{"id":589,"date":"2018-08-03T16:15:59","date_gmt":"2018-08-03T14:15:59","guid":{"rendered":"https:\/\/financer.com\/sk\/?post_type=company_single&#038;p=589"},"modified":"2024-02-21T15:44:05","modified_gmt":"2024-02-21T14:44:05","slug":"home-credit","status":"publish","type":"company_single","link":"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/","title":{"rendered":"Home Credit"},"content":{"rendered":"\n<p><strong>Home Credit je nebankov\u00e1 spolo\u010dnos\u0165, <\/strong>ktor\u00e1 poskytuje predov\u0161etk\u00fdm dlhodob\u00e9 <a href=\"https:\/\/financer.com\/sk\/pozicky\/spotrebny-uver\/\">spotrebn\u00e9 \u00favery<\/a>. Jeho produkt flexibiln\u00e1 p\u00f4\u017ei\u010dka je nie\u010do medzi klasickou <a href=\"https:\/\/financer.com\/sk\/pozicky\/\">p\u00f4\u017ei\u010dkou<\/a> a <a href=\"https:\/\/financer.com\/sk\/pozicky\/revolvingovy-uver\/\">revolvingov\u00fdm \u00faverom<\/a>.<\/p>\n\n\n\n<p>S flexibilnou p\u00f4\u017ei\u010dkou si <strong>m\u00f4\u017eete po\u017ei\u010da\u0165 od 400 do 10 000 \u20ac s flexibilnou dobou splatnosti. <\/strong>\u00darokov\u00e1 sadzba sa za\u010d\u00edna na 8,9 %. Po\u010das doby spl\u00e1cania m\u00f4\u017eete kedyko\u013evek uhradi\u0165 aj in\u00fa v\u00fd\u0161ku spl\u00e1tky, nemala by v\u0161ak by\u0165 ni\u017e\u0161ia ako najni\u017e\u0161ie dohodnut\u00e1 hranica.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><tbody><tr><td><strong>Typ p\u00f4\u017ei\u010dky<\/strong><\/td><td>Spotrebn\u00fd \u00faver<\/td><\/tr><tr><td><strong>\u00daverov\u00fd r\u00e1mec<\/strong><\/td><td>400 &#8211; 10 000 \u20ac<\/td><\/tr><tr><td><strong>Splatnos\u0165<\/strong><\/td><td>Flexibiln\u00e1<\/td><\/tr><tr><td><strong>\u00darok<\/strong><\/td><td>od 8,9 %<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>K p\u00f4\u017ei\u010dke si navy\u0161e m\u00f4\u017ee dojedna\u0165 aj <a href=\"https:\/\/financer.com\/sk\/poistenie\/\">poistenie<\/a>, na<strong> v\u00fdber m\u00e1te z dvoch alternat\u00edv MAXIM alebo MAXIM+. <\/strong>Varianta MAXIM+ obsahuje benefit odklad spl\u00e1tky zadarmo. <\/p>\n\n\n\n<p><strong>Chcete si od spolo\u010dnosti Home Credit po\u017ei\u010da\u0165? <\/strong>Ur\u010dite v\u00e1m odpor\u00fa\u010dame pre\u010d\u00edta\u0165 si na\u0161u Home Credit recenziu. Nezabudnite si tie\u017e pre\u010d\u00edta\u0165 recenzie a sk\u00fasenosti na\u0161ich n\u00e1v\u0161tevn\u00edkov, ktor\u00e9 n\u00e1jdete na konci tejto str\u00e1nky.<\/p>\n\n\n\t<div class=\"block-fn-toc\">\n\t\t\t\t\t<h3 class=\"block-fn-toc__title\">\n\t\t\t\tObsah recenzie\t\t\t<\/h3>\n\t\t\t\t<ul start=\"1\" class=\"block-fn-toc__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"O_spolonosti\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">1.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/#O_spolonosti\">\n\t\t\t\t\t\t\t\tO spolo\u010dnosti\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Zkazncky_servis\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t1.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/#Zkazncky_servis\">\n\t\t\t\t\t\t\t\t\t\t\tZ\u00e1kazn\u00edcky servis\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Home_Credit_pika\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">2.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/#Home_Credit_pika\">\n\t\t\t\t\t\t\t\tHome Credit p\u00f4\u017ei\u010dka\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<ul class=\"block-fn-toc__list-sub\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Home_Credit_pika_podmienky\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">\n\t\t\t\t\t\t\t\t\t\t\t\t2.1.<\/span>\t\t\t\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\"\n\t\t\t\t\t\t\t\t\t\t href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/#Home_Credit_pika_podmienky\">\n\t\t\t\t\t\t\t\t\t\t\tHome Credit p\u00f4\u017ei\u010dka podmienky\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Home_Credit_konsolidcia\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">3.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/#Home_Credit_konsolidcia\">\n\t\t\t\t\t\t\t\tHome Credit konsolid\u00e1cia\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Home_Credit_nkupy_na_spltky\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">4.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/#Home_Credit_nkupy_na_spltky\">\n\t\t\t\t\t\t\t\tHome Credit n\u00e1kupy na spl\u00e1tky\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Home_Credit_auto_na_spltky\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">5.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/#Home_Credit_auto_na_spltky\">\n\t\t\t\t\t\t\t\tHome Credit auto na spl\u00e1tky\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Home_Credit_recenzie_a_sksenosti\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">6.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/#Home_Credit_recenzie_a_sksenosti\">\n\t\t\t\t\t\t\t\tHome Credit recenzie a sk\u00fasenosti\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Vhody_a_nevhody\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">7.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/#Vhody_a_nevhody\">\n\t\t\t\t\t\t\t\tV\u00fdhody a nev\u00fdhody\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<p>V pr\u00edpade, \u017ee ste sami mali p\u00f4\u017ei\u010dku od spolo\u010dnosti Home Credit, budeme radi, ke\u010f sa podel\u00edte o svoje sk\u00fasenosti a nap\u00ed\u0161ete svoju recenziu.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem Home Credit p\u00f4\u017ei\u010dku<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"O_spolonosti\">O spolo\u010dnosti<\/h2>\n\n\n\n<p>Spolo\u010dnos\u0165 Home Credit <strong>pri\u0161la na slovensk\u00fd trh v roku 1999. <\/strong>U\u017e za kr\u00e1tky \u010das sa stala jedn\u00fdm z popredn\u00fdch poskytovate\u013eov spotrebite\u013esk\u00fdch \u00faverov. Svojim z\u00e1kazn\u00edkom poskytuje Home Credit \u0161irok\u00fa \u0161k\u00e1lu \u00faverov\u00fdch produktov:<\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/financer.com\/sk\/pozicky\/spotrebny-uver\/\">Spotrebn\u00e9 \u00favery<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/financer.com\/sk\/pozicky\/uver-na-auto\/\">\u00davery na auto<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/financer.com\/sk\/kreditna-karta\/\">Kreditn\u00e9 karty<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/financer.com\/sk\/pozicky\/konsolidacia-uveru\/\">Konsolid\u00e1ciu \u00faverov<\/a><\/li>\n<\/ul>\n\n\n\n<p>Spolo\u010dnos\u0165 Home Credit <strong>je zn\u00e1ma svojou<\/strong>\u00a0<strong>charitat\u00edvnou \u010dinnos\u0165ou<\/strong>. Ka\u017edoro\u010dne podporuj\u00fa vybran\u00e9 projekty z oblast\u00ed zdravotn\u00edctva, vzdel\u00e1vania a soci\u00e1lnej sf\u00e9ry. Okrem toho s\u00fa hlavn\u00fdm partnerom podujatia\u00a0Letn\u00e9 Shakespearovsk\u00e9 sl\u00e1vnosti konaj\u00faceho sa ka\u017edoro\u010dne v na\u0161om hlavnom meste. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><strong data-rich-text-format-boundary=\"true\">Dlhodobo sa v rebr\u00ed\u010dkoch najd\u00f4veryhodnej\u0161\u00edch poskytovate\u013eov p\u00f4\u017ei\u010diek umiest\u0148uje na popredn\u00fdch miestach<\/strong>, patr\u00ed do nadn\u00e1rodnej skupiny Home Credit a okrem toho je aj \u010dlenom Asoci\u00e1cie poskytovate\u013eov spotrebn\u00fdch \u00faverov.<\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Zkazncky_servis\">Z\u00e1kazn\u00edcky servis<\/h3>\n\n\n\n<p>Z h\u013eadiska z\u00e1kazn\u00edckeho servisu <strong>hodnot\u00edme spolo\u010dnos\u0165 Home Credit pozit\u00edvne<\/strong>. Tento poskytovate\u013e disponuje riadne udelenou licenciou N\u00e1rodnej banky Slovenska. <\/p>\n\n\n\n<p>Na svojom webe m\u00e1 riadne zverejnen\u00e9 v\u0161etky potrebn\u00e9 inform\u00e1cie a svojim z\u00e1kazn\u00edkom je na z\u00e1kazn\u00edckej linke <strong>riadne dostupn\u00fd od 08:00 do 16:00 po\u010das pracovn\u00fdch dn\u00ed<\/strong>. <\/p>\n\n\n\n<p>Po\u010das n\u00e1\u0161ho testovania sme nemali probl\u00e9m dovola\u0165 sa a vyrie\u0161i\u0165 v\u0161etky na\u0161e ot\u00e1zky. Person\u00e1l z\u00e1kazn\u00edckych liniek bol \u00fastretov\u00fd, mil\u00fd a dostato\u010dne vy\u0161kolen\u00fd.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem Home Credit p\u00f4\u017ei\u010dku<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Home_Credit_pika\">Home Credit p\u00f4\u017ei\u010dka<\/h2>\n\n\n\n<p>Hlavn\u00fdm \u00faverov\u00fdm produktom spolo\u010dnosti Home Credit je ich flexibiln\u00e1 p\u00f4\u017ei\u010dka, s ktorou si m\u00f4\u017eete <strong>po\u017ei\u010da\u0165 od 400 &#8211; 10 000 \u20ac s flexibilnou dobou splatnosti<\/strong> (od 3 do 62 mesiacov). <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Home_Credit_flexibiln_splcanie_\">Home Credit flexibiln\u00e9 spl\u00e1canie <\/h3>Flexibiln\u00e9 spl\u00e1canie <strong>znamen\u00e1, \u017ee m\u00f4\u017eete ka\u017ed\u00fd mesiac spl\u00e1ca\u0165 in\u00fa sumu.<\/strong> Pokia\u013e v\u00e1m zostan\u00fa peniaze navy\u0161e m\u00f4\u017eete jeden mesiac posla\u0165 vy\u0161\u0161iu sumu, a naopak, ak v\u00e1s postretn\u00fa dan\u00fd mesiac ne\u010dakan\u00e9 v\u00fddavky sta\u010d\u00ed posla\u0165 ni\u017e\u0161iu sumu.\nV\u017edy je v\u0161ak potrebn\u00e9 <strong>posla\u0165 aspo\u0148 minim\u00e1lnu v\u00fd\u0161ku spl\u00e1tky, ktor\u00e1 je stanoven\u00e1 v zmluve.<\/strong> Po ka\u017ed\u00fdch \u0161iestich riadne zaplaten\u00fdch spl\u00e1tkach si navy\u0161e m\u00f4\u017eete jednu spl\u00e1tku zadarmo odlo\u017ei\u0165. Je v\u0161ak potrebn\u00e9 o tom spolo\u010dnos\u0165 Home Credit dopredu upovedomi\u0165.<\/div>\n\n\n<p>T\u00e1to p\u00f4\u017ei\u010dka je bez\u00fa\u010delov\u00e1, tak\u017ee peniaze z nej m\u00f4\u017eete pou\u017ei\u0165 na \u010doko\u013evek. \u00darokov\u00e1 sadzba sa za\u010d\u00edna na 16,9 %. Home Credit<strong> p\u00f4\u017ei\u010dku si m\u00f4\u017eete dojedna\u0165 jednoducho online,<\/strong> z pohodlia v\u00e1\u0161ho domova. Proces \u017eiadosti v\u00e1m nezaberie viac ako 15 min\u00fat.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Home_Credit_sprvca_financi\">Home Credit spr\u00e1vca financi\u00ed<\/h3>\nV\u00fdhodou p\u00f4\u017ei\u010dky Home Credit je, \u017ee <strong>va\u0161u p\u00f4\u017ei\u010dku m\u00e1te neust\u00e1le pod doh\u013eadom,<\/strong> a to v\u010faka aplik\u00e1cii Home Credit spr\u00e1vcu financi\u00ed.\n \n<strong>Vid\u00edte v nej v\u0161etky inform\u00e1cie o spl\u00e1can\u00ed,<\/strong> zost\u00e1vaj\u00facom dlhu, ako aj v\u0161etky d\u00f4le\u017eit\u00e9 inform\u00e1cie o va\u0161ej p\u00f4\u017ei\u010dke.\n \nDo spr\u00e1vcu financi\u00ed sa m\u00f4\u017eete prihl\u00e1si\u0165 bu\u010f<strong> prostredn\u00edctvom webovej str\u00e1nky Home Credit,<\/strong> pr\u00edpadne si m\u00f4\u017eete stiahnu\u0165 mobiln\u00fa aplik\u00e1ciu, ktor\u00e1 je dostupn\u00e1 pre syst\u00e9my Android aj iOS.\n<\/div>\n\n\n<p>P\u00f4\u017ei\u010dku od Home Credit si navy\u0161e m\u00f4\u017eete poisti\u0165. Na v\u00fdber m\u00e1te z dvoch bal\u00ed\u010dkov, MAXIM alebo MAXIM+. <strong>Bal\u00ed\u010dek MAXIM <\/strong>v\u00e1m pom\u00f4\u017ee pri pracovnej neschopnosti, strate pr\u00edjmu, hospitaliz\u00e1ci\u00ed, invalidite 70 % a viac, pr\u00edpadne pri \u00famrt\u00ed n\u00e1sledkom \u00farazu. Jeho cena je 5,9 % z mesa\u010dnej spl\u00e1tky \u00faveru.<\/p>\n\n\n\n<p>Aj <strong>bal\u00ed\u010dek MAXIM+ <\/strong>v\u00e1m pom\u00f4\u017ee pri pracovnej neschopnosti, strate pr\u00edjmu, hospitaliz\u00e1ci\u00ed, invalidite 50 % a viac alebo \u00famrt\u00ed. Taktie\u017e v\u00e1m pom\u00f4\u017ee v pr\u00edpade, \u017ee dlhodobo o\u0161etrujete \u010dlena rodiny. Navy\u0161e obsahuje benefit odklad spl\u00e1tky zadarmo. Jeho cena je 8,9 % z mesa\u010dnej spl\u00e1tky \u00faveru.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem Home Credit p\u00f4\u017ei\u010dku<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Home_Credit_pika_podmienky\">Home Credit p\u00f4\u017ei\u010dka podmienky<\/h3>\n\n\n\n<p>Kon\u0161tatujeme, \u017ee <strong>z\u00edska\u0165 p\u00f4\u017ei\u010dku od Home Credit je z h\u013eadiska podmienok pomerne n\u00e1ro\u010dn\u00e9.<\/strong> Spolo\u010dnos\u0165 pr\u00edsne kontroluje <a href=\"https:\/\/financer.com\/sk\/wiki\/uverovy-register\/\">registre dl\u017en\u00edkov<\/a> a na \u00fadaje v nich uveden\u00e9 ve\u013emi prihliada. <\/p>\n\n\n\n<p>Na webe v\u0161ak maj\u00fa zverejnen\u00fa inform\u00e1ciu o tom, aby ste sa na nich obr\u00e1tili aj v pr\u00edpade, \u017ee v\u00e1\u0161 register je pln\u00fd negat\u00edvnych z\u00e1znamov, \u010do nazna\u010duje, \u017ee sa <strong>sna\u017eia by\u0165 maxim\u00e1lne zhovievav\u00ed a n\u00e1js\u0165 pre v\u00e1s vhodn\u00e9 rie\u0161enie. <\/strong>V z\u00e1ujme spolo\u010dnosti je, aby ste boli p\u00f4\u017ei\u010dku schopn\u00ed spl\u00e1ca\u0165, a aby neohrozila v\u00e1\u0161 <a href=\"https:\/\/financer.com\/sk\/ako-na-to\/rodinny-rozpocet\/\">rodinn\u00fd rozpo\u010det.<\/a><\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><div>\u00a0<\/div>\nPodmienky pre z\u00edskanie p\u00f4\u017ei\u010dky Home Credit:\n<ul>\n<li>Vek najmenej 18 rokov<\/li>\n<li>Slovensk\u00e9 ob\u010dianstvo alebo trval\u00fd pobyt v SR<\/li>\n<li>Dva platn\u00e9 doklady toto\u017enosti<\/li>\n<li>Preuk\u00e1zate\u013en\u00fd pravideln\u00fd pr\u00edjem<\/li>\n<li>\u017diadne <a href=\"https:\/\/financer.com\/sk\/ako-na-to\/ako-sa-zbavit-dlhov\/\">\nesplaten\u00e9 dlhy<\/a> alebo exek\u00facie<\/li>\n<\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Home_Credit_prihlsenie_\">Home Credit prihl\u00e1senie <\/h2>\n\n\n\n<p>Ak chcete po\u017eiada\u0165 o Home Credit p\u00f4\u017ei\u010dku, mus\u00edte v prvom rade nav\u0161t\u00edvi\u0165 ich webov\u00e9 str\u00e1nky. Na webov\u00e9 str\u00e1nky budete presmerovan\u00fd <strong>kliknut\u00edm na modr\u00e9 tla\u010didlo &#8222;Chcem Home Credit p\u00f4\u017ei\u010dku&#8220;, <\/strong>ktor\u00e9 n\u00e1jdete viackr\u00e1t v tejto recenzi\u00ed.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"338\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-min-1024x338.png\" alt=\"\" class=\"wp-image-30402\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-min-1024x338.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-min-300x99.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-min-768x253.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-min-1536x506.png 1536w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-min-2048x675.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Zdroj: homecredit.sk<\/figcaption><\/figure><\/div>\n\n\n<p>Na \u00favodnej str\u00e1nke n\u00e1jdite produkt \u201eFlexibiln\u00e1 p\u00f4\u017ei\u010dka\u201c a <strong>kliknite na \u201eChcem p\u00f4\u017ei\u010dku\u201c.<\/strong> N\u00e1sledne sa v\u00e1m zobraz\u00ed Home Credit kalkula\u010dka a kr\u00e1tky formul\u00e1r. <\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"635\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-2-min-1024x635.png\" alt=\"\" class=\"wp-image-30403\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-2-min-1024x635.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-2-min-300x186.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-2-min-768x476.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-2-min-1536x953.png 1536w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-2-min-246x152.png 246w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2023\/01\/home-credit-prihlasenie-2-min.png 1828w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Zdroj: homecredit.sk<\/figcaption><\/figure><\/div>\n\n\n<p><strong>Na Home Credit kalkula\u010dke si zvo\u013ete v\u00fd\u0161ku p\u00f4\u017ei\u010dky, <\/strong>ako aj po\u017eadovan\u00fa v\u00fd\u0161ku mesa\u010dnej spl\u00e1tky. V dolnej \u010dasti sa v\u00e1m automaticky zobraz\u00ed minim\u00e1lna \u010diastka mesa\u010dnej spl\u00e1tky, ako aj doba spl\u00e1cania a \u010diastka, ko\u013eko celkovo zaplat\u00edte.<\/p>\n\n\n\n<p>Pokia\u013e ste s uveden\u00fdmi hodnotami spokojn\u00ed, <strong>m\u00f4\u017eete vyplni\u0165 kr\u00e1tky formul\u00e1r s osobn\u00fdmi \u00fadajmi, <\/strong>ako je meno, priezvisko, telef\u00f3nne \u010d\u00edslo, e-mail a rodn\u00e9 \u010d\u00edslo. Uveden\u00e9 \u00fadaje odpor\u00fa\u010dame najsk\u00f4r skontrolova\u0165.<\/p>\n\n\n\n<p>Na z\u00e1ver si m\u00f4\u017eete vybra\u0165, \u010di <strong>chcete \u017eiados\u0165 dokon\u010di\u0165 online alebo prostredn\u00edctvom z\u00e1kazn\u00edckej linky.<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem Home Credit p\u00f4\u017ei\u010dku<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Home_Credit_konsolidcia\">Home Credit konsolid\u00e1cia<\/h2>\n\n\n\n<p>V\u010faka spolo\u010dnosti Home Credit <strong>m\u00f4\u017eete jednoducho u\u0161etri\u0165 ka\u017ed\u00fd mesiac aj stovky eur. <\/strong>Ako je to mo\u017en\u00e9? Sta\u010d\u00ed si previes\u0165 svoje existuj\u00face \u00favery a \u010fal\u0161ie z\u00e1v\u00e4zky pod t\u00fato spolo\u010dnos\u0165 v\u010faka <a href=\"https:\/\/financer.com\/sk\/pozicky\/konsolidacia-uveru\/\">konsolid\u00e1ci\u00ed<\/a>.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div>Jedn\u00fdm v\u00e4\u010d\u0161\u00edm \u00faverom za v\u00fdhodnej\u0161\u00edch podmienok tak nielen \u017ee m\u00f4\u017eete u\u0161etri\u0165 na celkovom preplatku, ale <strong>\navy\u0161e si aj zn\u00ed\u017eite pravideln\u00e9 mesa\u010dn\u00e9 spl\u00e1tky. <\/strong>\nPri ni\u017e\u0161om \u00faroku v\u00e1m tak ka\u017ed\u00fd mesiac bude zost\u00e1va\u0165 vo va\u0161om<a href=\"https:\/\/financer.com\/sk\/ako-na-to\/rodinny-rozpocet\/\"> rodinnom rozpo\u010dte <\/a>vy\u0161\u0161ia \u010diastka.<\/div>\n\n\n<p><strong>Vyu\u017ei\u0165 konsolid\u00e1ciu od spolo\u010dnosti Home Credit m\u00f4\u017eete na v\u0161etky typy p\u00f4\u017ei\u010diek a\u017e do v\u00fd\u0161ky 25 000 \u20ac. <\/strong>Navy\u0161e v\u00e1m ako svojmu z\u00e1kazn\u00edkovi pom\u00f4\u017eu s cel\u00fdm papierovan\u00edm. Sta\u010d\u00ed im dolo\u017ei\u0165 dokumenty o va\u0161ich existuj\u00facich \u00faveroch a z\u00e1v\u00e4zkoch a Home Credit vybav\u00ed cel\u00fd prevod za v\u00e1s.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem Home Credit p\u00f4\u017ei\u010dku<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Home_Credit_nkupy_na_spltky\">Home Credit n\u00e1kupy na spl\u00e1tky<\/h2>\n\n\n\n<p>Ako sme u\u017e v \u00favode spomenuli, spolo\u010dnos\u0165 Home Credit m\u00e1 viacero \u00faverov\u00fdch produktov a medzi jeden z nich patr\u00ed<strong> Home Credit n\u00e1kupy na spl\u00e1tky.<\/strong> V\u010faka nemu <strong>m\u00f4\u017eete plati\u0165 na spl\u00e1tky v predajniach<\/strong> s elektronikou, n\u00e1bytkom, automobilmi a v mnoh\u00fdch \u010fal\u0161\u00edch.<\/p>\n\n\n\n<p>N\u00e1kup na spl\u00e1tky dnes u\u017e vykon\u00e1te cez <strong>\u0160ikovn\u00fd \u00fa\u010det od Home Credit<\/strong>. K nemu si m\u00f4\u017eete <strong>aktivova\u0165 virtu\u00e1lnu kartu<\/strong> a svoje n\u00e1kupy a spl\u00e1tky ma\u0165 pod kontrolou v <strong>mobilnej aplik\u00e1cii Home Credit<\/strong>.<\/p>\n\n\n\n<p><strong>V\u010faka Home Credit u\u017e nemus\u00edte \u0161etri\u0165 na to, \u010do si prajete.<\/strong> S n\u00e1kupom na spl\u00e1tky si to m\u00f4\u017eete dopria\u0165 okam\u017eite. Nak\u00fapi\u0165 na spl\u00e1tky m\u00f4\u017eete v kamenn\u00fdch obchodoch aj na internete po celej SR. Nie je potrebn\u00e9 na ni\u010d \u010daka\u0165, v\u0161etko vybav\u00edte priamo po\u010das n\u00e1kupu.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem Home Credit p\u00f4\u017ei\u010dku<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Home_Credit_auto_na_spltky\">Home Credit auto na spl\u00e1tky<\/h2>\n\n\n\n<p>Na mieste nemus\u00edte zaplati\u0165 v\u00f4bec ni\u010d. Home Credit za v\u00e1s v\u0161etko vyrie\u0161i. <strong>Po\u017ei\u010dia v\u00e1m aj na lacnej\u0161ie aut\u00e1 a motorky &#8211; u\u017e od 1 000 \u20ac. <\/strong>K\u00fapi\u0165 na spl\u00e1tky si m\u00f4\u017eete osobn\u00e9 aj \u00fa\u017eitkov\u00e9 vozidl\u00e1.<\/p>\n\n\n\n<p><strong>Home Credit m\u00e1 sie\u0165 zazmluvnen\u00fdch baz\u00e1rov,<\/strong> ktor\u00e9 v\u00e1m pom\u00f4\u017eu s vybaven\u00edm \u00faveru priamo v baz\u00e1re. Pre zoznam autobaz\u00e1rov sta\u010d\u00ed nav\u0161t\u00edvi\u0165 str\u00e1nky spolo\u010dnosti Home Credit.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem Home Credit p\u00f4\u017ei\u010dku<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Home_Credit_recenzie_a_sksenosti\">Home Credit recenzie a sk\u00fasenosti<\/h2>\n\n\n\n<p><strong>Najlep\u0161ie spozn\u00e1te spolo\u010dnos\u0165 pod\u013ea toho, \u010do o \u0148om hovoria jej re\u00e1lni klienti. <\/strong>Toho sa dr\u017e\u00edme aj my vo Financer.com Slovensko a preto by sme v\u00e1s v pr\u00edpade, \u017ee m\u00e1te sk\u00fasenosti so spolo\u010dnos\u0165ou Home Credit, radi po\u017eiadali o zanechanie koment\u00e1ru o tejto spolo\u010dnosti. <\/p>\n\n\n\n<p>T\u00fdmto krokom<strong> dok\u00e1\u017eete u\u013eah\u010di\u0165 rozhodovanie \u010fal\u0161\u00edm \u013eu\u010fom, <\/strong>ktor\u00ed zva\u017euj\u00fa vyu\u017eitie slu\u017eieb spolo\u010dnosti Home Credit.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/sk\/spolocnost\/home-credit\/redirect\/\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem Home Credit p\u00f4\u017ei\u010dku<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Vhody_a_nevhody\">V\u00fdhody a nev\u00fdhody<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p>Mo\u017enos\u0165 \u010derpa\u0165 a\u017e 10 000 \u20ac<\/p>\n<\/li><li><p>R\u00fdchle schv\u00e1lenie<\/p>\n<\/li><li><p>Doplnkov\u00e9 slu\u017eby za pr\u00edplatok<\/p>\n<\/li><li><p>Revolvingov\u00fd \u00faver na kartu<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li>\n<p>Vy\u0161\u0161\u00ed \u00farok<\/p>\n<\/li><li>\n<p>Kontrola registra dl\u017en\u00edkov<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"asto_kladen_otzky\">\u010casto kladen\u00e9 ot\u00e1zky<\/h3><h4>Potrebujem pri p\u00f4\u017ei\u010dke od Home Credit ru\u010dite\u013ea?<\/h4><div class=\"faq_inner\">\nNie, spolo\u010dnos\u0165 Home Credit pri poskytovan\u00ed svojich p\u00f4\u017ei\u010diek nevy\u017eaduje osobu ru\u010dite\u013ea.\n<\/div><h4>Je mo\u017en\u00e9 po podpise \u00faverovej zmluvy a obdr\u017ean\u00ed pe\u0148az\u00ed zmluvu zru\u0161i\u0165?<\/h4><div class=\"faq_inner\">P\u00f4\u017ei\u010dku m\u00f4\u017eete vr\u00e1ti\u0165 bez udania d\u00f4vodu do 1 mesiaca od podpisu zmluvy bez ak\u00fdchko\u013evek zmluvn\u00fdch poplatkov a sankci\u00ed, sta\u010d\u00ed iba p\u00edsomne po\u017eiada\u0165 o ukon\u010denie zmluvy.<\/div><h4>M\u00f4\u017eem si k p\u00f4\u017ei\u010dke vybra\u0165 aj doplnkov\u00e9 poistenie schopnosti spl\u00e1ca\u0165?<\/h4><div class=\"faq_inner\">\u00c1no, samozrejme. Ak sp\u013a\u0148ate podmienky pre vstup do poistenia, pred podpisom \u00faverovej zmluvy m\u00e1te mo\u017enos\u0165 zvoli\u0165 si aj doplnkov\u00e9 poistenie schopnosti spl\u00e1ca\u0165.<\/div><h4>Ak\u00e9 vysok\u00e9 s\u00fa \u00faroky?<\/h4><div class=\"faq_inner\">\u00daroky s\u00fa pri ka\u017edej p\u00f4\u017ei\u010dke individu\u00e1lne. Z\u00e1vis\u00ed od konkr\u00e9tnej situ\u00e1cie klienta. Zvy\u010dajne v\u0161ak \u00farokov\u00e9 sadzby za\u010d\u00ednaj\u00fa na 16,9 % ro\u010dne, pri\u010dom v\u0161ak treba pozera\u0165 aj na ro\u010dn\u00fa percentu\u00e1lnu mieru n\u00e1kladov.<\/div><\/div>\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Napte_svoju_recenziu\">Nap\u00ed\u0161te svoju recenziu<\/h3><p style=\"text-align: center\">M\u00e1te sk\u00fasenosti s Home Credit? Povedzte n\u00e1m o nich v koment\u00e1roch a u\u013eah\u010dite tak rozhodovanie in\u00fdm.<\/p><\/div>","protected":false},"author":87,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","company_type":[6],"overall_rating":"1.80833333","_links":{"self":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single\/589"}],"collection":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/comments?post=589"}],"version-history":[{"count":49,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single\/589\/revisions"}],"predecessor-version":[{"id":45668,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_single\/589\/revisions\/45668"}],"wp:attachment":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/media?parent=589"}],"wp:term":[{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/company_type?post=589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}