Overview of Check Into Cash

    Features

  • Borrow up to $1,500 (max $750 for new customers)

  • Same-day approval available

  • Stores available in 26 states

  • Fast application process

  • Next day deposits

What is Check Into Cash?

Check Into Cash was founded in 1993 in Cleveland, Tennessee, by an entrepreneur named Allan Jones. Today, Check Into Cash is comprised of more than 1,000 branch locations in 30 states.

Check Into Cash also offers several other in-store services, including check cashing, bill pay, and purchasing gift cards for cash.

Prospective applicants should know that any provided rates and terms are examples only. Check Into Cash offers several different loan types.

Interest and APRs differ. They are calculated depending on your state of residence.

Check Into Cash stores are available in 26 states; however, they do not offer online lending in all of those states.

Online loans are available in the following states:

Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Louisiana, Mississippi, Missouri, Nevada, Oklahoma, Oregon, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.

How Check Into Cash Works

Applications are submitted online and easy to navigate. Personal details are presented, which should take less than 5 minutes to complete.

    Loans Available From Check Into Cash

  • Online payday loans

  • Instore cash advance

  • Title loans

  • Installment loans

Requirements To Get A Loan

Who Can Qualify?

Lending requirements vary based on the type of loan required. These are the main requirements when applying for a loan from Check Into Cash:

  • Social Security Number (SSN)
  • Checking account number
  • Bank routing number
  • Government-issued ID
  • Applicants must be at least 18 years of age
  • Provide proof of income

Prospective applicants should know that any provided rates and terms are examples only.

How To Apply

The application process for a loan with CheckIntoCash.com begins online where applicants complete a quick application.

If you have all your information the application should take less than 10 minutes.

Once approved you can sign electronically to confirm their funds.

Funds can be transferred to your account the next business day.

Check Into Cash Reviews

If you require cash urgently and have exhausted all other lending options Check Into Cash may be a good option. They are easy to use and can pay out your loan within one day.  

As with any payday lender fees and interest rates are high. If you have good credit, however, there are more affordable alternatives.

Check Into Cash is not a cheap way to borrow money. Still, they do provide a customer-focused lending company that does meet the needs of those urgently needing money well.

    Cons of Check Into Cash

  • High fees

  • Low lend limit

  • Not available in all states

FAQs about Check Into Cash

Can I get a loan over the phone?

Applications can be made online or in-person through one of the CheckIntoCash locations.

How much does it cost to apply?

Applying for a loan is completely free. You will know within minutes if your application is approved.

Have you used Check Into Cash before? Be sure to leave a review below to help others in their quest to seek finance.


Reviews of Check Into Cash

Check Into Cash is rated 11 out of 88 companies in total rating and got an average review score of 4.4 based on 33 reviews. Their weakness is Interest & Costs and their strength is Website & Functionality.
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harvie philly 1 review | April 30, 2021
General Review
Upsides
always be honest when doing business, just like this compony would always do
Downsides
the pricing should never be to much to handle
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Whoo mans 5 1 review | April 29, 2021
General Review
Upsides
the the right decision in money making
Downsides
for the amount you pay does not really pay off
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phyllis owens 2 reviews | April 28, 2021
General Review
Upsides
a great company to get a small loan without a high credit score and no hassles and easy to do they are helpful and professional
Downsides
none, have found nothing wrong with this company
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phyllis owens 2 reviews | April 28, 2021
Personal Loan Review
Upsides
a great company to get small loan without hassles and high credit rating. they are professional and helpful
Downsides
no cons, have not found anything wrong with this company
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Tina Mercado 1 review | April 11, 2021
General Review
Upsides
so easy to use. never a problem
Downsides
didnt have any problems
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Kari Bellinger 1 review | April 10, 2021
General Review
Upsides
Sign up process is simple and easy, and their location is convenient.
Downsides
High service fees
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brittany_g 1 review | April 10, 2021
General Review
Upsides
I chose it because I needed fast cash
Downsides
Payday lenders like this are predatory
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Mya Murphy 1 review | December 29, 2019
General Review
Upsides
They helped me out so much after my husband passed. They got me back on my feet.
Downsides
-
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Susan 1 review | December 28, 2019
General Review
Upsides
Fast. Easy to understand the process. Confidential
Downsides
An interest rate that is a smidge lower and I would give them 5 stars
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Angie 1 review | December 28, 2019
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