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The Best 0% APR Credit Cards 2022: Compare Rates

We compare the best 0% APR credit cards to help you save on interest payments. With Financer.com you can:

  • Compare credit cards with 0% APR
  • Review credit card rates and rewards
  • Find the best credit card based on your needs
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Compare the Best 0% APR and Low Interest Credit Cards

PenFed Gold Visa® Card
PenFed Gold Visa® Card
Credit Card
  • LOW APR on purchases
  • Balance Transfers Promo APR for 15 months. 3% fee applies to each transaction.
  • 0% Introductory APR on purchases made within the first 15 months after account opening
  • Annual Fee: $0
PenFed Power Cash Rewards Visa Signature® Card
PenFed Power Cash Rewards Visa Signature® Card
Credit Card
  • 1.5% Cash Back on all purchases made with your card
  • $100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
  • Annual Fee: $0
  • 0% PROMO APR on balance transfers for 12 months from now until September 30, 2022
recommended
PenFed Platinum Rewards Visa Signature® Card
PenFed Platinum Rewards Visa Signature® Card
Credit Card
  • Purchase Variable APR: 16.49% to 17.99%
  • 0% promotional rate for 12 months on balance transfers made between now and September 30, 2022
  • Points on gas paid at the pump and EV charging stations
  • Annual Fee: $0
recommended
PenFed Pathfinder® Rewards Visa Signature® Card
PenFed Pathfinder® Rewards Visa Signature® Card
Credit Card
  • 50,000 bonus points when you spend $3,000 in the first 90 days
  • 4 x points on all travel categories for PenFed Honors Advantage Members
  • Annual Fee: $95
  • 0% PROMO APR on balance transfers for 12 months from now until September 30, 2022
Chase Freedom Unlimited®
Chase Freedom Unlimited®
Credit Card
  • $200 bonus plus 5% cash back
  • 0% intro APR for 15 months
  • Annual fee $0
Wells Fargo Active Cash℠ Card
Wells Fargo Active Cash℠ Card
Credit Card
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers
  • 14.99% - 24.99% Variable APR
  • $0 annual fee
  • Recommended credit score 690-850
BankAmericard® Credit Card
BankAmericard® Credit Card
Prepaid Card
  • 0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening
  • 12.99% - 22.99% Variable APR
  • $0 annual fee
  • Recommended credit score 690-850
Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
Credit Card
  • 0% intro APR on Purchases and Balance Transfers for 18 months
  • 13.74% - 23.74% Variable APR
  • $0 annual fee
  • Recommended credit score 690-850
U.S. Bank Visa® Platinum Card
U.S. Bank Visa® Platinum Card
Credit Card
  • 14.49% - 24.49% Variable APR
  • $0 annual fee
  • Recommended credit score 690-850
Citi Simplicity® Card
Citi Simplicity® Card
Credit Card
  • 0% intro APR on Purchases and Balance Transfers for 18 months
  • 14.74% - 24.74% Variable APR
  • $0 annual fee
  • Recommended credit score 690-850