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Best Personal Loan Brokers 2022: Compare Rates

We help you find the best loans from top loan brokers in the United States. Compare rates side-by-side and apply online without impacting your credit. With Financer.com you can:

  • Use our online loan comparison tool
  • Compare rates from multiple loan brokers
  • Apply for a loan online
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Our Top Loan Brokers November 2022

Chosen 4087 times

$5,000 - $50,000

Loan amount

1 Year - 5 Years

Term of loan

1.49%

Lowest rate

18

Minimum age

Chosen 14 times

$0 - $0

Loan amount

N/A

Term of loan

0%

Lowest rate

Minimum age

recommended

Chosen 3546 times

$500 - $35,000

Loan amount

2 Months - 6 Years

Term of loan

5.99% - 35.99%

Lowest rate

18

Minimum age

Chosen 7859 times

$1,000 - $50,000

Loan amount

3 Years - 3 Years

Term of loan

9.56% - 29.99%

Lowest rate

18

Minimum age

recommended

Chosen 1239 times

$9,000 - $60,000

Loan amount

2 Years - 7 Years

Term of loan

2.25% - 29.99%

Lowest rate

18

Minimum age

recommended

Chosen 3000 times

$0 - $0

Loan amount

N/A

Term of loan

0%

Lowest rate

18

Minimum age

recommended

Chosen 243 times

$0 - $0

Loan amount

N/A

Term of loan

0%

Lowest rate

Minimum age

recommended

Chosen 27567 times

$500 - $35,000

Loan amount

3 Months - 6 Years

Term of loan

5.99% - 35.99%

Lowest rate

18

Minimum age

recommended

Chosen 14692 times

$5,000 - $100,000

Loan amount

2 Years - 20 Years

Term of loan

7.99% - 22.73%

Lowest rate

18

Minimum age

Chosen 517 times

$0 - $0

Loan amount

N/A

Term of loan

0%

Lowest rate

Minimum age

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

How To Compare Loan Brokers

How To Compare Loan Brokers
1
Choose your loan amount
Choose the amount you need for your auto loan
2
Compare the best loan rates
Filter the results based on your criteria
3
Choose an offer
Find the best match for your payday loan needs
4
Complete the application
Click Get Started to begin your loan application

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What Is a Personal Loan Broker?

A loan broker acts as a go-between you and a lender. A loan broker service can save you time and money. The same way a travel agent will negotiate a deal on your behalf.

Personal loan brokers can assist you in finding a personal loan that is tailored to your needs and financial circumstances.

You apply for a loan through a broker rather than directly with a lender.

The broker will then contact the lenders with whom they are linked as well as explore the market for a loan that is a good fit for you.

How Do Personal Loan Brokers Work?

Personal loan brokers work in a similar way to mortgage brokers: they help you find a good deal on your loan.

A loan broker can assist you with a variety of personal loan solutions available from lenders and help you find a suitable offer – whether you are planning a vacation or purchasing a new car.

Personal loan brokers look for loans within their lending panel, which is basically a group of lenders with whom they work.

They will find a product from one of these lenders once you sign up for their services. Most personal loan brokers provide online applications and loan administration, eliminating the need for you to schedule an appointment or sign and mail documents, which can save you time.

Be sure to ask your personal loan broker about:

  • The total cost of the loan
  • Any extra costs
  • Number of lenders compared for your application
  • If your information is exposed to third parties
  • Fee disclosure

If you merely need a small loan amount to avoid using a credit card, a broker is not needed. Certain credit unions and smaller banks offer unsecured loans as little as $2,000, although brokers normally won’t work with loans as low as $5,000.

The Benefits of Using Loan Brokers

Find the Best Loan Broker an Apply Online

Save on loan rates by comparing with us first

Save on Loan Rates

Save by comparing with Financer.com first

How to Find a Good Loan Broker - 6 Tips

Tip #1

Look at the loans offered

Make sure that the broker you want to work with offers the type of loan you are looking for.

Tip #2

Consider the type of interest

Most brokers offer fixed-rate interest loans only.

Tip #3

The loan conditions

Can you pay off the loan sooner, make extra payments, or redraw on overpayments? Check to see if you may use these services without paying a price.

Tip #4

Look at the lending panel

This is the lender pool from which your broker will select a loan. The larger the panel, the more likely it is that you will obtain the greatest bargain possible.

Tip #5

How do they work?

Some brokers operate almost completely online, while others rely on more traditional methods such as phone, fax, and mail. Make sure you’re comfortable with the system your broker employs.

Tip #6

The funding time

Brokers have varying speeds at which they can approve and fund your loan. If you need a loan quickly, an online broker should be able to approve it faster than a traditional broker.

What Customers Say About Us

4.63 based on 293 reviews

from Reviews.io

Find Your Loan at Financer.com

Looking for the best loan brokers? Financer.com helps you compare the top-rated loan brokers and get affordable terms and loan rates from leading U.S. lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right loan save by comparing with us first.

Loan Broker FAQs

Does it cost more to use a personal loans broker?
You may have to pay a monthly charge to use a personal loan broker, but you can try to negotiate a lower fee when you sign up for their service. All brokers earn money through commissions paid by the lenders they refer. This is not added to the cost of your loan or the interest rate.
Can I take out a loan from my current bank via a broker?

Brokers sell goods from lenders on their lending panel, that is, lenders with whom they have a relationship. If your current bank is on the broker’s loan panel and offers a competitive program, you can end up borrowing from them. Your broker, on the other hand, should be looking for the best value option for you.

Can I stop using my broker once I have a loan?

This will be determined by the terms of your contract. Before you sign on the dotted line, make sure you’ve read all the terms. If you want to change brokers, you will usually have to terminate the loan and get a new one.

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