extras de cont \u0219.a.<\/p>\n<p>\u00a0<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_5\">Pasul 5<\/div><div class=\"single-article__steps-content\"><h3 id=\"Trimite-cererea-completata\">Trimite cererea completat\u0103<\/h3><p>Vei fi contactat de c\u0103tre cineva din partea institu\u021biei financiare pentru confirmarea \u00eemprumutului, explicarea contractului \u0219i trimiterea actelor spre semnare.<\/p>\n<p>Dac\u0103 e\u0219ti de acord cu tot ce scrie acolo \u0219i \u00een\u021belegi exact condi\u021biile impuse, semneaz\u0103 \u0219i trimite-l \u00eenapoi spre creditor.<\/p><\/div><\/div> <div class=\"single-article__conclusion\">\n <div class=\"single-article__conclusion-tag\" id=\"step_6\">\u00cen final<\/div>\n <div class=\"single-article__conclusion-item\">\n <div class=\"single-article__conclusion-content\">\n <p>Dac\u0103 totul este \u00een regul\u0103, po\u021bi primi banii rezulta\u021bi \u00een urma aplic\u0103rii pentru un credit online dob\u00e2nd\u0103 0 la doar c\u00e2teva ore din momentul trimiterii documentelor.<\/p> <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n<div class=\"fn_block fn-comparison-table\"> <h2 class=\"comparison-table__title-main\">Companii ce au un credit f\u0103r\u0103 dob\u00e2nd\u0103 \u00een portofoliu<\/h2>\n <div class=\"comparison-table__binder\">\n <div class=\"comparison-table__dots is-hidden-tablet\">\n <div class=\"comparison-table__dot comparison-table__dot--big\"><\/div>\n <div class=\"comparison-table__dot\"><\/div>\n <div class=\"comparison-table__dot\"><\/div>\n <\/div>\n <div class=\"comparison-table__relative is-content\">\n <div class=\"comparison-table__scroll is-content\">\n <table class=\"comparison-table is-content\" js-data-comparison-table=\"\"\n js-data-affiliate-on-top=\"false\">\n <thead>\n <tr>\n <th>\n <span data-sorting=\"logo\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n Companie <\/span>\n <\/th>\n <th>\n <span data-sorting=\"rating\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n Rating <\/span>\n <\/th>\n \n <th> <span data-sorting=\"manual-data-point-1\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Sum\u0103 maxim\u0103 \u00eemprumutat\u0103\">\n Sum\u0103 maxim\u0103 \u00eemprumutat\u0103<\/span><\/th><th> <span data-sorting=\"manual-data-point-2\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Perioad\u0103 rambursare\">\n Perioad\u0103 rambursare<\/span><\/th> <th>\n <span data-sorting=\"affiliate\" class=\"comparison-table__title comparison-table__title--button\">\n <\/span>\n <\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr class=\"comparison-table__row\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"CreditPrime\"\n data-product-id=\"1035\">\n <span class=\"search-card__featured\">recomandat<\/span>\n <a target=\"_blank\" data-url_param_unq=\"66355db6ed92b\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/creditprime\/redirect\" data-url_param_pid=\"1035\" rel=\"sponsored nofollow\" href=\"https:\/\/financer.com\/ro\/companie\/creditprime\/redirect\/?unq=66355db6ed92b\">\n <img decoding=\"async\" title=\"CreditPrime\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/06\/prime.png\" alt=\"CreditPrime\">\n <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"3.79014337\">\n <a href=\"https:\/\/financer.com\/ro\/companie\/creditprime\/#read-reviews\"><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.8\">3.8<\/span><\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"10.000 lei\">\n <span class=\"comparison-table__text\">10.000 lei<\/span><\/td><td data-sorting=\"manual-data-point-2\" data-sorting-value=\"5 - 30 zile\">\n <span class=\"comparison-table__text\">5 &#8211; 30 zile<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n js-data-comparison-table-button=\"\"><a target=\"_blank\" rel=\"sponsored nofollow\" \n href=\"https:\/\/financer.com\/ro\/companie\/creditprime\/redirect\/?unq=66355db6f1b08\" data-url_param_unq=\"66355db6f1b08\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/creditprime\/redirect\" data-url_param_pid=\"1035\" \n class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n Vezi oferta<\/a><\/td><\/tr><tr class=\"comparison-table__row\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Viva Credit\"\n data-product-id=\"12767\">\n \n <a target=\"_blank\" data-url_param_t=\"card_products\" data-url_param_unq=\"66355db70670b\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/redirect\/\" data-url_param_pid=\"12767\" rel=\"sponsored nofollow\" href=\"https:\/\/financer.com\/ro\/?post_type=creditcard&#038;p=12767redirect\/&#038;unq=66355db70670b\">\n <img decoding=\"async\" title=\"Viva Credit\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/09\/vivacredit1.png\" alt=\"Viva Credit\">\n <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"0\">\n <a href=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/#read-reviews\"><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.2\">4.2<\/span><\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"2000 lei\">\n <span class=\"comparison-table__text\">2000 lei<\/span><\/td><td data-sorting=\"manual-data-point-2\" data-sorting-value=\"5 - 30 zile\">\n <span class=\"comparison-table__text\">5 &#8211; 30 zile<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n js-data-comparison-table-button=\"\"><a target=\"_blank\" rel=\"sponsored nofollow\" \n href=\"https:\/\/financer.com\/ro\/?post_type=creditcard&#038;p=12767redirect\/&#038;unq=66355db70ac34\" data-url_param_unq=\"66355db70ac34\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/redirect\/\" data-url_param_pid=\"12767\" data-url_param_t=\"card_products\"\n class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n Vezi oferta<\/a><\/td><\/tr><tr class=\"comparison-table__row\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Hora Credit\"\n data-product-id=\"1061\">\n <span class=\"search-card__featured\">recomandat<\/span>\n <a target=\"_blank\" data-url_param_unq=\"66355db70ca88\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/redirect\" data-url_param_pid=\"1061\" rel=\"sponsored nofollow\" href=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/redirect\/?unq=66355db70ca88\">\n <img decoding=\"async\" title=\"Hora Credit\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/06\/hora-credit.png\" alt=\"Hora Credit\">\n <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"3.34825581\">\n <a href=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/#read-reviews\"><span class=\"simple-rating-value rating_yellow\" data-rating-value=\"3.3\">3.3<\/span><\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"3000 lei\">\n <span class=\"comparison-table__text\">3000 lei<\/span><\/td><td data-sorting=\"manual-data-point-2\" data-sorting-value=\"5 - 30 zile\">\n <span class=\"comparison-table__text\">5 &#8211; 30 zile<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n js-data-comparison-table-button=\"\"><a target=\"_blank\" rel=\"sponsored nofollow\" \n href=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/redirect\/?unq=66355db710ddd\" data-url_param_unq=\"66355db710ddd\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/redirect\" data-url_param_pid=\"1061\" \n class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n Vezi oferta<\/a><\/td><\/tr><tr class=\"comparison-table__row\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Ferratum\"\n data-product-id=\"1114\">\n <span class=\"search-card__featured\">recomandat<\/span>\n <a target=\"_blank\" data-url_param_unq=\"66355db714037\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/redirect\/\" data-url_param_pid=\"1114\" rel=\"sponsored nofollow\" href=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/redirect\/?unq=66355db714037\">\n <img decoding=\"async\" title=\"Ferratum\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/07\/ferratum.png\" alt=\"Ferratum\">\n <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"3.68750000\">\n <a href=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/#read-reviews\"><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.7\">3.7<\/span><\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"1900 lei\">\n <span class=\"comparison-table__text\">1900 lei<\/span><\/td><td data-sorting=\"manual-data-point-2\" data-sorting-value=\"5 - 30 zile\">\n <span class=\"comparison-table__text\">5 &#8211; 30 zile<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n js-data-comparison-table-button=\"\"><a target=\"_blank\" rel=\"sponsored nofollow\" \n href=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/redirect\/?unq=66355db717a0a\" data-url_param_unq=\"66355db717a0a\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/redirect\/\" data-url_param_pid=\"1114\" \n class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n Vezi oferta<\/a><\/td><\/tr> <\/tbody>\n <\/table>\n <\/div>\n <table class=\"comparison-table comparison-table--content-logo is-hidden-mobile\">\n <thead>\n <tr>\n <th>\n <span data-sorting=\"logo\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n Companie <\/span>\n <\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"CreditPrime\"\n data-product-id=\"1035\">\n <span class=\"search-card__featured\">recomandat<\/span>\n <a target=\"_blank\" data-url_param_unq=\"66355db6f1b55\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/creditprime\/redirect\" data-url_param_pid=\"1035\" rel=\"sponsored nofollow\" href=\"https:\/\/financer.com\/ro\/companie\/creditprime\/redirect\/?unq=66355db6f1b55\">\n <img decoding=\"async\" title=\"CreditPrime\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/06\/prime.png\" alt=\"CreditPrime\">\n <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Viva Credit\"\n data-product-id=\"12767\">\n \n <a target=\"_blank\" data-url_param_t=\"card_products\" data-url_param_unq=\"66355db70ac7c\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/redirect\/\" data-url_param_pid=\"12767\" rel=\"sponsored nofollow\" href=\"https:\/\/financer.com\/ro\/?post_type=creditcard&#038;p=12767redirect\/&#038;unq=66355db70ac7c\">\n <img decoding=\"async\" title=\"Viva Credit\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/09\/vivacredit1.png\" alt=\"Viva Credit\">\n <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Hora Credit\"\n data-product-id=\"1061\">\n <span class=\"search-card__featured\">recomandat<\/span>\n <a target=\"_blank\" data-url_param_unq=\"66355db710e24\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/redirect\" data-url_param_pid=\"1061\" rel=\"sponsored nofollow\" href=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/redirect\/?unq=66355db710e24\">\n <img decoding=\"async\" title=\"Hora Credit\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/06\/hora-credit.png\" alt=\"Hora Credit\">\n <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Ferratum\"\n data-product-id=\"1114\">\n <span class=\"search-card__featured\">recomandat<\/span>\n <a target=\"_blank\" data-url_param_unq=\"66355db717a51\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/redirect\/\" data-url_param_pid=\"1114\" rel=\"sponsored nofollow\" href=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/redirect\/?unq=66355db717a51\">\n <img decoding=\"async\" title=\"Ferratum\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/07\/ferratum.png\" alt=\"Ferratum\">\n <\/a><\/td><\/tr> <\/tbody>\n <\/table>\n <table class=\"comparison-table comparison-table--content-button is-hidden-mobile\">\n <thead>\n <tr>\n <th>Aplic\u0103 acum<\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n js-data-comparison-table-button=\"\"><a target=\"_blank\" rel=\"sponsored nofollow\" \n href=\"https:\/\/financer.com\/ro\/companie\/creditprime\/redirect\/?unq=66355db7002a3\" data-url_param_unq=\"66355db7002a3\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/creditprime\/redirect\" data-url_param_pid=\"1035\" \n class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n Vezi oferta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n js-data-comparison-table-button=\"\"><a target=\"_blank\" rel=\"sponsored nofollow\" \n href=\"https:\/\/financer.com\/ro\/?post_type=creditcard&#038;p=12767redirect\/&#038;unq=66355db70c4b5\" data-url_param_unq=\"66355db70c4b5\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/redirect\/\" data-url_param_pid=\"12767\" data-url_param_t=\"card_products\"\n class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n Vezi oferta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n js-data-comparison-table-button=\"\"><a target=\"_blank\" rel=\"sponsored nofollow\" \n href=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/redirect\/?unq=66355db7139e8\" data-url_param_unq=\"66355db7139e8\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/redirect\" data-url_param_pid=\"1061\" \n class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n Vezi oferta<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n js-data-comparison-table-button=\"\"><a target=\"_blank\" rel=\"sponsored nofollow\" \n href=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/redirect\/?unq=66355db71a254\" data-url_param_unq=\"66355db71a254\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/redirect\/\" data-url_param_pid=\"1114\" \n class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n Vezi oferta<\/a><\/td><\/tr> <\/tbody>\n <\/table>\n <table class=\"comparison-table comparison-table--mobile is-content is-hidden-tablet\"\n js-data-comparison-table=\"\" js-data-affiliate-on-top=\"false\">\n <thead>\n <tr>\n <th style=\"width: 125px\">\n <span data-sorting=\"logo\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n Companie <\/span>\n <\/th>\n <th>\n <span data-sorting=\"rating\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n Rating <\/span>\n <\/th>\n <th> <span data-sorting=\"manual-data-point-1\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Sum\u0103 maxim\u0103 \u00eemprumutat\u0103\">\n Sum\u0103 maxim\u0103 \u00eemprumutat\u0103<\/span><\/th><th> <span data-sorting=\"manual-data-point-2\" data-sorting-type=\"asc\" class=\"comparison-table__title\" title=\"Perioad\u0103 rambursare\">\n Perioad\u0103 rambursare<\/span><\/th> <th>Aplic\u0103 acum <\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr class=\"comparison-table__row\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"CreditPrime\"\n data-product-id=\"1035\">\n <span class=\"search-card__featured\">recomandat<\/span>\n <a target=\"_blank\" data-url_param_unq=\"66355db6ed92b\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/creditprime\/redirect\" data-url_param_pid=\"1035\" rel=\"sponsored nofollow\" href=\"https:\/\/financer.com\/ro\/companie\/creditprime\/redirect\/?unq=66355db6ed92b\">\n <img decoding=\"async\" title=\"CreditPrime\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/06\/prime.png\" alt=\"CreditPrime\">\n <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"3.79014337\">\n <a href=\"https:\/\/financer.com\/ro\/companie\/creditprime\/#read-reviews\"><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.8\">3.8<\/span><\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"10.000 lei\">\n <span class=\"comparison-table__text\">10.000 lei<\/span><\/td><td data-sorting=\"manual-data-point-2\" data-sorting-value=\"5 - 30 zile\">\n <span class=\"comparison-table__text\">5 &#8211; 30 zile<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n js-data-comparison-table-button=\"\"><a target=\"_blank\" rel=\"sponsored nofollow\" \n href=\"https:\/\/financer.com\/ro\/companie\/creditprime\/redirect\/?unq=66355db6f1b08\" data-url_param_unq=\"66355db6f1b08\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/creditprime\/redirect\" data-url_param_pid=\"1035\" \n class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n Vezi oferta<\/a><\/td><\/tr><tr class=\"comparison-table__row\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Viva Credit\"\n data-product-id=\"12767\">\n \n <a target=\"_blank\" data-url_param_t=\"card_products\" data-url_param_unq=\"66355db70670b\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/redirect\/\" data-url_param_pid=\"12767\" rel=\"sponsored nofollow\" href=\"https:\/\/financer.com\/ro\/?post_type=creditcard&#038;p=12767redirect\/&#038;unq=66355db70670b\">\n <img decoding=\"async\" title=\"Viva Credit\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/09\/vivacredit1.png\" alt=\"Viva Credit\">\n <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"0\">\n <a href=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/#read-reviews\"><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.2\">4.2<\/span><\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"2000 lei\">\n <span class=\"comparison-table__text\">2000 lei<\/span><\/td><td data-sorting=\"manual-data-point-2\" data-sorting-value=\"5 - 30 zile\">\n <span class=\"comparison-table__text\">5 &#8211; 30 zile<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n js-data-comparison-table-button=\"\"><a target=\"_blank\" rel=\"sponsored nofollow\" \n href=\"https:\/\/financer.com\/ro\/?post_type=creditcard&#038;p=12767redirect\/&#038;unq=66355db70ac34\" data-url_param_unq=\"66355db70ac34\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/viva-credit\/redirect\/\" data-url_param_pid=\"12767\" data-url_param_t=\"card_products\"\n class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n Vezi oferta<\/a><\/td><\/tr><tr class=\"comparison-table__row\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Hora Credit\"\n data-product-id=\"1061\">\n <span class=\"search-card__featured\">recomandat<\/span>\n <a target=\"_blank\" data-url_param_unq=\"66355db70ca88\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/redirect\" data-url_param_pid=\"1061\" rel=\"sponsored nofollow\" href=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/redirect\/?unq=66355db70ca88\">\n <img decoding=\"async\" title=\"Hora Credit\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/06\/hora-credit.png\" alt=\"Hora Credit\">\n <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"3.34825581\">\n <a href=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/#read-reviews\"><span class=\"simple-rating-value rating_yellow\" data-rating-value=\"3.3\">3.3<\/span><\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"3000 lei\">\n <span class=\"comparison-table__text\">3000 lei<\/span><\/td><td data-sorting=\"manual-data-point-2\" data-sorting-value=\"5 - 30 zile\">\n <span class=\"comparison-table__text\">5 &#8211; 30 zile<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n js-data-comparison-table-button=\"\"><a target=\"_blank\" rel=\"sponsored nofollow\" \n href=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/redirect\/?unq=66355db710ddd\" data-url_param_unq=\"66355db710ddd\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/hora-credit\/redirect\" data-url_param_pid=\"1061\" \n class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n Vezi oferta<\/a><\/td><\/tr><tr class=\"comparison-table__row\" data-columns=\"5\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Ferratum\"\n data-product-id=\"1114\">\n <span class=\"search-card__featured\">recomandat<\/span>\n <a target=\"_blank\" data-url_param_unq=\"66355db714037\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/redirect\/\" data-url_param_pid=\"1114\" rel=\"sponsored nofollow\" href=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/redirect\/?unq=66355db714037\">\n <img decoding=\"async\" title=\"Ferratum\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2018\/07\/ferratum.png\" alt=\"Ferratum\">\n <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"3.68750000\">\n <a href=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/#read-reviews\"><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.7\">3.7<\/span><\/a><\/td><td data-sorting=\"manual-data-point-1\" data-sorting-value=\"1900 lei\">\n <span class=\"comparison-table__text\">1900 lei<\/span><\/td><td data-sorting=\"manual-data-point-2\" data-sorting-value=\"5 - 30 zile\">\n <span class=\"comparison-table__text\">5 &#8211; 30 zile<\/span><\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n js-data-comparison-table-button=\"\"><a target=\"_blank\" rel=\"sponsored nofollow\" \n href=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/redirect\/?unq=66355db717a0a\" data-url_param_unq=\"66355db717a0a\" data-url_param_customlink=\"https:\/\/financer.com\/ro\/companie\/ferratum-money\/redirect\/\" data-url_param_pid=\"1114\" \n class=\"button is-rounded is-primary is-arrow comparison-table__button\" target=\"_blank\" >\n Vezi oferta<\/a><\/td><\/tr> <\/tbody>\n <\/table>\n <\/div>\n <\/div>\n\n <\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Ia_i_un_card_de_cumprturi\">Ia-\u021bi un card de cump\u0103r\u0103turi<\/h3>\n\n\n\n<p>O alt\u0103 variant\u0103 prin intermediul c\u0103reia vei putea lua bani f\u0103r\u0103 dob\u00e2nd\u0103 este prin intermediul unui card de cump\u0103r\u0103turi.<\/p>\n\n\n\n<p>Acestea <strong>vin cu anumite perioade de gra\u021bie<\/strong> \u2013 un interval de timp \u00een care dac\u0103 restitui sumele \u00eemprumutate ori nu trebuie s\u0103 pl\u0103te\u0219ti nici un leu \u00een plus, ori vei avea de achitat o dob\u00e2nd\u0103 foarte mic\u0103, de ordinul a 0.2 % pe zi.<\/p>\n\n\n\n<p>Dar \u0219i cu ele trebuie s\u0103 ai mare grij\u0103, pentru c\u0103 dac\u0103 se dep\u0103\u0219e\u0219te perioada prestabilit\u0103, <strong>banii \u00eemprumuta\u021bi se consider\u0103 credit \u0219i vor acumula dob\u00e2nd\u0103<\/strong>.<\/p>\n\n\n\n<p>Po\u021bi citi mai multe despre aceste produse ap\u0103s\u00e2nd butonul de mai jos:<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/ro\/card-de-cumparaturi\/\" class=\"button is-rounded is-primary is-large is-fullwidth\" target=\"_self\" rel=\"nofollow\">Vezi detalii despre carduri de cump\u0103r\u0103turi<\/a><\/div>\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\" id=\"comparison_table_fields\"><h3 id=\"Ia_un_card_de_credit_de_la_AXI_Card\">Ia un card de credit de la AXI Card<\/h3><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/ro\/companie\/axi-card\/\" class=\"items-content__card-logo \" ><img width=\"200\" height=\"80\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2019\/08\/axi-card.png\" class=\"attachment-full size-full\" alt=\"axi card\" decoding=\"async\" \/><\/a><span class=\"items-content__card-chosen\">Ales <strong>11.546<\/strong> ori<\/span><ul class=\"items-content__card-list\"><li >Linie de credit de p\u00e2n\u0103 la 3000 lei<\/li><li >Dob\u00e2nzi de doar 0.2 % pe zi pentru cei care respect\u0103 termenii contractuali<\/li><li >F\u0103r\u0103 taxe de administrare, de emitere sau livrare card<\/li><li >Costuri 0 \u00een lunile \u00een care nu utilizezi cardul<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">\u00cemprumut minim<\/span><span class=\"items-content__card-datapoint-value\">2000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Valoare maxim\u0103<\/span><span class=\"items-content__card-datapoint-value\">6000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">DAE minim<\/span><span class=\"items-content__card-datapoint-value\">71.50<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">DAE maxim<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Perioad\u0103 minim\u0103<\/span><span class=\"items-content__card-datapoint-value\">2 Luni<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Perioad\u0103 maxim\u0103<\/span><span class=\"items-content__card-datapoint-value\">1 An<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accept\u0103 istoric negativ<\/span><span class=\"items-content__card-datapoint-value\">Da. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/ro\/companie\/axi-card\/redirect\/?unq=66355db722fd5\" data-url_param_unq=\"66355db722fd5\" data-url_param_pid=\"4059\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Vezi oferta<\/a><a href=\"https:\/\/financer.com\/ro\/companie\/axi-card\/\" class=\"button is-rounded items-content__card-more-info\">Detalii aici<\/a><a href=\"https:\/\/financer.com\/ro\/companie\/axi-card\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.8\">3.8<\/span><\/a><span class=\"items-content__card-reviews\">Cite\u0219te&nbsp;<a href=\"https:\/\/financer.com\/ro\/companie\/axi-card\/#read-reviews\">28<\/strong>&nbsp;recenzii<\/a><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"ntrebri_frecvente_despre_mprumuturi_fr_dobnd\">\u00centreb\u0103ri despre \u00eemprumuturi f\u0103r\u0103 dob\u00e2nd\u0103<\/h3><h4>Cum se caracterizeaz\u0103 un credit f\u0103r\u0103 dob\u00e2nd\u0103?<\/h4><div class=\"faq_inner\"><p style=\"text-align: left\">A\u0219a cum probabil \u00ee\u021bi dai seama \u0219i din denumirea produsului, un <a href=\"https:\/\/financer.com\/ro\/credit\/credit-rapid\/\">credit<\/a> f\u0103r\u0103 dob\u00e2nd\u0103 este o form\u0103 de \u00eemprumut pentru care beneficiarul nu trebuie s\u0103 achite la finalul perioadei contractuale dec\u00e2t suma creditat\u0103 \u0219i nimic mai mult.<\/p><\/div><h4>Sunt reale aceste credite dob\u00e2nd\u0103 0?<\/h4><div class=\"faq_inner\"><p>Chiar dac\u0103 la o prim\u0103 vedere, atunci c\u00e2nd auzi c\u0103 po\u021bi lua un \u00eemprumut f\u0103r\u0103 dob\u00e2nd\u0103 te-ai putea g\u00e2ndi la o \u00een\u0219el\u0103torie, lucrurile sunt c\u00e2t se poate de reale \u0219i legale.<\/p>\n<p>Multe companii au astfel de instrumente financiare pentru a atrage clien\u021bi noi care s\u0103 se foloseasc\u0103 de serviciile lor.<\/p><\/div><h4>Care sunt costurile acestor credite?<\/h4><div class=\"faq_inner\"><p>\u00cemprumuturile cu dob\u00e2nd\u0103 0 vin f\u0103r\u0103 nici un cost. Asta dac\u0103 \u00ee\u021bi respec\u021bi perioada contractual\u0103 \u0219i returnezi banii la timp. \u00cen caz contrar, va trebui s\u0103 achi\u021bi dob\u00e2nzi penalizatoare.<\/p><\/div><h4>Ce se \u00eent\u00e2mpl\u0103 dac\u0103 nu returnez banii?<\/h4><div class=\"faq_inner\"><p>Dac\u0103 nu vei returna la timp banii, \u021bi se vor imputa ni\u0219te costuri de penalizare. Ulterior, compania creditoare poate apela la serviciul unor recuperatori de crean\u021be pentru a te face s\u0103 returnezi banii \u0219i te vor reclama la Biroul de Credit.<\/p><\/div><h4>Pot aplica pentru un credit rapid dac\u0103 sunt r\u0103u-platnic?<\/h4><div class=\"faq_inner\"><p>Ei bine, da, majoritatea IFN-urilor accept\u0103 drept clien\u021bi inclusiv <a href=\"https:\/\/financer.com\/ro\/credit\/credit-rapid\/credit-ifn-pentru-restantieri\/\">persoane care nu au un istoric de creditare perfect<\/a>.<\/p><\/div><h4>Cum pot aplica pentru astfel de \u00eemprumuturi?<\/h4><div class=\"faq_inner\"><p>O mul\u021bime de IFN-uri din \u021bara noastr\u0103 vin cu oferte de credite cu dob\u00e2nd\u0103 0 pentru persoanele ce apeleaz\u0103 pentru prima dat\u0103 la serviciile lor. Le vei g\u0103si pe toate \u00een aceast\u0103 pagin\u0103.<\/p><\/div><h4>Po\u021bi accesa credite f\u0103r\u0103 dob\u00e2nd\u0103 pentru tineri?<\/h4><div class=\"faq_inner\"><p>\u00cen anii trecu\u021bi exista un credit pentru tineri f\u0103r\u0103 dob\u00e2nd\u0103 care se numea <a href=\"https:\/\/financer.com\/ro\/wiki\/investeste-in-tine\/\">Investe\u0219te \u00een tine<\/a>.<\/p>\n<p>Era un program guvernamental prin care se puteau accesa sume de p\u00e2n\u0103 la 40.000 lei f\u0103r\u0103 costuri suplimentare.<\/p>\n<p>Din p\u0103cate, pentru 2022 nu s-a anun\u021bat \u00eenc\u0103 dac\u0103 programul va fi disponibil.<\/p><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Concluzii\">Aplic\u0103 pentru un credit f\u0103r\u0103 dob\u00e2nd\u0103 acum<\/h2>\n\n\n\n<p>Chiar dac\u0103 poate ai crezut ini\u021bial c\u0103 un credit dob\u00e2nd\u0103 0 este o modalitate prin care diverse institu\u021bii \u00eencearc\u0103 s\u0103 te \u00een\u0219ele, sper\u0103m c\u0103 articolul de fa\u021b\u0103 a clarificat pu\u021bin situa\u021bia acestor instrumente financiare.<\/p>\n\n\n\n<p>Ele exist\u0103, sunt 100 % reale \u0219i pot reprezenta un real ajutor \u00een situa\u021bii critice, \u00een care ai nevoie urgent\u0103 de bani.<\/p>\n\n\n\n<p>\u00cens\u0103 fii cu b\u0103gare de seam\u0103, ele tot vor veni cu anumite termene \u0219i clauze contractuale, pe care va fi nevoie s\u0103 le respec\u021bi.<\/p>\n\n\n\n<p><strong>A\u0219adar, ne vedem nevoi\u021bi s\u0103 \u00ee\u021bi amintim moto-ul nostru: <em>\u00cemprumut\u0103-te responsabil!<\/em><\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"#top\" class=\"button is-rounded is-primary is-large is-fullwidth\" target=\"_self\" rel=\"nofollow\">Compar\u0103 ofertele \u0219i acceseaz\u0103 un credit f\u0103r\u0103 dob\u00e2nd\u0103 acum<\/a><\/div>\n\n\n<p><\/p>\n\n\n\n","protected":false},"excerpt":{"rendered":"<p>Bucur\u0103-te \u0219i tu de un credit f\u0103r\u0103 dob\u00e2nd\u0103 Ai nevoie urgent\u0103 de bani, dar te sperie costurile mari cu care\u2026 <\/p>\n","protected":false},"author":77,"featured_media":2040,"parent":917,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[],"tags":[38],"_links":{"self":[{"href":"https:\/\/financer.com\/ro\/wp-json\/wp\/v2\/pages\/2038"}],"collection":[{"href":"https:\/\/financer.com\/ro\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.com\/ro\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/ro\/wp-json\/wp\/v2\/users\/77"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/ro\/wp-json\/wp\/v2\/comments?post=2038"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/ro\/wp-json\/wp\/v2\/pages\/2038\/revisions"}],"predecessor-version":[{"id":28946,"href":"https:\/\/financer.com\/ro\/wp-json\/wp\/v2\/pages\/2038\/revisions\/28946"}],"up":[{"embeddable":true,"href":"https:\/\/financer.com\/ro\/wp-json\/wp\/v2\/pages\/917"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/ro\/wp-json\/wp\/v2\/media\/2040"}],"wp:attachment":[{"href":"https:\/\/financer.com\/ro\/wp-json\/wp\/v2\/media?parent=2038"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/ro\/wp-json\/wp\/v2\/categories?post=2038"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/ro\/wp-json\/wp\/v2\/tags?post=2038"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}