Review of LendingPoint
Customers with a poor credit history often have a hard time gaining access to personal loans from credit facilities. LendingPoint is changing all of that. You can get LendingPoint personal loans at fair rates and flexible terms regardless of your credit history.
Benefits of LendingPoint Personal Loans:
- Access to personal loans of up to $25,000
- Affordable monthly payment plan to suit your budget
- Simple safe and secure application process
- Friendly customer care team
- LendingPoint offers affordable loans for people with FICO scores in the 600s or higher
LendingPoint Helps You Rewrite Your Credit History
Most financial institutions offering credit will look at your credit score. If it is lower than the required minimum amount (600 or above), your chances of getting a personal loan are very slim. However, at LendingPoint your entire credit history is taken into consideration.
If you have been employed at your current job for the past 12 months, you stand a higher chance of obtaining credit. Verifiable income is key when applying for a personal loan.
Here is what you will need during the personal loan application process:
- Solid proof of stable employment and income
- Most recent bank statements
- Government /State issued ID or current driving license
The free online personal loan application form on the LendingPoint site expedites the process. You can have your money deposited into your account as soon as the next business day.
Automatic payments ensure you don’t fall behind schedule when it comes to payments. Withdrawals will be automatically made from your checking or savings account on a specified date. Another option for payment involves logging into your account and initiating payment from your bank.
There are no fees for early repayments of personal loans from LendingPoint. You can choose any of the payment methods mentioned above and make extra payments on your personal loan.
Better Personal Loans for an Improved Lifestyle
Access to affordable personal loans can mean a lot, especially when time is not on your side. LendingPoint is all about providing you with fair credit so that you can move on with your important projects in life and be financially stronger.
There are numerous ways you can use your LendingPoint personal loans, ranging from home remodeling projects to covering wedding expenses, and more.