CheckIntoCash was founded in 1993 in Cleveland, Tennessee, by an entrepreneur named Allan Jones. Today, CheckIntoCash is comprised of more than 1,000 branch locations in 30 states. CheckIntoCash also offers several other in-store services, including check cashing, bill pay, and purchasing gift cards for cash.
CheckintoCash.com is a direct lender that offers several different types of loan products, including payday loans online, cash advances, and title loans or pawn loans. Among the benefits offered by this lender is the ability to complete a quick five-minute online application to determine whether you may be eligible for a loan.
Online loans are available in the following states: Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Louisiana, Mississippi, Missouri, Nevada, Oklahoma, Oregon, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.
Interest and APRs differ, they are calculated depending on your state of residence.
Our Review of Check Into Cash
Our CheckIntoCash review is somewhat positive. If you require urgent cash and have exhausted all other lending options and need a payday loan, then CheckIntoCash may be a good alternative. They are easy to use and can lend within a day of a successful application.
As with any payday lender fees and interest rates are high. If you have good credit, however, there are more affordable alternatives. CheckIntoCash is not a cheap way to borrow money. Still, they do provide a customer-focused lending company that does meet the needs of those urgently needing money well.
Reputation
Check into Cash has been around since 1993 and has over 1000 locations. They are known to offer short term payday loans to customers that may not have alternative options for lending.
What sets Check Into Cash apart is its fast turn around time and easy online application process.
Website and Functionality
Based on our experience and the customer feedback we have received, the CheckIntoCash website is simple and easy to navigate. Th
e application process is straightforward, and they offer an instant decision upon application. Their turn around time is less than one minute.
You can apply for a loan 24/7 via their online application process. If you have all your information accessible, an application can take less than 10 minutes.
Check into Cash’s FAQs page is very thorough and covers most details you will need when deciding to lend.
Customer Support
Customers can contact Check Into Cash online, via email or for general inquiries through the toll-free number 877-262-2274. Online loan customers can speak directly to a service representative on 877-577-7977. If you prefer speaking to someone face to face, there are over 1000 Check Into Cash Locations.
Does Financer.com Recommend Check Into Cash?
CheckIntoCash is a reputable online lender. We would recommend Check Into Cash as a last resort lender if you have run out of other borrowing options. The negative with using lenders like Check Into Cash is paying high fees on the money borrowed. But if you need money urgently and have no other alternative CheckIntoCash is a trustworthy reliable lender and should be considered when borrowing small amounts up to $1000.
If you have good credit, alternative personal lending options may be cheaper in the long run for you. However, if you have a low credit score, then Check Into Cash will still consider lending.
Pros
Fast and easy application process
Flexible personal loan options
Instant Loan Decision
Great customer support
Cons
High Fees
Only lend up to $1000
High fees can reduce the ability to get out of debt
Frequently asked about Check Into Cash
How Much Does It Cost To Apply
Applying for a loan is completely free. You will know within minutes if your application is approved.
Does Check Into Cash Check Credit?
Yes, they do check your credit. However, bad credit does not mean CheckIntoCash will not give you a loan. If you meet the basic credit requirements, your application may be accepted.
Can I Get A Loan Over The Phone?
Applications can be made online or in-person through one of the Check Into Cash locations.
Where Is Check Into Cash Located?
201 Keith Street – Suite 80 Cleveland, TN 37311
Where can I read reviews about Check Into Cash?
Read Check Into Cash customer reviews at the bottom of this page.
Reviews of Check Into Cash
Customer reviews
Filter reviews
All reviews
Loan reviews
Sort by
Newest
Best rated
Worst rated
Most helpful
Mya Murphy 1 review | December 29, 2019
General Review
Upsides
They helped me out so much after my husband passed. They got me back on my feet.
Downsides
No cons for now
Post
Post reply
Susan 1 review | December 28, 2019
General Review
Upsides
Fast. Easy to understand the process. Confidential
Downsides
An interest rate that is a smidge lower and I would give them 5 stars
Post
Post reply
Angie 1 review | December 28, 2019
General Review
Post
Post reply
Robin paddock 1 review | December 21, 2019
General Review
Upsides
Fast@friendly
Downsides
No cons for now
Post
Post reply
Heather D 1 review | December 21, 2019
General Review
Upsides
They were always efficient, kind, and understanding. The paperwork was straightforward and simple.
Downsides
The interest and repayment schedule was not good.
Post
Post reply
Shannon Radilla 1 review | December 20, 2019
General Review
Upsides
I love this company everytime I have went to them for service they have been great, I couldnt of asked for a better company to help me with things, the customer service has always been great to me, kind and friendly people. I will always go back to check into cash.
Downsides
I think everything is good to me!
Post
Post reply
Jennifer 1 review | December 20, 2019
Personal Loan
Upsides
The process of getting the loan was quick and easy. Person who did my loan was super nice and intelligent.
Downsides
Kinder Customer service when people have real life problems and not just made up BS.
Your review has been held for moderation. Please check your email and click on the confirmation link to complete your registration.
Forgot your password?
Sorry, that key appears invalid or expired. Please try again.
Please enter your username or email address.
You will receive an email message with instructions on how to reset your password.
Enter your new password below.
Hint: The password should be at least twelve characters long. To make it stronger, use upper and lower case letters, numbers, and symbols like ! " ? $ % ^ & ).
Privacy Overview
This website uses cookies among other user tracking and analytics tools. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful. Cookies may also be used for other marketing and advertising purposes, or for other important business analytics and operations.
To use our website you need to agree to our Terms and Conditions and Privacy Policy. To find more about the legal terms that govern your use of our website, please read our Terms and Conditions here.To find more about your privacy when using our website, and to see a more detailed list for the purpose of our cookies, how we use them and how you may disable them, please read ourPrivacy Policy here.
Essential Cookies
We use cookies to keep your user preferences and actions, in order to assist and optimize your overall experience of using our Site. These are known as essential cookies.
Those cookies include actions such as creating or using your account in our site, writing reviews, interacting with existing reviews by giving likes or replies, writing other user content on the site, setting up custom search or filter preferences, accepting and saving user preferences (including privacy preferences), or any other action which affects the way you experience the Site. Those cookies are important to give you the best possible user experience, and thus can be removed only manually by following the instructions found on our privacy policy.
If you disable this cookie, we will not be able to save your preferences. This means that every time you visit this website you will need to enable or disable cookies again.
Cookie Policy
To find more about your privacy when using our website, and to see a more detailed list for the purpose of our cookies, how we use them and how you may disable them please read ourPrivacy Policy