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The Best 0% APR Credit Cards 2023: Compare Rates

We compare the best 0% APR credit cards to help you save on interest payments. With Financer.com you can:

  • Compare credit cards with 0% APR
  • Review credit card rates and rewards
  • Find the best credit card based on your needs
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Compare the Best 0% APR and Low Interest Credit Cards

PenFed Gold Visa® Card
PenFed Gold Visa® Card
Credit Card
  • LOW APR on purchases
  • Purchase Variable APR: 15.49% to 17.99%
  • 0% Intro APR on purchases made the first 15 months after account opening.
  • Annual Fee: $0
PenFed Power Cash Rewards Visa Signature® Card
PenFed Power Cash Rewards Visa Signature® Card
Credit Card
  • Earn Cash Back for Everyday Purchases
  • $100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
  • Annual Fee: $0
  • 0% Balance Transfers Promo APR for 12 months
recommended
PenFed Platinum Rewards Visa Signature® Card
PenFed Platinum Rewards Visa Signature® Card
Credit Card
  • Purchase Variable APR: 17.99%
  • 0% Balance Transfers Promo APR for 12 months
  • Points on gas paid at the pump and EV charging stations
  • Annual Fee: $0
Chime Credit Builder Secured Visa® Credit Card
Chime Credit Builder Secured Visa® Credit Card
Credit Card
  • No credit check to apply
  • 0% APR - No interest or annual fees
  • Get cash at over 60K fee-free ATMs
  • No minimum security deposit required
recommended
PenFed Pathfinder® Rewards Visa Signature® Card
PenFed Pathfinder® Rewards Visa Signature® Card
Credit Card
  • 50,000 bonus points when you spend $3,000 in the first 90 days
  • 4 x points on all travel categories for PenFed Honors Advantage Members
  • Annual Fee: $95
  • 0% Balance Transfers Promo APR for 12 months
Chase Freedom Unlimited®
Chase Freedom Unlimited®
Credit Card
  • $200 bonus plus 5% cash back
  • 0% intro APR for 15 months
  • Annual fee $0
  • Cash Back rewards do not expire as long as your account is open
Wells Fargo Active Cash® Card
Wells Fargo Active Cash® Card
Credit Card
  • $200 cash rewards bonus when you spend $1,000 in the first 3 months
  • 19.49% - 29.49% Variable APR
  • $0 annual fee
  • 0% intro APR for 15 months from date of account opening
BankAmericard® Credit Card
BankAmericard® Credit Card
Prepaid Card
  • 0% intro APR for 21 billing cycles on purchases
  • 15.49% - 25.49% Variable APR
  • $0 annual fee
  • $0 Liability Guarantee for fraudulent transactions
Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
Credit Card
  • 0% Intro APR for 21 months on balance transfers
  • 17.49% - 28.24% Variable APR
  • $0 annual fee
  • $0 liability on unauthorized charges
U.S. Bank Visa® Platinum Card
U.S. Bank Visa® Platinum Card
Credit Card
  • 18.99 to 28.99 variable APR
  • $0 annual fee
  • Recommended credit score 690-850