$400 Loans

Written by:  Joe Chappius
|
Last updated: December 26, 2023

Find the best $400 loans easily with Financer.com. Our comparison engine shows you loan offers from the best lenders in the U.S.

  • Compare $400 loans without impacting your credit.
  • We list only the best U.S lenders.
  • Find and compare $400 loans (no credit check) online.

How much would you like to borrow?

Compare $400 Loan Rates for April 2024

Borrow $400 for a period of 2 Months.
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Amount: $400 | Period: 2 Months
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We found 25 loans

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Chosen 390 times

Chosen 390 times

Loan amount

$400

APR:

0.00%

Total Payment

$400.00

for 2 months

Monthly payback

$200.00

for 2 months

Open right now

Customer Type

All

Borrow up to

$2,000

Estimated Payback

15/06/2024

Weekend Payout

Age

18

0 Reviews

Interest & Costs

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Flexibility & Terms

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recommended

Chosen 5,755 times

recommended

Chosen 5,755 times

Loan amount

$400

APR:

5.99% - 35.99%

Total Payment

$403.00

for 2 months

Monthly payback

$201.50

for 2 months

Open right now
Lowest cost
High approval rate

Customer Type

All

Borrow up to

$50,000

Estimated Payback

15/06/2024

Weekend Payout

Age

18

11 Reviews

Interest & Costs

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Flexibility & Terms

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Chosen 4,720 times

Chosen 4,720 times

Loan amount

$400

APR:

5.99% - 35.99%

Total Payment

$403.00

for 2 months

Monthly payback

$201.50

for 2 months

Open right now

Customer Type

All

Borrow up to

$35,000

Estimated Payback

15/06/2024

Weekend Payout

Age

18

2 Reviews

Interest & Costs

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Flexibility & Terms

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Website & Functionality

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Support & Service

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Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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$400
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How To Compare $400 Loans

How To Compare $400 Loans
1
Choose your loan amount
Select a $400 loan limit.
2
Compare the best lenders
Filter the results based on your criteria and compare the best $400 loan rates.
3
Choose an offer
Find the best personal loan for your needs.
4
Complete the application
Click Get Started to fill in your loan application.

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Apply for a $400 Loan

A personal loan from your financial institution will require you to borrow a minimum amount.

Usually, the amount is no less than $500 but almost always the minimum seems to be no less than $1,000. If you just only need $400, then a $400 loan is all you should have to take, right?

A payday loan allows you to borrow money until your next payday. Bad credit is OK because the money is automatically deducted from your checking account upon the due date.

Why Compare $400 Loans with Financer.com

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How to Get a $400 Loan

The process for a $400 installment loan or $400 payday loan usually involves the following:

  • An application process.
  • Acceptance of the application.
  • Submission of identifying documents and financials to the lender.
  • Approval from the lender.
  • The money is deposited into the borrower’s checking account the next day.

A $400 loan on a short-term basis is a way to get out of a financial bind fast so you can take care of those unexpected expenses. With bad or nonexisting credit a payday loan application may be your only option.

Compare the Best Personal Loan Rates

Save more on your loan by comparing with us first.

$400 Loan (No Credit Check)

If you need a $400 loan with bad credit, you may need to opt for a payday loan. Payday loans are short-term loans for smaller amounts that are repaid with your next paycheck.

You may qualify for a $400 loan (no credit check) as there are lenders who do offer loans to people with less-than-perfect credit and these loans are typically available without a credit check

Payday loans may come with high APRs, so only go for these loans if you can afford the repayments. 

At Financer.com we pride ourselves on providing the best $400 loans from direct lenders in the U.S. to help you save. 

Prequalify for a $400 loan here

Compare lenders and loan rates and apply for a $400 loan online with Financer.com. Read customer reviews of top online lenders and prequalify without hurting your credit. With Financer.com you can:

  • Compare lenders that offer loans of $400
  • Prequalify with no impact on your credit score
  • Compare rates and choose the best loan offer

Start Comparing

How much would you like to borrow?

Comparing Loans with Financer.com

Financer.com helps you compare the best $400 loans from top U.S. lenders so you can get the lowest personal loan rates.

Our loan comparisons are fast and easy, and completely free. Best of all, you can pre-qualify without hurting your credit score

Use our free loan comparison tool to find the best personal loan rates and get a loan for $400 or more. 

Get a $400 Loan - FAQs

What credit score is required for a $400 loan?

This vary by lender, but typically, if you have a credit score of 590 or higher you have a good chance of getting approved for a $400 loan. However, you can still get a loan if you have bad credit, as there are many lenders that offer a $400 loan for bad credit. Borrowers with good credit will typically get better rates.

How much will a loan for $400 cost?

This will depend on the lender, as APR rates and loan fees can vary. As an example, a $400 loan with an APR of 8% over six months will result in 3 monthly payments of $135.12, with a total repayment amount of $405.35. Or use our online loan calculator.

Can I get a $400 loan with no credit check?

Some lenders offer a $400 loan (no credit check) but the requirements will vary. Take a look at these lenders that offer loans to people with poor credit

What can I use a $400 loan for?

A 400 dollar loan can be used for anything, providing that you can comfortably afford the repayments. You can use your personal loan for a medical expense, settle student debt, or pay off a high-interest credit card.

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