Review of NetCredit
At NetCredit.com, consumers are able to determine whether they can qualify for a loan of up to $10,000 without affecting their credit. After applicants complete a quick online application, NetCredit.com determines which types of loans they may qualify for without the application affecting their credit score. This is possible thanks to the company’s My ScoreSaver feature. The company also offers a MyChoice Guarantee, which allows consumers to return their loan within a limited amount of time after loan funding, if they discover that the loan is not the right fit for their needs.
Available in the following states: AL, AK, CA, DE, FL, HI, ID, IL, KS, LA, ME, MD, MI, MN, MS, MO, NV, NM, ND, OH, OK, OR, RI, SC, TS, TX, UT, VA, WA, WI, WY
Who Can Qualify for a Loan at NetCredit.com?
The terms and rates of loans offered will vary based on the state in which the applicant is located. For instance, depending on the state where the applicant resides, his or her loan may be offered by NetCredit or by Republic Bank & Trust Company. It is important to note that any examples of rates provided are only examples.
How to Apply for a Loan
The first step in applying for a loan is to complete the brief online application. Applicants can check their eligibility in minutes without their credit score being affected. Customers who are approved will typically receive their funds within one business day. NetCredit also offers a My RightFit Tool, which gives customers the opportunity to customize their loan amount and repayment terms to fit their specific needs.
If determined eligible, applicants are presented with a loan offer that is selected specifically for them. In the event an applicant is not happy with the loan offer, he or she can click the Modify Loan Details button to adjust the details of the loan offer. Possible modifications include being able to choose a lower payment period over a longer timeframe or choose a higher payment over a shorter timeframe.
NetCredit is a subsidiary of Enova International, Inc., which is a member of FDIC. It has also partnered with Republic Bank & Trust Company. Enova is based in Chicago, but has several brands and services in other locations as well, including South America, Europe, and Australia. By reading NetCredit reviews below, you will gain a better idea of whether this lender is the right fit for your financial needs.