The Best Loans in Arkansas 2022: Compare Loan Rates

Financer.com helps you compare online loan rates in Arkansas. Compare different loan options in Arkansas and read more about the payday loan laws in the state.

  • Compare lenders online
  • Find a loan in Arkansas
  • Compare loan rates and apply

 

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Compare Arkansas Loans for November 2022

Borrow $1,000 for a period of 6 Months.
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Amount: $1,000 | Period: 6 Months
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We found 14 loans

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Chosen 1,120 times

Chosen 1,120 times

Loan amount

$1,000

APR:

4.99% - 35.99%

Total Payment

$1,014.75

for 6 months

Monthly payback

$169.13

for 6 months

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Borrow up to

$50,000

Estimated Payback

29/05/2023

Weekend Payout

Age

18

0 Reviews

Interest & Costs

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recommended

Chosen 82,140 times

recommended

Chosen 82,140 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Open right now
Most chosen

Customer Type

All

Borrow up to

$10,000

Estimated Payback

29/05/2023

Weekend Payout

Age

18

33 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

recommended

Chosen 27,565 times

recommended

Chosen 27,565 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Open right now
Best reviews

Customer Type

All

Borrow up to

$35,000

Estimated Payback

29/05/2023

Weekend Payout

Age

18

15 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Chosen 23,802 times

Chosen 23,802 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Open right now
Lowest cost

Customer Type

All

Borrow up to

$10,000

Estimated Payback

29/05/2023

Weekend Payout

Age

18

26 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

recommended

Chosen 3,545 times

recommended

Chosen 3,545 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Open right now

Customer Type

All

Borrow up to

$35,000

Estimated Payback

29/05/2023

Weekend Payout

Age

18

3 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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$1,000
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How to Compare Loans in Arkansas

How to Compare Loans in Arkansas
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Online Loans in Arkansas

We've seen a decline in the number of unsecured loans that banks provide in the past few years. While it may be challenging to get a personal loan from a bank, you could still get financing by taking a payday loan.

The way payday loans are governed varies from state to state, and the laws in Arkansas are quite clear when it comes to loan regulations and especially payday loans.

Compare online loans in Arkansas with our loan comparison tool above, or read more about online payday loan laws in Arkansas below.

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The Advantages of Online Arkansas Loans

Online Personal Loans Are Convenient
Online Personal Loans Are Convenient
Get Funds As Soon As The Same Day
Get Funds As Soon As The Same Day
Apply Anywhere, Anytime
Apply Anywhere, Anytime
Less Paperwork Required
Less Paperwork Required

Arkansas Payday Loan Regulations

Legal StatusProhibited
Interest Rate (APR)17% usury cap
Updated March 28 2022

Although payday lending is prohibited in Arkansas, usurious loans are still available, even though storefront payday lenders are no longer available in Arkansas. Arkansas is the only U.S. state that has a usury limit written into its constitution. Consumer loans in Arkansas are limited at 17% APR and the maximum rate lenders can charge on a loan is 17%  or 5% over the Federal Discount Rate, whichever is lesser.

The Attorney’s General's office has been adamant to eliminate all forms of payday lending in Arkansas.

Payday loans are not legal in Arkansas. After the Check Casher Act was canceled in 2011, lenders stopped providing these kinds of loans to consumers.

This also includes Arkansas installment loans which often carried high interest rates.

Payday lenders were issued with a warning letter on March 18, 2008, by the Arkansas Attorney General to stop issuing new loans.

They were also asked to void all current and past loans or face legal action.

Find Loans in Arkansas Now

Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.
Holiday
Holiday
Wedding
Wedding
Home Renovations
Home Renovations
Bills
Bills
Shopping
Shopping
Education
Education

What are the Typical Costs of an Arkansas Loan?

Other avenues are still available for consumers to access Arkansas cash advances. Online lenders still are providing their services.

Moreover, the laws are constantly changing and there are those who are lobbying to make payday lending legal once again in this state.

Arkansas loans obtained from traditional banks and credit unions have charges associated with them.

You will be expected to repay the principal along with interest. The amount of interest to be paid is dependent on several factors:

  • Your credit rating
  • The loan amount you wish to borrow
  • The loan term
  • The type of lender chosen


Other fees and charges include application fees, late charges, loan disbursement fees, and NSF fees.

Thus, it is always advisable to read the fine print carefully to know exactly how much you owe a lender.

Use our loan payment calculator to better estimate the loan costs.

Why Compare Personal Loans at Financer.com

Completely Free Comparison
Completely Free Comparison
Instant Results Without a Credit Check
Instant Results Without a Credit Check
Read Genuine Customer Reviews
Read Genuine Customer Reviews
Find the Cheapest Payday Loans in Arkansas
Find the Cheapest Payday Loans in Arkansas
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Compare Online Loans in Arkansas

Compare lenders and loan rates and apply for an Arkansas loan online. With Financer.com you can: 

  • Compare lenders that offer loans of $1,000 or more
  • Prequalify with no impact on your credit score
  • Compare rates and choose the best loan offer

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What Customers Say About Us

4.63 based on 293 reviews

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Compare Arkansas Loans at Financer.com

At Financer.com we help you compare the best personal loans in Arkansas and get the best loan rates from leading lenders.

We have a great track record of successful lending and satisfied customers, and our list of lenders offers full transparency with a track record of success and satisfied customers.

Use our free loan comparison tool to find the right personal loan in Arkansas and get the best rates on loans online.

Arkansas Loans FAQs

What is an Arkansas title loan?

A title loan refers to when you take out a personal loan using your vehicle as collateral. Title loans in Arkansas typically range from $100 to $1,000 and you'll need your vehicle's title and your valid ID to apply. In most cases, borrowers with bad credit can also apply.

Are payday loans legal in Arkansas?

No. Payday loans are prohibited in Arkansas, usurious loans are still available.

How do I find personal loans in Arkansas?

You can find lenders that offer personal loans in Arkansas at Financer.com and you can use our free loan comparison tool to get the best offer. Compare loan rates to find a personal loan in Arkansas that suits your individual needs and you can also pre-qualify without hurting your credit.

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