Compare Loans in Alaska

Financer.com listed lenders giving loans to Alaska residents. Compare Alaska online loans and payday loans below or read more about Alaska loan laws and regulations.

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Compare Alaska Loans

Borrow $1,000 with a period of 6 Months.
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Amount: $1,000 | Period: 6 Months
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recommended

Chosen 49,028 times

recommended

Chosen 49,028 times

Loan Amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.54

for 6 months

Monthly payback

$169.59

for 6 months

Lowest cost

Customer type:

All

Borrow up to

$35,000

Estimated Payback

09/11/2021

Weekend Payout

Age

18

62 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

recommended

Chosen 70,713 times

recommended

Chosen 70,713 times

Loan Amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.54

for 6 months

Monthly payback

$169.59

for 6 months

Most chosen

Customer type:

All

Borrow up to

$5,000

Estimated Payback

09/11/2021

Weekend Payout

Age

18

25 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Chosen 20,972 times

Chosen 20,972 times

Loan Amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.54

for 6 months

Monthly payback

$169.59

for 6 months

Best reviews

Customer type:

All

Borrow up to

$35,000

Estimated Payback

09/11/2021

Weekend Payout

Age

18

9 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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$1,000
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alaska loans

Alaska Payday Loans Laws

Pursuant to the Alaska statute legislation, cash advance and payday loans are legal in the state of Alaska. Read more about all the relevant information concerning payday lending in this state below.

Alaska residents can pursue their options from storefront lenders and online lenders. There are high rates of approval for those who are seeking a more convenient and fast route to payday lending.

Alaska enforces some general laws and guidelines for all online payday loans:

  1. The maximum loan amount is $500
  2. Fees and finance charges include 17.5% plus a non-refundable fee of $5
  3. The borrower must be permanently employed or have a steady source of income

Payday Loans Debt Limit in Alaska

The maximum loan amount a borrower can have in Alaska is $500 for each loan. A consumer is legally allowed to have as many payday loans as they wish as long as each loan does not exceed $500.

If due to an unforeseen occurrence, a consumer cannot repay on the due date, a rollover is accepted. A lender is permitted to perform a rollover only twice.

Alaska Cash Advance Finance Rate

The state of Alaska law permits a capping of 15% of every $100 borrowed including an origination fee of $5. In total, the charge would amount to $20 for a 14-day loan.

The state does not regulate the maximum term of the loan, so this is entirely dependable on the payday lender.

Collection Laws

Borrowers of Alaska installment loans will be charged a one-time fee of $30 if checks have to be returned due to insufficient funds. Lending companies do not have the right to file criminal actions to customers who have defaulted payment.

The only exception to this rule is when there is clear evidence of the borrower trying to defraud the lender. For instance, presenting already closed bank accounts for checks to be issued.

Fees and charges that Alaska cash advance loans come with include finance rate, rollover fees, and collection fees.

Requirements for an Alaska Payday Loan

  • Be at least 18 years of age
  • Have a regular and steady income
  • Be an American citizen or a permanent resident
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