• Home
  • Terms And Conditions & GDPR

Terms And Conditions & GDPR

Terms and Conditions

Hey! Financer.com believes it is essential that our visitors comprehend what kind of service we render, and what responsibility we have. We, therefore, thought to help you understand these factors with an informative text.

Please note that these General Terms and Conditions may adjust, so please check in with us from time to time and keep yourself updated.

§1 Handling of personal data and applications

  • Financer.com does not control applications but they are handled by third parties, which is, the credit company that you have chosen to borrow from.
  • Financer.com does not take credit reports and makes no determination about the applicant’s capability to pay and creditworthiness. It is the duty of the credit company.
  • The personal information Financer.com manages in case of requests for newsletters is not revealed to third parties under any situation. The personal data that is available to us is saved only in our own database.
  • According to the Personal Data Act, you have the right to get a specification of the data that Financer.com has saved in its database at least once every year. If you require such a specification, please contact us here.
  • Financer.com follows the Data Inspectorate’s rules, recommendations, and regulations in regard to personal data management.

§2 Our responsibility

  • Financer.com is not responsible for arguments regarding agreements, contracts and other loan-related conflicts between creditors and borrowers. All complaints regarding payments or rejections are handled by the credit company involved.
  • We do not take the placement of the creditor or borrower during a conflict, and we are not involved in any interference.
  • Financer.com is under no situation blameworthy for any damages and violation of contract, be it the lender or the borrower who has created the damage or the breach of contract. We are not at all involved in the agreement, which is an arrangement between lenders and borrowers.
  • We are entirely responsible for published information and content on our website.
  • We maintain the right for changes that lenders have made and that have not been updated on our website. However, we normally update changes on the day mad that are made.
  • We advocate that you should borrow with responsibility, which does not necessarily means that you can’t receive a loan because you have a low income or a payment note. However, your current financial situation should be good enough for you to be in a position to pay back your loan. It is your duty and responsibility to borrow responsibly while it is our responsibility to inform you about how to do this .

Cookies

Cookies are little files that are saved in your browser. These help us to anonymously examine our users behavior at Financer.com and therefore rearrange our content.

As a user, you can prevent the storage of cookies in your browser’s settings.

Facebook Pixel / Remarketing

Facebook Pixel permits us to advertise content through our comparative portal Financer.com precisely to our readers on Facebook’s platform.

To illustrate, if we publish new content as a blog post, we can have it exposed on Facebook to specific target groups that we think are related to reading about this new specific topic.
Nevertheless, this is only available when you have given your own permission.
Facebook Inc., 1601 Willow Road, Menlo Park, California 94025, USA (hereinafter “Facebook”) behaves as a processor in this regard and gathers the following data via Facebook Pixel:

Data from HTTP headers such as IP addresses, browser information, documents, page, location, referral address (previously visited page) and User Agent pixel-specific data such as pixel ID and Facebook cookies (which sites you previously visited).

The data via Facebook Pixel is unidentified to us. We make use of its data for statistical reasons. This assists us to measure the results of our marketing activities and produce new, appropriate to, qualitative content for you as a visitor.

Still, the data is connected through Facebook to your Facebook account and can be utilized by Facebook for their marketing purposes.

In your  Facebook settings,  you can restrict different categories of data gathered by Facebook. For more information on Facebook’s privacy policy, see  Facebook’s Privacy Policy.

You always can turn off the Facebook pixel on Financer.com and withdraw your permission. As another option, you can deactivate the storage of cookies in browser settings. See more information in your local browser.

Google Universal Analytics

To examine the traffic and use of the Financer.com website, we make use of Google Universal Analytics, from Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA (“Google” below).

This script runs when you use the site and assists us to examine the information below:

  • Number of page views
  • How much time you make use of the page
  • Which operating system you operate and which browser
  • The duration you stayed on a specific page
  • Your geographical location

On the side of SEO Solutions Limited, Google will utilize this information to assess your use of the site. We use the information given to improve the efficiency of the content and provide you an experience of higher quality with Financer.com.

Consequently, our legal interest in data processing exists. The legal basis for using Google Analytics is § 15 para 3 TMG or Art 6 para 1 lit. f DSGVO.

We use IP anonymization, where your IP address is abridged. This makes certain that you cannot be clearly recognized by the IP address.

Google Universal Analytics uses the pseudonymized user ID, which makes it achievable to find a return visit to a site.

Use of Financer.com does not gather personally recognizable information through Google Universal Analytics.

The IP address given by Google Analytics as part of Google Analytics will not be combined with other Google data. The data sent by us and connected to cookies, user identifiers (eg user ID) or advertising ID will automatically be erased after a maximum of twenty-four months. The deletion of data whose storage duration has been attained is completed automatically once each month.

More information on the Google Privacy Policy Privacy Policy.

To stay away from measuring data through Google Universal Analytics, you can deactivate Google Universal Analytics using this browser extension. To disable mobile devices, click Disable  Google Analytics at the end of the page.

To keep Universal Analytics from tracking devices, you must opt out of any system you make use of.

As another option, you can make a suitable configuration for the cookie settings in your browser.

Google reCaptcha

To keep your orders safe through the contact form, we use the reCAPTCHA service from Google Inc. (Google).
The question is used to differentiate whether the service is done by a person or abuse via automatic spam robots or machine learning services.

The question contains sending the IP address and any other information considered essential by Google for the reCAPTCHA service to Google.

On the side of SEO Solutions Limited, Google will utilize this information to assess your use of this service.

The IP address sent by your browser as part of reCaptcha will not be combined with additional data provided by Google. This information is subject to Google’s deviating privacy policy.

Regarding Google’s privacy policy, please visit:  https://www.google.com/intl/en/policies/privacy

Hotjar

This site makes use of the hotjar web service features operated by Hotjar Ltd. (Level 2, St Julian Business Center, 3, Elia Zammit Street, St Julian’s STJ 1000, Malta). Hotjar uses cookies, small text files saved on your computer and permit an analysis of the use of the site.

Threats allow us to analyze how you use our website. We utilize the outcome of the analysis to better the user-friendliness of the site.

The information gathered by the cookie regarding your use of this site is anonymous and moved to Hotjar, where it is saved on protected servers in Ireland for a maximum period of 365 days.

You can opt out any time of your use of the Hotjar here https://www.hotjar.com/opt-out.legal/compliance/opt-out”> https://www.hotjar.com/opt-out For more information on Hotjar’s cookies and Hotjar’s privacy policy, visit  https://www.hotjar.com/privacy

Affiliate Tracking Cookies

The operator of the Financer.com website, SEO Solutions Ltd, has merged affiliate links from AdTraction, Adservice, AdRecord.

These are global affiliate networks that bring together advertisers and publishers.
Financer.com has the role of the publisher by publishing content.

By using our comparator service at Financer.com, you can access the advertisers’ website through an affiliate link, where you can order the financial product.

On completed sales, we can be given a commission that allows us to publish additional free content for you and better our comparison service.

Once you reach the supplier as a user through our affiliate link, a cookie is stored in your browser. The reason for the storage of cookies is the official procedure of commission settlement between the advertiser and the publisher, which is handled by the associated network.

Stored cookies in combination with the affiliate link do not include any personal information. Only the publisher’s identification number (Financer.com) and the regular number of the visitor on the website, the time and index of the associated link are saved. All affiliate cookies will be processed after a maximum of 60 days.

Foregoing, you can forbid the storage of cookies in your browser settings. You can also erase your cookies any time you want.

Right to information and objection
You maintain the right at all time to be informed about your personal data. You also have the chance to cancel your consent at any time and ask that we erase the personal data that has already been processed.

You can always contact us in writing if you have further questions about the processing of your personal data,
SEO Solutions Limited
Room 1, Level 2, Ca ‘Brugnera Palazzo, Valley Road
Birkirkara BKR 9024
Malta
Email:team@financer.com

If requested, you will be informed in writing about which personal information SEO Solutions Limited has stored about you. You may forbid the processing of your data at any given time in writing without further reasoning.