$400 Loans

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Compare $400 Loan Rates

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Term of loan
APR estimated
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4.5
Read 2 reviews.
Loan amount: 400 $
All
Term of Loan: 1 Month
Interest rate: from 30.00 %
Monthly payback: 450 $
Total cost from: 50 $
Borrow up to: 
1,500 $

Estimated pay back: 
15-01-2018
Poor credit score: 



Weekend payout: 

Age: 
18

Credit check: 
Minimum Income: 
n/a

Banks: 
n/a
3.5
Read 1 reviews.
Loan amount: 400 $
All
Term of Loan: 1 Month
Interest rate: from 24.00 %
Monthly payback: 462 $
Total cost from: 62 $
More information
Illinois
Borrow up to: 
1,000 $

Estimated pay back: 
15-01-2018
Poor credit score: 



Weekend payout: 

Age: 
18

Credit check: 
Unknown
Minimum Income: 
n/a

Banks: 
n/a
3.5
Read 1 reviews.
Loan amount: 400 $
All
Term of Loan: 1 Month
Interest rate: from 105.44 % to 366.82 %
Monthly payback: 464.89 $
Total cost from: 64.89 $
More information
Alaska
Borrow up to: 
500 $

Estimated pay back: 
15-01-2018
Poor credit score: 



Weekend payout: 

Age: 
18

Credit check: 
Unknown
Minimum Income: 
n/a

Banks: 
n/a

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$400 Payday Loan or $400 Installment Loan? That’s the Question

There are many expenses that $400 can take care of. You can pay your car payment or electric bill, or you can take care of a sudden expense.

The question is, “Do you get a $400 payday loan or a $400 installment loan?”. Which is better depends on where you get the loan.

$400 Short-Term Loans vs. Personal Loans

A personal loan from your financial institution will require you to borrow a minimum amount. Usually, the amount is no less than $500 but almost always no less than $1,000. If you just need $400, then a $400 loan is all you should have to take.

A payday loan allows you to borrow money until your next payday. Bad credit is OK because the money is automatically deducted from your checking account.

An installment loan, on the other hand, will allow you to pay back the money in multiple payments. Depending on the institution, this can become costly.

Easy Money or Complicated Process?

The process for a $400 installment loan or $400 payday loan usually involves the following:

  • An application process
  • Acceptance of the application
  • Submission of identifying documents and financials to the lender
  • Approval
  • Money is deposited into the borrower’s checking account by the next day

A $400 loan on a short-term basis is a way to get out of a financial bind fast so you can take care of those unexpected expenses.

$400 Loans Can Help You Out

There’s no doubt that a $400 loan, whether an installment loan or payday loan, will help you out when you are in a tough spot. It happens to all of us at some point. Fortunately, there’s a solution waiting for you to take advantage of it.

Always compare the loan rates here in Financer.com before taking a loan.

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