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October 6, 2021

What Is the Maximum Personal Loan Amount Can I Get?

The maximum personal loan amount you can borrow depends on your lender, your credit history, and other factors.

You can use a personal loan calculator to determine how much you can afford in monthly payments to ensure you won’t be over-indebted.

Personal loans come in many sizes and the typical maximum personal loan amount is between $100 and $100,000. This doesn’t determine how much you’ll qualify for though, as lenders look at your creditworthiness when assessing your application.

So, how big of a personal loan can I get? Factors that determine the maximum amount you can borrow with a personal loan include the lender’s loan offerings, your debt and income, and your credit score.

People with higher credit scores generally qualify for better interest rates and come with longer repayment terms, which gives you a bit more breathing room to maintain your repayment plan.

💡 Tip: With you can compare lenders, apply online, or use our personal loan payment calculator.

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    Lorien is the Country Manager for Financer US and has a strong background in finance and digital marketing. She is a fintech enthusiast and a lover of all things digital.

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    Last Updated: October 6, 2021

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