Compare Loans for Fair Credit in 2023:
Chosen 31917 times
$250 - $35,000
Loan amount
3 Months - 6 Years
Term of loan
5.99% - 35.99%
Lowest rate
18
Minimum age
Chosen 78452 times
$500 - $35,000
Loan amount
6 Months - 5 Years
Term of loan
5.99% - 35.99%
Lowest rate
18
Minimum age
Trusted partner
Chosen 7416 times
$0 - $0
Loan amount
N/A
Term of loan
0%
Lowest rate
18
Minimum age
Chosen 358 times
$100 - $5,000
Loan amount
3 Months - 2 Years
Term of loan
5.99% - 35.99%
Lowest rate
18
Minimum age
Chosen 91363 times
$500 - $10,000
Loan amount
10 Days - 2 Years
Term of loan
5.99% - 35.99%
Lowest rate
18
Minimum age
Chosen 26775 times
$500 - $10,000
Loan amount
3 Months - 6 Years
Term of loan
5.99% - 35.99%
Lowest rate
18
Minimum age
Chosen 9986 times
$1,000 - $50,000
Loan amount
5 Years - 5 Years
Term of loan
6.4% - 34.99%
Lowest rate
18
Minimum age
Important
How to Apply for Fair Credit Loans
Choose the amount you would like to borrow.
Filter the results based on your criteria and compare the best fair credit loan rates.
Find the best fair credit loan for your needs.
Click Get Started to fill in your loan application.
As seen in
Best Rated Personal Loans
Personal Loans for Fair Credit
Having an excellent credit score and a good regular income is the easiest way to get a personal loan. But what about all those people with fair credit who need a loan. Is there such a thing as fair credit loans?
The good news is yes! Many lenders offer personal loans for fair credit score customers. Although they don't all provide instant approval, finding a fair credit lender is possible. Some lenders will look at alternative methods of confirming your creditworthiness, like income and assets.
You can compare multiple lenders at once to find the best personal loans for fair credit scores through our online loan comparison tool.
Why Compare Personal Loans at Financer.com
Loans For Fair Credit Can Cost More
Loans for fair credit will generally cost you more in fees and interest than personal loans for good credit. Borrowers with bad credit or fair credit will pay more than those with excellent credit.
This is because borrowers with excellent credit are considered more creditworthy and are more likely to not default on their loan repayments.
A personal loan that you pay off over the years can improve your credit score over time. It demonstrates that you manage money well by juggling your income and debt ratio.
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How To Get Fair Credit Loan Approval
- Pre-qualify. Most online lenders will allow you to get preapproved for a loan through their online application process. They generally only conduct a soft credit check for preapproval, which will not damage your credit score any further.
- Find a co-signer. If you have a close relationship with someone who is willing to co-sign on a loan with you, it will increase your chance of getting approved for a fair credit loan and generally give you a lower fee rate. This is because there are two incomes and personal guarantees held against the one loan.
- Improve your credit score. There are multiple ways for you to improve your fair credit to good credit over time. Lenders will always favor approval for good credit applicants over fair credit ones. Building your credit over 6 months may increase your chance of approval.
Get the Loan You Need
A fair credit loan can help you get the funds you need for large purchases.
Compare Loans for Fair Credit in 2023:
Chosen 31917 times
$250 - $35,000
Loan amount
3 Months - 6 Years
Term of loan
5.99% - 35.99%
Lowest rate
18
Minimum age
Chosen 78452 times
$500 - $35,000
Loan amount
6 Months - 5 Years
Term of loan
5.99% - 35.99%
Lowest rate
18
Minimum age
Trusted partner
Chosen 7416 times
$0 - $0
Loan amount
N/A
Term of loan
0%
Lowest rate
18
Minimum age
Chosen 358 times
$100 - $5,000
Loan amount
3 Months - 2 Years
Term of loan
5.99% - 35.99%
Lowest rate
18
Minimum age