Coin VISA Credit Card Launched

Coign VISA Credit Card Launched: What You Should Know

  • September 26, 2022
  • 4 min read
  • Read Icon34528 reads

Founded by a group of high-profile conservatives hoping to attract like-minded customers, the Coign VISA credit card was announced this week.

Rob Collins, founder of Coign, says this is the first credit card for people who prefer their purchases work for the causes they believe in. The red Coign credit card is a rewards credit card that offers a cash-back benefit to cardholders.

💡 Jump to Coign’s fees and interest rates below.

Here are some features of the Coign card at a glance:

  • Unlimited cash-back VISA card
  • No annual fees
  • Credit protection
  • A portion of the merchant fees are donated to conservative causes

According to Coign, the card is no different from other credit cards on the market in terms of customer service, regulations, and protections.

Coign Credit Card
The Coign VISA Card

In a press release, the company said that it is pushing back against credit card companies and mainstream banks pursuing far-left agendas.

“Too many corporations are investing their customers’ money in political and social priorities that align with their executives, and the media,” said Coign’s founder Rob Collins. “For the first time, the Coign card will allow conservatives to ‘Spend Right’ no matter where they shop.”

The Coign advisory board includes Canvass America President and Founder Chris Hansen, former Republican Colorado Sen. Cory Gardner, and former Special Assistant to the President for Innovation Policy and Initiatives Matt Lira.

How It Works

This unlimited cash-back VISA credit card does not have an annual fee and offers credit protection.

Trademarked by Zing America, Inc., the Coign VISA card comes with all the standard perks and benefits people are used to, like fraud protection, cashback rewards, secure transactions, and VISA network coverage.

Some of the features of the Coign card include:

  • Spend anywhere VISA is accepted
  • Support conservative causes
  • 100% protection with VISA’s Zero Liability policy
  • World-class cyber and theft protection

Rewards

Every time a cardholder makes a purchase, they will earn a 1% cash-back reward. This cash-back reward comes in the form of a statement credit that can be used to pay off existing charges for the customer’s account balance.

Charity

Coign will donate a portion of its merchant fees to charities. These charities will be announced soon and members can sign up to the waiting list to be notified when the first round of charities is announced.

Cardholders will be able to vote on which causes receive donations from transactions, according to a news release from the company.

💡 Read more about the Financer Initiative

Coign has recently signed up their third charity partner in September this year.

Fees and Interest Rates

The Coign VISA credit card comes with an annual percentage rate of 15.99 to 25.99% APR, based on your creditworthiness.

The APR for cash advances is 25.99% to 30.99% APR when you open your account. After that, your APR will vary based on your creditworthiness.

If you are charged interest, the minimum charge will be $1.00.

In terms of fees, cash advance fees are 3% of the amount, or $10,00, whichever is greater. A late payment fee of up to $35.00 can be charged.

Your balance will be calculated using a method called ‘Average Daily Balance’.

If you pay your entire balance by the due date each month, you will not be charged any interest on purchases. Your due date is at least 25 days after the close of each billing cycle.

How to Get Coign

Users can visit coign.com and sign up for the Coign card by clicking on ‘Join Now’.

You can also download the Coign app from the Google Play Store.

Coign’s customer support team can be reached at 833-690-2471 from Monday to Friday, 8 a.m. to 5 p.m.

Keep an eye out for Coign credit card reviews from real customers.

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Lorien is the Country Manager for Financer US and has a strong background in finance and digital marketing. She is a fintech enthusiast and a lover of all things digital.

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Tom Griffiths
You say their a conservative credit card company but VISA is an ESG backed company. Any true conservative knows to stay away from the New World Order backed businesses and the World Economic Form
Reply
FT
Frits ten Pas
I like what they are trying to do, but 1% cash back is not much of an incentive when I now get a minimum of 2% on everything when I'm not getting 4% on gas, 3% on restaurants, and so forth. For 2% (like my Wells Fargo), I would get this new card.
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JL
Jon L
Just checking up on the progress of this card, not much information out there and their website is still in wait list mode. What about debit card? Will one be available at same time? Or can you do both with same card? I do not like doing debit with credit card #, I keep the debit strictly in hand use, no internet purchases, etc.. The yutes of today do not carry cash. What are the other options for them? I have looked for options to invest and have come up empty. Anyone else found anything?
Reply
    Lorien StrydomAuthor
    Hi Jon, we're also waiting in anticipation. Their mobile app has recently been updated and they've signed up another charity partner last month, so it seems like things are moving along. We're keeping our eyes peeled!
don Esteban
It's almost September, and no sign of the card going live. I have to figure they are having a hard time finding a bank willing to service a conservative cause OR large enough to handle their needs.
Reply
    Lorien StrydomAuthor
    Good points, Don. We noticed they signed up their third charity partner recently, so let's hope the launch will be announced very soon.
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