{"id":1920,"date":"2018-10-10T12:32:36","date_gmt":"2018-10-10T12:32:36","guid":{"rendered":"https:\/\/financer.com\/sk\/?p=1920"},"modified":"2024-01-18T01:26:03","modified_gmt":"2024-01-18T00:26:03","slug":"top-aplikacie-spravca-financii","status":"publish","type":"post","link":"https:\/\/financer.com\/sk\/blog\/top-aplikacie-spravca-financii\/","title":{"rendered":"Top 5 aplik\u00e1ci\u00ed pre spr\u00e1vu v\u00e1\u0161ho rozpo\u010dtu"},"content":{"rendered":"\n<p>Pozn\u00e1te to. Kone\u010dne dostanete v\u00fdplatu, prejde p\u00e1r dn\u00ed a vy u\u017e ani neviete kde a na \u010do v\u0161etko ste m\u00ed\u0148ali. Va\u0161e \u0165a\u017eko zaroben\u00e9 peniaze sa dok\u00e1\u017eu odkot\u00fa\u013ea\u0165 ve\u013emi \u013eahko, ak si neudr\u017eiavate aspo\u0148 z\u00e1kladn\u00fd preh\u013ead o svojich pr\u00edjmoch a v\u00fddavkoch. <\/p>\n\n\n\n<p>Na\u0161\u0165astie, <strong>existuj\u00fa aplik\u00e1cie, ktor\u00e9 sl\u00fa\u017eia ako v\u00e1\u0161 spr\u00e1vca financi\u00ed<\/strong>.<\/p>\n\n\n\n<p>Sledovanie va\u0161ich osobn\u00fdch financi\u00ed, pr\u00edjmov a v\u00fddavkov je s nimi ove\u013ea jednoduch\u0161ie a uk\u00e1\u017eu v\u00e1m, kam od v\u00e1s v\u017edy utekaj\u00fa va\u0161e peniaze. Dnes si <a href=\"https:\/\/financer.com\/sk\/\">Financer.com<\/a> pripravil preh\u013ead top 5 aplik\u00e1ci\u00ed, ktor\u00e9 v\u00e1m pom\u00f4\u017eu lep\u0161ie spravova\u0165 v\u00e1\u0161 <a href=\"https:\/\/financer.com\/sk\/osobne-financie\/\">osobn\u00fd rozpo\u010det<\/a>. <\/p>\n\n\n\n<p>V z\u00e1vere popisu ka\u017edej z vybran\u00fdch aplik\u00e1ci\u00ed sme uverejnili subjekt\u00edvne hodnotenie premietaj\u00face na\u0161e pocity pri vyu\u017e\u00edvan\u00ed aplik\u00e1cie.<\/p>\n\n\n<ul class=\"list-pages\"><li class=\"page-list__item\"><a href=\"https:\/\/financer.com\/sk\/osobne-financie\/revolut-n26-porovnanie\/\" rel=\"bookmark\" title=\"Revolut vs. N26: Ktor\u00e1 karta je pre v\u00e1s lep\u0161ia?\">Porovnanie kariet N26 a Revolut: Ktor\u00e1 sa v\u00e1m oplat\u00ed viac?<\/a><\/li><li class=\"page-list__item\"><a href=\"https:\/\/financer.com\/sk\/osobne-financie\/365-banka-revolut-n26-porovnanie\/\" rel=\"bookmark\" title=\"365 banka, Revolut a N26 &#8211; ktor\u00e1 je najlep\u0161ia?\">Porovnanie online b\u00e1nk: 365 banka x N26 x Revolut<\/a><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Buxfer\">Buxfer<\/h2>\n\n\n\n<p>Stiahnite si: <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.buxfer.app&amp;hl=sk\">Android<\/a> \u2502<a href=\"https:\/\/itunes.apple.com\/us\/app\/buxfer-budget-money-manager\/id312260980?mt=8\">iOS<\/a><\/p>\n\n\n\n<p>Prvou aplik\u00e1ciou, ktor\u00e1 je dostupn\u00e1 pre Android, iOS aj ako aplik\u00e1cia priamo vo va\u0161om po\u010d\u00edta\u010di je\u00a0<strong>Buxfer.\u00a0<\/strong>T\u00e1to multifunk\u010dn\u00e1 aplik\u00e1cia poskytuje mo\u017enos\u0165 sledova\u0165 v\u0161etky svoje \u00fa\u010dty a karty pod jednou strechou. Intuit\u00edvne ovl\u00e1danie pochop\u00ed aj najv\u00e4\u010d\u0161\u00ed technologick\u00fd antitalent a \u013eahko si tak nastav\u00edte\u00a0<strong>t\u00fd\u017edenn\u00e9, mesa\u010dn\u00e9 alebo ro\u010dn\u00e9 finan\u010dn\u00e9 limity<\/strong> a po ich prekro\u010den\u00ed v\u00e1s aplik\u00e1cia upozorn\u00ed.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"1200\" height=\"675\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/buxfer-min.jpg\" alt=\"\" class=\"wp-image-1922\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/buxfer-min.jpg 1200w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/buxfer-min-300x169.jpg 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/buxfer-min-1024x576.jpg 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/buxfer-min-768x432.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure><\/div>\n\n\n<p>Skvelou funkciou s\u00fa <strong>notifik\u00e1cie na e-mail pred term\u00ednom \u00fahrady va\u0161ich \u00fa\u010dtov<\/strong>. Jednoducho sa tak dok\u00e1\u017eete vyhn\u00fa\u0165 ak\u00fdmko\u013evek pokut\u00e1m za ome\u0161kanie, ktor\u00e9 s\u00fa niekedy ve\u013emi vysok\u00e9.<\/p>\n\n\n\n<p><strong>Spr\u00e1vca financi\u00ed Buxfer funguje aj v re\u017eime offline<\/strong> a svoje v\u00fddavky m\u00f4\u017eete prid\u00e1va\u0165 aj vtedy, ak pr\u00e1ve nie ste pripojen\u00ed na internet alebo d\u00e1tov\u00e9 pripojenie.<\/p>\n\n\n\n<p>Na konci ka\u017ed\u00e9ho mesiaca sa m\u00f4\u017eete spo\u013eahn\u00fa\u0165 na <strong>preh\u013eadn\u00fd s\u00fahrn pr\u00edjmov a v\u00fddavkov<\/strong>, kde si \u013eahko v\u0161imnete pr\u00edpadn\u00e9 vybo\u010denie z normy, alebo nadmern\u00e9 v\u00fddavky. Plusom je schopnos\u0165 aplik\u00e1cie predv\u00edda\u0165 va\u0161e bud\u00face v\u00fddavky na z\u00e1klade predch\u00e1dzaj\u00facich mesiacov. T\u00e1to funkcia v\u00e1m pom\u00f4\u017ee r\u00fdchlej\u0161ie a \u013eah\u0161ie dosahova\u0165 va\u0161e finan\u010dn\u00e9 ciele.<\/p>\n\n\n<h3>V\u00fdhody<\/h3><br><ul><li>Jednoduch\u00e9 aj pre nov\u00e1\u010dikov<\/li><li><\/li><li>Jednoduch\u00fd a preh\u013eadn\u00fd dizajn<\/li><li>Efekt\u00edvna \u0161trukt\u00fara<\/li><li><\/li><li>\u013dahk\u00e1 orient\u00e1cia v aplik\u00e1cii<\/li><li>Grafick\u00e9 spracovanie v\u00fddavkov<\/li><li>Syst\u00e9m notifik\u00e1ci\u00ed<\/li><li>Vytv\u00e1ranie viacer\u00fdch rozpo\u010dtov<\/li><\/ul>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Nevhody\">Nev\u00fdhody<\/h3><li>\n<p>Bez slovensk\u00fdch b\u00e1nk<\/p>\n<\/li><li>\n<p>Investi\u010dn\u00e9 obmedzenia<\/p>\n<\/li><li>\n<p>Obmedzenia sporiacich \u00fa\u010dtov<\/p>\n<\/li><li>\n<p>Probl\u00e9my s importom \u00fadajov<\/p>\n<\/li><\/ul><\/div>\n\n\n<h4 class=\"wp-block-heading\">Hodnotenie: 65 % \/ 100 %<\/h4>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n<ul class=\"list-pages\"><li class=\"page-list__item\"><a href=\"https:\/\/financer.com\/sk\/sporenie\/ako-usetrit-peniaze\/\" rel=\"bookmark\" title=\"Ako u\u0161etri\u0165 peniaze\">Ako u\u0161etri\u0165 peniaze<\/a><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Wallet\">Wallet<\/h2>\n\n\n\n<p>Stiahnite si: <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.droid4you.application.wallet\">Android<\/a> \u2502<a href=\"https:\/\/itunes.apple.com\/lt\/app\/wallet-daily-budget-profit\/id1032467659?mt=8\">iOS<\/a><\/p>\n\n\n\n<p>Druh\u00e1 v porad\u00ed je \u010desk\u00e1 aplik\u00e1cia\u00a0<strong>Wallet<\/strong>, ktor\u00fa si m\u00f4\u017eete stiahnu\u0165 bezplatne ako na Android, tak aj na iOS. M\u00e1 v\u0161ak aj platen\u00fd Premium \u00fa\u010det za 15 \u20ac ro\u010dne, ktor\u00fdm dostanete pr\u00edstup k v\u0161etk\u00fdm funkci\u00e1m. Av\u0161ak aj ponuka bezplatnej verzie toho obsahuje viac, ne\u017e dos\u0165 na to, aby ste dok\u00e1zali svoje financie udr\u017ea\u0165 pod kontrolou.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"1200\" height=\"666\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/spravca-financii-wallet.png\" alt=\"\" class=\"wp-image-1934\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/spravca-financii-wallet.png 1200w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/spravca-financii-wallet-300x167.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/spravca-financii-wallet-1024x568.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/spravca-financii-wallet-768x426.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure><\/div>\n\n\n<p>Prednos\u0165ou aplik\u00e1cie je\u00a0<strong>preh\u013ead v\u00fddavkov<\/strong>, ktor\u00e9 m\u00f4\u017eete \u013eubovo\u013ene upravova\u0165 a dokonca aj prid\u00e1va\u0165 nov\u00e9 kateg\u00f3rie. To v\u0161etko je zaobalen\u00e9 do kr\u00e1sneho a preh\u013eadn\u00e9ho dizajnu. Tak ako aj ostatn\u00e9 aplik\u00e1cie na spr\u00e1vu financi\u00ed, aj t\u00e1to pon\u00faka st\u00e1lice v podobe jednotliv\u00fdch rozpo\u010dtov, triedenie pod\u013ea \u0161t\u00edtkov a preh\u013eadn\u00e9 grafy.<\/p>\n\n\n\n<p><strong>Pri bezplatnej verzii tento spr\u00e1vca financi\u00ed pon\u00faka mo\u017enos\u0165 vytvori\u0165 si a\u017e tri \u00fa\u010dty<\/strong> (napr. hlavn\u00fd bankov\u00fd \u00fa\u010det, <a href=\"https:\/\/financer.com\/sk\/sporenie\/sporiaci-ucet\/\">sporiaci<\/a> \u00fa\u010det a invest\u00edcie). Aplik\u00e1cia pon\u00faka aj widgety priamo na plochu v\u00e1\u0161ho mobiln\u00e9ho telef\u00f3nu, \u010do v\u00fdrazne skracuje sp\u00f4sob zaznamen\u00e1vania v\u0161etk\u00fdch potrebn\u00fdch v\u00fddavkov.<\/p>\n\n\n\n<p>Ve\u013ek\u00e9 plus je v tomto pr\u00edpade <strong>synchroniz\u00e1cia s bankov\u00fdmi \u00fa\u010dtami s podporou v\u00e4\u010d\u0161iny slovensk\u00fdch b\u00e1nk<\/strong>. T\u00fato technicky n\u00e1ro\u010dnej\u0161iu ot\u00e1zku vyrie\u0161ila aplik\u00e1cia Wallet jednoducho prostredn\u00edctvom odosielania e-mailov priamo na server aplik\u00e1cie v\u017edy, ke\u010f na va\u0161ich zapojen\u00fdch \u00fa\u010dtoch d\u00f4jde k zmene zostatku. V\u0161etko jednoducho nastav\u00edte vo va\u0161om internetovom bankovn\u00edctve.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Vhody\">V\u00fdhody<\/h3><li>\n<p>Preh\u013eadn\u00fd dizajn<\/p>\n<\/li><li>\n<p>Slovensk\u00fd jazyk<\/p>\n<\/li><li>\n<p>Synchroniz\u00e1cia slovensk\u00fdch b\u00e1nk<\/p>\n<\/li><li>\n<p>Widgety na ploche<\/p>\n<\/li><li>\n<p>3 \u00fa\u010dty v bezplatnej verzii<\/p>\n<\/li><li>\n<p>Vytv\u00e1ranie n\u00e1kupn\u00fdch zoznamov<\/p>\n<\/li><li>\n<p>Kategoriz\u00e1cia v\u00fddavkov<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Nevhody\">Nev\u00fdhody<\/h3><li>\n<p>Nestabilita aplik\u00e1cie<\/p>\n<\/li><li>\n<p>Niektor\u00e9 aktualiz\u00e1cie spoma\u013euj\u00fa<\/p>\n<\/li><li>\n<p>Synchroniz\u00e1cia \u00fa\u010dtov trv\u00e1 dlh\u0161ie<\/p>\n<\/li><\/ul><\/div>\n\n\n<h4 class=\"wp-block-heading\">Hodnotenie: 85 % \/ 100 %<\/h4>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Spendee\">Spendee<\/h2>\n\n\n\n<p>Stiahnite si: <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.cleevio.spendee\">Android<\/a> \u2502<a href=\"https:\/\/itunes.apple.com\/us\/app\/spendee-budget-money-tracker\/id635861140?mt=8\">iOS<\/a><\/p>\n\n\n\n<p>\u010eal\u0161ou aplik\u00e1ciou je op\u00e4\u0165 \u010desk\u00fd po\u010din s n\u00e1zvom\u00a0<strong>Spendee.\u00a0<\/strong>Aplik\u00e1cia sa d\u00e1 stiahnu\u0165 aj zadarmo, no jej platen\u00e1 verzia obsahuje nepomerne viac funkci\u00ed a vylep\u0161en\u00ed. Z \u010deskej aplik\u00e1cie sa v\u0161ak postupne st\u00e1va svetov\u00fd hr\u00e1\u010d a moment\u00e1lne sa m\u00f4\u017ee p\u00fd\u0161i\u0165 takmer mili\u00f3nom platiacich z\u00e1kazn\u00edkov na celom svete. Po\u010fme sa na \u0148u pozrie\u0165 bli\u017e\u0161ie.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Spendee (Apple aplikace ty\u0301dne)\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/2P17xGiQBsA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Aplik\u00e1cia vo verzii Standard v\u00e1s bude st\u00e1\u0165 ro\u010dne 14,99 dol\u00e1rov. <strong>Verzia Premium<\/strong>, v ktorej m\u00e1te odomknut\u00e9 v\u0161etky funkcie a\u017e <strong>22,99 dol\u00e1rov<\/strong> ro\u010dne, \u010do je pri na\u0161ej snahe o skres\u00e1vanie ak\u00fdchko\u013evek poplatkov pomerne dos\u0165. Vo\u013ene dostupn\u00e1 a bezplatn\u00e1 verzia v\u00e1m umo\u017e\u0148uje vytvori\u0165 si iba jednu pe\u0148a\u017eenku, \u010do zna\u010dne zni\u017euje va\u0161e mo\u017enosti.<\/p>\n\n\n\n<p>V bezplatnej verzii sa mus\u00edte navy\u0161e spo\u013eahn\u00fa\u0165 na ru\u010dn\u00e9 zad\u00e1vanie v\u0161etk\u00fdch pr\u00edjmov a v\u00fddavkov, lebo<strong> free verzia nepodporuje synchroniz\u00e1ciu s bankov\u00fdmi \u00fa\u010dtami.<\/strong><\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"720\" height=\"425\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/spendee.png\" alt=\"\" class=\"wp-image-1936\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/spendee.png 720w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/spendee-300x177.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/figure><\/div>\n\n\n<p>V bezplatnej verzii v\u0161ak dostanete ochranu heslom, preh\u013eadn\u00e9 mesa\u010dn\u00e9 \u0161tatistiky a mo\u017enos\u0165 importova\u0165 svoje \u00fadaje. Spr\u00e1vca financi\u00ed <strong>Spendee v\u0161ak pon\u00faka mo\u017enos\u0165 vysk\u00fa\u0161a\u0165 si na 7 dn\u00ed aplik\u00e1ciu v plnej verzii \u00faplne zadarmo<\/strong>.<\/p>\n\n\n\n<p>Mus\u00edme kon\u0161tatova\u0165, \u017ee ide o viac ne\u017e podaren\u00fa aplik\u00e1ciu s mno\u017estvom u\u017eito\u010dn\u00fdch funkci\u00ed, ktor\u00e9 ale budete m\u00f4c\u0165 vyu\u017e\u00edva\u0165 len vtedy, ak m\u00e1te zak\u00fapen\u00fa platen\u00fa verziu. Navy\u0161e, tieto platen\u00e9 funkcie dnes dostanete v in\u00fdch aplik\u00e1ci\u00e1ch aj zadarmo. <strong>Bezplatn\u00e1 verzia je zna\u010dne limitovan\u00e1<\/strong>.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Vhody\">V\u00fdhody<\/h3><li>\n<p>Aplik\u00e1cia v sloven\u010dine<\/p>\n<\/li><li>\n<p>Dobr\u00e1 z\u00e1kazn\u00edcka podpora<\/p>\n<\/li><li>\n<p>Pravideln\u00e9 aktualiz\u00e1cie<\/p>\n<\/li><li>\n<p>Preh\u013eadn\u00e1 a jednoduch\u00e1 aplik\u00e1cia<\/p>\n<\/li><li>\n<p>Dobre \u010ditate\u013en\u00e9 grafy<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Nevhody\">Nev\u00fdhody<\/h3><li>\n<p>Limitovan\u00e1 bezplatn\u00e1 verzia aplik\u00e1cie<\/p>\n<\/li><li>\n<p>Vy\u0161\u0161ia cena za pln\u00fa verziu<\/p>\n<\/li><li>\n<p>Jedna pe\u0148a\u017eenka v bezplatnej verzii<\/p>\n<\/li><\/ul><\/div>\n\n\n<h4 class=\"wp-block-heading\">Hodnotenie: 75 % \/ 100 %<\/h4>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<h2 class=\"wp-block-heading\" id=\"YNAB\">YNAB<\/h2>\n\n\n\n<p>Stiahnite si: <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.garwan.mymonkey\">Android<\/a> \u2502<a href=\"https:\/\/apps.apple.com\/us\/app\/ynab-you-need-a-budget\/id1010865877\">iOS<\/a><\/p>\n\n\n\n<p>YNAB, respekt\u00edve aplik\u00e1cia You Need A Budget je ur\u010den\u00e1 vzh\u013eadom na svoje jednoduch\u00e9 pou\u017e\u00edvate\u013esk\u00e9 rozhranie najm\u00e4 pre za\u010diato\u010dn\u00edkov. Kladie si za cie\u013e v prvom rade nau\u010di\u0165 \u013eud\u00ed hospod\u00e1ri\u0165 s peniazmi.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"2560\" height=\"1113\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/ynab-aplikacie-pre-spravu-financii-min.png\" alt=\"\" class=\"wp-image-7013\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/ynab-aplikacie-pre-spravu-financii-min.png 2560w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/ynab-aplikacie-pre-spravu-financii-min-300x130.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/ynab-aplikacie-pre-spravu-financii-min-1024x445.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/ynab-aplikacie-pre-spravu-financii-min-768x334.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/ynab-aplikacie-pre-spravu-financii-min-1536x668.png 1536w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/ynab-aplikacie-pre-spravu-financii-min-2048x890.png 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure><\/div>\n\n\n<p>Svoj\u00edm nastaven\u00edm nab\u00e1da k vytv\u00e1raniu si zostatkov vo forme finan\u010dn\u00fdch rezerv. Je dostupn\u00e1 ako v desktopovej verzii, tak aj ako aplik\u00e1cia na Android a iOS.<\/p>\n\n\n\n<p>Pou\u017e\u00edvate\u013eov m\u00f4\u017ee odradi\u0165 pomerne vysok\u00e1 cena v porovnan\u00ed s ostatn\u00fdmi pon\u00fakan\u00fdmi aplik\u00e1ciami. M\u00e1te s\u00edce mo\u017enos\u0165 vysk\u00fa\u0161a\u0165 si YNAB na 34 dn\u00ed zadarmo, no potom mus\u00edte v pr\u00edpade z\u00e1ujmu prejs\u0165 na platen\u00fa verziu. Bu\u010f zaplat\u00edte 14,99 dol\u00e1rov ka\u017ed\u00fd mesiac , alebo <strong>99 dol\u00e1rov raz ro\u010dne<\/strong>, \u010do znamen\u00e1 jednorazov\u00fa \u00fasporu 80 dol\u00e1rov.<\/p>\n\n\n\n<p>YNAB si rozumie s opera\u010dn\u00fdm syst\u00e9mom Android aj s iOS.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Vhody\">V\u00fdhody<\/h3><li>\n<p>Dobr\u00e1 z\u00e1kazn\u00edcka podpora<\/p>\n<\/li><li>\n<p>Vhodn\u00e9 pre za\u010diato\u010dn\u00edkov<\/p>\n<\/li><li>\n<p>Jednoduch\u00e1 aplik\u00e1cia<\/p>\n<\/li><li>\n<p>Bez rekl\u00e1m<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Nevhody\">Nev\u00fdhody<\/h3><li>\n<p>Probl\u00e9my so synchroniz\u00e1ciou<\/p>\n<\/li><li>\n<p>Nedostupn\u00e1 v sloven\u010dine<\/p>\n<\/li><li>\n<p>Vy\u0161\u0161ia cena<\/p>\n<\/li><li>\n<p>Mal\u00e9 vyu\u017eitie pre slovensk\u00fd trh<\/p>\n<\/li><li>\n<p>Zlo\u017eit\u00e9 fungovanie<\/p>\n<\/li><\/ul><\/div>\n\n\n<h4 class=\"wp-block-heading\">Hodnotenie: 65 % \/ 100 %<\/h4>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Revolut\">Revolut<\/h2>\n\n\n\n<p>Stiahnite si: <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.revolut.revolut&amp;hl=sk\">Android<\/a> | <a href=\"https:\/\/apps.apple.com\/us\/app\/revolut-radically-better\/id932493382\">iOS<\/a><\/p>\n\n\n\n<p>Poslednou aplik\u00e1ciou na je britsk\u00fd Revolut. Je nutn\u00e9 poznamena\u0165, \u017ee Revolut je viac, ne\u017e len aplik\u00e1cia na spr\u00e1vu financi\u00ed. Je to plnohodnotn\u00e1 banka s debetnou kartou, bankov\u00fdm \u00fa\u010dtom a takmer bezchybnou aplik\u00e1ciou.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"1559\" height=\"1275\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2019\/04\/revolut-karta-standard.png\" alt=\"revolut-karta-standard\" class=\"wp-image-5799\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2019\/04\/revolut-karta-standard.png 1559w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2019\/04\/revolut-karta-standard-300x245.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2019\/04\/revolut-karta-standard-1024x837.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2019\/04\/revolut-karta-standard-768x628.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2019\/04\/revolut-karta-standard-1536x1256.png 1536w\" sizes=\"(max-width: 1559px) 100vw, 1559px\" \/><\/figure><\/div>\n\n\n<p>Okrem vy\u0161\u0161ie spom\u00ednan\u00fdch bonusov poskytuje Revolut priestor na monitorovanie a jednoduch\u00fa kategoriz\u00e1ciu va\u0161ich v\u00fddavkov do r\u00f4znych kateg\u00f3ri\u00ed, ako napr\u00edklad potraviny, n\u00e1kupy, re\u0161taur\u00e1cie \u010di doprava alebo cestovanie.<\/p>\n\n\n\n<p>Novinkou je takisto <strong>mo\u017enos\u0165 stanovi\u0165 si rozpo\u010dty<\/strong> pre jednotliv\u00e9 kateg\u00f3rie na v\u00fddavky r\u00f4znych druhov. Revolut ich bude za v\u00e1s sledova\u0165 a ak sa pribli\u017e\u00edte k rozpo\u010dtov\u00e9mu limitu, aplik\u00e1cia v\u00e1s upozorn\u00ed.<\/p>\n\n\n\n<p>Priamo v aplik\u00e1cii m\u00e1te mo\u017enos\u0165 nastavi\u0165 si <strong>rozdelenie \u00fa\u010dtov \u010di trval\u00e9 pr\u00edkazy a pl\u00e1novan\u00e9 platby<\/strong>, ktor\u00e9 sa takisto prejavia v preh\u013eadn\u00fdch anal\u00fdzach.<\/p>\n\n\n\n<p>Viac o \u00fa\u010dte Revolut, ku ktor\u00e9mu m\u00f4\u017eete zadarmo z\u00edska\u0165 debetn\u00fa kartu si pre\u010d\u00edtajte <a href=\"https:\/\/financer.com\/sk\/spolocnost\/revolut\/\">v na\u0161ej komplexnej recenzi\u00ed<\/a>. Pr\u00edpadne si m\u00f4\u017eete <a href=\"https:\/\/financer.com\/sk\/blog\/revolut\/\">pre\u010d\u00edta\u0165 \u010dl\u00e1nok<\/a>, v ktorom zdie\u013eame na\u0161e sk\u00fasenosti s pou\u017e\u00edvan\u00edm tohto spr\u00e1vcu financi\u00ed.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Vhody\">V\u00fdhody<\/h3><li>\n<p>Kompletn\u00e9 bankov\u00e9 slu\u017eby<\/p>\n<\/li><li>\n<p>Aplik\u00e1cia dostupn\u00e1 v sloven\u010dine<\/p>\n<\/li><li>\n<p>Kategoriz\u00e1cia v\u00fddavkov<\/p>\n<\/li><li>\n<p>Automatick\u00e9 sledovanie rozpo\u010dtu<\/p>\n<\/li><li>\n<p>Preh\u013eadn\u00e1 aplik\u00e1cia<\/p>\n<\/li><li>\n<p>Mo\u017enos\u0165 investova\u0165<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Nevhody\">Nev\u00fdhody<\/h3><li>\n<p>\u010cast\u00e9 aktualiz\u00e1cie<\/p>\n<\/li><li>\n<p>Nedostato\u010dn\u00e1 z\u00e1kazn\u00edcka podpora<\/p>\n<\/li><\/ul><\/div>\n\n\n<h4 class=\"wp-block-heading\">Hodnotenie: 90 % \/ 100 %<\/h4>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Osobn_rozpoet_od_Financercom\">Osobn\u00fd rozpo\u010det od Financer.com<\/h2>\n\n\n\n<p>Vieme, \u017ee mobiln\u00e9 aplik\u00e1cie pre spr\u00e1vu osobn\u00fdch financi\u00ed nie s\u00fa pre ka\u017ed\u00e9ho a niektor\u00ed z n\u00e1s radi uprednost\u0148uj\u00fa klasick\u00e9 a preh\u013eadnej\u0161ie tabu\u013eky priamo v po\u010d\u00edta\u010di.\u00a0<strong>My vo Financer.com sme na ne nezabudli.\u00a0<\/strong>Pomocou na\u0161ej intuit\u00edvnej a \u013eahko ovl\u00e1date\u013enej <a href=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/08\/Osobny_rozpocet.xlsx\">\u0161abl\u00f3ne na mesa\u010dn\u00fd rozpo\u010det<\/a> \u013eahko za\u010dnete s evidovan\u00edm svojich pr\u00edjmov a v\u00fddavkov.<\/p>\n\n\n\n<p>Je to jednoduch\u00e9. V\u017edy pred koncom mesiaca alebo pre v\u00fdplatou si na tridsa\u0165 min\u00fat sadnite, pripravte stru\u010dn\u00fd preh\u013ead toho, \u010do v\u00e1s nasleduj\u00faci mesiac \u010dak\u00e1 a zap\u00ed\u0161te to do tabu\u013eky. Tak\u00fdto postup opakujte ka\u017ed\u00fd mesiac.<\/p>\n\n\n\n<p>Z\u00edskate skvel\u00fd preh\u013ead o tom, ako hospod\u00e1rite a budete sa vedie\u0165 lep\u0161ie a zodpovednej\u0161ie pripravi\u0165 na v\u0161etky finan\u010dn\u00e9 z\u00e1v\u00e4zky, ktor\u00e9 v\u00e1s \u010dakaj\u00fa. <strong>Ak chcete dosta\u0165 svoje financie pod kontrolu a nevyhovuj\u00fa v\u00e1m mobiln\u00e9 aplik\u00e1cie, odpor\u00fa\u010dame za\u010da\u0165 hne\u010f teraz s osobn\u00fdm rozpo\u010dtom od Financer.com.<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/08\/Osobny_rozpocet.xlsx\" class=\"button is-rounded is-primary is-medium is-arrow\" target=\"_blank\" rel=\"nofollow\">Chcem rozpo\u010det od Financer.com<\/a><\/div>\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-flex-start\"><\/div>\n\n\n<hr class=\"wp-block-separator has-css-opacity\">\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Zhrnutie\">Zhrnutie<\/h2>\n\n\n\n<p>Uzn\u00e1vame, \u017ee ka\u017ed\u00fd pou\u017e\u00edvate\u013e preferuje in\u00e9 funkcie a to, \u010do vyhovuje jedn\u00e9mu, nemus\u00ed vyhovova\u0165 druh\u00e9mu. V na\u0161om teste sme stavili na subjekt\u00edvne pocity pri pou\u017e\u00edvan\u00ed jednotliv\u00fdch aplik\u00e1ci\u00ed, \u010doho v\u00fdsledkom je prv\u00e9 miesto v rebr\u00ed\u010dku pre aplik\u00e1ciu <strong>Revolut, <\/strong>nasledovan\u00fa aplik\u00e1ciou Wallet.<\/p>\n\n\n\n<p>V grafike n\u00e1jdete aj aplik\u00e1ciu Mint, ktor\u00e1 v\u0161ak ukon\u010dila svoju prev\u00e1dzku v janu\u00e1ri 2024.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter\"><img decoding=\"async\" width=\"800\" height=\"1352\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/hodnotenie-aplikacie-sprava-rozpoctu-min.png\" alt=\"hodnotenie-aplikacie-sprava-rozpoctu-min\" class=\"wp-image-7011\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/hodnotenie-aplikacie-sprava-rozpoctu-min.png 800w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/hodnotenie-aplikacie-sprava-rozpoctu-min-178x300.png 178w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/hodnotenie-aplikacie-sprava-rozpoctu-min-606x1024.png 606w, https:\/\/financer.com\/app\/uploads\/sites\/13\/2018\/10\/hodnotenie-aplikacie-sprava-rozpoctu-min-768x1298.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure><\/div>\n\n\n<p>V nich sa pod\u013ea n\u00e1\u0161ho n\u00e1zoru sk\u013abili <strong>viacer\u00e9 potrebn\u00e9 a nevyhnutn\u00e9 veci, bez ktor\u00fdch si u\u017e dnes aplik\u00e1ciu na spr\u00e1vu financi\u00ed nevieme predstavi\u0165<\/strong>. Nemal\u00fa rolu v umiestnen\u00ed aplik\u00e1ci\u00ed Revolut a Wallet na prv\u00e9 miesto v rebr\u00ed\u010dku zohrala skuto\u010dnos\u0165, \u017ee s\u00fa bezplatn\u00e9 a \u00faplne bez probl\u00e9mov vykryj\u00fa v\u0161etky pre n\u00e1s d\u00f4le\u017eit\u00e9 funkcie.<\/p>\n\n\n\n<p><strong>Ni\u017e\u0161ie miesta v rebr\u00ed\u010dku samozrejme neznamenaj\u00fa zl\u00fa alebo hor\u0161iu kvalitu<\/strong>. Ka\u017ed\u00e1 z vybran\u00fdch aplik\u00e1ci\u00ed sa sna\u017e\u00ed by\u0165 tou najlep\u0161ou v odbore a istotne si ka\u017ed\u00e1 z nich dok\u00e1\u017ee n\u00e1js\u0165 svoju cie\u013eov\u00fa skupinu.<\/p>\n\n\n\n<p>Ka\u017ed\u00e1 z aplik\u00e1ci\u00ed m\u00e1 svoje v\u00fdhody a nev\u00fdhody. Vyberte a vysk\u00fa\u0161ajte si tak\u00fa aplik\u00e1ciu, ktor\u00e1 najlep\u0161ie zodpoved\u00e1 va\u0161im potreb\u00e1m a dosta\u0148te tak svoje osobn\u00e9 financie pod kontrolu. <\/p>\n\n\n\n<p>Pomocou na\u0161ich <a href=\"https:\/\/financer.com\/sk\/osobne-financie\/ako-usetrit-peniaze\/\">tipov na \u0161etrenie<\/a> dok\u00e1\u017eete takisto u\u0161etri\u0165 nieko\u013eko desiatok eur mesa\u010dne a t\u00fdm efekt\u00edvne zn\u00ed\u017ei\u0165 svoje v\u00fddavky.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pozn\u00e1te to. Kone\u010dne dostanete v\u00fdplatu, prejde p\u00e1r dn\u00ed a vy u\u017e ani neviete kde a na \u010do v\u0161etko ste m\u00ed\u0148ali.\u2026 <\/p>\n","protected":false},"author":87,"featured_media":1921,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[39],"tags":[40],"_links":{"self":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/posts\/1920"}],"collection":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/comments?post=1920"}],"version-history":[{"count":35,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/posts\/1920\/revisions"}],"predecessor-version":[{"id":45302,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/posts\/1920\/revisions\/45302"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/media\/1921"}],"wp:attachment":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/media?parent=1920"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/categories?post=1920"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/tags?post=1920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}