Loans in Tennessee – Compare Online Payday Loans in TN

Online Payday Loans in Tennessee

Written by: Joe Chappius

Last updated: December 26, 2023

Financer.com helps you compare online loan rates in Tennessee. Compare different loans in TN and read more about the payday loan laws in the state.

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Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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recommended

Chosen 5,757 times

4.9

Read 11 reviews

recommended

Chosen 5,757 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 11 reviews

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High approval rate

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All

Borrow up to

$50,000

Estimated Payback

13/10/2024

Weekend Payout

Age

11 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Chosen 92,619 times

3.7

Read 36 reviews

Chosen 92,619 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

3.7

Read 36 reviews

Open right now

Most chosen

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

13/10/2024

Weekend Payout

Age

36 Reviews

3.7

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 33,148 times

4.9

Read 17 reviews

recommended

Chosen 33,148 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 17 reviews

Open right now

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

13/10/2024

Weekend Payout

Age

17 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Chosen 27,204 times

4.0

Read 25 reviews

Chosen 27,204 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.0

Read 25 reviews

Open right now

Lowest cost

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

13/10/2024

Weekend Payout

Age

25 Reviews

4.0

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 6,677 times

5.0

Read 4 reviews

recommended

Chosen 6,677 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

5.0

Read 4 reviews

Open right now

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

13/10/2024

Weekend Payout

Age

4 Reviews

5.0

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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How to Compare Loans in Tennessee

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Best Rated Personal Loans

Find the best rated lenders for loans in Tennessee

5.0

Based on 4 reviews

5.0

Based on 4 reviews

5.0

Based on 14 reviews

4.9

Based on 7 reviews

4.9

Based on 12 reviews

4.9

Based on 17 reviews

4.9

Based on 8 reviews

4.8

Based on 5 reviews

4.8

Based on 4 reviews

4.7

Based on 3 reviews

Online Loans in Tennessee

We've seen a decline in the number of unsecured loans that banks provide in the past few years. While it may be challenging to get a personal loan from a bank, you could still get financing by taking a payday loan.

The way payday loans are governed varies from state to state, and the laws in Tennessee are quite different from the laws set in other states.

Compare online loans in Texas with our loan comparison tool above, or read more about online payday loan laws in Tennessee below.

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Interests Loan amount Loan term

The Advantages of Online Tennessee Loans

Online Personal Loans Are Convenient

Get Funds As Soon As The Same Day

Apply Anywhere, Anytime

Less Paperwork Required

Regulations On Loans in Tennessee

Just like other states in the U.S., there are loan regulations that are to be adhered to in Tennessee for consumer protection. With many payday lenders in Tennessee, here are some of the loan regulations they need to follow:

Loan term limit is 31 days
The maximum loan amount is $500
A borrower may take a total of 3 Tennessee cash advances from different lenders
A lender can charge $15 for a check
APR is capped at 459%
Rollovers are not allowed
Lenders are prohibited from taking criminal action against borrowers if they fail to pay

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Tennessee Payday Loan Regulations

Legal Status	Legal
Interest Rate (APR)	460%
Max. Loan Amount	$500
Min. Loan Term	Not specified
Max. Loan Term	31 days
Number of Rollovers	0
Finance Charges	15% of the amount
Database Tracking	No
Finance Charges	$10 + $4/mo for each $100

Updated August 2 2022

Compare Online Loans and Payday Loans in Tennessee

Online payday loans are very common in the state of Tennessee. In addition to online loans, you can find storefront payday loan lenders in many cities in Tennessee, such as Nashville and Memphis.

Payday lending is one of the most common ways of obtaining credit and it is perfectly legal to do so in the state of Tennessee. There are about 1,344 payday loan institutions in this state.

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Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.

Holiday

Wedding

Home Renovations

Bills

Shopping

Education

How Are Payday Loans Different from Personal Loans?

A payday loan is a small loan granted to a borrower who is planning and willing to pay back on his next paycheck.

The loan amount is usually less than $1,000. However, borrowing other types of personal loans is different, since you will be granted larger amounts to be repaid over longer periods of time.

The biggest difference between a Tennessee cash advance and other types of loans is that there is no credit check involved.

If you apply online, the approval process is pretty quick.

The main requirement is that a borrower has to be a U.S. citizen who is over 18 years of age.

A lender will also need proof of reliable and steady income. Since these short-term loans have no collateral, this is the only way to prove you will pay.

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Compare TN Loans at Financer.com

Financer.com helps you compare the best personal loans in Tennessee and get the best loan rates from leading lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan in Tennessee and take the guesswork out of doing all the legwork yourself.

Loans in Tennessee - FAQs

Are payday loans legal in Tennessee?

Yes. In Tennessee, payday loans are called deferred presentment services loans. The maximum loan amount in Tennessee is $500 and only one outstanding loan is allowed at a time.