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Chosen 499 times
  • Low APRs From 2.99% variable
  • 0.25% AutoPay interest rate reduction
  • No Application Fee
  • No Early Repayment Penalty Fees
Chosen 22,165 times
  • Loans from $1,000 - $35,000
  • Repayment terms from 6 - 72 months
  • Access to hundreds of lenders
Chosen 12,371 times
  • Fixed 4.99% to 19.63% APR (with AutoPay)
  • Federal and private student loan consolidations
  • No charge for the first $10,000 invested
  • A social finance company

Overview of LendingPoint

Customers with a poor credit history often have a hard time gaining access to personal loans from credit facilities. LendingPoint is changing all of that. You can get LendingPoint personal loans at fair rates and flexible terms regardless of your credit history.

Benefits of LendingPoint Personal Loans:

  • Access to personal loans of up to $25,000
  • Affordable monthly payment plan to suit your budget
  • Simple safe and secure application process
  • Friendly customer care team
  • LendingPoint offers affordable loans for people with FICO scores in the 600s or higher

LendingPoint Helps You Rewrite Your Credit History

Most financial institutions offering credit will look at your credit score. If it is lower than the required minimum amount (600 or above), your chances of getting a personal loan are very slim. However, at LendingPoint your entire credit history is taken into consideration.

If you have been employed at your current job for the past 12 months, you stand a higher chance of obtaining credit. Verifiable income is key when applying for a personal loan.

Here is what you will need during the personal loan application process:

  1. Solid proof of stable employment and income
  2. Most recent bank statements
  3. Government /State issued ID or current driving license

The free online personal loan application form on the LendingPoint site expedites the process. You can have your money deposited into your account as soon as the next business day.

Automatic payments ensure you don’t fall behind schedule when it comes to payments. Withdrawals will be automatically made from your checking or savings account on a specified date. Another option for payment involves logging into your account and initiating payment from your bank.

There are no fees for early repayments of personal loans from LendingPoint. You can choose any of the payment methods mentioned above and make extra payments on your personal loan.

Better Personal Loans for an Improved Lifestyle

Access to affordable personal loans can mean a lot, especially when time is not on your side. LendingPoint is all about providing you with fair credit so that you can move on with your important projects in life and be financially stronger.

There are numerous ways you can use your LendingPoint personal loans, ranging from home remodeling projects to covering wedding expenses, and more.

Reviews of LendingPoint

LendingPoint is rated 4 out of 189 companies in total rating and got an average review score of 4.7 based on 3 reviews. Their weakness is Interest & Costs and their strength is Support & Service.
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Jon 1 review | December 25, 2019
General Review
Try to find out their sufficiency though it receives positive response.
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Christopher Verbeek 1 review | December 21, 2019
Personal Loan Review
Very fast processing times.
Interest seemed steep, but I suppose necessary for profit.
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Kim Terry 1 review | December 18, 2019
General Review
They were very helpful and was up to expectations
I don't know of anything they we're awesome
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