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At Financer.com, you can easily find where to buy USDC and the best cryptocurrency exchanges for buying USDC. You can also use our USDC Profit Calculator to calculate and track the performance of your investment.
Where to buy USDC
There are multiple crypto exchanges and platforms where you can buy USDC.
To save you the stress and time of finding the ones that work best for you, we have trimmed down the list based on several factors. Here are our top picks:
| Coinbase | Binance US | Gemini | |
| Cryptocurrencies available | 200+ | 100+ | 100+ |
| Number verified users | 108 million | 120 million | 13.6 million |
| Minimum trade | 2 USD | 10 USD | 0.00001 BTC |
| Crypto fees | $0.99 to $2.99 flat fee depending on the size of the trade; percentage-based fee for trades above $200; 0.50% spread | 0.1% flat fee for most trading activities. | 0.5% – 3.49% |
| Advantages | Fast and easy; Low trading fees; Top notch security; multiple trading pairs | Low fees; multiple trading pairs | Beginner friendly Regulatory complaint Solid security infrastructure |
| Disadvantages | Relatively high transaction fees; Slow customer service | Regulatory issues; not available in all states | High fees Long verification process |
| Who is it best for? | Beginner traders | For intermediate and advanced traders. | Beginner, intermediate, and advanced traders |
| Learn more | Open an account | Open an account | Open an account |
Coinbase
Coinbase is an American publicly traded company that operates a cryptocurrency exchange platform that is the largest crypto exchange in the US.
It was founded in 2012 by Brain Armstrong, an ex-AirBnB employee driven by a vision of a global, open financial system that drives innovation and freedom.
Coinbase offers a clean and simple app and website that helps users easily glide through the platform.
All digital currency held online by Coinbase is insured. This however does not cover any losses resulting from the compromise of individual Coinbase accounts.
What’s more, if you are a US resident, your Coinbase USD wallet is covered by the FDIC up to a maximum of $250,000.
Who is Coinbase most suitable for?
Coinbase is most suitable for those getting started with cryptocurrencies. Its clean and user-friendly interface is great for beginner traders.
Its clean interface and well-thought-out features make the platform easy to navigate for beginners.
Why we chose Coinbase
Coinbase’s user-friendly platform and intuitive interface is great for new entrants in the crypto world.
What’s more, the platform offers a wide range of cryptocurrencies to choose from as well as advanced security features.
Coinbase Fees
Coinbase has a variable fee structure that depends on the size of the trade. Trades less than $200 attract a flat fee while trades above $200 are charged based on a percentage.
In addition to fixed charges, there’s also a spread-based fee of 0.50%.
| Size of Trade | Fee |
| $10 or lower | $0.99 |
| $10 to $25 | $1.49 |
| $25 to $50 | $1.99 |
| $50 to $200 | $2.99 |
| Above $200 | Percentage-based fee |
Fast and easy
Low trading fees
Top-notch security
Advanced trading options
Two-factor authentication
Over 100 cryptocurrencies are supported
Pros
Relatively high transaction fees
Slow customer service
Cons
Binance US
Binance is the largest crypto exchange in the world by trading volume. The crypto exchange was founded in 2017 by Changpeng Zhao and is registered in the Cayman Islands.
Binance operates Binance.com as well as Binance US – a trimmed-down version of the Binance site to comply with US regulations.
Although Binance owns Binance.US, the U.S. company is managed independently.
Binance offers basic and advanced trading services as well as futures and margin trading making the platform suitable for both beginner and advanced traders.
Other features offered by Binance include savings and staking. The savings feature allows you to deposit your crypto and earn interest on it while staking allows you to allocate your funds to a Defi protocol for some time and earn yields on your investment.
Who is Binance most suitable for?
With legion features and a sophisticated platform, Binance is most suitable for intermediate and advanced traders.
Its competitive fees, advanced charts, and multiple order types make Binance a solid platform for experienced traders.
Why we chose Binance US
Binance US has a wide array of trading pairs, competitive fees, and advanced trading features.
What’s more, it is the largest crypto trading platform in the world by trading volume and has a diverse ecosystem.
Binance fees
Binance has an attractive fee structure. The platform offers a flat 0.1% for most trading activities.
Low fees: Binance’s 0.1% trading fees is lower than many other US exchanges.
Trading pairs: Although Binance US doesn’t offer as many trading pairs as the main site, it has over a hundred cryptocurrencies which is more than what most US exchanges offer.
Pros
Accessibility: The US site is not available in all 50 states.
Regulatory Issues: The main site has run into a number of issues with regulators in some countries.
Cons
Gemini
Gemini was founded in 2015 by the famous Winklevoss twins: Tyler and Cameron Winklevoss. The crypto exchange is based in New York and has a reputation for security and regulatory compliance.
The exchange is run by the Gemini Trust Company, LLC – a New York Trust Company.
In addition to a crypto exchange, Gemini also runs a wallet service, a custodial service (for institutional investors), and an advanced trading platform.
The exchange is also the issuer of Gemini Dollar (GUSD) – a dollar-collateralized stablecoin as well as a yield-earning service (Gemini Earn).
Who is Gemini most suitable for?
Gemini has a user-friendly platform and an advanced trading interface that makes it suitable for beginner, intermediate, and pro traders.
Its solid security infrastructure also makes it an attractive option for institutional investors and asset managers looking to invest in crypto.
Why we chose Gemini
Gemini has built a strong reputation for security and regulatory compliance that makes it one of the most secure exchanges in the crypto space.
The company goes above and beyond to be regulatory compliant and keep funds under its custody secure. A testament to this is the fact that the platform has never been hacked.
Gemini fees
Gemini offers relatively higher fees compared to the competition. Gemini’s fee structure is based on user activity like transfers and withdrawals.
The exchange also charges convenience fees (for using the web or mobile app). There’s also a Gemini earn fee – which is a fee charged for the Gemini Earn service.
Here’s a summary of the different fees:
| Activity/Service | Fee |
|---|---|
| Transfer (deposits and withdrawals) | Wire transfer deposits: Free Deposit via debit card: 3.49% Withdrawal Fee: Variable (depends on the coin) |
| Gemini Earn | Variable |
| Transactions | Flat fee for trades up to $200 1.49% fee for trades over $200 |
| Convenience | 0.50% spread in the price of the crypto asset you are trading |
Beginner friendly
Regulatory complaint
Solid security infrastructure
Advanced trading interface
Wide range of products
Pros
High fees
Long verification process
Only 100+ cryptocurrencies available
Cons
How to buy USDC
Steps
Find a platform that suits your preferences
To buy USDC, you need to find a crypto exchange that resonates with you and there are many out there. However, we have trimmed the list down to three that represent the top of the crop in the section above.
Once you have decided which platform to go with, you would need to create an account (if you don’t already have one) and verify your profile.
Purchase some USDC tokens
Next, you need to decide how much USDC you want to buy and choose your preferred payment method. Regardless of the crypto exchange you use, you will find multiple payment methods for buying USDC. Choose the option that’s most suitable for you.
Store your tokens securely
While crypto exchanges provide a wallet for storing your funds, it’s not a good idea to leave money on an exchange if you are not actively trading. Instead, store your funds in decentralized wallets like Trezor and Ledger Nano X.
Should you buy USDC now?
In the face of an extended bear market with more drops anticipated, loading up on USDC is a good way to de-risk volatile crypto assets.
With the increasing uncertainty in the crypto space and the wider economy at large, you want to move your investments into relatively stable assets.
Since it is pegged to the US dollar, USDC provides a sort of safe haven in a volatile market.
Is USDC a good investment?
As a stablecoin, USDC is not susceptible to the wild price swings in crypto. However, it is a good way to protect your crypto assets from the adverse effects of price volatility inherent in crypto.
By swapping volatile assets for USDC, you can protect your portfolio from extreme impact during serious downturns.
investing in crypto assets is highly risky so it’s best to talk to your financial advisor before investing in Bitcoin or other crypto assets.
What is the future of USDC?
USDC is currently the second biggest stablecoin by market capitalization. The stablecoin has seen incredible growth since its launch.
USDC’s market supply has grown by leaps and bounds, growing from $20 million in 2018 to over $40 billion in 2022.
With its increasing integration into DeFi apps and increased use as a means of sending and receiving money around the world, USDC is expected to continue on an upward trajectory.
Where to store USDC after I buy it?
To store USDC, you need a crypto wallet. While most crypto exchanges offer a wallet for storing your coins, you should not leave your funds on an exchange if you are not actively trading.
This is because you can be locked out of your account, the exchange can be hacked or someone can steal your phone and get past your two-factor authentication.
Instead, use decentralized wallets like Trezor and Ledger Nano X to store your coins securely.
FAQs
How many coins are in circulation?
As of January 2023, USDC has a circulating supply of 43,886,597,436.
What fees do I pay to buy USDC?
The fees you pay to buy USDC depend on the platform and payment method used.
What is USDC backed by?
USDC is fully backed by cash and short-dated U.S. treasuries in reserves held in the custody of leading financial institutions.
