{"id":3646,"date":"2019-06-30T18:25:16","date_gmt":"2019-06-30T18:25:16","guid":{"rendered":"https:\/\/financer.com\/sk\/?post_type=company_single&#038;p=3646"},"modified":"2024-02-20T11:00:23","modified_gmt":"2024-02-20T10:00:23","slug":"365-banka","status":"publish","type":"company_single","link":"https:\/\/financer.com\/sk\/spolocnost\/365-banka\/","title":{"rendered":"365. bank"},"content":{"rendered":"\n<p>Nov\u00e1 banka 365 bank vst\u00fapila po testovacej beta verzii do ostrej prev\u00e1dzky e\u0161te v novembri 2018 ako od\u0161tepn\u00fd z\u00e1vod materskej Po\u0161tovej banky. <\/p>\n\n\n\t<div class=\"block-fn-toc\">\n\t\t\t\t\t<h3 class=\"block-fn-toc__title\">\n\t\t\t\tObsah\t\t\t<\/h3>\n\t\t\t\t<ul start=\"1\" class=\"block-fn-toc__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Zkladn_informcie\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">1.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/sk\/spolocnost\/365-banka\/#Zkladn_informcie\">\n\t\t\t\t\t\t\tZ\u00e1kladn\u00e9 inform\u00e1cie\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Vhody_a_nevhody\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">2.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/sk\/spolocnost\/365-banka\/#Vhody_a_nevhody\">\n\t\t\t\t\t\t\tV\u00fdhody a nev\u00fdhody\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Internet_banking\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">3.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/sk\/spolocnost\/365-banka\/#Internet_banking\">\n\t\t\t\t\t\t\tInternet banking\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Referencie_produktov\">\n\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">4.<\/span>\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/sk\/spolocnost\/365-banka\/#Referencie_produktov\">\n\t\t\t\t\t\t\tReferencie produktov\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Zkladn_informcie\">Z\u00e1kladn\u00e9 inform\u00e1cie<\/h2>\n\n\n\n<p>P\u00fd\u0161i sa titulom prvej slovenskej mobil banky, kde v\u00e1m ku komunik\u00e1cii a v\u0161etk\u00fdm bankov\u00fdm oper\u00e1ci\u00e1m sta\u010d\u00ed mobiln\u00e1 aplik\u00e1cia.<\/p>\n\n\n\n<p>Po stiahnut\u00ed aplik\u00e1cie dostupnej ako pre Android, tak aj pre opera\u010dn\u00e9 syst\u00e9my iOS, si dok\u00e1\u017eete zalo\u017ei\u0165 <strong>bezplatn\u00fd bankov\u00fd \u00fa\u010det u\u017e do desiatich min\u00fat<\/strong>, pri\u010dom cel\u00fd proces prebehne pohodlne online bez nutnosti kamko\u013evek chodi\u0165.<\/p>\n\n\n\n<p>Ak spln\u00edte tento z\u00e1kladn\u00fd predpoklad, otv\u00e1raj\u00fa sa v\u00e1m \u0161ir\u0161ie mo\u017enosti. <\/p>\n\n\n\n<p>Okrem bezplatn\u00e9ho bankov\u00e9ho \u00fa\u010dtu a modernej platobnej karty m\u00f4\u017eete ako nov\u00fd klient 365 banky vyu\u017e\u00edva\u0165 aj slu\u017eby sporenia a takisto m\u00f4\u017eete po\u017eiada\u0165 o <strong>p\u00f4\u017ei\u010dku a\u017e do v\u00fd\u0161ky 40 000 \u20ac<\/strong><strong> so splatnos\u0165ou 1 rok a\u017e 8 rokov<\/strong> s jednotn\u00fdm \u00farokom 6 % ro\u010dne po\u010das celej doby spl\u00e1cania.<\/p>\n\n\n\n<p>Aj Financer.com Slovensko m\u00e1 s 365 bankou sk\u00fasenosti. Bli\u017e\u0161ie sme sa na ich slu\u017eby pozreli v <a href=\"https:\/\/financer.com\/sk\/365-bank\/\">tomto \u010dl\u00e1nku<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Vhody_a_nevhody\">V\u00fdhody a nev\u00fdhody<\/h2>\n\n\n\n<ul>\n<li>Banka, ktor\u00e1 je kompletne online<\/li>\n\n\n\n<li>Mo\u017enos\u0165 Apple Pay a Garmin Pay<\/li>\n\n\n\n<li>P\u00f4\u017ei\u010dka a\u017e do 40 000 \u20ac<\/li>\n\n\n\n<li>Jednotn\u00fd \u00farok 6 % ro\u010dne<\/li>\n\n\n\n<li>Bezplatn\u00fd bankov\u00fd \u00fa\u010det<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Obmedzen\u00e9 portf\u00f3lio produktov<\/li>\n\n\n\n<li>Bez aplik\u00e1cie neurob\u00edte ni\u010d<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Internet_banking\">Internet banking<\/h2>\n\n\n\n<p>Najmlad\u0161ia spomedzi slovensk\u00fdch b\u00e1nk, 365 banka, pon\u00faka v\u00a0r\u00e1mci slu\u017eieb internet bankingu mno\u017estvo vychyt\u00e1vok, ktor\u00fdm ostatn\u00e9 slovensk\u00e9 banky nem\u00f4\u017eu konkurova\u0165. <\/p>\n\n\n\n<p>Do desktopovej verzie bankingu sa prihlasujete pomocou mailu, ktor\u00fd ste zad\u00e1vali pri zakladan\u00ed \u00fa\u010dtu, a\u00a0hesla.<\/p>\n\n\n\n<p>Kreat\u00edvnej\u0161ie sp\u00f4soby prihlasovania pon\u00faka mobiln\u00e1 aplik\u00e1cia, kde si m\u00f4\u017eete nastavi\u0165 okrem klasick\u00e9ho PIN k\u00f3du aj v\u00e1\u0161 odtla\u010dok prsta \u010di tv\u00e1rov\u00fa biometriu. <\/p>\n\n\n\n<p>365 banka pon\u00faka dokonca prihl\u00e1senie cez PIE (Personal Identification Emoji) k\u00f3d. <strong>Pri PIE k\u00f3de m\u00e1te na v\u00fdber 32 r\u00f4znych emojis<\/strong>, z\u00a0ktor\u00fdch si vytvor\u00edte vlastn\u00fd, kreat\u00edvny \u0161tvormiestny k\u00f3d.<\/p>\n\n\n\n<p>Mobiln\u00e1 aplik\u00e1cia je user-friendly, interakt\u00edvna a\u00a0\u013eahko ovl\u00e1date\u013en\u00e1 takmer pre ka\u017ed\u00e9ho. Pon\u00faka najr\u00f4znej\u0161ie funkcionality vr\u00e1tane zobrazovania inteligentn\u00e9ho zostatku, zalo\u017eenia sporiacich pod\u00fa\u010dtov na r\u00f4zne \u00fa\u010dely a\u00a0podobne. <\/p>\n\n\n\n<p>Jej nev\u00fdhodou je v\u0161ak nevyhnutnos\u0165 \u010dast\u00fdch aktualiz\u00e1cii, stretn\u00fa\u0165 sa m\u00f4\u017eete aj s padan\u00edm aplik\u00e1cie.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Referencie_produktov\">Referencie produktov<\/h2>\n\n\n\n<p>Pozreli sme sa bli\u017e\u0161ie na jej produkty, toto je n\u00e1\u0161 poh\u013ead:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Pika\">P\u00f4\u017ei\u010dka<\/h3>\n\n\n\n<p id=\"Pika\">P\u00f4\u017ei\u010dka od 365 banky je na slovenskom finan\u010dnom trhu nov\u00e1\u010dikom. Ide o pilotn\u00fa verziu p\u00f4\u017ei\u010dky dostupn\u00fa len pre klientov 365 banky, \u010do hodnot\u00edme v zmysle expanzie ako logick\u00fd krok.<\/p>\n\n\n\n<p>Ak sa stanete klientom banky, m\u00f4\u017eete po\u017eiada\u0165 o bez\u00fa\u010delov\u00fa p\u00f4\u017ei\u010dku do v\u00fd\u0161ky 40 000 \u20ac s \u00farokom 6 % ro\u010dne. <\/p>\n\n\n\n<p>Ten je rovnak\u00fd pre v\u0161etk\u00fdch klientov bez oh\u013eadu na va\u0161u bonitu a \u00faverov\u00fa minulos\u0165 a z\u00e1rove\u0148 najlep\u0161\u00ed v porovnan\u00ed s ostatn\u00fdmi bankami. P\u00f4\u017ei\u010dku vyrie\u0161ite pohodlne cez mobiln\u00fa aplik\u00e1ciu.<\/p>\n\n\n\n<p><a href=\"https:\/\/financer.com\/sk\/spolocnost\/365-banka\/pozicka\/\">Viac inform\u00e1ci\u00ed o p\u00f4\u017ei\u010dke<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Sporenie\">Sporenie<\/h3>\n\n\n\n<p>\u010eal\u0161\u00edm produktom banky je sporenie. Tu m\u00e1te na v\u00fdber z dvoch z\u00e1kladn\u00fdch variant. Prv\u00fdm je <strong>klasick\u00e9 sporenie<\/strong>, ktor\u00e9 funguje podobne ako u in\u00fdch slovensk\u00fdch b\u00e1nk.<\/p>\n\n\n\n<p>M\u00f4\u017eete si otvori\u0165 nieko\u013eko sporiacich \u00fa\u010dtov a mesa\u010dne na ne posiela\u0165 vopred ur\u010den\u00fa \u010diastku. K tejto \u010diastke je v\u00e1m raz mesa\u010dne pripisovan\u00fd \u00farok 0,365%.<\/p>\n\n\n\n<p>Novinkou je takzvan\u00e9 <a href=\"https:\/\/financer.com\/sk\/spolocnost\/365-banka\/sporenie\/\" data-type=\"company_single\" data-id=\"5959\">syslenie<\/a><strong>.<\/strong> Jeho princ\u00edp spo\u010d\u00edva v zaokr\u00fah\u013eovan\u00ed va\u0161ich platieb kartou smerom nahor.<\/p>\n\n\n\n<p>Napr\u00edklad na cel\u00e9 euro. To v praxi znamen\u00e1, \u017ee ak pri najbli\u017e\u0161om n\u00e1kupe v potravin\u00e1ch zaplat\u00edte 23 eur a 45 centov, zvy\u0161n\u00fdch 55 centov sa automaticky presunie na va\u0161e sporenie.<\/p>\n\n\n\n<p>Dok\u00fdm si na \u0148om nevyzbierate \u010diastku 1 500 \u20ac, bude sa \u00faro\u010di\u0165 takisto sadzbou 3,65 %.<\/p>\n\n\n\n<p><a href=\"https:\/\/financer.com\/sk\/spolocnost\/365-banka\/sporenie\/\">Viac inform\u00e1ci\u00ed o sporen\u00ed<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Cieov_skupina\">Cie\u013eov\u00e1 skupina<\/h3>\n\n\n\n<p>Z doteraj\u0161ieho marketingu a celkov\u00e9ho osobn\u00e9ho pr\u00edstupu banky je zrejm\u00e9, \u017ee jej cie\u013eov\u00fa skupinu tvoria predov\u0161etk\u00fdm mlad\u00ed, modern\u00ed \u013eudia v produkt\u00edvnom sp\u00e4t\u00ed s mobiln\u00fdmi telef\u00f3nmi. <\/p>\n\n\n\n<p>Av\u0161ak ani pri p\u00f4\u017ei\u010dke, ani pri ostatn\u00fdch bankov\u00fdch produktoch po\u010dn\u00fac bezplatn\u00fdm bankov\u00fdm \u00fa\u010dtom a sporen\u00edm, <strong>banka nekladie \u017eiadne obmedzenia t\u00fdkaj\u00face sa veku<\/strong>. Jedinou podmienkou nateraz zost\u00e1va by\u0165 klientom 365 banky.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Zkazncky_servis\">Z\u00e1kazn\u00edcky servis<\/h3>\n\n\n\n<p>Nako\u013eko 365 banka sama proklamuje, \u017ee je prvou plne mobilnou bankou na Slovensku, podriadila tomu aj svoj z\u00e1kazn\u00edcky servis. <\/p>\n\n\n\n<p>Pri \u017eiadosti o p\u00f4\u017ei\u010dku a aj pri zakladan\u00ed \u00fa\u010dtu v\u0161etko vyrie\u0161ia jednoduch\u00fdm videohovorom, na telef\u00f3nnej z\u00e1kazn\u00edckej linke s\u00fa dostupn\u00ed po\u010das v\u0161etk\u00fdch dn\u00ed okrem sviatkov od 07:00 do 22:00. <\/p>\n\n\n\n<p>Z banky c\u00edti\u0165 mlad\u00edcky entuziazmus a t\u00fa\u017ebu robi\u0165 veci inak, ne\u017e sme boli doteraz u b\u00e1nk zvyknut\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Sksenosti\">Sk\u00fasenosti<\/h3>\n\n\n\n<p>M\u00e1te sk\u00fasenosti s 365 bankou? Pom\u00f4\u017ete ostatn\u00fdm \u010ditate\u013eom v rozhodovan\u00ed a zanechajte svoje hodnotenie na \u0161k\u00e1le od 1-5 v \u0161tyroch r\u00f4znych oblastiach hodnotenia.<\/p>\n\n\n\n<p>Na\u0161e sk\u00fasenosti s touto bankou si m\u00f4\u017eete pre\u010d\u00edta\u0165 v <a href=\"https:\/\/financer.com\/sk\/365-bank\/\">tomto \u010dl\u00e1nku<\/a>.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Vaa_recenzia\">Va\u0161a recenzia<\/h3><p style=\"text-align: center\">M\u00e1te sk\u00fasenosti s 365 bank? Povedzte n\u00e1m o nich v koment\u00e1roch a u\u013eah\u010dite tak rozhodovanie in\u00fdm.<\/p><\/div>","protected":false},"author":87,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","company_type":[1097,6],"overall_rating":"1.90000000","_links":{"self":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single\/3646"}],"collection":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/comments?post=3646"}],"version-history":[{"count":49,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single\/3646\/revisions"}],"predecessor-version":[{"id":45611,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single\/3646\/revisions\/45611"}],"wp:attachment":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/media?parent=3646"}],"wp:term":[{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_type?post=3646"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}