Online Loans in Maine – Compare Online Payday Loans in Maine

The Best Loans in Maine 2022: Compare Loan Rates

Written by: Financer.com

Last updated: July 25, 2022

Financer.com helps you compare online loan rates in Maine. Compare different loan options in Maine and read more about the payday loan laws in the state.

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Compare the Best Loans in Maine for December 2023

Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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We found 18 loans

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recommended

Chosen 1,197 times

5.0

Read 2 reviews

recommended

Chosen 1,197 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

5.0

Read 2 reviews

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All

Borrow up to

$5,000

Estimated Payback

03/06/2024

Weekend Payout

Age

2 Reviews

5.0

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 91,389 times

3.5

Read 35 reviews

recommended

Chosen 91,389 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

3.5

Read 35 reviews

Open right now

Most chosen

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

03/06/2024

Weekend Payout

Age

35 Reviews

3.5

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 31,936 times

4.9

Read 14 reviews

recommended

Chosen 31,936 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 14 reviews

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

03/06/2024

Weekend Payout

Age

14 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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How to Compare Loans in Maine

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Filter the results based on your needs and compare loan rates

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Complete the application

Click Get Started and complete your application online

As seen in

Best Rated Personal Loans

Find the best rated lenders for loans in Maine

4.9

Based on 4 reviews

4.9

Based on 16 reviews

4.8

Based on 4 reviews

4.8

Based on 4 reviews

4.7

Based on 7 reviews

4.6

Based on 20 reviews

4.3

Based on 5 reviews

4.3

Based on 12 reviews

4.3

Based on 39 reviews

4.3

Based on 24 reviews

Maine Payday Loans and Online Loan Options

Payday loans are legal in Maine although restrictions apply. This article will explain further what regulations guide both lenders and borrowers in this state.

According to Maine law, check cashers are prohibited from issuing money on a post dated check. Supervised lenders are exempt from this ban, so it might not be easy to obtain a loan as only controlled lenders give out cash.

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The Advantages of Online Maine Loans

Online Personal Loans Are Convenient

Get Funds As Soon As The Same Day

Apply Anywhere, Anytime

Less Paperwork Required

Maine Payday Loan Regulations

Legal Status	Legal
Interest Rate (APR)	30%
Max. Loan Amount	$2,000
Min. Loan Term	Not specified
Max. Loan Term	Not specified
Finance Charges	Maximum of $25
Statute of Limitations	6 years from the last payment
Database Tracking	No

Updated July 8 2022

Maine Payday Regulations for Lenders

Lenders are prohibited from charging more than 30% for loans up to $2,000
Loans of up to $75 cannot be charged more than $5
Loans for $75-$250 cannot have charges exceeding $15

These rates cap allow borrowers to avoid getting into the circle of debt. However, it is not easy to deal with online lending companies as these do not involve post dated checks.

Maine cash advances are legal as long as companies conduct their business in line with the regulations. Companies are expected to comply with these regulations to stay in business.

It’s important to compare rates before obtaining a loan as you don’t want to be in a worse financial state.

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Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.

Holiday

Wedding

Home Renovations

Bills

Shopping

Education

Eligibility Requirements for a Payday Loan in Maine

Be a permanent resident or an American citizen
Be above the age of 18 years
Have a steady source of income

You will also need to provide your full legal names, physical address, and phone number.

Details of your income are needed as you need to convince a lender you will be able to repay.

You can find storefront payday loans near you in Maine in the following cities:

Bangor
Biddeford
Brunswick
Ellsworth
Fairfield
Portland

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Why Compare Personal Loans at Financer.com

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Compare Maine Loans at Financer.com

Financer.com helps you compare the best personal loans in Maine and get the best loan rates from leading lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan in Maine and take the guesswork out of doing all the legwork yourself.

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Maine Loans - FAQs

Are payday loans legal in Maine?

Yes, payday loans are legal in Maine up to $2,000.

How are payday loans regulated in Maine?

Payday loans are heavily regulated in Maine. They are not permitted in the state unless the lender is fully licensed and supervised. In fact, the state of Maine has some of the strictest regulations in the entire country. Any business that is not on the list of exempted businesses is not allowed to cash post-dated checks.