4.3
Overall Rating
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
4.3

Overview of Check Into Cash

    Check Into Cash Features

  • Borrow up to $1500 (maximum $750 for new customers

  • Same-day approval available

  • Stores available in 26 states

  • Fast application process

  • Next day deposits

What is Check Into Cash?

CheckIntoCash was founded in 1993 in Cleveland, Tennessee, by an entrepreneur named Allan Jones. Today, CheckIntoCash is comprised of more than 1,000 branch locations in 30 states. CheckIntoCash also offers several other in-store services, including check cashing, bill pay, and purchasing gift cards for cash.

Prospective applicants should know that any provided rates and terms are examples only. CheckIntoCash offers several different loan types. Interest and APRs differ. They are calculated depending on your state of residence.

CheckIntoCash stores are available in 26 states; however, they do not offer online lending in all of those states. Online loans are available in the following states: Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Louisiana, Mississippi, Missouri, Nevada, Oklahoma, Oregon, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.

How Check Into Cash Works

Applications are submitted online and easy to navigate. Personal details are presented, which should take less than 5minutes to complete.

    Loans Available From Check Into Cash

  • Online payday loans

  • Instore cash advance

  • Title loans

  • Installment loans

Requirements To Get A Loan

In the process of applying for a loan, applicants will need to provide the following

  • Social security number

  • Active checking account

  • Bank routing number

  • Government-issued ID

  • Applicants must be at least 18 years of age (or higher in some states)

  • Provide proof of income

Financer.com review of CheckIntoCash

Suppose you require urgent cash and have exhausted all other lending options, and need a payday loan. In that case, CheckIntoCash may be a good alternative. They are easy to use and can lend within a day of a successful application. 

As with any payday, lender fees and interest rates are high. If you have good credit, however, there are more affordable alternatives. CheckIntoCash is not a cheap way to borrow money. Still, they do provide a customer-focused lending company that does meet the needs of those urgently needing money well.

    Cons of Check into Cash

  • High fees

  • Low lend limit

  • Not available in all states

FAQs about Check Into Cash

Can I get a loan over the phone?

Applications can be made online or in-person through one of the CheckIntoCash locations.

How much does it cost to apply?

Applying for a loan is completely free. You will know within minutes if your application is approved.

Have you used Check Into Cash before? Be sure to leave a review below to aide others in their quest to seek finance.


Reviews of Check Into Cash

Customer reviews
Filter reviews Close Icon
All reviews
Loan reviews
Sort by Close Icon
Newest
Best rated
Worst rated
Most helpful
Tina Mercado 1 review | April 11, 2021
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
so easy to use. never a problem
Downsides
didnt have any problems
Post
Post reply
Kari Bellinger 1 review | April 10, 2021
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
Sign up process is simple and easy, and their location is convenient.
Downsides
High service fees
Post
Post reply
brittany_g 1 review | April 10, 2021
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
I chose it because I needed fast cash
Downsides
Payday lenders like this are predatory
Post
Post reply
Mya Murphy 1 review | December 29, 2019
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
They helped me out so much after my husband passed. They got me back on my feet.
Downsides
-
Post
Post reply
Susan 1 review | December 28, 2019
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
Fast. Easy to understand the process. Confidential
Downsides
An interest rate that is a smidge lower and I would give them 5 stars
Post
Post reply
Angie 1 review | December 28, 2019
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Post
Post reply
Robin paddock 1 review | December 21, 2019
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
Fast@friendly
Downsides
-
Post
Post reply
Heather D 1 review | December 21, 2019
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
They were always efficient, kind, and understanding. The paperwork was straightforward and simple.
Downsides
The interest and repayment schedule was not good.
Post
Post reply
Shannon Radilla 1 review | December 20, 2019
General Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
I love this company everytime I have went to them for service they have been great, I couldnt of asked for a better company to help me with things, the customer service has always been great to me, kind and friendly people. I will always go back to check into cash.
Downsides
I think everything is good to me!
Post
Post reply
Jennifer 1 review | December 20, 2019
Personal Loan Review
Financer star iconFinancer star iconFinancer star iconFinancer star iconFinancer star icon
Upsides
The process of getting the loan was quick and easy. Person who did my loan was super nice and intelligent.
Downsides
Kinder Customer service when people have real life problems and not just made up BS.
Post
Post reply
Load more reviews

Rate & review Check Into Cash

Not convinced?

Visit their official website and learn more about Check Into Cash