{"id":2077,"date":"2018-11-03T10:58:48","date_gmt":"2018-11-03T09:58:48","guid":{"rendered":"https:\/\/financer.com\/sk\/?post_type=company_single&#038;p=2077"},"modified":"2024-03-21T16:04:00","modified_gmt":"2024-03-21T15:04:00","slug":"zlty-melon","status":"publish","type":"company_single","link":"https:\/\/financer.com\/sk\/spolocnost\/zlty-melon\/","title":{"rendered":"\u017dlt\u00fd mel\u00f3n"},"content":{"rendered":"\n<p>\u017dlt\u00fd mel\u00f3n je p\u00f4vodom<strong> slovensk\u00e1 platforma sp\u00e1jaj\u00faca \u013eud\u00ed, ktor\u00ed si chc\u00fa po\u017ei\u010da\u0165, s \u013eu\u010fmi, ktor\u00ed chc\u00fa investova\u0165 <\/strong>svoje peniaze. Ide o modern\u00fa P2P (peer-to-peer) platformu, v\u010faka ktorej s\u00fa p\u00f4\u017ei\u010dky dostupnej\u0161ie a investovanie je v\u00fdhodnej\u0161ie. <\/p>\n\n\n\n<p><strong>Spolo\u010dnos\u0165 \u017dlt\u00fd mel\u00f3n poskytuje viacero \u00faverov\u00fdch produktov, <\/strong>ktor\u00e9 si nesk\u00f4r v na\u0161ej recenzi\u00ed porovn\u00e1me. Najzn\u00e1mej\u0161ia je \u017dlt\u00fd mel\u00f3n p\u00f4\u017ei\u010dka na \u010doko\u013evek, s ktorou si m\u00f4\u017eete po\u017ei\u010da\u0165 od 500 do 15 000 \u20ac s dobou splatnosti od 3 do 96 mesiacov. \u00darokov\u00e1 sadzba sa za\u010d\u00edna na 5,9 %.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>\u017dlt\u00fd mel\u00f3n<\/th><th>Detaily p\u00f4\u017ei\u010dky<\/th><\/tr><\/thead><tbody><tr><td><strong>Typ p\u00f4\u017ei\u010dky<\/strong><\/td><td>P2P p\u00f4\u017ei\u010dka<\/td><\/tr><tr><td><strong>\u00daverov\u00fd r\u00e1mec<\/strong><\/td><td>500 &#8211; 15 000 \u20ac<\/td><\/tr><tr><td><strong>Splatnos\u0165<\/strong> <\/td><td>3 &#8211; 96 mesiacov<\/td><\/tr><tr><td><strong>\u00darok<\/strong><\/td><td>5,9 %<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u017dlt\u00fd mel\u00f3n p\u00f4\u017ei\u010dka na \u010doko\u013evek<\/figcaption><\/figure>\n\n\n\n<p>Na platforme <strong>m\u00e1te mo\u017enos\u0165 svoje finan\u010dn\u00e9 prostriedky aj investova\u0165.<\/strong> Na v\u00fdber m\u00e1te zo \u0161tyroch portf\u00f3li\u00ed, ktor\u00e9 sa l\u00ed\u0161ia predov\u0161etk\u00fdm v\u00fd\u0161kou v\u00fdnosu. Va\u0161a invest\u00edcia, ako je pri <a href=\"https:\/\/financer.com\/sk\/sporenie\/p2p-investovanie\/\">P2P investovan\u00ed<\/a> zvykom, bude rozlo\u017een\u00e1 medzi mno\u017estvo p\u00f4\u017ei\u010diek, \u010d\u00edm bude dosiahnnut\u00e1 dostato\u010dn\u00e1 diverzifik\u00e1cia rizika. <\/p>\n\n\n\n<p>Chcete si od tejto spolo\u010dnosti po\u017ei\u010da\u0165, pr\u00edpadne prostredn\u00edctvom nej investova\u0165? Ur\u010dite v\u00e1m\u00a0<strong>odpor\u00fa\u010dame pre\u010d\u00edta\u0165 si na\u0161u \u017dlt\u00fd mel\u00f3n recenziu.\u00a0<\/strong>Nezabudnite si tie\u017e pre\u010d\u00edta\u0165 recenzie a sk\u00fasenosti na\u0161ich n\u00e1v\u0161tevn\u00edkov, ktor\u00e9 n\u00e1jdete na konci tejto str\u00e1nky.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/zlty-melon\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem po\u017ei\u010da\u0165<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"O_spolonosti_lt_meln\">O spolo\u010dnosti \u017dlt\u00fd mel\u00f3n<\/h2>\n\n\n\n<p><strong>\u017dlt\u00fd mel\u00f3n<\/strong> je platforma sl\u00fa\u017eiaca na sprostredkovanie kolekt\u00edvnych p\u00f4\u017ei\u010diek, respekt\u00edve p\u00f4\u017ei\u010diek priamo od \u013eud\u00ed, ktor\u00e9 s\u00fa vo svete zn\u00e1me tie\u017e pod pojmom <a href=\"https:\/\/financer.com\/sk\/pozicky\/pozicky-od-ludi\/\">P2P (Peer to peer) p\u00f4\u017ei\u010dky<\/a>. Najm\u00e4 v\u010faka finan\u010dn\u00fdm inov\u00e1ci\u00e1m a\u00a0vynech\u00e1vaniu zbyto\u010dn\u00fdch medzi\u010dl\u00e1nkov v\u00a0celom procese\u00a0 je pre \u013eud\u00ed ove\u013ea jednoduch\u0161ie z\u00edska\u0165 p\u00f4\u017ei\u010dku tu, ako v\u00a0klasickej banke.<\/p>\n\n\n\n<p>\u017dlt\u00fd mel\u00f3n je <strong>slovensk\u00fd projekt, ktor\u00fd tu \u00faspe\u0161ne funguje u\u017e od roku 2012<\/strong>. Za jeho prev\u00e1dzkou stoja \u013eudia s\u00a0po\u010detn\u00fdmi sk\u00fasenos\u0165ami v\u00a0riaden\u00ed finan\u010dn\u00fdch produktov, hodnoten\u00ed \u00faverov\u00e9ho rizika \u010di z\u00a0oblasti samotn\u00e9ho poskytovania p\u00f4\u017ei\u010diek, internetovej bezpe\u010dnosti a\u00a0marketingu.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div>U\u017e po troch rokoch existencie bol projekt \u017dlt\u00fd mel\u00f3n \u00faspe\u0161n\u00fd a\u00a0<strong data-rich-text-format-boundary=\"true\">podarilo sa mu z\u00edska\u0165 dodato\u010dn\u00fd kapit\u00e1l na posilnenie svojho rozvoja<\/strong> a\u00a0realiz\u00e1ciu \u010fal\u0161\u00edch vylep\u0161en\u00ed.\nNa invest\u00edcii do spolo\u010dnosti sa podie\u013eal predov\u0161etk\u00fdm fond JEREMIE Co-Investment Fund spravovan\u00fd spolo\u010dnos\u0165ou Limerock Fund Manager a \u010falej investi\u010dn\u00e1 spolo\u010dnos\u0165 FTK Invest.<\/div>\n\n\n<p>Fond <strong>JEREMIE Co-Investment Fund<\/strong> tvor\u00ed s\u00fa\u010das\u0165 Eur\u00f3pskeho investi\u010dn\u00e9ho fondu a\u00a0poskytuje rozvojov\u00fd kapit\u00e1l pre investi\u010dne atrakt\u00edvne slovensk\u00e9 spolo\u010dnosti. Vo svojich invest\u00edci\u00e1ch sa zameriava predov\u0161etk\u00fdm na technologicky pokro\u010dil\u00e9 rie\u0161enia a\u00a0inovat\u00edvny charakter poskytovan\u00fdch slu\u017eieb.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Vhody_a_nevhody_lt_meln\">V\u00fdhody a nev\u00fdhody \u017dlt\u00fd mel\u00f3n<\/h3>\n\n\n<h3><\/h3>\n\n<ul>\n<li>Mo\u017enos\u0165 po\u017ei\u010da\u0165 si a\u017e 300 000 \u20ac<\/li>\n<li>Ro\u010dn\u00e9 \u00farokov\u00e9 sadzby lep\u0161ie ako v komer\u010dn\u00fdch bank\u00e1ch od 5,9 %<\/li>\n<li>Fixn\u00fd \u00farok po\u010das celej doby spl\u00e1cania<\/li>\n<li>\u017diadne skryt\u00e9 poplatky a netransparentn\u00e9 podmienky<\/li>\n<li>P\u00f4\u017ei\u010dku m\u00f4\u017eete kedyko\u013evek pred\u010dasne splati\u0165<\/li>\n<li>Mo\u017enos\u0165 investovania do P2P p\u00f4\u017ei\u010diek<\/li>\n<li>Sekund\u00e1rny trhu umo\u017e\u0148uje pred\u00e1vanie poh\u013ead\u00e1vok medzi investormi<\/li>\n<\/ul>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li>\n<p>N\u00e1ro\u010dn\u00e9 krit\u00e9ri\u00e1<\/p>\n<\/li><li>\n<p>Zatia\u013e mal\u00e1 d\u00f4vera P2P p\u00f4\u017ei\u010dk\u00e1m<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"lt_meln_pika\">\u017dlt\u00fd mel\u00f3n p\u00f4\u017ei\u010dka<\/h2>\n\n\n\n<p>P\u00f4\u017ei\u010dky od \u017dlt\u00e9ho mel\u00f3na <strong>patria k tomu lep\u0161iemu, \u010do slovensk\u00fd trh pon\u00faka. <\/strong>Na v\u00fdber m\u00e1te z troch produktov: p\u00f4\u017ei\u010dka na \u010doko\u013evek do 15 000 \u20ac, p\u00f4\u017ei\u010dka na dofinancovanie hypot\u00e9ky a realitn\u00e1\/preklenovacia p\u00f4\u017ei\u010dka. <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th><\/th><th>P\u00f4\u017ei\u010dka na \u010doko\u013evek<\/th><th>P\u00f4\u017ei\u010dka na dofinancovanie b\u00fdvania<\/th><th>Realitn\u00e1\/Preklenovacia p\u00f4\u017ei\u010dka<\/th><\/tr><\/thead><tbody><tr><td><strong>\u00daverov\u00fd r\u00e1mec<\/strong><\/td><td>500 &#8211; 15 000 \u20ac<\/td><td>500 &#8211; 50 000 \u20ac<\/td><td>5 000 &#8211; 300 000 \u20ac<\/td><\/tr><tr><td><strong>Splatnos\u0165<\/strong><\/td><td>3 &#8211; 96 mesiacov<\/td><td>1 &#8211; 20 rokov<\/td><td>1 &#8211; 30 rokov<\/td><\/tr><tr><td><strong>\u00darok<\/strong><\/td><td>od 5,9 %<\/td><td>7,9 %<\/td><td>5,9 %<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Pravdepodobne najv\u00e4\u010d\u0161ou v\u00fdhodou p\u00f4\u017ei\u010dky je jej <strong>\u00farokov\u00e1 sadzba, ktor\u00e1 je moment\u00e1lne 5,9 % ro\u010dne.<\/strong> Samotn\u00ed predstavitelia spolo\u010dnosti v\u0161ak dod\u00e1vaj\u00fa, \u017ee k tak\u00fdmto \u00farokom sa dostan\u00fa len t\u00ed najlep\u0161ie ohodnoten\u00ed klienti s v\u00fdbornou bonitou. Zvy\u010dajn\u00fd \u00farok predstavuje 10 % ro\u010dne, \u010do nie je v porovnan\u00ed s ostatn\u00fdmi bankami ni\u010d v\u00fdnimo\u010dn\u00e9.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Reprezentatvny_prklad\">Reprezentat\u00edvny pr\u00edklad<\/h3>Pri p\u00f4\u017ei\u010dke vo v\u00fd\u0161ke 2 000 \u20ac, s \u00farokovou sadzbou 7,9 % p. a., s po\u010dtom mesa\u010dn\u00fdch spl\u00e1tok 60 vo v\u00fd\u0161ke 40,46 \u20ac, s poplatkom za poskytnutie \u00faveru vo v\u00fd\u0161ke 58 \u20ac a mesa\u010dn\u00fdm servisn\u00fdm poplatkom vo v\u00fd\u0161ke 1,6 \u20ac je celkov\u00e1 RPMN vo v\u00fd\u0161ke 11,01 %. Na schv\u00e1lenie a poskytnutie p\u00f4\u017ei\u010dky nie je pr\u00e1vny n\u00e1rok. V\u00fd\u0161ka spl\u00e1tky je uveden\u00e1 bez Poistenia schopnosti spl\u00e1ca\u0165 \u00faver.<\/div>\n\n\n<p>Forma po\u017ei\u010diavania si priamo od \u013eud\u00ed, respekt\u00edve forma invest\u00edcie cez kolekt\u00edvne p\u00f4\u017ei\u010dky, <strong>je v\u00a0na\u0161ich kon\u010din\u00e1ch pomerne nov\u00e1, <\/strong>aj ke\u010f postupne sa st\u00e1va \u010doraz zn\u00e1mej\u0161ou. Investi\u010dn\u00e9 P2P platformy v\u00a0z\u00e1padn\u00fdch krajin\u00e1ch predstavuj\u00fa u\u017e be\u017en\u00fa s\u00fa\u010das\u0165 \u017eivota a\u00a0\u013eudia im d\u00f4veruj\u00fa.<\/p>\n\n\n\n<p>V\u00a0prospech projektu \u017dlt\u00fd mel\u00f3n hovoria <strong>siln\u00e9 investi\u010dn\u00e9 skupiny a\u00a0portf\u00f3li\u00e1 stojace v\u00a0jeho \u00fazad\u00ed,<\/strong> intuit\u00edvne a\u00a0preh\u013eadn\u00e9 slu\u017eby bez skryt\u00fdch poplatkov, a\u00a0v\u00a0neposlednom rade \u010doraz viac sa zv\u00e4\u010d\u0161uj\u00faci po\u010det spokojn\u00fdch z\u00e1kazn\u00edkov na oboch stran\u00e1ch.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/zlty-melon\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem po\u017ei\u010da\u0165<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"lt_meln_pika_podmienky\">\u017dlt\u00fd mel\u00f3n p\u00f4\u017ei\u010dka podmienky<\/h3>\n\n\n\n<p>Spolo\u010dnos\u0165 \u017dlt\u00fd mel\u00f3n je <strong>z h\u013eadiska z\u00e1kladn\u00fdch podmienok pre \u017eiadate\u013eov ve\u013emi benevolentn\u00e1. <\/strong>Na to, aby ste sa mohli sta\u0165 \u017eiadate\u013eom o p\u00f4\u017ei\u010dku, mus\u00edte sp\u013a\u0148a\u0165 iba tri z\u00e1kladn\u00e9 krit\u00e9ri\u00e1, ktor\u00fdmi s\u00fa vek minim\u00e1lne 18 rokov, trval\u00fd pobyt na \u00fazem\u00ed Slovenskej alebo \u010ceskej republiky a trval\u00fd zdroj pr\u00edjmov. <\/p>\n\n\n\n<p>Z tohto h\u013eadiska pri porovnan\u00ed podmienok ostatn\u00fdch konkuren\u010dn\u00fdch poskytovate\u013eov ju hodnot\u00edme ako\u00a0<strong>dostato\u010dne dostupn\u00fa<\/strong>. Ot\u00e1zkou zost\u00e1va, \u010di vy ako \u017eiadatelia budete schopn\u00ed vyhovie\u0165 pr\u00edsnym podmienkam kontroly.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div>\n<strong><span style=\"font-size: 18px;\">Ak\u00e9 podmienky potrebujete sp\u013a\u0148a\u0165?<\/span><\/strong>\n<ul>\n<li><b><\/b>Trval\u00fd pobyt na \u00fazem\u00ed SR alebo \u010cR<\/li>\n \n<li>V de\u0148 podania \u017eiadosti vek minim\u00e1lne 18 rokov<\/li>\n \n<li>Trval\u00fd a dokladovate\u013en\u00fd pr\u00edjem<\/li>\n<\/ul>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"lt_meln_pika_poplatky_\">\u017dlt\u00fd mel\u00f3n p\u00f4\u017ei\u010dka poplatky <\/h3>\n\n\n\n<p>Preh\u013ead naj\u010dastej\u0161\u00edch poplatkov si n\u00e1jdete v tejto tabu\u013eke.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><tbody><tr><td><strong>Poskytnutie p\u00f4\u017ei\u010dky<\/strong><\/td><td>od 2,90 do 6,60 % z v\u00fd\u0161ky p\u00f4\u017ei\u010dky<\/td><\/tr><tr><td><strong>Pred\u010dasn\u00e9 splatenie p\u00f4\u017ei\u010dky<\/strong><\/td><td>0,50 &#8211; 3 %<\/td><\/tr><tr><td><strong>Vy\u017eiadan\u00fd v\u00fdber z virtu\u00e1lneho \u00fa\u010dtu<\/strong><\/td><td>0,20 \u20ac<\/td><\/tr><tr><td><strong>Ome\u0161kan\u00e1 spl\u00e1tka<\/strong><\/td><td>5 &#8211; 50 \u20ac<\/td><\/tr><tr><td><strong>Zaslanie e-mail \/ SMS upomienky<\/strong><\/td><td>6 \u20ac<\/td><\/tr><tr><td><strong>Telefonick\u00e1 upomienka<\/strong><\/td><td>8 \u20ac<\/td><\/tr><tr><td><strong>Zaslanie p\u00edsomnej upomienky po\u0161tou<\/strong><\/td><td>30 \u20ac<\/td><\/tr><tr><td><strong>N\u00e1klady na vym\u00e1hanie poh\u013ead\u00e1vky investora<\/strong><\/td><td>18 % z dl\u017enej sumy v ome\u0161kan\u00ed<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_poiada_o_lt_meln_piku_\">Ako po\u017eiada\u0165 o \u017dlt\u00fd mel\u00f3n p\u00f4\u017ei\u010dku? <\/h2>\n\n\n\n<p>\u017diados\u0165 o p\u00f4\u017ei\u010dku od \u017dlt\u00e9ho mel\u00f3na je ve\u013emi jednoduch\u00e1. Sta\u010d\u00ed <strong>klikn\u00fa\u0165 na modr\u00e9 tla\u010d\u00edtko &#8222;Chcem po\u017ei\u010da\u0165&#8220;<\/strong>, ktor\u00e9 n\u00e1jdete na na\u0161ej str\u00e1nke. Automaticky budete presmerovan\u00fd na ofici\u00e1lnu str\u00e1nku spolo\u010dnosti a zobraz\u00ed sa pred vami kr\u00e1tky formul\u00e1r. <\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"868\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/03\/zlty-melon-recenzia-min-1024x868.png\" alt=\"\" class=\"wp-image-39623\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/03\/zlty-melon-recenzia-min-1024x868.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/03\/zlty-melon-recenzia-min-300x254.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/03\/zlty-melon-recenzia-min-768x651.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/03\/zlty-melon-recenzia-min.png 1442w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u017dlt\u00fd mel\u00f3n online formul\u00e1r<br>Zdroj: totalmoney.sk<\/figcaption><\/figure><\/div>\n\n\n<p>Sta\u010d\u00ed si <strong>zvoli\u0165<\/strong> <strong>ko\u013eko si potrebujete po\u017ei\u010da\u0165 a vyplni\u0165 z\u00e1kladn\u00e9 \u00fadaje<\/strong> ako je: meno, priezvisko, adresa, rodn\u00e9 \u010d\u00edslo, telef\u00f3nnne \u010d\u00edslo a e-mailov\u00e1 adresa. Uvediete aj va\u0161e pracovn\u00e9 zaradenie. Je potrebn\u00e9 uvies\u0165 aj to, \u010di m\u00e1te aktu\u00e1lne nejak\u00fa ome\u0161kan\u00fa spl\u00e1tku, pr\u00edpadne \u010di m\u00e1te z\u00e1znam v registri neplati\u010dov. <\/p>\n\n\n\n<p>Na z\u00e1ver je potrebn\u00e9 odklikn\u00fa\u0165,<strong> \u017ee s\u00fahlas\u00edte so spracovan\u00edm osobn\u00fdch \u00fadajov<\/strong> a marketingov\u00fdm osloven\u00edm spolo\u010dnos\u0165ou Totalmoney s.r.o. Na z\u00e1ver u\u017e len kliknete na \u010derven\u00e9 tla\u010didlo &#8222;Po\u017eiada\u0165&#8220;. <\/p>\n\n\n\n<p><strong>Va\u0161a \u017eiados\u0165 bude n\u00e1sledne odoslan\u00e1. <\/strong>V pr\u00edpade ak\u00fdchko\u013evek nejasnost\u00ed v\u00e1s bud\u00fa kontaktova\u0165 zamestnanci spolo\u010dnosti, aby va\u0161u \u017eiados\u0165 dokon\u010dili.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/zlty-melon\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem po\u017ei\u010da\u0165<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"lt_meln_investovanie\">\u017dlt\u00fd mel\u00f3n investovanie<\/h2>\n\n\n\n<p>Prostredn\u00edctvom \u017dlt\u00e9ho mel\u00f3na <strong>m\u00f4\u017eete investova\u0165 priamo do p\u00f4\u017ei\u010diek pre \u013eud\u00ed,<\/strong> a to bez zbyto\u010dn\u00fdch medzi\u010dl\u00e1nkov, \u010d\u00edm sa dostanete aj k podstatne vy\u0161\u0161\u00edm v\u00fdnosom. <\/p>\n\n\n\n<p>Vybra\u0165 <strong>si aktu\u00e1lne m\u00f4\u017eete zo \u0161tyroch portf\u00f3li\u00ed, <\/strong>ktor\u00e9 sa medzi sebou l\u00ed\u0161ia preva\u017ene v\u00fd\u0161kou v\u00fdnosu. Sta\u010d\u00ed si jedno z nich vybra\u0165 a o va\u0161u invest\u00edciu sa \u010falej bude stara\u0165 autoinvest. V\u00fd\u0161ka v\u00fdnosu sa v\u0161ak men\u00ed a predch\u00e1dzaj\u00face v\u00fdnosy nie s\u00fa z\u00e1rukou bud\u00facich.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li>\n<p>Zabezpe\u010den\u00e9 portf\u00f3lio &#8211; 7,89 % p.a.<\/p>\n<\/li><li>\n<p>Konzervat\u00edvne portf\u00f3lio &#8211; 8,09 % p.a.<\/p>\n<\/li><li>\n<p>Vyv\u00e1\u017een\u00e9 portf\u00f3lio &#8211; 8,97 % p.a.<\/p>\n<\/li><li>\n<p>Dynamick\u00e9 portf\u00f3lio &#8211; 7,51 % p.a.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Pri tomto druhu investovania<strong> je zabezpe\u010den\u00e1 aj dostato\u010dn\u00e1 diverzifik\u00e1cia v\u00e1\u0161ho portf\u00f3lia, <\/strong>t\u00fdm \u017ee je va\u0161a invest\u00edcia rozlo\u017een\u00e1 do viacer\u00fdch p\u00f4\u017ei\u010diek. Z\u00e1rove\u0148 po\u017ei\u010diavate len overen\u00fdm \u017eiadate\u013eom, ktor\u00ed musia splni\u0165 pr\u00edsne krit\u00e9ria platformy \u017dlt\u00fd mel\u00f3n. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Zkazncky_servis\">Z\u00e1kazn\u00edcky servis<\/h2>\n\n\n\n<p>Z\u00e1kazn\u00edcky servis <strong>hodnot\u00edme pozit\u00edvne ako proakt\u00edvny<\/strong>. Na svojich webov\u00fdch str\u00e1nkach vystupuj\u00fa s riadne zverejnen\u00fdmi d\u00f4le\u017eit\u00fdmi inform\u00e1ciami. Kontaktova\u0165 ich m\u00f4\u017eete na zverejnenom telef\u00f3nnom \u010d\u00edsle, pr\u00edpadne dostupnej mailovej adrese. <\/p>\n\n\n\n<p>Pri na\u0161ej snahe kontaktova\u0165 spolo\u010dnos\u0165 \u017dlt\u00fd mel\u00f3n sme boli pr\u00edjemne prekvapen\u00ed r\u00fdchlos\u0165ou a pohotovos\u0165ou odpoved\u00ed prostredn\u00edctvom e-mailu.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div>Oce\u0148ujeme, \u017ee <strong data-rich-text-format-boundary=\"true\">ve\u013ek\u00e1 v\u00e4\u010d\u0161ina inform\u00e1ci\u00ed a mo\u017en\u00fdch ot\u00e1zok je zodpovedan\u00e1 u\u017e priamo na webe spolo\u010dnosti<\/strong>. Je ve\u013emi pravdepodobn\u00e9, \u017ee odpovede na svoje ot\u00e1zky n\u00e1jdete priamo tam a nebudete ich musie\u0165 priamo kontaktova\u0165.<\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"asto_kladen_otzky\">\u010casto kladen\u00e9 ot\u00e1zky<\/h3><h4>\u010co je to ratingov\u00e1 trieda?<\/h4><div class=\"faq_inner\">Ratingov\u00e1 trieda predstavuje v\u00fdsledok pr\u00edsneho a komplexn\u00e9ho hodnotenia jednotliv\u00fdch \u017eiadate\u013eov o p\u00f4\u017ei\u010dku. T\u00ed zo \u017eiadate\u013eov, ktor\u00ed v hodnoten\u00ed uspej\u00fa, bud\u00fa kategorizovan\u00ed pod\u013ea jednotliv\u00fdch ratingov\u00fdch tried: AA, A, B, C, D, D- a HR-. Plat\u00ed, \u017ee ratingov\u00e1 trieda AA predstavuje klientov, pri ktor\u00fdch je najvy\u0161\u0161\u00ed predpoklad riadneho spl\u00e1cania po\u017ei\u010danej sumy. Trieda HR- predstavuje najviac rizikov\u00fdch \u017eiadate\u013eov.<\/div><h4>Mus\u00edm akceptova\u0165 ponuky jednotliv\u00fdch investorov na moju p\u00f4\u017ei\u010dku?<\/h4><div class=\"faq_inner\">Ak budete po ukon\u010den\u00ed financovania s\u00fahlasi\u0165 s pon\u00faknut\u00fdmi podmienkami, m\u00f4\u017eete ponuku akceptova\u0165. Ak s\u00fahlasi\u0165 nebudete, m\u00f4\u017eete ju odmietnu\u0165. P\u00f4\u017ei\u010dka sa odmieta alebo akceptuje ako celok, nie je mo\u017en\u00e9 s\u00fahlasi\u0165, respekt\u00edve nes\u00fahlasi\u0165 len s niektor\u00fdmi ponukami investorov, ktor\u00ed sa poskladaj\u00fa na va\u0161u p\u00f4\u017ei\u010dku.<\/div><h4>M\u00f4\u017eem svoju p\u00f4\u017ei\u010dku kedyko\u013evek pred\u010dasne splati\u0165?<\/h4><div class=\"faq_inner\">\u00c1no, \u017dlt\u00fd mel\u00f3n pon\u00faka pred\u010dasn\u00e9 splatenie p\u00f4\u017ei\u010dky kedyko\u013evek. Nie je dostupn\u00e9 zadarmo, je spojen\u00e9 s dodato\u010dn\u00fdmi poplatkami.<\/div><h4>Pre\u010do \u017dlt\u00fd mel\u00f3n zamietol moju \u017eiados\u0165?<\/h4><div class=\"faq_inner\">Ka\u017ed\u00e1 \u017eiados\u0165 o p\u00f4\u017ei\u010dku a takisto ka\u017ed\u00fd jeden \u017eiadate\u013e o p\u00f4\u017ei\u010dku s\u00fa posudzovan\u00ed individu\u00e1lne. D\u00f4vodov, pre ktor\u00e9 bola konkr\u00e9tne va\u0161a \u017eiados\u0165 zamietnut\u00e1, m\u00f4\u017ee by\u0165 viacero.\u00a0<strong>\u017dlt\u00fd mel\u00f3n m\u00e1 pr\u00edsne hodnotiace pravidl\u00e1.<\/strong>\nSamotn\u00e1 spolo\u010dnos\u0165 tvrd\u00ed, \u017ee nevie v\u017edy \u0161pecificky zd\u00f4vodni\u0165, pre\u010do k zamietnutiu do\u0161lo, no v\u017edy to s\u00favis\u00ed s vn\u00fatorn\u00fdmi pravidlami spolo\u010dnosti, ktor\u00fdch cie\u013eom je \u010do najefekt\u00edvnej\u0161ie zabra\u0148ova\u0165 pr\u00edpadn\u00e9mu naru\u0161eniu cel\u00e9ho syst\u00e9mu fungovania p\u00f4\u017ei\u010diek.<\/div><\/div>\n\n\n<p><em>Najlep\u0161ie spozn\u00e1te spolo\u010dnos\u0165 pod\u013ea toho, \u010do o \u0148om hovoria jej re\u00e1lni klienti. Pre tento pr\u00edpad poskytujeme na\u0161im n\u00e1v\u0161tevn\u00edkom mo\u017enos\u0165\u00a0<strong>zanecha\u0165 k danej spolo\u010dnosti koment\u00e1r<\/strong>\u00a0a ohodnoti\u0165 konkr\u00e9tneho poskytovate\u013ea v\u00a0<strong>k\u013e\u00fa\u010dov\u00fdch oblastiach<\/strong><\/em>.<\/p>\n","protected":false},"author":87,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","company_type":[6,1105],"overall_rating":"3.01785714","_links":{"self":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single\/2077"}],"collection":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/comments?post=2077"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single\/2077\/revisions"}],"predecessor-version":[{"id":45804,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single\/2077\/revisions\/45804"}],"wp:attachment":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/media?parent=2077"}],"wp:term":[{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_type?post=2077"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}