1 Review

Interest & Costs

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Flexibility & Terms

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Website & Functionality

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Support & Service

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Features
  • Access to commercial real estate investments
  • Fees of 0.5% - 1.5%
  • $5,000 account minimum
Pros & Cons
  • Easy-to-use website
  • Possible high rates of return
  • EquityMultiple has returned $240+ million to investors
  • Only open to accredited investors.

EquityMultiple Review

EquityMultiple is a real estate investment platform that connects accredited investors with commercial real estate investment opportunities.

As an online real estate company, EquityMultiple makes it easier for professional investors to invest in managed real estate. They stand out far above other investing platforms in terms of preferred equity and debt investments.

EquityMultiple is a registered broker-dealer with the U.S. Securities and Exchange Commission (SEC) and a member of FINRA.

How We Rate EquityMultiple

At Financer.com, all brokers go through a thorough research and review process. Here’s how we rate EquityMultiple:

CategoryRating
Investment options⭐⭐⭐⭐
Ease of use⭐⭐⭐⭐
Fees⭐⭐⭐⭐
Transparency⭐⭐⭐⭐⭐
Customer support⭐⭐⭐⭐⭐
Overall⭐⭐⭐⭐

Do We Recommend EquityMultiple?

Yes, we recommend EquityMultiple as a reliable broker. Skip to our full review below and see how we rate EquityMultiple.

Here’s what we’ll cover in this review:

Want to skip the details? Jump to our final verdict here.

EquityMultiple Overview

EquityMultiple was founded in 2015 by Charles Clinton and Marious Sjulsen.

The company’s mission is to democratize access to commercial real estate investment opportunities by connecting investors with quality sponsors and investment properties.

EquityMultiple offers a variety of investment opportunities in commercial real estate, including equity investments, preferred equity, and mezzanine debt.

The company focuses on properties in top markets across the US, with an emphasis on asset quality and a sponsor track record.

The investment process is thorough and rigorous, with a focus on underwriting, due diligence, and risk management.

Here’s a quick summary of EquityMultiple:

OverviewFeatures
Requirements:Accredited investors only
Minimum investment:$5,000
Fees:0.5% to 1.5%
Investment options:Preferred and common equity
Savings alternatives
Equity/SAFE
Debt
Funds
1031 exchanges
Ease of use:Platform is user-friendly
Transparency:Very good
Customer support:Phone, email, and chat

The EquityMultiple platform is user-friendly and easy to navigate.

Investors can view current investment opportunities, track their investments, and access relevant information and documents.

How EquityMultiple Works

The investment process on the platform is straightforward and transparent.

Investors can browse current investment opportunities on the platform, view detailed information about each opportunity, and submit an investment request.

Once an investment is made, investors can track their investments, view regular updates and reports, and receive regular distributions.

EquityMultiple’s investment opportunities provide investors with access to high-quality commercial real estate investments that were previously only available to institutional investors.

The company’s focus on rigorous underwriting and risk management helps to minimize risk and increase the likelihood of strong returns.

Overall, EquityMultiple’s investment offerings provide accredited investors with a convenient and accessible way to diversify their portfolios and access quality commercial real estate investments.

What Is an Accredited Investor?

For individuals, the two most common ways to qualify as accredited are:

  • Your income exceeds $200,000 (or $300,000 combined with your spouse in each of the two most recent years and you reasonably expect to exceed this threshold again this year and/or
  • Your net worth exceeds $1 million, excluding the value of your primary residence.

For entities, including LLCs, the most common way to qualify is if all of the owners of the entity are accredited investors.

For financial professionals, the most common way to qualify is to hold in good standing the General Securities Representative license (Series 7), the Private Securities Offerings Representative license (Series 82), or the Uniform Investment Adviser Representative license (Series 65).

EquityMultiple Pros and Cons

Here are some of the pros and cons of EquityMultiple as an investment platform:

Pros

  • Access to commercial real estate investing
  • Easy-to-use platform
  • Possible high rates of return.
  • Rigorous underwriting and risk management

EquityMultiple provides accredited investors with access to commercial real estate investments that were previously only available to institutional investors.

Their strengths include a strong track record of investment performance, a user-friendly platform, and a rigorous investment process.

EquityMultiple prioritizes thorough due diligence and risk management when selecting investment opportunities, helping to minimize risk and increase the likelihood of strong returns.

    Cons

  • Only available for accredited investors

  • High minimum investment

  • Complex investment structure

Overall, EquityMultiple is a reputable real estate investment platform that offers quality investment opportunities to accredited investors.

The company has a strong track record of investment performance, a user-friendly platform, and a focus on rigorous underwriting and risk management.

However, investors should carefully evaluate each opportunity and consider their risk tolerance before investing.

Who Is EquityMultiple For?

Who It’s For

EquityMultiple is best for:

  • Experienced investors looking to diversify their portfolio through real estate
  • Investors who can invest $5,000 or more
  • Beginner investors who want access to commercial real estate

Who It’s Not For

EquityMultiple may not be a good option for you if:

  • Are a beginner investor
  • Looking for a low investment minimum

How To Get Started with EquityMultiple

Getting started with EquityMultiple is easy. Here are the steps:

Step 1

Visit the Website

Go to the EquityMultiple website, enter your email and click on ‘Next’.

 
Step 2
Fill in your personal details and verify your email.

Step 3

Start investing

Once approved, you will be shown a list of investment options.

EquityMultiple has a strong track record of investment performance, with historical returns averaging around 12%.

However, as with any investment, there is risk involved, and investors should carefully evaluate each opportunity and consider their risk tolerance.

Chosen 27 times
  • Access to commercial real estate investments
  • Fees of 0.5% – 1.5%
  • $5,000 account minimum

EquityMultiple Fees

EquityMultiple charges a fee based on the investment amount, with a range of fees depending on the investment type and size.

The fee structure is transparent and competitive compared to other real estate investment platforms.

Regulatory Compliance

EquityMultiple is a registered broker-dealer with the Securities and Exchange Commission (SEC), and as such, the company is subject to strict regulatory oversight.

The company is also a member of the Financial Industry Regulatory Authority (FINRA), which is a self-regulatory organization that oversees broker-dealers and protects investors.

EquityMultiple takes investor protection seriously and has implemented various measures to ensure that investors’ personal and financial information is secure.

The platform uses bank-level encryption to protect investors’ data, and the company has a dedicated security team that monitors the platform for any potential security breaches.

EquityMultiple also conducts thorough due diligence on each investment opportunity, including background checks on sponsors and property owners, as well as comprehensive underwriting and risk assessments.

The company is transparent in its communication with investors, providing detailed information about each investment opportunity, including risks and fees.

Investors can rest assured that EquityMultiple is committed to regulatory compliance and investor protection.

The company operates in accordance with all applicable laws and regulations, and its team of experienced professionals is dedicated to providing a safe and transparent investment platform for accredited investors.

Chosen 27 times
  • Access to commercial real estate investments
  • Fees of 0.5% – 1.5%
  • $5,000 account minimum

How Financer.com Rates EquityMultiple

Is EquityMultiple good? Yes, at Financer.com we recommend EquityMultiple.

At Financer.com, all brokers go through a thorough research and review process. We don’t make recommendations lightly.

Overall, EquityMultiple provides accredited investors with access to high-quality commercial real estate investments with a rigorous underwriting process and strong regulatory compliance.

However, the high minimum investment requirements and limited liquidity may be drawbacks for some investors, and there is always the potential for lower-than-expected returns or losses with any investment opportunity.

It’s important for investors to carefully evaluate each investment opportunity and consider their risk tolerance before investing.

Application Process

We were able to sign up within a few minutes and have investment options presented to us. The process is extremely fast and easy. See above.

Costs

EquityMultiple’s annual management fees are typically around 1% which is somewhat higher than other similar investment brokers.

Since each investment is unique and has its own fee structure, some may include additional fees. However, origination fees are for the sponsor, not the investor.

Customer Service

The customer support team is responsive and helpful, and the communication is transparent and timely. However, support is only available on weekdays.

We’ve reached out to EquityMultiple via email and got a reply within 24 minutes:

EquityMultiple FAQs

What is the minimum investment for EquityMultiple?

The minimum investment is $5,000

Is EquityMultiple for beginners?

EquityMultiple is aimed at accredited investors that want to invest in managed real estate.

Is EquityMultiple good?

EquityMultiple ranks well among other online brokers, even though they have a minimum investment of $5,000 and are only open to accredited investors.

EquityMultiple Alternatives

Here’s a list of EquityMultiple alternatives and how it compares to other brokers:

LenderReviewsFeesAccount Minimum
EquityMultipleView0.5% – 1.5%$5,000
Fidelity InvestmentsView$0
per trade
$0
EmpowerView0.49%-0.89%$100,000
AmeritradeView$0
per trade
$0
BettermentView0.25% – 0.40%$0

More EquityMultiple Reviews

What Users On the Web Are Saying

EquityMultiple gets 3.2 out of 5 stars on Trustpilot, with users showing mixed feelings:

Some users were unhappy about their personal information being shared, while others felt the service was fast and easy.

More User Reviews – Add Your Rating

Read more reviews on Financer.com from verified users below.

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Reviews of EquityMultiple

EquityMultiple is rated 27 out of 304 companies in total rating and got an average review score of 5 based on 1 review. Their weakness is Interest & Costs and their strength is Support & Service.
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Lorien Strydom Staff 11 reviews | November 8, 2021
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