Overview of CashUSA

    Summary

  • Loans between $500 – $10,000

  • Up to 72 months to repay

  • Interest rates 5.99 – 35.99%

  • Funds direct deposited into a designated account

  • Accessible 24/7

  • All credit types considered

What Does CashUSA Offer

CashUSA is an online loan broker that connects borrowers with suitable lenders.

Through its network of lenders, CashUSA offers borrowers loans between $500 and $10,000. The maximum loan amount available to a borrower will depend on their creditworthiness.

However, according to CashUSA’s website, consumers with low credit scores will unlikely receive a loan greater than $1,000.

Borrowers can repay their loans in 90 days or stretch the payment terms to up to 72 months on approved credit.

Who Can Get A Loan From CashUSA?

with more than a million users every month, CashUSA’s platform is simple and easy to use.

Borrowers simply need to enter their details online and they will receive offers from reputable lenders. CashUSA sends your submitted form to multiple lenders at the same time, so that you can compare multiple offers at the same time.

    What You Need To Apply

  • Be at least 18 years of age (older dependant of state)

  • U.S Citizen or permanent resident

  • Have a minimum post-tax income of $1000 per month

  • Provide a current email and phone number

  • Have an active checking account

Applications usually take only a few minutes and once you receive your offers, you can review and accept the loan terms immediately.

Financer.com’s CashUSA Review

    CashUSA Cons

  • Small loan amounts up to $10,000

  • High APRs possible

  • Not a direct lender

At Financer.com we always recommend that the borrower make sure they shop around to find a lender that suits their personal circumstance.

CashUSA can provide a prospective list of lenders to the borrower to choose from.


Reviews of CashUSA

CashUSA is rated 18 out of 189 companies in total rating and got an average review score of 3.9 based on 19 reviews. Their weakness is Interest & Costs and their strength is Website & Functionality.
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shawn lebbanon 1 review | April 30, 2021
General Review
Upsides
functionally to say the lease
Downsides
the price is what three mw off
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Woo Long fang 1 review | April 29, 2021
General Review
Upsides
the best empierce in a money company i know of
Downsides
too prices
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Emir Özcan 1 review | April 27, 2021
General Review
Upsides
They have really great customer service, they were careful and made sure I understood everything and asked if I had any questions. My questions were answered with a professional but honest answer, I recommend!
Downsides
I guess I don't have a bad idea about the company.
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Emery Gray 1 review | April 12, 2021
General Review
Upsides
Easy enough to enter your information and get a list of potential lenders
Downsides
As another user as mentioned, CashUSA isn't accredited by the BBB which makes me a bit nervous. Also be prepared to receive TONS of communication from both CashUSA directly and those they pass your information on to as soon as you hit submit.
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Anthony Tyler 1 review | April 9, 2021
General Review
Upsides
Quick and easy to understand process for getting a loan
Downsides
Doesn't seem to offer a high loan limit, but still is a reasonable amount offered.
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pranesh 1 review | December 31, 2019
General Review
Upsides
Online portal that connects borrowers with lenders
Downsides
It isn't accredited by BBB
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Shannon Peterson 1 review | December 29, 2019
General Review
Upsides
Quick cash when you need it. They are very helpful and understanding ,have low interest rates and are quick
Downsides
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Elicya 1 review | December 28, 2019
General Review
Upsides
This company is amazing! I got everything I wanted and more. Great job cashusa!!
Downsides
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Bridgette Smith 1 review | December 28, 2019
General Review
Upsides
They have really great customer service, they were willing to help in any way they could, I use this company a lot for all our needs, I highly recommend them!!
Downsides
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Susan West 1 review | December 28, 2019
General Review
Upsides
Their service was exceptional. They were attentive and made sure I understood everything and ask if I had any questions. My questions were answered in a professional yet honest answer.
Downsides
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