{"id":3974,"date":"2019-08-22T14:33:23","date_gmt":"2019-08-22T12:33:23","guid":{"rendered":"https:\/\/financer.com\/sk\/?post_type=company_single&#038;p=3974"},"modified":"2024-01-18T01:25:59","modified_gmt":"2024-01-18T00:25:59","slug":"estateguru","status":"publish","type":"company_single","link":"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/","title":{"rendered":"EstateGuru"},"content":{"rendered":"\n<p>EstateGuru je est\u00f3nska investi\u010dn\u00e1 platforma, ktor\u00e1 umo\u017e\u0148uje podielovo investova\u0165 do nehnute\u013enost\u00ed u\u017e od 50 EUR.<\/p>\n\n\n<h3>D\u00f4le\u017eit\u00e9 inform\u00e1cie<\/h3><br><ul><li><strong>Priemern\u00fd ro\u010dn\u00fd v\u00fdnos:<\/strong> 11,53%<\/li><li><strong>Minim\u00e1lny vklad:<\/strong> 50 EUR<\/li><li><strong>Doba splatnosti invest\u00edcie:<\/strong> Do 60 mesiacov<\/li><li><strong>Garancia sp\u00e4tn\u00e9ho odkupu:<\/strong> Nie<\/li><li><strong>Druhy \u00faverov: <\/strong>6<\/li><li><strong>Poskytovanie \u00faverov: <\/strong>\u00davery s\u00fa sprostredkovan\u00e9 cez platformu<\/li><li><strong>\u0160t\u00e1ty: <\/strong>5<\/li><li><strong>Sp\u00f4sob pripisovania v\u00fdnosu: <\/strong>Kone\u010dn\u00e9 platby<\/li><li><strong>Automatick\u00e9 investovanie: <\/strong>\u00c1no<\/li><li><strong>Sekund\u00e1rny trh: <\/strong>\u00c1no<\/li><\/ul>\n\n\n<p>To znamen\u00e1, \u017ee vy ako podielov\u00fd investor sa spolo\u010dne s ostatn\u00fdmi investormi z in\u00fdch \u0161t\u00e1tov podie\u013eate \u013eubovo\u013en\u00fdmi finan\u010dn\u00fdmi prostriedkami na financovan\u00ed vami vybranej nehnute\u013enosti, ktor\u00e1 je zabezpe\u010den\u00e1 hypot\u00e9kou.<\/p>\n\n\n\n<p><strong>V tejto recenzii sa pozrieme na sp\u00f4sob, ak\u00fdm platforma funguje<\/strong>, ak\u00e9 s\u00fa jej najv\u00e4\u010d\u0161ie v\u00fdhody a nev\u00fdhody.<\/p>\n\n\n\n<p>Ak uva\u017eujete nad investovan\u00edm do nehnute\u013enost\u00ed, pr\u00edpadne nad roz\u0161\u00edren\u00edm svojho investi\u010dn\u00e9ho portf\u00f3lia aj do tejto oblasti, <strong>t\u00e1to recenzia v\u00e1m pom\u00f4\u017ee porozumie\u0165 z\u00e1kladom podielov\u00e9ho financovania zahrani\u010dn\u00fdch nehnute\u013enost\u00ed<\/strong> aj bez nutnosti vlastni\u0165 kapit\u00e1l r\u00e1dovo v desiatkach tis\u00edc eur.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3>Obsah recenzie<\/h3><li>\n<p><a href=\"https:\/\/financer.com\/sk\/sporenie\/estateguru-recenzia\/#Ako_funguje_EstateGuru\">Ako funguje EstateGuru?<\/a><\/p>\n<\/li><li>\n<p><a href=\"https:\/\/financer.com\/sk\/sporenie\/estateguru-recenzia\/#otvorenie-uctu\">Ako si zalo\u017ei\u0165 \u00fa\u010det?<\/a><\/p>\n<\/li><li>\n<p><a href=\"https:\/\/financer.com\/sk\/sporenie\/estateguru-recenzia\/#vklad\">Ako vlo\u017ei\u0165 peniaze?<\/a><\/p>\n<\/li><li>\n<p><a href=\"https:\/\/financer.com\/sk\/sporenie\/estateguru-recenzia\/#investovanie\">Ako za\u010da\u0165 investova\u0165?<\/a><\/p>\n<\/li><li>\n<p><a href=\"https:\/\/financer.com\/sk\/sporenie\/estateguru-recenzia\/#vyber\">Ako vybra\u0165 peniaze?<\/a><\/p>\n<\/li><li>\n<p><a href=\"https:\/\/financer.com\/sk\/sporenie\/estateguru-recenzia\/#skusenosti\">Moje vlastn\u00e9 sk\u00fasenosti<\/a><\/p>\n<\/li><li>\n<p><a href=\"https:\/\/financer.com\/sk\/sporenie\/estateguru-recenzia\/#hodnotenie\">Z\u00e1vere\u010dn\u00e9 hodnotenie<\/a><\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Vhody_a_nevhody\">V\u00fdhody a nev\u00fdhody<\/h2>\n\n\n\n<p>Investovanie cez EstateGuru prin\u00e1\u0161a slovensk\u00fdm investorom mo\u017enos\u0165 podie\u013ea\u0165 sa na spolufinancovan\u00ed nehnute\u013enost\u00ed a developersk\u00fdch projektov, moment\u00e1lne v 5 eur\u00f3pskych \u0161t\u00e1toch.<\/p>\n\n\n\n<p>Po\u010das dvoch rokov investovania na platforme som doteraz nepri\u0161iel o \u017eiadne finan\u010dn\u00e9 prostriedky a toto s\u00fa z m\u00f4jho poh\u013eadu najv\u00e4\u010d\u0161ie v\u00fdhody:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li>\n<p>Stabiln\u00fd priemern\u00fd ro\u010dn\u00fd v\u00fdnos od 11,50%<\/p>\n<\/li><li>\n<p>Invest\u00edcia zaisten\u00e1 hypot\u00e9kou<\/p>\n<\/li><li>\n<p>Automatick\u00e9 investovanie<\/p>\n<\/li><li>\n<p>N\u00edzky vklad u\u017e od 50 EUR<\/p>\n<\/li><li>\n<p>Stabiln\u00e9 v\u00fdnosy<\/p>\n<\/li><li>\n<p>Sekund\u00e1rny trh<\/p>\n<\/li><li>\n<p>Kompletn\u00e1 projektov\u00e1 dokument\u00e1cia financovan\u00fdch nehnute\u013enost\u00ed<\/p>\n<\/li><li>\n<p>Preh\u013eadn\u00e9 a intuit\u00edvne u\u017e\u00edvate\u013esk\u00e9 rozhranie<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Na z\u00e1klade doteraj\u0161\u00edch sk\u00fasenost\u00ed vn\u00edmam predov\u0161etk\u00fdm tieto negat\u00edva:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li>\n<p>Limitovan\u00e9 mo\u017enosti diverzifik\u00e1cie<\/p>\n<\/li><li>\n<p>Nevhodn\u00e9 pre kr\u00e1tkodob\u00e9 investovanie<\/p>\n<\/li><li>\n<p>Ch\u00fdbaj\u00face okam\u017eit\u00e9 v\u00fdbery finan\u010dn\u00fdch prostriedkov<\/p>\n<\/li><li>\n<p>Ch\u00fdbaj\u00faci slovensk\u00fd alebo \u010desk\u00fd jazyk<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Strun_prehad\">Stru\u010dn\u00fd preh\u013ead<\/h2>\n\n\n\n<p>Pozrite sa na z\u00e1kladn\u00e9 inform\u00e1cie, ktor\u00e9 potrebujete vedie\u0165 e\u0161te pred za\u010diatkom investovania:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th colspan=\"2\">Preh\u013ead<\/th><\/tr><\/thead><tbody><tr><td>Otvorenie \u00fa\u010dtu<\/td><td>Bez poplatku<\/td><\/tr><tr><td>Minim\u00e1lny vklad<\/td><td>50 EUR<\/td><\/tr><tr><td>Poplatok za neakt\u00edvne konto (minim\u00e1lne 1 rok)<\/td><td>2,50 EUR \/ mesa\u010dne<\/td><\/tr><tr><td>DEMO \u00fa\u010det<\/td><td>Nie<\/td><\/tr><tr><td>Dostupn\u00e9 v sloven\u010dine<\/td><td>Nie<\/td><\/tr><tr><td>Z\u00e1kazn\u00edcky servis<\/td><td>Dostupn\u00fd cez live chat alebo e-mail 24\/5<\/td><\/tr><tr><td>Doba splatnosti invest\u00edcie<\/td><td>Od 12 do 60 mesiacov<\/td><\/tr><tr><td>Garancia sp\u00e4tn\u00e9ho odkupu<\/td><td>Nie<\/td><\/tr><tr><td>Sp\u00f4sob pripisovania v\u00fdnosu<\/td><td>Ka\u017ed\u00e9 3 mesiace, ka\u017ed\u00fdch 6 mesiacov alebo na konci splatnosti invest\u00edcie<\/td><\/tr><tr><td>Automatick\u00e9 investovanie<\/td><td>\u00c1no<\/td><\/tr><tr><td>Sekund\u00e1rny trh<\/td><td>\u00c1no<\/td><\/tr><\/tbody><\/table><figcaption>Preh\u013ead najd\u00f4le\u017eitej\u0161\u00edch inform\u00e1ci\u00ed potrebn\u00fdch k investovaniu na EstateGuru<\/figcaption><\/figure>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Investova\u0165 s EstateGuru<\/a><\/div>\n\n\n<p>Platforma zalo\u017een\u00e1 e\u0161te v roku 2014 doteraz vyplatila viac ako 74 000 investorom z cel\u00e9ho sveta viac ako 23,7 mili\u00f3na EUR na \u00farokoch.<\/p>\n\n\n\n<p>Priemern\u00e1 ve\u013ekos\u0165 portf\u00f3lia jedn\u00e9ho investora je 4 087 EUR.<\/p>\n\n\n\n<p>Pozrite sa na posledn\u00fd <a href=\"https:\/\/estateguru.co\/wp-content\/uploads\/2020\/07\/EGAR_2019_ENG_001.pdf\">finan\u010dn\u00fd report EstateGuru z roku 2019<\/a> auditovan\u00fd spolo\u010dnos\u0165ou Ernst &amp; Young.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_funguje_EstateGuru\">Ako funguje EstateGuru?<\/h2>\n\n\n\n<p>Po\u010fme sa spolo\u010dne pozrie\u0165 na to, ako vlastne t\u00e1to platforma funguje a \u010do od nej m\u00f4\u017eeme o\u010dak\u00e1va\u0165.<\/p>\n\n\n\n<p>Ako sama spolo\u010dnos\u0165 tvrd\u00ed, jej hlavn\u00fdm cie\u013eom je prep\u00e1janie mal\u00fdch a stredn\u00fdch investorov do starostlivo vybran\u00fdch a zabezpe\u010den\u00fdch investi\u010dn\u00fdch pr\u00edle\u017eitost\u00ed kryt\u00fdch hypot\u00e9kou.<\/p>\n\n\n\n<p>Platforma s\u00edce nepon\u00faka z\u00e1ruku sp\u00e4tn\u00e9ho odk\u00fapenia invest\u00edcie v pr\u00edpade, \u017ee d\u013a\u017en\u00edk nebude riadne plni\u0165 svoje z\u00e1v\u00e4zky, no na druhej strane je potrebn\u00e9 si uvedomi\u0165, \u017ee pr\u00e1ve <strong>z\u00e1bezpeka nehnute\u013enosti vo forme hypot\u00e9ky je v\u00fdhodnej\u0161ia, ako buy-back garancia.<\/strong><\/p>\n\n\n\n<p>V praxi to vyzer\u00e1 tak, \u017ee po registr\u00e1cii na platforme dostanete pr\u00edstup k portf\u00f3liu aktu\u00e1lne otvoren\u00fdch investi\u010dn\u00fdch projektov, do ktor\u00fdch sa m\u00f4\u017eete po verifik\u00e1cii \u00fa\u010dtu a prip\u00edsan\u00ed prv\u00fdch financi\u00ed na v\u00e1\u0161 \u00fa\u010det zapoji\u0165.<\/p>\n\n\n\n<p>Pozrite sa, <a href=\"https:\/\/financer.com\/sk\/sporenie\/estateguru-recenzia\/#otvorenie-uctu\">ako si otvori\u0165 \u00fa\u010det u EstateGuru<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"How EstateGuru Works?\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/SzHZK0ib5Ks?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Preo_investova_s_EstateGuru\">Pre\u010do investova\u0165 s EstateGuru?<\/h2>\n\n\n\n<p>EstateGuru predstavuje vhodn\u00fd a bezpe\u010dn\u00fd investi\u010dn\u00fd n\u00e1stroj pre v\u0161etk\u00fdch, ktor\u00ed by radi svoje portf\u00f3lio roz\u0161\u00edrili o <a href=\"https:\/\/financer.com\/sk\/sporenie\/investovanie-do-nehnutelnosti\/\" data-type=\"page\" data-id=\"5566\">investovanie do nehnute\u013enost\u00ed<\/a>, no nemaj\u00fa dostato\u010dn\u00fd kapit\u00e1l na financovanie vlastnej nehnute\u013enosti.<\/p>\n\n\n\n<p>V\u010faka EstateGuru sa toto investovanie st\u00e1va dostupnej\u0161\u00edm pre \u0161ir\u0161ie spektrum investorov, ktor\u00ed s\u00edce re\u00e1lne nebud\u00fa konkr\u00e9tne nehnute\u013enosti vlastni\u0165, no m\u00f4\u017eu sa aj malou \u010diastkou spolupodiela\u0165 na ich financovan\u00ed alebo v\u00fdstavbe.<\/p>\n\n\n\n<p>Priemern\u00fd ro\u010dn\u00fd v\u00fdnos sa v tak\u00fdchto pr\u00edpadoch pohybuje od 10 a\u017e do 12,5% ro\u010dne. Kone\u010dn\u00fd v\u00fdnos z\u00e1vis\u00ed od vami zvolenej investi\u010dnej strat\u00e9gie.<\/p>\n\n\n<div class=\"fn_block block_fn_items\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/\" class=\"items-content__card-logo \" ><img width=\"1069\" height=\"359\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2019\/08\/estateguru-logo.png\" class=\"attachment-full size-full\" alt=\"\" decoding=\"async\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2019\/08\/estateguru-logo.png 1069w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2019\/08\/estateguru-logo-300x101.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2019\/08\/estateguru-logo-1024x344.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2019\/08\/estateguru-logo-768x258.png 768w\" sizes=\"(max-width: 1069px) 100vw, 1069px\" \/><\/a><span class=\"items-content__card-chosen\">Vybran\u00e9 <strong>1&nbsp;491<\/strong> kr\u00e1t<\/span><\/div><div class=\"items-content__card-center\"><ul class=\"items-content__card-list\"><li >0,5% Cashback Bonus<\/li><li >Priemern\u00fd ro\u010dn\u00fd v\u00fdnos 12,27%<\/li><li >Minim\u00e1lny vklad 50 EUR<\/li><li >Zhodnotenie od 12 do 60 mesiacov<\/li><\/ul><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.9\">4.9<\/span><\/a><span class=\"items-content__card-reviews\">\u010d\u00edta\u0165&nbsp;<a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/#read-reviews\">7<\/strong>&nbsp;hodnoten\u00ed<\/a><\/div><\/div><div class=\"items-content__card-actions \"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/\" class=\"items-content__card-more-info\">Viac inform\u00e1ci\u00ed<\/a><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/redirect\/?unq=662e7e7e65913\" data-url_param_unq=\"662e7e7e65913\" data-url_param_pid=\"3974\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Investova\u0165<\/a><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Je_EstateGuru_bezpen\">Je EstateGuru bezpe\u010dn\u00e9?<\/h2>\n\n\n\n<p>V porovnan\u00ed s in\u00fdmi P2P platformami s\u00edce EstateGuru nepon\u00faka z\u00e1ruku sp\u00e4tn\u00e9ho odk\u00fapenia v pr\u00edpade nespl\u00e1cania p\u00f4\u017ei\u010dky \u017eiadate\u013eom, no v tomto pr\u00edpade to maj\u00fa vymyslen\u00e9 e\u0161te lep\u0161ie.<\/p>\n\n\n\n<p>Ka\u017ed\u00e1 nehnute\u013enos\u0165, ktor\u00e1 sa dostane na platformu medzi investorov je toti\u017e do ur\u010ditej v\u00fd\u0161ky kryt\u00e1 hypot\u00e9kou.<\/p>\n\n\n\n<p>Jej detaily a podrobnosti m\u00e1te takisto k dispoz\u00edcii priamo v investi\u010dnom profile. M\u00f4\u017eeme tak \u013eahko zisti\u0165 nie len mieru LTV, ale aj inform\u00e1cie o \u017eiadate\u013eovi, pr\u00edpadne vidie\u0165 jeho hist\u00f3riu doteraz realizovan\u00fdch developersk\u00fdch projektov.<\/p>\n\n\n\n<p>Ka\u017ed\u00e1 investi\u010dn\u00e1 pr\u00edle\u017eitos\u0165 m\u00e1 dopredu ur\u010den\u00fd z\u00e1mer a sp\u00f4sob vypl\u00e1cania.<\/p>\n\n\n\n<p><strong>V tomto smere nie je EstateGuru vhodn\u00e9 pre investorov h\u013eadaj\u00facich kr\u00e1tkodob\u00e9 zhodnotenie prostriedkov<\/strong>, napr\u00edklad mesiac. V\u00e4\u010d\u0161ina p\u00f4\u017ei\u010diek na EstateGuru m\u00e1 najkrat\u0161iu splatnos\u0165 od 1 roka a\u017e do 60 mesiacov.<\/p>\n\n\n\n<p>Je to teda priestor na ulo\u017eenie pe\u0148az\u00ed so zhodnoten\u00edm v dlh\u0161om \u010dasovom horizonte.<\/p>\n\n\n\n<p>Z h\u013eadiska bezpe\u010dnosti je na tom EstateGuru lep\u0161ie ako ostatn\u00e9 P2P platformy aj preto, \u017ee z\u00e1stupcovia spolo\u010dnosti pravidelne a transparentne komunikuj\u00fa so svojimi investormi napr\u00edklad <a href=\"https:\/\/www.youtube.com\/channel\/UCPh1fAs7kU9QTsN3k4UNb3g\">prostredn\u00edctvom live streamov na Youtube<\/a>, kde odpovedaj\u00fa na naj\u010dastej\u0161ie ot\u00e1zky.<\/p>\n\n\n\n<p>Neskr\u00fdvaj\u00fa sa, ich profily a pracovn\u00e1 hist\u00f3ria s\u00fa vo\u013ene dostupn\u00e9 na soci\u00e1lnych sie\u0165ach a komunik\u00e1cia s nimi bola doteraz bezprobl\u00e9mov\u00e1.<\/p>\n\n\n\n<p>Navy\u0161e deklaruj\u00fa, \u017ee od za\u010diatku ich fungovania nepri\u0161iel ani jeden investor o peniaze a svoje slu\u017eby ka\u017edoro\u010dne nechaj\u00fa auditova\u0165 tre\u0165ou stranou.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Investova\u0165 s EstateGuru<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_si_otvori_et\">Ako si otvori\u0165 \u00fa\u010det?<\/h2>\n\n\n\n<p>Je to jednoduch\u00e9 a zvl\u00e1dnete to v priebehu nieko\u013ek\u00fdch min\u00fat. Po presmerovan\u00ed na <a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">web platformy<\/a> a kliknut\u00ed na <strong>&#8222;<em>Create an account&#8220;<\/em><\/strong><em> <\/em>n\u00e1sledne vyberiete mo\u017enos\u0165 zaregistrova\u0165 sa ako investor.<\/p>\n\n\n\n<p>Teraz sa m\u00f4\u017eete zaregistrova\u0165 prostredn\u00edctvom v\u00e1\u0161ho e-mailu a hesla, alebo zvoli\u0165 jednoduch\u0161iu cestu registr\u00e1cie cez Google a Facebook \u00fa\u010dty.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estate-guru-prihlasenie-1024x555.png\" alt=\"\" class=\"wp-image-15730\" width=\"512\" height=\"278\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estate-guru-prihlasenie-1024x555.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estate-guru-prihlasenie-300x163.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estate-guru-prihlasenie-768x417.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estate-guru-prihlasenie-1536x833.png 1536w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estate-guru-prihlasenie-2048x1111.png 2048w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><figcaption class=\"wp-element-caption\">Prihl\u00e1si\u0165 sa m\u00f4\u017eete aj cez Facebook alebo Google<\/figcaption><\/figure><\/div>\n\n\n<p>Po vlo\u017een\u00ed e-mailovej adresy je potrebn\u00e9 ju overi\u0165. Po overen\u00ed m\u00f4\u017eete v registr\u00e1cii post\u00fapi\u0165 \u010falej a vyplni\u0165 ostatn\u00e9 osobn\u00e9 \u00fadaje.<\/p>\n\n\n\n<p>Vyberiete si, \u010di sa chcete zaregistrova\u0165 ako s\u00fakromn\u00e1 osoba alebo firma a nesk\u00f4r vypln\u00edte v\u0161etky potrebn\u00e9 \u00fadaje. Dajte si pozor predov\u0161etk\u00fdm na spr\u00e1vny form\u00e1t telef\u00f3nneho \u010d\u00edsla.<\/p>\n\n\n\n<p>Pr\u00e1ve <strong>na vami zadan\u00e9 telef\u00f3nne \u010d\u00edslo toti\u017e obdr\u017e\u00edte verifika\u010dn\u00fd k\u00f3d<\/strong>. Pre \u00fapln\u00e9 dokon\u010denie registr\u00e1cie sa pripravte na vkladanie v\u00e1\u0161ho ob\u010dianskeho preukazu.<\/p>\n\n\n\n<p>Po dokon\u010den\u00ed verifik\u00e1cie je v\u00e1\u0161 investorsk\u00fd \u00fa\u010det definit\u00edvne otvoren\u00fd a pripraven\u00fd na pou\u017eitie.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Investova\u0165 s EstateGuru<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_vloi_peniaze\">Ako vlo\u017ei\u0165 peniaze?<\/h2>\n\n\n\n<p>Vklad pe\u0148az\u00ed je rovnako ako registr\u00e1cia, jednoduch\u00fd.<\/p>\n\n\n\n<p>Po prihl\u00e1sen\u00ed sa do investorsk\u00e9ho konta uvid\u00edte v\u013eavo postrann\u00fa li\u0161tu. Na jej konci je &#8222;<em>Deposit \/ Withdraw&#8220; <\/em>, \u010do znamen\u00e1 vklad a v\u00fdber prostriedkov.<\/p>\n\n\n\n<p>Peniaze m\u00f4\u017eete zatia\u013e vklada\u0165 priamym vkladom z \u00fa\u010dtu na \u00fa\u010det.<\/p>\n\n\n\n<p>Ide o klasick\u00fa SEPA platbu v r\u00e1mci EU, vzh\u013eadom na to, \u017ee EstateGuru je registrovan\u00e1 ako est\u00f3nska spolo\u010dnos\u0165.<\/p>\n\n\n\n<p>Tu vid\u00edte v\u0161etky detaily potrebn\u00e9 pri zad\u00e1van\u00ed platby, <strong>dajte si pozor na spr\u00e1vne uvedenie referen\u010dn\u00e9ho \u010d\u00edsla a detailov platby<\/strong>, v\u010faka ktor\u00fdm bude mo\u017en\u00e9 spr\u00e1vne priradi\u0165 vklad prostriedkov na v\u00e1\u0161 investorsk\u00fd \u00fa\u010det.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-vklad-penazi-1024x520.png\" alt=\"\" class=\"wp-image-15731\" width=\"512\" height=\"260\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-vklad-penazi-1024x520.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-vklad-penazi-300x152.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-vklad-penazi-768x390.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-vklad-penazi-1536x781.png 1536w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-vklad-penazi-2048x1041.png 2048w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><figcaption class=\"wp-element-caption\">Vklad pe\u0148az\u00ed prebieha klasicky cez bankov\u00fd prevod<\/figcaption><\/figure><\/div>\n\n\n<p>Ak sa chyst\u00e1te vklada\u0165 prostriedky cez klasick\u00fd slovensk\u00fd \u00fa\u010det, prevod trv\u00e1 zvy\u010dajne 1 a\u017e 2 pracovn\u00e9 dni.<\/p>\n\n\n\n<p>Ja na vklady pou\u017e\u00edvam <a href=\"https:\/\/financer.com\/sk\/revolut\/\" data-type=\"post\" data-id=\"2987\">\u00fa\u010det Revolut<\/a>. Ten je veden\u00fd v Litve a v\u010faka tomu m\u00e1m po odoslan\u00ed prostriedky na investorskom \u00fa\u010dte prakticky okam\u017eite v priebehu nieko\u013ek\u00fdch min\u00fat.<\/p>\n\n\n\n<p>Po prip\u00edsan\u00ed financi\u00ed na v\u00e1\u0161 \u00fa\u010det m\u00f4\u017eete za\u010da\u0165 investova\u0165.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Investova\u0165 s EstateGuru<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_investova\">Ako investova\u0165?<\/h2>\n\n\n\n<p>Teraz nast\u00e1va najzauj\u00edmavej\u0161ia \u010das\u0165 cel\u00e9ho procesu, investovanie.<\/p>\n\n\n\n<p>Upozor\u0148ujem, \u017ee EstateGuru nie je platforma, kde by sa to hem\u017eilo desiatkami otvoren\u00fdch invest\u00edci\u00ed. V \u010dase p\u00edsania tejto recenzie bola dostupn\u00e1 jedna invest\u00edcia.<\/p>\n\n\n\n<p>Deje sa to predov\u0161etk\u00fdm preto, \u017ee platforma v\u0161etky invest\u00edcie d\u00f4sledne posudzuje a k potenci\u00e1lnym investorom p\u00fa\u0161\u0165a tak\u00e9, pri ktor\u00fdch je riziko straty finan\u010dn\u00fdch prostriedkov \u010do najni\u017e\u0161ie.<\/p>\n\n\n\n<p>Po prihl\u00e1sen\u00ed m\u00e1te mo\u017enos\u0165 prezrie\u0165 si aktu\u00e1lne dostupn\u00e9 invest\u00edcie. V \u013eavej li\u0161te si vyh\u013eadajte <em><strong>&#8222;Primary market&#8220;<\/strong><\/em>. N\u00e1sledne uvid\u00edte aktu\u00e1lne otvoren\u00e9 financovania s ostatn\u00fdmi d\u00f4le\u017eit\u00fdmi detailami.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-investovanie-min-1024x583.png\" alt=\"estateguru-investovanie-min\" class=\"wp-image-15735\" width=\"512\" height=\"292\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-investovanie-min-1024x583.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-investovanie-min-300x171.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-investovanie-min-768x438.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-investovanie-min-1536x875.png 1536w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-investovanie-min.png 2036w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><figcaption class=\"wp-element-caption\">Moment\u00e1lne dostupn\u00e1 p\u00f4\u017ei\u010dka s v\u00fdnosom 11% v Litve<\/figcaption><\/figure><\/div>\n\n\n<p>Vid\u00edme, \u017ee m\u00e1te mo\u017enos\u0165 investova\u0165 do prvej f\u00e1zy takzvanej <em><strong>&#8222;development loan&#8220;<\/strong><\/em> v Litve, ktor\u00e1 je dofinancovan\u00e1 zatia\u013e na takmer 27% z celkovej hodnoty 1 350 000 EUR.<\/p>\n\n\n\n<p><strong>Ro\u010dn\u00fd v\u00fdnos tejto invest\u00edcie je na \u00farovni 11%<\/strong>. Po zisten\u00ed detailnej\u0161\u00edch inform\u00e1cii sa dozviete, \u017ee bonusov\u00e9 1% k v\u00fdnosu m\u00f4\u017eete z\u00edska\u0165 vtedy, ak tento projekt financujete minim\u00e1lne \u010diastkou 20 000 EUR.<\/p>\n\n\n\n<p>V opa\u010dnom pr\u00edpade m\u00f4\u017eete do tejto nehnute\u013enosti investova\u0165 u\u017e od 50 EUR.<\/p>\n\n\n\n<p>O ka\u017edej z dostupn\u00fdch invest\u00edci\u00ed viete zisti\u0165 viacero dopl\u0148uj\u00facich inform\u00e1ci\u00ed, ktor\u00e9 v\u00e1m u\u013eah\u010dia rozhodovanie pri investovan\u00ed do jednotliv\u00fdch projektov.<\/p>\n\n\n\n<p>Pozrime sa na ne pozrie\u0165 bli\u017e\u0161ie.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/investovanie-podrobnosti-min-1024x555.png\" alt=\"\" class=\"wp-image-15743\" width=\"512\" height=\"278\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/investovanie-podrobnosti-min-1024x555.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/investovanie-podrobnosti-min-300x163.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/investovanie-podrobnosti-min-768x417.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/investovanie-podrobnosti-min-1536x833.png 1536w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/investovanie-podrobnosti-min.png 1648w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><figcaption class=\"wp-element-caption\">O ka\u017edej z dostupn\u00fdch p\u00f4\u017ei\u010diek viete zisti\u0165 dopl\u0148uj\u00face inform\u00e1cie<\/figcaption><\/figure><\/div>\n\n\n<p>V tomto pr\u00edpade ide o rozvojov\u00fa p\u00f4\u017ei\u010dku, teda o p\u00f4\u017ei\u010dku na doteraz neexistuj\u00facu nehnute\u013enos\u0165. Ako vid\u00edte, <strong>k dispoz\u00edcii s\u00fa vizualiz\u00e1cie bud\u00faceho stavu a fotky moment\u00e1lneho stavu pozemku<\/strong>.<\/p>\n\n\n\n<p>Okrem fotografi\u00ed sa viete dosta\u0165 k dopl\u0148uj\u00facim inform\u00e1ci\u00e1m o \u017eiadate\u013eovi a detailom p\u00f4\u017ei\u010dky. Takto si viete skontrolova\u0165 jej \u00fa\u010del a takisto zdroje, z ktor\u00fdch bud\u00fa podielov\u00fdm investorom vypl\u00e1can\u00e9 v\u00fdnosy.<\/p>\n\n\n\n<p><strong>Tieto inform\u00e1cie s\u00fa dostupn\u00e9 v angli\u010dtine.<\/strong><\/p>\n\n\n\n<p>Okrem t\u00fdchto inform\u00e1ci\u00ed je potrebn\u00e9 si v\u0161imn\u00fa\u0165 \u010dierny panel napravo od fotografi\u00ed nehnute\u013enost\u00ed, kde s\u00fa rozp\u00edsan\u00e9 podrobnosti samotnej investi\u010dnej pr\u00edle\u017eitosti.<\/p>\n\n\n\n<p>Dozviete sa, ko\u013eko % z po\u017eadovanej \u010diastky je u\u017e vyzbieran\u00fdch, ak\u00e1 je celkov\u00e1 hodnota nehnute\u013enosti a ko\u013eko % z nej je kryt\u00fdch vlastn\u00fdmi prostriedkami \u017eiadate\u013eov, alebo bankovou hypot\u00e9kou.<\/p>\n\n\n\n<p>M\u00e1te mo\u017enos\u0165 rozl\u00ed\u0161i\u0165, \u010di ide o takzvan\u00fa <em>Development Loan, Bridge Loan <\/em>alebo <em>Business Loan<\/em>. (Rozdiely medzi nimi si vysvetl\u00edme ni\u017e\u0161ie.)<\/p>\n\n\n\n<p>A m\u00f4\u017eete hne\u010f aj investova\u0165. Po vp\u00edsan\u00ed vami \u017eelanej \u010diastky v\u00e1m syst\u00e9m automaticky vygeneruje predpokladan\u00fd v\u00fdnos.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-investicne-podrobnosti-1024x576.png\" alt=\"estateguru-investicne-podrobnosti\" class=\"wp-image-15751\" width=\"512\" height=\"288\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-investicne-podrobnosti-1024x576.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-investicne-podrobnosti-300x169.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-investicne-podrobnosti-768x432.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-investicne-podrobnosti-1536x864.png 1536w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-investicne-podrobnosti.png 1600w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><figcaption class=\"wp-element-caption\">Ka\u017ed\u00e1 p\u00f4\u017ei\u010dka poskytuje dostatok dopl\u0148uj\u00facich inform\u00e1ci\u00ed, bez angli\u010dtiny sa v\u0161ak nezaob\u00eddete.<\/figcaption><\/figure><\/div>\n\n\n<p>Okrem t\u00fdchto inform\u00e1ci\u00ed m\u00e1te k dispoz\u00edcii aj mapu, kde si m\u00f4\u017eete skontrolova\u0165 adresu nehnute\u013enosti alebo pl\u00e1novanej novostavby.<\/p>\n\n\n\n<p>V pr\u00edpade, \u017ee sa rozhodnete pre invest\u00edciu, sta\u010d\u00ed nap\u00edsa\u0165 vami \u017eelan\u00fa sumu. Na jej z\u00e1klade v\u00e1m bude vyr\u00e1tan\u00fd predbe\u017en\u00fd zisk.<\/p>\n\n\n\n<p>Po kliknut\u00ed na <strong><em>&#8222;Invest&#8220;<\/em> <\/strong>budete presmerovan\u00ed na t\u00fato obrazovku, ktor\u00e1 sl\u00fa\u017ei ako sum\u00e1r.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/investicia-potvrdenie-estateguru-min-1024x845.png\" alt=\"investicia-potvrdenie-estateguru-min\" class=\"wp-image-15758\" width=\"512\" height=\"423\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/investicia-potvrdenie-estateguru-min-1024x845.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/investicia-potvrdenie-estateguru-min-300x248.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/investicia-potvrdenie-estateguru-min-768x634.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/investicia-potvrdenie-estateguru-min-1536x1267.png 1536w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/investicia-potvrdenie-estateguru-min.png 1646w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><figcaption class=\"wp-element-caption\">Sum\u00e1r va\u0161ej pl\u00e1novanej invest\u00edcie<\/figcaption><\/figure><\/div>\n\n\n<p>Predstavme si, \u017ee sa chyst\u00e1me investova\u0165 500 EUR do tejto nehnute\u013enosti. Je n\u00e1m poskytnut\u00fd sum\u00e1r s rekapitul\u00e1ciou najd\u00f4le\u017eitej\u0161\u00edch inform\u00e1ci\u00ed.<\/p>\n\n\n\n<p>Potrebujeme ods\u00fahlasi\u0165 podmienky platformy, potom definit\u00edvne klikneme na investova\u0165 (na prilo\u017eenom obr\u00e1zku to nevidie\u0165) a <strong>svoju invest\u00edciu potvrd\u00edme vp\u00edsan\u00edm SMS k\u00f3du<\/strong>, ktor\u00fd obdr\u017e\u00edte na v\u00e1\u0161 mobiln\u00fd telef\u00f3n.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Investova\u0165 s EstateGuru<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Typy_investci\">Typy invest\u00edci\u00ed<\/h2>\n\n\n\n<p>EstateGuru v podstate poskytuje tri r\u00f4zne druhy invest\u00edci\u00ed v z\u00e1vislosti od investi\u010dn\u00e9ho z\u00e1meru \u017eiadate\u013ea. Teraz si ich predstav\u00edme a vysvetl\u00edme z\u00e1kladn\u00e9 rozdiely medzi nimi.<\/p>\n\n\n\n<p>Aj ke\u010f s\u00fa odli\u0161n\u00e9, pre v\u0161etky plat\u00ed, \u017ee s\u00fa kryt\u00e9 hypot\u00e9kou.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ol class=\"check\"><li>\n<p><strong>Development Loan<\/strong>: P\u00f4\u017ei\u010dka pou\u017e\u00edvan\u00e1 na financovanie procesu pl\u00e1novania bud\u00facej nehnute\u013enosti alebo na jej samotn\u00fa v\u00fdstavbu. Takto financovan\u00e9 nehnute\u013enosti s\u00fa teda novostavby.<\/p>\n<\/li><li>\n<p><strong>Bridge Loan<\/strong>: Takzvan\u00fd preklenovan\u00fd \u00faver pou\u017e\u00edvan\u00fd na splnenie s\u00fa\u010dasn\u00fdch z\u00e1v\u00e4zkov pred zabezpe\u010den\u00edm mo\u017enost\u00ed trval\u00e9ho financovania, pou\u017e\u00edvan\u00fd napr\u00edklad na zv\u00fd\u0161enie hodnoty nehnute\u013enost\u00ed formou rekon\u0161trukcie.<\/p>\n<\/li><li>\n<p><strong>Business Loan<\/strong>: Pou\u017e\u00edva sa na z\u00edskanie kapit\u00e1lu pre podporu ka\u017edodenn\u00fdch podnikate\u013esk\u00fdch \u010dinnost\u00ed \u017eiadate\u013ea, napr\u00edklad na roz\u0161\u00edrenie podnikania, na z\u00edskanie vybavenia alebo tovaru \u010di krytie nevyrovnan\u00fdch z\u00e1v\u00e4zkov.<\/p>\n<\/li><\/ol><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Typy_vyplcania_vnosu\">Typy vypl\u00e1cania v\u00fdnosu<\/h2>\n\n\n\n<p>Ako som u\u017e spom\u00ednal, EstateGuru nie je najvhodnej\u0161ou platformou pre investorov h\u013eadaj\u00facich kr\u00e1tkodob\u00fd v\u00fdnos. Pre nich odpor\u00fa\u010dam napr\u00edklad platformu <a href=\"https:\/\/financer.com\/sk\/spolocnost\/peerberry\/\">Peerberry<\/a>, ktor\u00e1 sprostredk\u00fava predov\u0161etk\u00fdm invest\u00edcie do r\u00fdchlych p\u00f4\u017ei\u010diek.<\/p>\n\n\n\n<p>V s\u00fa\u010dasnosti s\u00fa typy vypl\u00e1cania v\u00fdnosov dva.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li>\n<p><strong>Bullet:<\/strong> Takzvan\u00e9 \u010diasto\u010dn\u00e9 vypl\u00e1canie, kedy sa \u00faroky z invest\u00edcie spl\u00e1caj\u00fa v pravideln\u00fdch intervaloch (napr\u00edklad 3 a\u017e 6 mesiacov) a istina sa spl\u00e1ca na konci \u00faverov\u00e9ho obdobia. \u00dapln\u00fd harmonogram nazna\u010doval, \u017ee \u00faroky aj istina sa spl\u00e1caj\u00fa na konci v\u00fdpo\u017ei\u010dn\u00e9ho obdobia.<\/p>\n<\/li><li>\n<p><strong>Full bullet:<\/strong> \u00dapln\u00e9 financovanie znamen\u00e1, \u017ee \u00faroky a istina sa vypl\u00e1caj\u00fa a\u017e na konci v\u00fdpo\u017ei\u010dn\u00e9ho obdobia, ktor\u00e9 m\u00f4\u017ee by\u0165 na EstateGuru od 12 do 60 mesiacov.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Tu je pr\u00edklad rozvrhu pl\u00e1novan\u00fdch vypl\u00e1can\u00ed v\u00fdnosov pri jednej z mojich invest\u00edci\u00ed:<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/sposob-vyplacania-investicii-min-1024x442.png\" alt=\"sposob-vyplacania-investicii-min\" class=\"wp-image-15752\" width=\"512\" height=\"221\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/sposob-vyplacania-investicii-min-1024x442.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/sposob-vyplacania-investicii-min-300x130.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/sposob-vyplacania-investicii-min-768x332.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/sposob-vyplacania-investicii-min-1536x663.png 1536w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/sposob-vyplacania-investicii-min-2048x884.png 2048w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><figcaption class=\"wp-element-caption\">EstateGuru poskytuje investorom kompletn\u00e9 inform\u00e1cie a preh\u013eady<\/figcaption><\/figure><\/div>\n\n\n<p>Ako vid\u00edte, investoval som 50 EUR do nehnute\u013enosti vo F\u00ednsku so splatnos\u0165ou 12 mesiacov a ro\u010dn\u00fdm \u00farokom 9,50%. Z\u00e1rove\u0148 plat\u00ed, \u017ee ide o takzvan\u00e9 \u010diasto\u010dn\u00e9 vypl\u00e1canie v\u00fdnosov.<\/p>\n\n\n\n<p>V preh\u013eade s\u00fa uveden\u00e9 d\u00e1tumy splatnosti \u00farokov aj ich v\u00fd\u0161ka, z\u00e1rove\u0148 posledn\u00fd de\u0148 spl\u00e1tky, kedy mi bude na investorsk\u00fd \u00fa\u010det prip\u00edsan\u00e1 kompletn\u00e1 suma.<\/p>\n\n\n\n<p><strong>Z 50 EUR tak po 12 mesiacoch budem ma\u0165 54,75 EUR<\/strong>, \u010do predstavuje presne 9,50% \u00farok. Samozrejme, je potrebn\u00e9 bra\u0165 do \u00favahy, \u017ee ide o najni\u017e\u0161iu mo\u017en\u00fa investovan\u00fa sumu.<\/p>\n\n\n\n<p>\u010c\u00edm vy\u0161\u0161ia investovan\u00e1 suma, t\u00fdm vy\u0161\u0161ie v\u00fdnosy a pr\u00edpadne lep\u0161ie \u00faroky (ako sme mohli vidie\u0165 na pr\u00edklade z Litvy.<\/p>\n\n\n\n<p>Samotn\u00e9 EstateGuru, \u017ee <strong>priemern\u00fd investor do viacer\u00fdch nehnute\u013enost\u00ed investuje mesa\u010dne v priemere 200 a\u017e 300 EUR.<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Investova\u0165 s EstateGuru<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Automatick_investovanie\">Automatick\u00e9 investovanie<\/h2>\n\n\n\n<p>V roku 2020 bolo predstaven\u00e9 automatick\u00e9 investovanie, ktor\u00e9ho hlavn\u00fdm cie\u013eom je u\u0161etri\u0165 v\u00e1\u0161 \u010das nad n\u00edm str\u00e1ven\u00fd.<\/p>\n\n\n\n<p>V s\u00fa\u010dasnosti je dostupn\u00e9 iba pre prim\u00e1rny trh, no platforma ho pl\u00e1nuje v bl\u00edzkej bud\u00facnosti predstavi\u0165 aj pre sekund\u00e1rny trh.<\/p>\n\n\n\n<p>Funguje principi\u00e1lne jednoducho. Uk\u00e1\u017eeme si, ako ho v pr\u00edpade potreby nastavi\u0165.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/automaticke-investovanie-1024x866.png\" alt=\"automaticke-investovanie\" class=\"wp-image-15755\" width=\"512\" height=\"433\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/automaticke-investovanie-1024x866.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/automaticke-investovanie-300x254.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/automaticke-investovanie-768x649.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/automaticke-investovanie-1536x1299.png 1536w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/automaticke-investovanie.png 1632w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><figcaption class=\"wp-element-caption\">Nastavenie automatick\u00e9ho investovanie je jednoduch\u00e9<\/figcaption><\/figure><\/div>\n\n\n<p>Najsk\u00f4r je potrebn\u00e9 ho aktivova\u0165 kliknut\u00edm na <em>&#8222;Enable now&#8220;<strong> <\/strong><\/em>a potvrdi\u0165 jeho aktiv\u00e1ciu heslom, ktor\u00e9 pou\u017e\u00edvate pri prihl\u00e1sen\u00ed.<\/p>\n\n\n\n<p>N\u00e1sledne m\u00f4\u017eete prejs\u0165 k jeho detailnej\u0161iemu nastaveniu.<\/p>\n\n\n\n<p>Vyberiete si maxim\u00e1lnu mo\u017en\u00fa \u010diastku pre jednu invest\u00edciu, takisto dobu splatnosti a maxim\u00e1lnu vami akceptovan\u00fa mieru LTV.<\/p>\n\n\n\n<p>Okrem toho m\u00f4\u017eete nastavi\u0165, \u017ee automatick\u00e9 investovanie sa bude sp\u00fa\u0161\u0165a\u0165 iba v pr\u00edpade, ak sa na platforme objav\u00ed invest\u00edcia s vami vopred ur\u010den\u00fdm v\u00fdnosom alebo lokalitou.<\/p>\n\n\n\n<p>Podobne viete nastavi\u0165 aj to, ak\u00e1 \u010diastka m\u00e1 v\u017edy minim\u00e1lne osta\u0165 na va\u0161om \u00fa\u010dte.<\/p>\n\n\n\n<p><strong>Ja osobne automatick\u00e9 investovanie nevyu\u017e\u00edvam.<\/strong> Mesa\u010dne mi kontrola pon\u00fakan\u00fdch nehnute\u013enost\u00ed zaberie maxim\u00e1lne dve hodiny.<\/p>\n\n\n\n<p>Navy\u0161e, akon\u00e1hle je na platforme zaregistrovan\u00e1 nov\u00e1 investi\u010dn\u00e1 pr\u00edle\u017eitos\u0165, dostanete e-mail so v\u0161etk\u00fdmi potrebn\u00fdmi inform\u00e1ciami.<\/p>\n\n\n\n<p>Ak sa mi investi\u010dn\u00e1 pr\u00edle\u017eitos\u0165 p\u00e1\u010di a sed\u00ed do mojej strat\u00e9gie, rovno sa prihl\u00e1sim a investujem.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Investova\u0165 s EstateGuru<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_vybra_peniaze\">Ako vybra\u0165 peniaze?<\/h2>\n\n\n\n<p>V\u00fdber pe\u0148az\u00ed je takisto jednoduch\u00fd a prisp\u00f4soben\u00fd potreb\u00e1m investorov. Nev\u00fdhodou je, \u017ee z \u00fa\u010dtu nem\u00f4\u017eete vybera\u0165 u\u017e vlo\u017een\u00e9 peniaze, dok\u00fdm neobdr\u017e\u00edte aspo\u0148 prv\u00fa spl\u00e1tku istiny z niektorej z va\u0161ich invest\u00edci\u00ed.<\/p>\n\n\n\n<p>Samotn\u00fd v\u00fdber je nesk\u00f4r ot\u00e1zkou nieko\u013ek\u00fdch kliknut\u00ed.<\/p>\n\n\n\n<p>Z \u013eavej li\u0161ty op\u00e4\u0165 vyberiete mo\u017enos\u0165<em> <strong>&#8222;Deposit \/ Withdraw&#8220;<\/strong><\/em> a zvol\u00edte mo\u017enos\u0165 v\u00fdberu. Zad\u00e1te \u010diastku, ktor\u00fa chcete vybra\u0165 a potvrd\u00edte t\u00fato akciu heslom.<\/p>\n\n\n\n<p>Peniaze bud\u00fa prip\u00edsan\u00e9 na \u00fa\u010det, z ktor\u00e9ho ste urobili posledn\u00fd vklad.<\/p>\n\n\n\n<p><strong>Za ka\u017ed\u00fd v\u00fdber je \u00fa\u010dtovan\u00fd poplatok vo v\u00fd\u0161ke 1 \u20ac.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"1024\" height=\"587\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/vyber-prostriedkov-estateguru-min-1024x587.png\" alt=\"vyber-prostriedkov-estateguru-min\" class=\"wp-image-15757\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/vyber-prostriedkov-estateguru-min-1024x587.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/vyber-prostriedkov-estateguru-min-300x172.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/vyber-prostriedkov-estateguru-min-768x440.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/vyber-prostriedkov-estateguru-min-1536x880.png 1536w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/vyber-prostriedkov-estateguru-min.png 1648w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">V \u010dase p\u00edsania recenzie som mal v\u0161etky prostriedky investovan\u00e9, respekt\u00edve re-investovan\u00e9 a nemohol som vybra\u0165 ni\u010d.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Poplatky\">Poplatky<\/h2>\n\n\n\n<p>Biznis model je postaven\u00fd tak, \u017ee vy\u0161\u0161ie poplatky platia samozrejme \u017eiadatelia o p\u00f4\u017ei\u010dku a tvoria tak zna\u010dn\u00fa \u010das\u0165 pr\u00edjmov.<\/p>\n\n\n\n<p><strong>Investorov sa t\u00fdka iba zop\u00e1r jednoduch\u00fdch poplatkov.<\/strong><\/p>\n\n\n\n<p>Ak sa napr\u00edklad z d\u00f4vodu, \u017ee potrebujete r\u00fdchlo vytiahnu\u0165 peniaze z \u00fa\u010dtu, rozhodnete preda\u0165 niektor\u00fa zo svojich invest\u00edci\u00ed na sekund\u00e1rnom trhu, bude v\u00e1m \u00fa\u010dtovan\u00fd 2% poplatok za predaj.<\/p>\n\n\n\n<p>Okrem toho sa \u00fa\u010dtuje spom\u00ednan\u00fd poplatok 1 EUR pri akomko\u013evek v\u00fdbere finan\u010dn\u00fdch prostriedkov.<\/p>\n\n\n\n<p>Existuje aj poplatok za neakt\u00edvny \u00fa\u010det a ten sa \u00fa\u010dtuje ako zmluvn\u00e1 pokuta investorom, ktor\u00ed s\u00edce vlo\u017eili na \u00fa\u010det peniaze, no za posledn\u00fdch 12 mesiacov od vkladu neurobili na prim\u00e1rnom ani sekund\u00e1rnom trhu \u017eiadne nov\u00e9 invest\u00edcie a z\u00e1rove\u0148 nemaj\u00fa \u017eiadne in\u00e9 akt\u00edvne p\u00f4\u017ei\u010dky.<\/p>\n\n\n\n<p>Poplatok vo v\u00fd\u0161ke 2,50 EUR bude \u00fa\u010dtovan\u00fd mesa\u010dne, ak na va\u0161om \u00fa\u010dte bude kladn\u00fd zostatok. Akon\u00e1hle investujete, stav \u00fa\u010dtu sa znova prepne na akt\u00edvny.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Poplatok<\/th><th>V\u00fd\u0161ka<\/th><\/tr><\/thead><tbody><tr><td>Predaj invest\u00edcie na sekund\u00e1rnom trhu<\/td><td>2% z invest\u00edcie<\/td><\/tr><tr><td>V\u00fdber prostriedkov z \u00fa\u010dtu<\/td><td>1 EUR za ka\u017ed\u00fd v\u00fdber<\/td><\/tr><tr><td>Neakt\u00edvny \u00fa\u010det<\/td><td>2,50 EUR mesa\u010dne<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Preh\u013ead poplatkov<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Moje_sksenosti\">Moje sk\u00fasenosti<\/h2>\n\n\n\n<p>Ako som spom\u00ednal, na platforme investujem manu\u00e1lne jeden rok. Umo\u017e\u0148uje mi to ma\u0165 v\u00e4\u010d\u0161iu kontrolu a preh\u013ead nad mojimi invest\u00edciami.<\/p>\n\n\n\n<p>Existuje nieko\u013eko z\u00e1kladn\u00fdch bodov, od ktor\u00fdch z\u00e1le\u017e\u00ed, \u010di investujem, alebo nie.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Ako_sa_rozhodujem\">Ako sa rozhodujem?<\/h3><li>\n<p><strong>Ro\u010dn\u00fd v\u00fdnos:<\/strong> Nie je to ur\u010duj\u00faci faktor, no prihliadam na\u0148. Platforma pon\u00faka stabiln\u00e9 v\u00fdnosy medzi 10 &#8211; 14% ro\u010dne, netreba \u010daka\u0165 ve\u013ek\u00e9 rozdiely medzi \u00farokmi ako pri in\u00fdch platform\u00e1ch.<\/p>\n<\/li><li>\n<p><strong>LTV:<\/strong> Z anglick\u00e9ho <em>Loan-to-value<\/em> predstavuje pomer hodnoty hypot\u00e9ky k cene nehnute\u013enosti. Plat\u00ed, \u017ee \u010d\u00edm ni\u017e\u0161ie \u010d\u00edslo LTV, t\u00fdm ni\u017e\u0161ie riziko zlyhania. Vyh\u013ead\u00e1vam projekty s LTV 70% a ni\u017e\u0161ou.<\/p>\n<\/li><li>\n<p><strong>F\u00e1za, v ktorej sa nehnute\u013enos\u0165 nach\u00e1dza<\/strong>: Je pomerne be\u017en\u00e9, \u017ee na platforme sa objavia rovnak\u00e9 nehnute\u013enosti, ale v r\u00f4znych f\u00e1zach v\u00fdstavby. Ak som u\u017e raz investoval do prvej f\u00e1zy konkr\u00e9tneho projektu a nenastali \u017eiadne oneskoren\u00e9 platby od \u017eiadate\u013ea, investujem aj do druhej, pr\u00edpadne tretej f\u00e1zy.<\/p>\n<\/li><li>\n<p><strong>D\u013a\u017eka splatnosti invest\u00edcie<\/strong>: Nechcem svoj kapit\u00e1l viaza\u0165 na dlh\u0161ie ne\u017e 18 mesiacov, preto vyh\u013ead\u00e1vam invest\u00edcie pr\u00e1ve s takouto alebo krat\u0161ou splatnos\u0165ou.<\/p>\n<\/li><li>\n<p><strong>Z\u00e1ruka: <\/strong>V\u017edy sa pozer\u00e1m na hodnotu kolater\u00e1lu a celkov\u00e9 hodnotenie hypot\u00e9ky vykonan\u00e9 realitn\u00fdmi agentmi. Investujem v\u00fdhradne iba do nehnute\u013enost\u00ed so z\u00e1rou hypot\u00e9k prvej kateg\u00f3rie.<\/p>\n<\/li><li>\n<p><strong>Lokalita<\/strong>: Poloha b\u00fdva pri k\u00fape nehnute\u013enosti najd\u00f4le\u017eite\u0161\u00edm faktorom, ktor\u00fd m\u00f4\u017ee ma\u0165 vplyv na jej cenu. Mojou strat\u00e9giou je investova\u0165 predov\u0161etk\u00fdm v metropolitn\u00fdch oblastiach a v bl\u00edzkosti miest.<\/p>\n<\/li><li>\n<p><strong>Hist\u00f3ria \u017eiadate\u013ea<\/strong>: Asi nikto by nechcel investova\u0165 do p\u00f4\u017ei\u010dky pre \u017eiadate\u013ea, ktor\u00fd mal v minulosti dok\u00e1zate\u013en\u00e9 dl\u017eoby a neskor\u00e9 platby. Preto si jeho hist\u00f3riu v\u017edy najsk\u00f4r over\u00edm priamo na platforme.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Pod\u013ea m\u00f4jho n\u00e1zoru predstavuje <strong>EstateGuru<\/strong> moment\u00e1lne najlep\u0161iu svetov\u00fa platformu na svete pre podielov\u00e9 investovanie do nehnute\u013enost\u00ed.<\/p>\n\n\n\n<p>Za rok investovania boli moje v\u00fdnosy v ome\u0161kan\u00ed maxim\u00e1lne 3 dni. Platforma komunikuje zrete\u013ene a transparentne, m\u00e1 vynikaj\u00facu z\u00e1kazn\u00edcku podporu.<\/p>\n\n\n\n<p>Pozit\u00edvne hodnot\u00edm aj neust\u00e1ly pr\u00edsun nov\u00fdch investi\u010dn\u00fdch pr\u00edle\u017eitost\u00ed.<\/p>\n\n\n\n<p><strong>EstateGuru db\u00e1 na vzdel\u00e1vanie svojich investorov<\/strong>, prostredn\u00edctvom vide\u00ed poskytuje eduka\u010dn\u00fd materi\u00e1l, na webe m\u00e1 bohat\u00fa sekciu \u010dasto kladen\u00fdch ot\u00e1zok a k dispoz\u00edcii viacer\u00fdch investi\u010dn\u00fdch sprievodcov vo forme PDF, ktor\u00e9 v\u00e1m pom\u00f4\u017eu r\u00fdchlej\u0161ie sa zorientova\u0165.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large shortcode-no\" id=\"hodnotenie\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\"><img decoding=\"async\" width=\"800\" height=\"923\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-recenzia.png\" alt=\"\" class=\"wp-image-15768\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-recenzia.png 800w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-recenzia-260x300.png 260w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/03\/estateguru-recenzia-768x886.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/a><figcaption class=\"wp-element-caption\">Moja recenzia platformy<\/figcaption><\/figure>\n\n\n\n<p>Na z\u00e1ver sa pozrite na preh\u013ead naj\u010dastej\u0161ie kladen\u00fdch ot\u00e1zok.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"asto_kladen_otzky\">\u010casto kladen\u00e9 ot\u00e1zky<\/h3><h4>Je EstateGuru bezpe\u010dn\u00e9?<\/h4><div class=\"faq_inner\">\u00c1no, ka\u017ed\u00e1 z investi\u010dn\u00fdch pr\u00edle\u017eitost\u00ed je zabezpe\u010den\u00e1 hypot\u00e9kou.<\/div><h4>Ak\u00e1 je minim\u00e1lna invest\u00edcia?<\/h4><div class=\"faq_inner\">Minim\u00e1lna invest\u00edcia je 50 EUR.<\/div><h4>Ak\u00e9 m\u00f4\u017eem o\u010dak\u00e1va\u0165 v\u00fdnosy?<\/h4><div class=\"faq_inner\">EstateGuru pon\u00faka stabiln\u00e9 v\u00fdnosy od 10% do 14% ro\u010dne.<\/div><h4>\u010co potrebujem pri zalo\u017een\u00ed \u00fa\u010dtu?<\/h4><div class=\"faq_inner\">Vek minim\u00e1lne 18 rokov, platn\u00fd e-mail, bankov\u00fd \u00fa\u010det a na \u00fa\u010dely verifik\u00e1cie aj mobiln\u00fd telef\u00f3n.<\/div><\/div>\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/estateguru\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Investova\u0165 s EstateGuru<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Pouenie\">Pou\u010denie<\/h2>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Pozor\">Pozor!<\/h3><p style=\"text-align: center;\">Tento obsah je ur\u010den\u00fd na \u00fa\u010dely vzdel\u00e1vania, nemo\u017eno ho pova\u017eova\u0165 za investi\u010dn\u00e9 poradenstvo.<\/p><\/div>\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<p><em><span style=\"color:#8b8e88\" class=\"has-inline-color\">Zdroje: <a href=\"http:\/\/estateguru.com\">estateguru.com<\/a><\/span><\/em><\/p>\n","protected":false},"author":87,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","company_type":[1105],"overall_rating":"4.85714286","_links":{"self":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single\/3974"}],"collection":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/comments?post=3974"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single\/3974\/revisions"}],"predecessor-version":[{"id":45292,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single\/3974\/revisions\/45292"}],"wp:attachment":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/media?parent=3974"}],"wp:term":[{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_type?post=3974"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}