The Best Loans in Alaska 2022: Compare Loan Rates

Financer.com helps you compare online loan rates in Alaska. Compare different loan options in Alaska and read more about the payday loan laws in the state.

  • Compare lenders online
  • Apply for loans in Alaska from leading lenders
  • Compare loan rates 

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Compare Alaska Loans for August 2022

Borrow $500 for a period of 6 Months.
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Amount: $500 | Period: 6 Months
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We found 9 loans

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recommended

Chosen 77,797 times

recommended

Chosen 77,797 times

Loan amount

$500

APR:

5.99% - 35.99%

Total Payment

$508.77

for 6 months

Monthly payback

$84.80

for 6 months

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Most chosen

Customer type:

All

Borrow up to

$5,000

Estimated Payback

04/02/2023

Weekend Payout

Age

18

27 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

recommended

Chosen 26,073 times

recommended

Chosen 26,073 times

Loan amount

$500

APR:

5.99% - 35.99%

Total Payment

$508.77

for 6 months

Monthly payback

$84.80

for 6 months

Open right now
Best reviews

Customer type:

All

Borrow up to

$35,000

Estimated Payback

04/02/2023

Weekend Payout

Age

18

11 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Chosen 22,133 times

Chosen 22,133 times

Loan amount

$500

APR:

5.99% - 35.99%

Total Payment

$508.77

for 6 months

Monthly payback

$84.80

for 6 months

Open right now
Lowest cost

Customer type:

All

Borrow up to

$10,000

Estimated Payback

04/02/2023

Weekend Payout

Age

18

20 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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$500
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How to Compare Loans in Alaska

How to Compare Loans in Alaska
1
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Choose the amount of money you want to borrow
2
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3
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Complete the application
Click Get Started and complete your application online

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Online Loans in Alaska

We've seen a decline in the number of unsecured loans that banks provide in the past few years. While it may be challenging to get a personal loan from a bank, you could still get financing by taking a payday loan.

Compare Alaska USA loans with our loan comparison tool above, or read more about online payday loan laws in Alaska and the role of credit unions such as the AlaskaUSA Federal Credit Union below.

Compare the Best Loan Rates

Save more on your loan by comparing with us first.

The Advantages of Online Alaska Loans

Online Personal Loans Are Convenient
Online Personal Loans Are Convenient
Get Funds As Soon As The Same Day
Get Funds As Soon As The Same Day
Apply Anywhere, Anytime
Apply Anywhere, Anytime
Less Paperwork Required
Less Paperwork Required

Alaska Payday Loan Laws

Pursuant to the Alaska statute legislation, cash advance and payday loans are legal in the state of Alaska.

Alaska residents can pursue their options from storefront lenders and online lenders. There are high rates of approval for those who are seeking a more convenient and fast route to payday lending.

Alaska has general laws and guidelines for online payday loans:

  1. The maximum loan amount is $500
  2. Finance charges include 17.5% plus a non-refundable fee of $5
  3. The borrower must be permanently employed or have a steady source of income

Collection Laws

Borrowers of Alaska installment loans will be charged a one-time fee of $30 if checks have to be returned due to insufficient funds.

Lending companies do not have the right to file criminal actions against customers who have defaulted payment.

The only exception to this rule is when there is clear evidence of the borrower trying to defraud the lender.

For instance, presenting already closed bank accounts for checks to be issued.

Fees and charges that Alaska cash advance loans come with include finance rate, rollover fees, and collection fees.

Requirements for an Alaska Payday Loan

  • Be at least 18 years of age
  • Have a regular and steady income
  • Be an American citizen or a permanent resident

Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.
Holiday
Holiday
Wedding
Wedding
Home Renovations
Home Renovations
Bills
Bills
Shopping
Shopping
Education
Education

Alaska Payday Loan Regulations

Legal StatusLegal
Interest Rate (APR)435%*
Max. Loan Amount$500
Min. Loan Term14 days
Max. Loan TermNot specified
Number of Rollovers2
Finance Charges15% of the amount advanced
Statute of Limitations3 years from the last payment
Updated April 11 2022
Payday loans can be taken for the period not less than 14 days with the maximum finance charge of 15% for every $100 and 435%* APR. A cooling-off period of 14 business days should pass before a new loan. Any NSF fees are prohibited.

Payday Loans Debt Limits

The maximum loan amount a borrower can have in Alaska is $500 for each loan.

A consumer is legally allowed to have as many payday loans as they wish as long as each loan does not exceed $500.

If due to an unforeseen occurrence, a consumer cannot repay on the due date, a rollover is accepted. A lender is permitted to perform a rollover only twice.

Why Compare Alaska Loan Rates at Financer.com

Completely Free Comparison
Completely Free Comparison
Instant Results Without a Credit Check
Instant Results Without a Credit Check
Read Genuine Customer Reviews
Read Genuine Customer Reviews
Find the Cheapest Payday Loans in Texas
Find the Cheapest Payday Loans in Texas
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Compare Online Loans in Alaska

Compare lenders and loan rates and apply for an Alaska loan online. With Financer.com you can:

  • Compare lenders that offer loans of $500
  • Prequalify with no impact on your credit score
  • Compare rates and choose the best loan offer

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About Alaska USA Federal Credit Union

The Alaska Federal Credit Union was founded in 1948 and has members in all 50 US states. It has branches in Alaska, Washington, California, and Arizona, offering personal loans, mortgages, insurance, and investment management.

Alaska USA loans are available for members and this includes credit lines, signature loans, and pledge loans. 

Credit cards from Alaska USA Federal Credit Union have no annual fees, low rates starting at 10.5% APR, with no penalty fees. You can also benefit from credit card rewards and redeem points for merchandise and travel. 

What Customers Say About Us

4.61 based on 274 reviews

from Reviews.io

Compare Alaska Loans at Financer.com

Financer.com helps you compare the best personal loans in Alaska and get the best loan rates from leading lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan in Alaska and take the guesswork out of doing all the legwork yourself.

Alaska Loan FAQs

Are payday loans legal in Alaska?

Yes. Payday loans are permitted in Alaska, although they are limited to $500 per loan. 

How much can I borrow with Alaska loans?

Personal loan rates and terms will vary by lender and also depends on your credit profile. Typically, personal loans are available up to $50,000 but payday loans are limited to $500 per loan. 

How do I apply for a loan in Alaska?

Start by comparing lenders online to find the best loan rates in Alaska. At Financer.com we offer a free loan comparison to help you save more, and find the best lender for your specific needs.

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