Compare Loans for Fair Credit 2022
Chosen 1035 times
$100 - $2,000
Loan amount
1 Day - 1 Month
Term of loan
91.52% - 630.13%
Lowest rate
Minimum age
Chosen 1687 times
$5,000 - $50,000
Loan amount
1 Year - 5 Years
Term of loan
1.49%
Lowest rate
18
Minimum age
Chosen 1030 times
$500 - $35,000
Loan amount
2 Months - 6 Years
Term of loan
5.99% - 35.99%
Lowest rate
18
Minimum age
Chosen 7415 times
$1,000 - $50,000
Loan amount
3 Years - 3 Years
Term of loan
9.56% - 29.99%
Lowest rate
18
Minimum age
Chosen 1769 times
$3,500 - $25,000
Loan amount
2 Years - 4 Years
Term of loan
15.49% - 34.99%
Lowest rate
18
Minimum age
Important
How to Apply for Fair Credit Loans
As seen in
Best Rated Personal Loans
Personal Loans for Fair Credit
Having an excellent credit score and a good regular income is the easiest way to get a personal loan. But what about all those people with fair credit who need a loan. Is there such a thing as fair credit loans?
The good news is yes! Many lenders offer personal loans for fair credit score customers. Although they don't all provide instant approval, finding a fair credit lender is possible. Some lenders will look at alternative methods of confirming your creditworthiness, like income and assets.
You can compare multiple lenders at once to find the best personal loans for fair credit scores through our online loan comparison tool.
Why Compare Personal Loans at Financer.com
Loans For Fair Credit Can Cost More
Loans for fair credit will generally cost you more in fees and interest than personal loans for good credit. Borrowers with bad credit or fair credit will pay more than those with excellent credit.
This is because borrowers with excellent credit are considered more creditworthy and are more likely to not default on their loan repayments.
A personal loan that you pay off over the years can improve your credit score over time. It demonstrates that you manage money well by juggling your income and debt ratio.
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How To Get Fair Credit Loan Approval
- Pre-qualify. Most online lenders will allow you to get preapproved for a loan through their online application process. They generally only conduct a soft credit check for preapproval, which will not damage your credit score any further.
- Find a co-signer. If you have a close relationship with someone who is willing to co-sign on a loan with you, it will increase your chance of getting approved for a fair credit loan and generally give you a lower fee rate. This is because there are two incomes and personal guarantees held against the one loan.
- Improve your credit score. There are multiple ways for you to improve your fair credit to good credit over time. Lenders will always favor approval for good credit applicants over fair credit ones. Building your credit over 6 months may increase your chance of approval.
Get the Loan You Need
A fair credit loan can help you get the funds you need for large purchases.
Best Personal Loans for Fair Credit in 2022:
- Loans from $100 – $35,000
- APRs from 5.99%
- Up to 72 months repayment
- No minimum credit score
Chosen 113 times- Personal loans from $5,000 to $50,000
- Application will not impact your credit score
- Available in all 50 U.S. states
- Apply for loans up to $10,000
- No fees or obligations
- Access to a network of hundreds of lenders
- Bad credit history allowed
Chosen 16419 times- Loans of up to $3,000
- Repayment period of up to 6 months
- Higher APR rates
- Rewards customers who are in good standing
- Loans from $100 to $1,000
- Large network of lenders
- Repayment up to 12 months
- Bad credit history accepted
- Loans between $500 – $10,000
- Up to 72 months to repay
- Interest rates 5.99 – 35.99%
- All credit types considered
Chosen 4374 times- Lines of credit from $500 - $5,000
- Only pay charges on what you use
- Transparent process
- Fast funding, as soon as the same business day*
Important
Find Your Fair Credit Loan at Financer.com
Financer.com helps you compare the best personal loans for fair credit and get the lowest loan rates from leading U.S. lenders.
We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.
Use our free loan comparison tool to find the right personal loan for fair credit and take the guesswork out of doing all the legwork yourself.
Got Questions About Fair Credit Loans? Get the Answers Here.
What is a fair credit score?
What size loan can I get with a 600 credit score?
What credit score is needed for a $5,000 loan?
What does it mean to have fair credit?
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