Loans in Montana – Compare Montana Payday Loans

The Best Loans in Montana 2022: Compare Loan Rates

Written by: Joe Chappius

Last updated: December 26, 2023

Financer.com helps you compare online loan rates in Montana. Compare different loan options in Montana and read more about the payday loan laws in the state.

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The Best Loans in Montana for April 2024

Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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We found 18 loans

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Chosen 92,653 times

3.7

Read 36 reviews

Chosen 92,653 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

3.7

Read 36 reviews

Open right now

Most chosen

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Customer Type

All

Borrow up to

$10,000

Estimated Payback

22/10/2024

Weekend Payout

Age

36 Reviews

3.7

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 33,188 times

4.9

Read 17 reviews

recommended

Chosen 33,188 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 17 reviews

Open right now

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

22/10/2024

Weekend Payout

Age

17 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Chosen 27,230 times

4.0

Read 25 reviews

Chosen 27,230 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.0

Read 25 reviews

Open right now

Lowest cost

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

22/10/2024

Weekend Payout

Age

25 Reviews

4.0

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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How to Compare Loans in Montana

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Best Rated Personal Loans

Find the best rated lenders for loans in Montana

5.0

Based on 4 reviews

5.0

Based on 4 reviews

5.0

Based on 14 reviews

4.9

Based on 7 reviews

4.9

Based on 12 reviews

4.9

Based on 17 reviews

4.9

Based on 8 reviews

4.8

Based on 5 reviews

4.8

Based on 4 reviews

4.7

Based on 3 reviews

Montana Payday Loans Laws

Payday lending is restricted in Montana State. Learn how these limitations protect the lenders from indecent cash advance lenders.

A lender in Montana can only start operations after receiving a license from the State’s Department of Administration.

Lenders are not allowed to charge a 3- digit APR as commonly done in many other states. Montana cash advance lending is capped at 36% APR. In effect, a $100 loan given for two weeks will be charged at only $1.39.

The maximum amount of loan to be given is $300 while the minimum is $50. The loan term should not exceed 31 days. Moreover, no renewals or rollovers are allowed and a lender cannot force a borrower to take a new loan to repay the previous one.

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The Advantages of Online Montana Loans

Online Personal Loans Are Convenient

Get Funds As Soon As The Same Day

Apply Anywhere, Anytime

Less Paperwork Required

Legal Proceedings in Case of Default

The state of Montana law prohibits any criminal actions against borrowers who fail to repay on the due date. You are simply required to write a letter to inform a lender in advance of your inability to pay the loan.

Once you are legally literate of the state laws, you will not be intimated by criminal prosecutions threats from lenders. Any such actions are considered unlawful.

Although most lenders have the option to easily file a civil case, they may not always choose that option. Since their main interest is getting back their money, they would not want to go through courts to claim their debts.

The allowed waiting period for Montana installment loans is two days. After this duration, you are allowed to request another payday loan.

The Montana Department of Administration handles all queries from borrowers.

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Montana Payday Loan Regulations

Legal Status	Legal
Interest Rate (APR)	36% small loan cap
Max. Loan Amount	$300
Min. Loan Term	14 days
Max. Loan Term	31 days
Number of Rollovers	0
Finance Charges	$1.39 for a $100 loan
Statute of Limitations	8 years

Updated July 8 2022

Specific Regulations and Laws Concerning Cash Advance in Montana

2 days for cool off period
No payment plan
Civil action allowed
Penalties include late fees, arbitration and attorney fees.

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An online personal loan can help when you need cash for large purchases or unplanned expenses.

Holiday

Wedding

Home Renovations

Bills

Shopping

Education

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Compare Montana Loans at Financer.com

Financer.com helps you compare the best personal loans in Montana and get the best loan rates from leading lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan in Montana and take the guesswork out of doing all the legwork yourself.

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Loans in Montana - FAQs

Are payday loans in Montana legal?

Yes. Payday loans in Montana are legal but there are limitations.

What does a Montana payday loan cost?

In Montana, a licensed lender is not permitted to charge any fee for making or maintaining a payday loan that is greater than 36% per year and rollovers are not allowed.

How long can I take a loan for?

The maximum loan term for a payday loan in Montana is 31 days. If you need a loan for a longer time period, or for a larger amount, consider applying for a personal loan.