Fortuna Credit is an online lending marketplace that offers personal loans up to $25,000 from a wide range of approved lenders.
With Fortuna Credit, you can apply for a personal loan online in minutes and get loan offers from various lenders. These online loans start at $500 and loans can be repaid for up to 60 months.
Founded in 2020, Fortuna Credit is available in all states and they use their technology to match borrowers with the best lenders in the U.S.
At Financer.com, all lenders go through a thorough research and review process. Here’s how we rate Fortuna Credit:
| Category | Rating |
|---|---|
| Affordability | ⭐⭐⭐ |
| Application process | ⭐⭐⭐⭐ |
| Loan terms | ⭐⭐⭐⭐⭐ |
| Transparency | ⭐⭐⭐⭐ |
| Customer support | ⭐⭐⭐ |
| Overall | ⭐⭐⭐⭐ |
Want to skip the details? Jump to our final verdict here.
Fortuna Credit offers loans from $500 to $25,000 with APRs starting at 4.99%. They are not a direct lender but use their technology to match borrowers with loan offers from the most suitable lenders.
Fortuna Credit accepts loan applications from borrowers with bad credit.
Borrowers have up to 60 months to pay and the approval process is very fast.
Here’s a quick summary of Fortuna Credit:
| Overview | Features |
|---|---|
| Loan type: | Personal loans |
| Loan amount: | $500 – $32,000 |
| Loan term: | 24 to 60 months |
| APR: | From 4.99% |
| Min. credit score: | None |
| Monthly fees: | None |
| Payout time: | One business day |
| Weekend payout: | No |
| Requirements: | At least 18 years old U.S. citizen Active bank account Regular income Valid phone number and email |
Fortuna Credit is committed to providing loan options regardless of credit score – this is one of the great benefits of this lending marketplace.
Fortuna Credit also offers a range of financial tools for borrowers free of charge.
Want to find out more about the full range of offerings? Read our Fortuna Credit review below or view Fortuna Credit reviews from customers.
Here are some of the pros and cons of Fortuna Credit as a lender:
Fortuna Credit is seen as one of the top lending marketplaces for U.S. borrowers as it has an extensive range of approved lenders onboard.
With the Fortuna Credit platform, borrowers can get fast payouts from lenders as soon as the next day on approved loans. This means borrowers can apply online without visiting a lender’s office in person.
As Fortuna Credit specializes in unsecured loans, you don’t need collateral to apply.
One of the best features of Fortuna Credit is its 100% free application process.
Borrowers with bad credit can also apply as there are no minimum credit score requirements, making Fortuna Credit a good option for people with lower credit scores.
APRs can be high
No phone support
One drawback of Fortuna Credit is that they don’t offer support via phone.
They do have an online contact form available and borrowers are encouraged to contact their lenders directly with any questions.
Since they work with a range of U.S. lenders, some APRs on loan offers may be high, so we recommend you always compare the rates and terms first.
Fortuna Credit is ideal for borrowers who are looking for a fast online loan application process. It’s also ideal for borrowers with bad credit.
By comparing multiple lenders, Fortuna Credit can give you personalized loan offers from leading U.S. lenders and there are no application fees.
If you’re looking for the best loan rates and you have an excellent credit score, you may want to consider other lenders that can offer you competitive rates.
Here are the loan requirements when applying for a Fortuna Credit loan:
Fortuna Credit is for you if:
Fortuna Credit may not be a good option for you if:
Applying for a Fortuna Credit loan is fast and easy. Here are the steps:
Once a loan is approved, customers can communicate directly with their individual lenders to get personalized information.
Loan amounts range from $500 to $25,000 depending on the lender.
Each loan contract contains different requirements. It is essential that you thoroughly read your agreement before committing.
The repayment terms range from 24 to 60 months. Fortuna Credit does not determine the rates and terms, as these are decided by the lending partners.
Some lenders allow payments to be debited automatically from your account to help you avoid late or missed payments. Payment schedules and late payments are worked out directly with the lender.
Be sure to read the terms of your loan offer before you agree and accept.
Is Fortuna Credit legit? Yes, at Financer.com we recommend Fortuna Credit.
At Financer.com, all lenders go through a thorough research and review process. We don’t make recommendations lightly.
All loan applications are done through their online platform with a simple process that takes a few minutes to complete. Borrowers can log into their dashboard to see new loan offers and the status of their existing applications.
The application process with Fortuna Credit is very quick and easy. It takes only a few minutes to complete the steps and get your loan offers.
There are no fees associated with using the Fortuna Credit platform. Note that lenders charge their own fees and APRs vary by lender.
With loan APRs typically starting at 4.99%, this is quite standard compared to other short-term lenders in the U.S.
Most lenders on the Fortuna Credit platform allow for loans to be repaid over up to 60 months, which aligns with most other lenders.
Fortuna Credit lacks a bit in terms of customer service as they only offer support via email. They don’t offer phone support.
We tested out Fortuna Credit’s customer service by requesting information via email. We received a confirmation of our inquiry immediately and received a formal reply a few hours later.
Not much is available about how they handle customer information, except for their standard Privacy Policy.
Similar to other loan marketplaces and online lenders, Fortuna Credit collects and shares user information with partners in their network.
Here’s a list of alternatives to Fortuna Credit and how they compare:
| Lender | Reviews | Loan Amount | APR | Max. Loan Term | Bad Credit? |
|---|---|---|---|---|---|
| Fortuna Credit | View | $500 – $25,000 | From 4.99% | 24 – 60 months | Yes |
| PersonalLoans.com | View | $500 – $35,000 | 5.99-35.99% | Up to 6 years | Yes |
| BadCreditLoans | View | $500 – $5,000 | 5.99-35.99% | Up to 2 years | Yes |
| CashUSA.com | View | $500 – $10,000 | 5.99-35.99% | Up to 6 years | Yes |
| Fast5KLoans | View | $500 – $35,000 | 5.99-35.99% | Up to 5 years | Yes |
Fortuna Credit is a legitimate lending marketplace that works with reputable lenders throughout the U.S.
If you’re looking for a loan offer from multiple lenders, Fortuna Credit may be a good option. Their application process is fast and easy.
They are not extremely transparent about all the fees and loan terms, but this can be confirmed with the specific lender before you accept a loan offer.
Read more Fortuna Credit reviews from customers below or add your own.
Fortuna Credit gets 3.9 out of 5 stars on TrustPilot. Reviews are generally positive and they are very responsive when it comes to negative reviews.
They have a five-star rating with 36 reviews on Facebook although most reviews don’t seem to come from legitimate customers.
Read more reviews on Financer.com from verified users below.
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