The Best Loans in Arkansas 2023: Compare Loan Rates

Written by: Financer.com

|

Reviewed by: Joe Chappius

Last updated: November 14, 2023

Financer.com helps you compare online loan rates in Arkansas. Compare different loan options in Arkansas and read more about the payday loan laws in the state.

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Compare Arkansas Loans for December 2023

Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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We found 18 loans

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recommended

BadCreditLoans.com

Chosen 91,355 times

Read 36 reviews

recommended

BadCreditLoans.com

Chosen 91,355 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Read 36 reviews

Open right now

Most chosen

Customer Type

All

Borrow up to

$10,000

Estimated Payback

30/05/2024

Weekend Payout

Age

18

36 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 31,905 times

Read 14 reviews

recommended

Chosen 31,905 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Read 14 reviews

Open right now

Customer Type

All

Borrow up to

$35,000

Estimated Payback

30/05/2024

Weekend Payout

Age

18

14 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

CashUSA

Chosen 26,769 times

Read 23 reviews

CashUSA

Chosen 26,769 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Read 23 reviews

Open right now

Lowest cost

Customer Type

All

Borrow up to

$10,000

Estimated Payback

30/05/2024

Weekend Payout

Age

18

23 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 78,446 times

Read 88 reviews

recommended

Chosen 78,446 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Read 88 reviews

Open right now

Customer Type

All

Borrow up to

$35,000

Estimated Payback

30/05/2024

Weekend Payout

Age

18

88 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 6,273 times

recommended

Chosen 6,273 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Open right now

Customer Type

All

Borrow up to

$35,000

Estimated Payback

30/05/2024

Weekend Payout

Age

18

2 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

Show all 18 offers

$1,000

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How to Compare Loans in Arkansas

How to Compare Loans in Arkansas

1

Choose your loan amount

Choose the amount of money you want to borrow

2

Compare loan rates

Filter the results based on your needs and compare loan rates

3

Choose the best offer

Choose the best offer from leading lenders

4

Complete the application

Click Get Started and complete your application online

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Best Rated Personal Loans

Find the best rated lenders for loans in Arkansas

ACE Cash Express

Based on 3 reviews

Based on 16 reviews

Based on 4 reviews

Based on 4 reviews

Based on 7 reviews

SoFi

Based on 20 reviews

Based on 5 reviews

Based on 39 reviews

Based on 24 reviews

Based on 11 reviews

Online Loans in Arkansas

We've seen a decline in the number of unsecured loans that banks provide in the past few years. While it may be challenging to get a personal loan from a bank, you could still get financing by taking a payday loan.

The way payday loans are governed varies from state to state, and the laws in Arkansas are quite clear when it comes to loan regulations and especially payday loans.

Compare online loans in Arkansas with our loan comparison tool above, or read more about online payday loan laws in Arkansas below.

Compare the Best Loan Rates

Save more on your loan by comparing with us first.

Interests Loan amount Loan term

The Advantages of Online Arkansas Loans

Online Personal Loans Are Convenient

Online Personal Loans Are Convenient

Get Funds As Soon As The Same Day

Get Funds As Soon As The Same Day

Apply Anywhere, Anytime

Apply Anywhere, Anytime

Less Paperwork Required

Less Paperwork Required

Arkansas Payday Loan Regulations

Legal Status	Prohibited
Interest Rate (APR)	17% usury cap

Updated March 28 2022

Although payday lending is prohibited in Arkansas, usurious loans are still available, even though storefront payday lenders are no longer available in Arkansas. Arkansas is the only U.S. state that has a usury limit written into its constitution. Consumer loans in Arkansas are limited at 17% APR and the maximum rate lenders can charge on a loan is 17% or 5% over the Federal Discount Rate, whichever is lesser.

The Attorney’s General's office has been adamant to eliminate all forms of payday lending in Arkansas.

Payday loans are not legal in Arkansas. After the Check Casher Act was canceled in 2011, lenders stopped providing these kinds of loans to consumers.

This also includes Arkansas installment loans which often carried high interest rates.

Payday lenders were issued with a warning letter on March 18, 2008, by the Arkansas Attorney General to stop issuing new loans.

They were also asked to void all current and past loans or face legal action.

Find Loans in Arkansas Now

Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.

Holiday

Holiday

Wedding

Wedding

Home Renovations

Home Renovations

Bills

Bills

Shopping

Shopping

Education

Education

What are the Typical Costs of an Arkansas Loan?

Other avenues are still available for consumers to access Arkansas cash advances. Online lenders still are providing their services.

Moreover, the laws are constantly changing and there are those who are lobbying to make payday lending legal once again in this state.

Arkansas loans obtained from traditional banks and credit unions have charges associated with them.

You will be expected to repay the principal along with interest. The amount of interest to be paid is dependent on several factors:

Your credit rating
The loan amount you wish to borrow
The loan term
The type of lender chosen

Other fees and charges include application fees, late charges, loan disbursement fees, and NSF fees.

Thus, it is always advisable to read the fine print carefully to know exactly how much you owe a lender.

Use our loan payment calculator to better estimate the loan costs.

Why Compare Personal Loans at Financer.com

Completely Free Comparison

Completely Free Comparison

Instant Results Without a Credit Check

Instant Results Without a Credit Check

Read Genuine Customer Reviews

Read Genuine Customer Reviews

Find the Cheapest Payday Loans in Arkansas

Find the Cheapest Payday Loans in Arkansas

Compare Online Loans in Arkansas

Compare lenders and loan rates and apply for an Arkansas loan online. With Financer.com you can:

Compare lenders that offer loans of $1,000 or more
Prequalify with no impact on your credit score
Compare rates and choose the best loan offer

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Compare Arkansas Loans at Financer.com

At Financer.com we help you compare the best personal loans in Arkansas and get the best loan rates from leading lenders.

We have a great track record of successful lending and satisfied customers, and our list of lenders offers full transparency with a track record of success and satisfied customers.

Use our free loan comparison tool to find the right personal loan in Arkansas and get the best rates on loans online.

Arkansas Loans FAQs

What is an Arkansas title loan?

A title loan refers to when you take out a personal loan using your vehicle as collateral. Title loans in Arkansas typically range from $100 to $1,000 and you'll need your vehicle's title and your valid ID to apply. In most cases, borrowers with bad credit can also apply.

Are payday loans legal in Arkansas?

No. Payday loans are prohibited in Arkansas, usurious loans are still available.

How do I find personal loans in Arkansas?

You can find lenders that offer personal loans in Arkansas at Financer.com and you can use our free loan comparison tool to get the best offer. Compare loan rates to find a personal loan in Arkansas that suits your individual needs and you can also pre-qualify without hurting your credit.

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