Review of CashUSA

    Summary

  • Loans between $500 – $10,000

  • Up to 72 months to repay

  • Interest rates 5.99 – 35.99%

  • Funds direct deposited into a designated account

  • Accessible 24/7

  • All credit types considered

What is CashUSA?

CashUSA is an online loan broker that connects borrowers with suitable lenders.

Through its network of lenders, CashUSA offers borrowers loans between $500 and $10,000. The maximum loan amount available to a borrower will depend on their creditworthiness.

However, according to CashUSA’s website, consumers with low credit scores will unlikely receive a loan greater than $1,000.

Borrowers can repay their loans in 90 days or stretch the payment terms to up to 72 months on approved credit.

Read more Cash USA reviews below or submit your own.

Chosen 21,010 times
  • Loans between $500 – $10,000
  • Up to 72 months to repay
  • Interest rates 5.99 – 35.99%
  • All credit types considered

How CashUSA Works

With more than a million users every month, CashUSA offers a simple and straightforward online loan platform.

Borrowers simply need to enter their details online and they will receive offers from reputable lenders. CashUSA sends your submitted form to multiple lenders at the same time, so that you can compare multiple offers.

You can also read more CashUSA.com reviews at the bottom of this page.

Loan Requirements

Here are the loan requirements when applying for a CashUSA loan:

  • Be at least 18 years of age (older dependant of state)
  • U.S Citizen or permanent resident
  • Have a minimum post-tax income of $1000 per month
  • Provide a current email and phone number
  • Have an active checking account

Applications usually take only a few minutes and once you receive your offers, you can review and accept the loan terms immediately.

Rates & Fees

CashUSA loans come with APR rates of between 5.99% and 35.99%.

Example: A loan of $5,000 over 36 months with an APR of 18% will equal monthly payments of $179.35 with a total loan amount of $6,456.68.

Payment Terms

Repayment terms on a CashUSA loan are from 3 months to 72 months.

Loan offers from Cash USA may come with an origination fee, depending on the lender. Different offers may also have unique interest rates and payment terms.

How To Apply for a CashUSA Loan

Step 1

Apply Online

Visit CashUSA.com and submit your loan request. This will require some basic information like the loan amount, what you need it for, your date of birth, and zip code. This will also trigger a soft credit inquiry.

Step 2

Receive Loan Offers

Once you’ve submitted your details you’ll be presented with suitable loan offers. Review the offers to see if one suits you needs, before you proceed to apply. Once you do, it will trigger a full credit check. 

Step 3

Loan Approval

Once your application has been submitted and reviewed, you’ll be notified of the outcome. Since the terms differ from one lender to the next, you may receive your loan as soon as the next day.

Our CashUSA Review

    CashUSA Cons

  • Small loan amounts up to $10,000

  • High APRs possible

  • Not a direct lender

CashUSA has a simple and straightforward online loan application process and can connect you with many well-known U.S. lenders in just a few minutes.

CashUSA loans are a good option if you are looking for a bad credit loan or have a credit history that needs some work.

At Financer.com we always recommend that you shop around to find a lender that suits your personal needs.

Customer Service

CashUSA.com offers support via email, phone, and online. There is no CashUSA login available but you can apply for a loan online in minutes.

Want to leave feedback? Add your CashUSA.com review below.

FAQs

How much can I borrow?

You can borrow up to $10,000 with a Cash USA loan.

What happens if I pay late?

When you accept the loan agreement you agree to pay back to loan principle and charges in a specific time. If you are late with payments, late fees may apply. CashUSA can’t determine the specific penalty or late fee as this depends on the lender you take out your loan from. 

Is CashUSA.com secure?

Yes. CashUSA.com uses industry-standard encryption to process your personal information. Read more about their privacy policy here.

Was this article helpful?

  • Be the first one to give feedback

    How can we improve this article?


    Reviews of CashUSA

    CashUSA is rated 68 out of 282 companies in total rating and got an average review score of 3.8 based on 20 reviews. Their weakness is Interest & Costs and their strength is Website & Functionality.
    Customer reviews
    Filter reviews Close Icon
    All reviews
    Loan reviews
    Sort by Close Icon
    Newest
    Best rated
    Worst rated
    Most helpful
    N
    nadia_soto 1 review | December 5, 2021
    Personal Loan Review
    Upsides
    Absolutely nothing.
    Downsides
    Wasted my time.
    Post
    Post reply
    SL
    shawn lebbanon 1 review | April 30, 2021
    General Review
    Upsides
    functionally to say the lease
    Downsides
    the price is what three mw off
    Post
    Post reply
    WL
    Woo Long fang 1 review | April 29, 2021
    General Review
    Upsides
    the best empierce in a money company i know of
    Downsides
    too prices
    Post
    Post reply
    Emir Özcan 1 review | April 27, 2021
    General Review
    Upsides
    They have really great customer service, they were careful and made sure I understood everything and asked if I had any questions. My questions were answered with a professional but honest answer, I recommend!
    Downsides
    I guess I don't have a bad idea about the company.
    Post
    Post reply
    EG
    Emery Gray 1 review | April 12, 2021
    General Review
    Upsides
    Easy enough to enter your information and get a list of potential lenders
    Downsides
    As another user as mentioned, CashUSA isn't accredited by the BBB which makes me a bit nervous. Also be prepared to receive TONS of communication from both CashUSA directly and those they pass your information on to as soon as you hit submit.
    Post
    Post reply
    Anthony Tyler 1 review | April 9, 2021
    General Review
    Upsides
    Quick and easy to understand process for getting a loan
    Downsides
    Doesn't seem to offer a high loan limit, but still is a reasonable amount offered.
    Post
    Post reply
    P
    pranesh 1 review | December 31, 2019
    General Review
    Upsides
    Online portal that connects borrowers with lenders
    Downsides
    It isn't accredited by BBB
    Post
    Post reply
    SP
    Shannon Peterson 1 review | December 29, 2019
    General Review
    Upsides
    Quick cash when you need it. They are very helpful and understanding ,have low interest rates and are quick
    Downsides
    -
    Post
    Post reply
    E
    Elicya 1 review | December 28, 2019
    General Review
    Upsides
    This company is amazing! I got everything I wanted and more. Great job cashusa!!
    Downsides
    -
    Post
    Post reply
    BS
    Bridgette Smith 1 review | December 28, 2019
    General Review
    Upsides
    They have really great customer service, they were willing to help in any way they could, I use this company a lot for all our needs, I highly recommend them!!
    Downsides
    -
    Post
    Post reply
    Load more reviews

    Rate & review CashUSA

    Not convinced?

    Visit their official website and learn more about CashUSA

    We use cookies to give you the most relevant experience. By using our site, you accept all cookies and our privacy policy. To find out more about what cookies we use you can go to privacy overview