Borrow at LendKey

  • Loan Types: Private Student Loans, Refinance Student Loans, Home Improvement Loans.
  • Loan Amounts: Up to 100% of your school-certified cost of attendance
  • Loan Periods: Upto 15 years
  • APRs: From 2.99% variable and 5.35% fixed
  • States Available: ALL

 Student Loans

LendKey offers two options when it comes to student loans: Private Student Loans & Student Loan Refinancing. Both these options are through private lenders that are in partnership with LendKey.

As someone with no credit history and a stable income, finding a loan can be frustrating. LendKey offers a cosign option for young college students to obtain a loan and build a credit history.
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Private Student Loans

LendKey connects users with private student loan lenders. These loans are not through the government and are often used to supplement additional expenses that federal student loans. Private student loans do not require FAFSA. The rates for private student loans are from 2.99% variable APR or 5.35% fixed APR. Your credit history will determine interest rates. There is no application fee when applying for them with LendKey. They offer a 0.25% interest reduction when your loan is on AutoPay. However, conditions apply.

Refinance Student Loans

LendKey’s second service is refinancing student loans. This option allows users to receive one low rate loan. LendKey has rates of 2.70% – 6.75% Variable APR with AutoPay and 3.39% – 7.75% on Fixed APR with AutoPay. Refinancing through LendKey does not have origination fees, and many lenders have flexible options, such as interest-only payments for the first few years.

Home Improvement Loans

LendKey gives homeowners the option of receiving loans for home improvement. The loans offered through LendKey work by connecting homeowners with a network of contractors. The money from these loans is disbursed directly to a contractor when a homeowner is approved. Therefore, LendKey requires that homeowners work with a contractor for their home improvement loans.
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These loans are fairly liberal when it comes to eligibility, as LendKey states any service performed by a contractor on the home is eligible, excluding landscaping, above ground pool, and separate property structure. The loans do not require any home equity to be approved.

Who Can Get A Loan?

To be eligible for a loan, you must be a US citizen or a permanent resident. It would help if you had a credit history or a cosigner to be considered eligible.
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How To Apply

Step 1: Click on the “Get Started” link above to be redirected to LendKey

Step 2: Click on the apply link and select your loan type

Step 3: Fill out your information

Step 4: Get an instant decision based on your information

Step 5: Select the loan that fits your needs


Not convinced?

Visit their official website and learn more about LendKey

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