{"id":30918,"date":"2023-01-25T16:47:48","date_gmt":"2023-01-25T15:47:48","guid":{"rendered":"https:\/\/financer.com\/sk\/?post_type=wiki&#038;p=30918"},"modified":"2024-01-23T12:24:03","modified_gmt":"2024-01-23T11:24:03","slug":"co-su-podielove-fondy","status":"publish","type":"wiki","link":"https:\/\/financer.com\/sk\/wiki\/co-su-podielove-fondy\/","title":{"rendered":"\u010co s\u00fa podielov\u00e9 fondy?"},"content":{"rendered":"\n<p>Podielov\u00e9 fondy s\u00fa investi\u010dn\u00e9 n\u00e1stroje, ktor\u00e9 sa skladaj\u00fa z kolekcie r\u00f4znych <a href=\"https:\/\/financer.com\/sk\/ako-na-to\/investovanie-do-akcii\/\">akci\u00ed<\/a>, <a href=\"https:\/\/financer.com\/sk\/wiki\/dlhopis\/\">dlhopisov<\/a> a in\u00fdch akt\u00edv. Tieto fondy <strong>s\u00fa spravovan\u00e9 profesion\u00e1lnym t\u00edmom, ktor\u00fd za \u00fa\u010delom z\u00edskania zisku kupuje a pred\u00e1va akt\u00edva v r\u00e1mci fondu. <\/strong><\/p>\n\n\n\n<p>V tomto \u010dl\u00e1nku sa pozrieme na to,<strong> \u010do s\u00fa podielov\u00e9 fondy, ak\u00fa maj\u00fa hist\u00f3riu, ako funguj\u00fa, <\/strong>ak\u00e9 typy podielov\u00fdch fondov pozn\u00e1me, z\u00e1kladn\u00e9 princ\u00edpy investovania do nich, ako aj rizik\u00e1 a v\u00fdhody s\u00favisiace s t\u00fdmito fondmi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Podielov_fondy_o_to_je\">Podielov\u00e9 fondy \u010do to je?<\/h2>\n\n\n\n<p><strong>Hist\u00f3ria podielov\u00fdch fondov sa datuje do 18. storo\u010dia, <\/strong>kedy sa za\u010dali pou\u017e\u00edva\u0165 v Holandsku. Nesk\u00f4r sa roz\u0161\u00edrili do Eur\u00f3py a Spojen\u00fdch \u0161t\u00e1tov, a dnes s\u00fa k dispoz\u00edcii investorom po celom svete. <\/p>\n\n\n\n<p><strong>Ide o ob\u013e\u00faben\u00fd n\u00e1stroj kolekt\u00edvneho investovania. <\/strong>Vyh\u013ead\u00e1vaj\u00fa ho predov\u0161etk\u00fdm fyzick\u00e9 osoby a spolo\u010dnosti, ktor\u00e9 h\u013eadaj\u00fa vhodn\u00fd sp\u00f4sob zhodnocovania svojich \u00faspor.<\/p>\n\n\n\n<p>Podstata fondu <strong>spo\u010d\u00edva v zhroma\u017e\u010fovan\u00ed verejn\u00fdch pe\u0148a\u017en\u00fdch prostriedkov<\/strong> od viacer\u00fdch men\u0161\u00edch investorov. Takto zhroma\u017eden\u00e9 peniaze sa investuj\u00fa do z\u00e1konom ur\u010den\u00e9ho majetku s cie\u013eom produkova\u0165 zisk.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div>V\u00fdsledkom je, \u017ee aj tak\u00e9 <strong>mal\u00e9 vklady od nieko\u013ek\u00fdch men\u0161\u00edch investorov tak m\u00f4\u017eu zaisti\u0165 kapit\u00e1l<\/strong> umo\u017e\u0148uj\u00faci v\u00fdhodnej\u0161ie invest\u00edcie a v\u00fdnosy, ne\u017e ak\u00e9 by investori dosiahli pri tradi\u010dn\u00fdch bankov\u00fdch vkladoch a <a href=\"https:\/\/financer.com\/sk\/sporenie\/sporiaci-ucet\/\" data-rich-text-format-boundary=\"true\">sporiacich \u00fa\u010dtoch.<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_funguj_podielov_fondy\">Ako funguj\u00fa podielov\u00e9 fondy?<\/h2>\n\n\n\n<p>Princ\u00edp fungovania podielov\u00fdch fondov je jednoduch\u00fd. Investor do fondu <strong>prispieva svojimi prostriedkami a t\u00fdm z\u00edskava podiel<\/strong> v kolekcii akt\u00edv fondu. <\/p>\n\n\n\n<p><strong>Spr\u00e1vcovia fondu sa potom staraj\u00fa o nakupovanie a pred\u00e1vanie akt\u00edv<\/strong> v r\u00e1mci fondu s cie\u013eom dosiahnu\u0165 zisk pre investorov. Ke\u010f fond dosiahne zisk, spr\u00e1vcovia ho rozdelia medzi svojich investorov v pomere k ich podielom v fondu.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><strong>Fondy s\u00fa spravovan\u00e9 spr\u00e1vcovsk\u00fdmi spolo\u010dnos\u0165ami, (tzv. asset management).<\/strong> S\u00fa zlo\u017een\u00e9 z t\u00edmu sk\u00fasen\u00fdch investi\u010dn\u00fdch mana\u017e\u00e9rov. Ich \u00falohou je stara\u0165 sa o finan\u010dn\u00e9 prostriedky investorov s cie\u013eom vytvori\u0165 efekt\u00edvny sp\u00f4sob zhodnocovania kapit\u00e1lu s dostato\u010dnou diverzifik\u00e1ciou.<\/div>\n\n\n<p>Na v\u0161etky kroky jednotliv\u00fdch spr\u00e1vcovsk\u00fdch spolo\u010dnost\u00ed<strong> dohliada depozit\u00e1r, \u010do je v tomto pr\u00edpade obvykle banka. <\/strong>T\u00e1 vedie \u00fa\u010dty pre jednotliv\u00e9 fondy a tie\u017e spr\u00e1vcovsk\u00fa spolo\u010dnos\u0165.<\/p>\n\n\n\n<p>Vy ako investor si <strong>n\u00e1kupom podielov\u00fdch fondov kupujete ur\u010dit\u00fd investi\u010dn\u00fd bal\u00ed\u010dek,<\/strong> ktor\u00fd zostavili finan\u010dn\u00ed experti danej finan\u010dnej in\u0161tit\u00facie. Pri podielov\u00fdch fondoch toti\u017e kupujete akcie desiatok a\u017e stoviek r\u00f4znych firiem. Tak\u00e1to diverzifik\u00e1cia je z\u00e1kladom \u00faspechu podielov\u00fdch fondov.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Typy_podielovch_fondov\">Typy podielov\u00fdch fondov<\/h2>\n\n\n\n<p>V dne\u0161nej dobe <strong>u\u017e existuje nieko\u013eko druhov podielov\u00fdch fondov. <\/strong>Ich princ\u00edp fungovania je rovnak\u00fd, ide o akumulovanie finan\u010dn\u00fdch prostriedkov men\u0161\u00edch investorov cez spr\u00e1vcovsk\u00fa spolo\u010dnos\u0165 na glob\u00e1lnom finan\u010dnom trhu s cie\u013eom v\u00fdnosu.<\/p>\n\n\n\n<p><strong>L\u00ed\u0161ia sa najm\u00e4 pod\u013ea toho, ak\u00e9 akt\u00edva obsahuj\u00fa.<\/strong> Na z\u00e1klade toho ich rozde\u013eujeme na:<\/p>\n\n\n\n<ul>\n<li><strong>Dlhopisov\u00e9 fondy. <\/strong>Tieto fondy sa skladaj\u00fa predov\u0161etk\u00fdm z dlhopisov vydan\u00fdch \u0161t\u00e1tom a s\u00fakromn\u00fdmi spolo\u010dnos\u0165ami. S\u00fa vhodn\u00e9 pre investorov so strednodob\u00fdm horizontom na dobu aspo\u0148 2 a\u017e 3 rokov.<\/li>\n\n\n\n<li><strong>Akciov\u00e9 fondy. <\/strong>Ide o najviac volatiln\u00e9 fondy, to znamen\u00e1, \u017ee ich hodnota najviac kol\u00ed\u0161e, ale na druhej strane s\u00fa najv\u00fdnosnej\u0161ie a vhodn\u00e9 pre investorov ochotn\u00fdch znies\u0165 v\u00fdkyvy trhu s investi\u010dn\u00fdm horizontom najmenej 5 rokov.<\/li>\n\n\n\n<li><strong>Fondy pe\u0148a\u017en\u00e9ho trhu. <\/strong>S\u00fa vyh\u013ead\u00e1van\u00e9 konzervat\u00edvnymi investormi s cie\u013eom investovania pe\u0148az\u00ed na kr\u00e1tku dobu. Tieto fondy pozost\u00e1vaj\u00fa najm\u00e4 z cenn\u00fdch papierov ako \u0161t\u00e1tnej pokladni\u010dnej pouk\u00e1\u017eky a \u010das\u0165 prostriedkov je ponech\u00e1van\u00e1 aj na term\u00ednovan\u00fdch \u00fa\u010dtoch.<\/li>\n\n\n\n<li><strong>Zmie\u0161an\u00e9 fondy. <\/strong>S\u00fa zlo\u017een\u00e9 z viacer\u00fdch druhov investi\u010dn\u00fdch n\u00e1strojov. Naj\u010dastej\u0161ie s\u00fa to akcie a dlhopisy, pri\u010dom plat\u00ed, \u017ee ich pomer je v ka\u017edom fonde percentu\u00e1lne zast\u00fapen\u00fd in\u00fdm pomerom. Zvykn\u00fa sa ozna\u010dova\u0165 ako zlat\u00e1 stredn\u00e1 cesta.<\/li>\n\n\n\n<li><strong>Fondy fondov. <\/strong>Pri tomto druhu fondov sprostredkovane investujete do podielov\u00fdch listov in\u00fdch fondov. Ich najv\u00e4\u010d\u0161ia v\u00fdhoda je, \u017ee aj s men\u0161ou vstupnou invest\u00edciou m\u00f4\u017eete vst\u00fapi\u0165 do fondov, do ktor\u00fdch by ste sa za norm\u00e1lnych okolnost\u00ed dostali len s vy\u0161\u0161ou vstupnou invest\u00edciou.<\/li>\n\n\n\n<li><strong>\u0160peci\u00e1lne fondy.<\/strong> Tieto fondy sa \u0161pecializuj\u00fa v\u00fdhradne na invest\u00edcie do \u0161pecifickej oblasti. M\u00f4\u017eu to by\u0165 napr\u00edklad realitn\u00e9 fondy. Financie s\u00fa tak investovan\u00e9 do realitn\u00fdch a developersk\u00fdch projektov alebo do n\u00e1kupu akci\u00ed realitn\u00fdch a stavebn\u00fdch spolo\u010dnost\u00ed.<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Podielov_fondy_vs_ETF_fondy\">Podielov\u00e9 fondy vs ETF fondy<\/h3>Viete, ak\u00fd je <a href=\"https:\/\/financer.com\/sk\/sporenie\/porovnanie-podielove-etf-fondy\/\">rozdiel medzi podielov\u00fdmi fondmi a ETF fondmi?<\/a> <strong>ETF fondy s\u00fa pas\u00edvne spravovan\u00e9, zatia\u013e \u010do podielov\u00e9 fondy s\u00fa akt\u00edvne spravovan\u00e9.<\/strong> Z tohto d\u00f4vodu s\u00fa poplatky za spr\u00e1vu ETF fondov ni\u017e\u0161ie ako u podielov\u00fdch fondov.\n<a href=\"https:\/\/financer.com\/sk\/wiki\/co-su-etf-fondy\/\"> ETF fondy<\/a> sa obchoduj\u00fa na burze po\u010das cel\u00e9ho d\u0148a a ich cena sa v priebehu d\u0148a men\u00ed, zatia\u013e \u010do podielov\u00e9 fondy sa oce\u0148uj\u00fa raz za de\u0148.<strong> Oba typy fondov s\u00fa otvoren\u00e9 fondy,<\/strong> v ktor\u00fdch s\u00fa peniaze viacer\u00fdch investorov a s\u00fa dobre diverzifikovan\u00e9.\u00a0<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Investovanie_do_podielovch_fondov\">Investovanie do podielov\u00fdch fondov<\/h2>\n\n\n\n<p>Investovanie do podielov\u00fdch fondov sa <strong>v posledn\u00fdch rokoch stalo ve\u013emi popul\u00e1rnym nielen v zahrani\u010d\u00ed, ale aj v Slovenskej republike. <\/strong>D\u00f4vodom je, \u017ee tieto fondy poskytuj\u00fa investorom pr\u00edstup k r\u00f4znym trhom a akt\u00edvam, ktor\u00e9 by inak nemohli k\u00fapi\u0165, a tie\u017e profesion\u00e1lne spr\u00e1vanie akt\u00edv v r\u00e1mci fondu. <\/p>\n\n\n\n<p>Navy\u0161e, <strong>investovanie do podielov\u00fdch fondov m\u00f4\u017ee by\u0165 cenovo dostupnej\u0161ie <\/strong>ako investovanie do jednotliv\u00fdch akci\u00ed, preto\u017ee investor m\u00f4\u017ee k\u00fapi\u0165 len jeden podiel v fondu namiesto k\u00fapy mnoh\u00fdch akci\u00ed.<\/p>\n\n\n<h3 id=\"Ako_investova_do_podielovch_fondov\">Ako investova\u0165 do podielov\u00fdch fondov?<\/h3><br><ul><li><strong>Zistite svoje investi\u010dn\u00e9 ciele.<\/strong> Predt\u00fdm ako za\u010dnete investova\u0165 do podielov\u00fdch fondov, je d\u00f4le\u017eit\u00e9 ma\u0165 jasno o tom, \u010do chcete dosiahnu\u0165 s va\u0161imi invest\u00edciami. To zah\u0155\u0148a rozhodnutie, \u010di chcete investova\u0165 na krat\u0161iu alebo dlh\u0161iu dobu, ako aj ak\u00fa m\u00e1te toleranciu rizika.<\/li><li><strong>Vyberte si spr\u00e1vny fond. <\/strong>Na trhu je k dispoz\u00edci\u00ed viacero podielov\u00fdch fondov, tak\u017ee je d\u00f4le\u017eit\u00e9 vybra\u0165 si fond, ktor\u00fd zodpoved\u00e1 va\u0161im investi\u010dn\u00fdm cie\u013eom a tolerancii rizika.<\/li><li><strong>Zistite cenu fondu.<\/strong> Pred k\u00fapou podielu v podielovom fonde sa uistite, \u017ee ste si pre\u0161tudovali cenu fondu a \u017ee ju m\u00f4\u017eete zaplati\u0165.<\/li><li><strong>Zalo\u017ete si \u00fa\u010det u investi\u010dn\u00e9ho sprostredkovate\u013ea.<\/strong> Pre k\u00fapu podielu v podielovom fonde mus\u00edte ma\u0165 \u00fa\u010det u investi\u010dn\u00e9ho sprostredkovate\u013ea, ktor\u00fd pon\u00faka pr\u00edstup k dan\u00e9mu fondu. Jedn\u00fdm z nich je napr\u00edklad investi\u010dn\u00e1 sie\u0165 <a href=\"https:\/\/financer.com\/sk\/spolocnost\/etoro\/\">eToro<\/a>. Investovanie do podielov\u00fdch fondov v\u00e1m v\u0161ak pon\u00faknu aj vo v\u00e4\u010d\u0161ine slovensk\u00fdch b\u00e1nk.<\/li><li><strong>K\u00fapte si podiel v fondu.<\/strong> Ke\u010f m\u00e1te v\u0161etko pripraven\u00e9, m\u00f4\u017eete si k\u00fapi\u0165 podiel v podielovom fonde prostredn\u00edctvom v\u00e1\u0161ho investi\u010dn\u00e9ho \u00fa\u010dtu.<\/li><li><strong>Sledujte v\u00fdkonnos\u0165 fondu.<\/strong> Po tom ako ste k\u00fapili podiel v podielovom fonde, je d\u00f4le\u017eit\u00e9 sledova\u0165 jeho v\u00fdkonnos\u0165 a prisp\u00f4sobova\u0165 svoje invest\u00edcie va\u0161im cie\u013eom.<\/li><\/ul>\n\n\n<h3 class=\"wp-block-heading\" id=\"Kde_kpi_podielov_fondy_na_Slovensku\">Kde k\u00fapi\u0165 podielov\u00e9 fondy na Slovensku?<\/h3>\n\n\n\n<p>Podielov\u00e9 fondy <strong>sa daj\u00fa k\u00fapi\u0165 prostredn\u00edctvom investi\u010dn\u00fdch sprostredkovate\u013eov, <\/strong>ako s\u00fa banky a investi\u010dn\u00e9 spolo\u010dnosti. T\u00edto poskytovatelia pon\u00fakaj\u00fa pr\u00edstup k r\u00f4znym podielov\u00fdm fondom a tie\u017e poskytuj\u00fa poradenstvo oh\u013eadom v\u00fdberu spr\u00e1vneho fondu pre va\u0161e investi\u010dn\u00e9 ciele.<\/p>\n\n\n\n<p><strong>Na Slovensku v\u00e1m pon\u00faknu investovanie do podielov\u00fdch fondov vo v\u00e4\u010d\u0161ine b\u00e1nk<\/strong> (<a href=\"https:\/\/financer.com\/sk\/spolocnost\/raiffeisen\/\">Raiffeisen<\/a>, <a href=\"https:\/\/financer.com\/sk\/spolocnost\/365-banka\/\">365.bank<\/a>, <a href=\"https:\/\/financer.com\/sk\/spolocnost\/vub\/\">V\u00daB<\/a>, <a href=\"https:\/\/financer.com\/sk\/spolocnost\/csob\/\">\u010cSOB<\/a> alebo <a href=\"https:\/\/financer.com\/sk\/spolocnost\/tatra-banka\/\">Tatra Banka<\/a>). Je u\u017e len na v\u00e1s, pre ktor\u00fa z nich sa rozhodnete.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div>\n\u010eal\u0161ou mo\u017enos\u0165ou je <strong>k\u00fapi\u0165 podielov\u00e9 fondy cez online platformy,<\/strong> ktor\u00e9 umo\u017e\u0148uj\u00fa investova\u0165 do fondov bez potreby kontaktova\u0165 investi\u010dn\u00e9ho sprostredkovate\u013ea.\n \nTieto platformy tie\u017e <strong>umo\u017e\u0148uj\u00fa jednoduch\u00e9 sledovanie v\u00fdkonnosti fondu<\/strong> a prisp\u00f4sobenie va\u0161ich invest\u00edci\u00ed va\u0161im cie\u013eom. Medzi tak\u00e9to platformy patr\u00ed aj investi\u010dn\u00e1 sie\u0165 <a href=\"https:\/\/financer.com\/sk\/spolocnost\/etoro\/\">eToro<\/a>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Poplatky\">Poplatky<\/h2>\n\n\n\n<p>Ani pri investovan\u00ed do fondov sa nevyhnete poplatkom. L\u00ed\u0161ia sa v\u0161ak v z\u00e1vislosti od poskytovate\u013ea aj od typu investi\u010dn\u00e9ho produktu. Vo Financer.com sme pre v\u00e1s zhrnuli tie naj\u010dastej\u0161ie.<\/p>\n\n\n\n<ul>\n<li><strong>Vstupn\u00fd poplatok. <\/strong>Jedn\u00e1 sa o poplatok, ktor\u00fd si \u00fa\u010dtu takmer v\u0161etky spr\u00e1vcovsk\u00e9 spolo\u010dnosti. Je to poplatok za sprostredkovanie invest\u00edcie.<\/li>\n\n\n\n<li><strong>V\u00fdstupn\u00fd poplatok. <\/strong>Tento typ poplatku nie je u\u017e tak be\u017en\u00fd. Niektor\u00e9 spolo\u010dnosti si v\u0161ak m\u00f4\u017eu \u00fa\u010dtova\u0165 za sp\u00e4tn\u00e9 vybranie invest\u00edcie z podielov\u00e9ho fondu.<\/li>\n\n\n\n<li><strong>Spr\u00e1vcovsk\u00fd poplatok. <\/strong>Naj\u010dastej\u0161\u00ed typ poplatku. Ide o odmenu spr\u00e1vcovi fondu, strh\u00e1va sa z objemu investovan\u00e9ho kapit\u00e1lu.<\/li>\n\n\n\n<li><strong>Prev\u00e1dzkov\u00e9 n\u00e1klady fondu. <\/strong>Tie\u017e naz\u00fdvan\u00e9 aj TER (Total Expense Ratio). Ide o celkov\u00e9 ro\u010dn\u00e9 n\u00e1klady na fond.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Vhody_a_nevhody\">V\u00fdhody a nev\u00fdhody<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li>\n<p>Skvel\u00fd sp\u00f4sob fiverzifik\u00e1cie investi\u010dn\u00e9ho portf\u00f3lia<\/p>\n<\/li><li>\n<p>Fondy s\u00fa spravovan\u00e9 profesion\u00e1lnym t\u00edmom odborn\u00edkov<\/p>\n<\/li><li>\n<p>Investovanie do fondov je cenovo dostupn\u00e9<\/p>\n<\/li><li>\n<p>S\u00fa vhodn\u00fdm investi\u010dn\u00fdm n\u00e1strojom predov\u0161etk\u00fdm na dlhodob\u00e9 investovanie<\/p>\n<\/li><li>\n<p>Podielov\u00e9 fondy s\u00fa vhodn\u00e9 aj pre nov\u00e1\u010dikov<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li>\n<p>Ako pri ka\u017edom investi\u010dnom n\u00e1stroji aj tu je riziko straty<\/p>\n<\/li><li>\n<p>Rovnako m\u00f4\u017eu by\u0165 aj podielov\u00e9 fondy volatiln\u00e9<\/p>\n<\/li><\/ul><\/div>\n\n\n<p><em>Pri investovan\u00ed je v\u017edy d\u00f4le\u017eit\u00e9\u00a0<strong>myslie\u0165 na dostato\u010dn\u00fa diverzifik\u00e1ciu portf\u00f3lia.\u00a0<\/strong>Sna\u017ete sa preto va\u0161e peniaze dostato\u010dne rozlo\u017ei\u0165 do viacer\u00fdch druhov invest\u00edci\u00ed, \u010di u\u017e sa jedn\u00e1 o\u00a0<a href=\"https:\/\/financer.com\/sk\/sporenie\/investovanie-do-nehnutelnosti\/\">nehnute\u013enosti<\/a>,\u00a0<a href=\"https:\/\/financer.com\/sk\/sporenie\/investovanie-do-kryptomien\/\">kryptomeny<\/a>,\u00a0<a href=\"https:\/\/financer.com\/sk\/sporenie\/p2p-investovanie\/\">P2P p\u00f4\u017ei\u010dky<\/a>\u00a0a podobne. Pom\u00f4c\u0165 v\u00e1m m\u00f4\u017ee aj n\u00e1\u0161 \u010dl\u00e1nok o tom,\u00a0<a href=\"https:\/\/financer.com\/sk\/kde-investovat-peniaze\/\">kde investova\u0165 peniaze.<\/a><\/em><\/p>\n","protected":false},"author":87,"featured_media":30920,"comment_status":"open","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[1108],"_links":{"self":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/wiki\/30918"}],"collection":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/wiki"}],"about":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/types\/wiki"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/comments?post=30918"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/wiki\/30918\/revisions"}],"predecessor-version":[{"id":45351,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/wiki\/30918\/revisions\/45351"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/media\/30920"}],"wp:attachment":[{"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/media?parent=30918"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/sk\/wp-json\/wp\/v2\/categories?post=30918"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}