$300 Loans

Written by:  Abraham Jimoh
|
Reviewed by:  Joe Chappius
Last updated: December 26, 2023

If you find yourself needing to borrow, you should look into getting a $300 loan online – no matter your credit rating. Find out why it may work for you and use our comparison tool to search for the best loans.

  • Find a $300 personal loan & payday loan
  • Compare loans with bad credit
  • Get the lowest interest rate for $300 loans

How much would you like to borrow?

Compare $300 Loans for April 2024

Borrow $300 for a period of 3 Months.
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Amount: $300 | Period: 3 Months
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We found 26 loans

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Chosen 424 times

Chosen 424 times

Loan amount

$300

APR:

0.00%

Total Payment

$300.00

for 3 months

Monthly payback

$100.00

for 3 months

Open right now

Customer Type

All

Borrow up to

$2,000

Estimated Payback

23/07/2024

Weekend Payout

Age

18

0 Reviews

Interest & Costs

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Flexibility & Terms

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recommended

Chosen 5,975 times

recommended

Chosen 5,975 times

Loan amount

$300

APR:

5.99% - 35.99%

Total Payment

$303.01

for 3 months

Monthly payback

$101.00

for 3 months

Open right now
High approval rate

Customer Type

All

Borrow up to

$50,000

Estimated Payback

23/07/2024

Weekend Payout

Age

18

11 Reviews

Interest & Costs

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Flexibility & Terms

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recommended

Chosen 33,179 times

recommended

Chosen 33,179 times

Loan amount

$300

APR:

5.99% - 35.99%

Total Payment

$303.01

for 3 months

Monthly payback

$101.00

for 3 months

Lowest cost
Most chosen

Customer Type

All

Borrow up to

$35,000

Estimated Payback

23/07/2024

Weekend Payout

Age

18

17 Reviews

Interest & Costs

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Flexibility & Terms

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Support & Service

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Chosen 1,225 times

Chosen 1,225 times

Loan amount

$300

APR:

5.99% - 35.99%

Total Payment

$303.01

for 3 months

Monthly payback

$101.00

for 3 months

Open right now

Customer Type

All

Borrow up to

$5,000

Estimated Payback

23/07/2024

Weekend Payout

Age

18

14 Reviews

Interest & Costs

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Flexibility & Terms

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Website & Functionality

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Support & Service

rating_bluerating_bluerating_bluerating_bluerating_blue

Chosen 4,733 times

Chosen 4,733 times

Loan amount

$300

APR:

5.99% - 35.99%

Total Payment

$303.01

for 3 months

Monthly payback

$101.00

for 3 months

Open right now

Customer Type

All

Borrow up to

$35,000

Estimated Payback

23/07/2024

Weekend Payout

Age

18

2 Reviews

Interest & Costs

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Flexibility & Terms

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Website & Functionality

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Support & Service

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Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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$300
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How To Compare $300 Loans

How To Compare $300 Loans
1
Choose your loan amount

Select a $300 loan limit.

2
Compare the best lenders

Filter the results based on your criteria and compare the best $300 loan rates.

3
Choose an offer

Find the best personal loan for your needs.

4
Complete the application

Click Get Started to fill in your loan application.

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I Need $300 Right Now

If you need a $300 loan right now, you might be surprised at how easy the process is overall.

At Financer.com we connect you with various lenders that have had a long-term history of successful lending with total transparency to consumers.

There are a lot of answers if you need $300 fast. There are various types of loans such as payday loans and personal loans.

With lenders online that you can find using our loan comparison tool, you can find the exact loan necessary for you and your financial situation without having to do all the tedious research of sifting through dozens of lenders to find which one can save you the most money.

Using our tool above you’ll instantly be able to compare and save!

Why Compare $300 Loans with Financer.com

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4.60 based on 324 reviews

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How $300 Payday Loans Work

Payday loans generally only ask for proof of income of anything, generally avoiding a lot of the red flags that lenders may look into.

Payday loans come with some drawbacks that installment loans don’t have – that is a payday loan is expected to be paid back usually within 1-2 weeks in full.

If you even have a penny that has not been paid back, you are going to incur a fee.

So while payday loans can be a great way to navigate around credit issues, they can be dangerous should you be unable to meet your financial obligations.

All this said, you most likely will want to give an installment loan a shot, in the first place regardless.

$300 Loan with Bad Credit

If you have bad credit, chances are still fairly good that you can get approved for a $300 loan. 

The reason being is that a 300 dollar loan, is still a relatively low risk for lenders, and a successful repayment rewards them with the fees involved in the transaction.

However if for whatever reason, you have an unusual amount of activity on your credit report, and bad credit really would be a serious issue for you, you can always opt into taking a payday loan depending on what state you live in.

Compare the Best Personal Loan Rates

Save more on your loan by comparing with us first.

$300 Loans with No Credit Check

A small personal loan is generally unsecured and even though you may be able to get them online in as little as one business day, personal loans typically cause a credit pull to see where your FICO score stands in the credit bureaus records.

However, some online $300 payday loan providers may have guaranteed approval even with low credit scores.

In both cases, you can easily apply for a loan online from direct lenders whether you’re aiming for no credit checks, payday advances, or quick online extra cash that you can repay in installments.

There are many lenders online that will provide an instant decision once you apply.

Are These $300 Loans Payday Loans or Personal Loans?

$300 isn’t a lot of money, but it is important to someone who needs it.

A small $300 loan is typically seen as a payday loan, but there are companies out there that offer $300 personal loans or installment loans.

Installment loans are called the “non-payday loan” because they are paid back in incrementally smaller payments. The difference between the general eligibility of $300 installment loans versus $300 payday loans is that an installment loan usually requires good credit.

Payday loans don’t require good credit, or much of a credit score at all sometimes. That being said there are short-term installment loans available that don’t require good credit, but they come with higher interest rates.

Costs of $300 Installment Loans vs. Payday Loans

The exact cost of a $300 installment loan will depend on where you get it. For instance, you may borrow $300 only to pay a $90 fee to have it. This rate is relatively like a payday loan, which is why you need to compare the two.

Look at:

  • The interest rates and/or fees.
  • All credit requirements.
  • The amount of time you have to repay the $300 loan.
  • Lender reviews online.
  • How fast you will receive the money.

Benefits of $300 Loans

Regardless of whether you get a small installment loan or a $300 payday loan, the money can be transferred into your bank account the same day and no later than the next day.

The speed and accessibility of this short-term loan generally make it appealing to people who need to borrow money due to urgent situations and can be the responsible way of getting money fast without charging it to generally high APR credit cards.

Use your loan for your:

  • Car payment
  • Utility bills
  • Groceries
  • Car repairs
  • Unexpected expenses

A $300 loan can go a long way when you need it. Whether you get a payday loan or installment loan, you can have the money in your hands in no time.

Make sure you shop around and secure the cheapest loan for your situation, which may range from a form of debt consolidation or debt relief.

Prequalify for a $300 loan here

Compare lenders and loan rates and apply for a $300 loan online with Financer.com. Read customer reviews of top online lenders and prequalify without hurting your credit. With Financer.com you can:

  • Compare lenders that offer loans of $300
  • Prequalify with no impact on your credit score
  • Compare rates and choose the best loan offer

Start Comparing

How much would you like to borrow?

Comparing Loans with Financer.com

Financer.com helps you compare the best $300 loans and get the lowest personal loan rates from leading U.S. lenders.

Our loan comparisons are fast and easy, and completely free. Best of all, you can pre-qualify without hurting your credit score

At Financer.com we are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan and take the guesswork out of doing all the legwork yourself.

$300 Loans - FAQs

What does a $300 loan cost?

This depends on the lender, but if you take a $300 payday loan, the APRs can be quite high - often in triple digits. You can use a loan calculator to get an idea of what a $300 loan can cost you.

How can I get a small $300 loan?

You can compare loans online and apply for loans within minutes. Online applications can also be done without a hard credit check and loan amounts can be paid out quite fast, often the same day.

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