Loans in New Hampshire – Payday Loans in New Hampshire

The Best Loans in New Hampshire 2022: Compare Now

Written by: Joe Chappius

Last updated: December 26, 2023

Financer.com helps you compare online loan rates in New Hampshire. Compare different loan options in New Hampshire and read more about the payday loan laws in the state.

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The Best Loans in New Hampshire for April 2024

Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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We found 16 loans

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Chosen 92,653 times

3.7

Read 36 reviews

Chosen 92,653 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

3.7

Read 36 reviews

Open right now

Most chosen

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

22/10/2024

Weekend Payout

Age

36 Reviews

3.7

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 33,188 times

4.9

Read 17 reviews

recommended

Chosen 33,188 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 17 reviews

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

22/10/2024

Weekend Payout

Age

17 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Chosen 27,230 times

4.0

Read 25 reviews

Chosen 27,230 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.0

Read 25 reviews

Open right now

Lowest cost

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

22/10/2024

Weekend Payout

Age

25 Reviews

4.0

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

Show all 16 offers

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How to Compare Loans in New Hampshire

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Best Rated Personal Loans

Find the best rated lenders for loans in New Hampshire

5.0

Based on 4 reviews

5.0

Based on 4 reviews

5.0

Based on 14 reviews

4.9

Based on 7 reviews

4.9

Based on 12 reviews

4.9

Based on 17 reviews

4.9

Based on 8 reviews

4.8

Based on 5 reviews

4.8

Based on 4 reviews

4.7

Based on 3 reviews

Where Can I Find a Loan in New Hampshire?

If you’re looking for a loan online, welcome to Financer.com!

We help connect you with trusted lenders across a wide variety of loans including, personal loans, payday loans, auto loans, business loans, etc. etc.

All that said you might be one of the many people looking for more information on payday loans in New Hampshire.

While you can compare instantly above using our loan comparison tool for a personal installment loan, you might want to click this link here, if you’re hoping to find offers from payday loan lenders.

If lending is new to you, learn more with our comprehensive guide below and find the information you’re looking for!

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Compare the Best Loan Rates

Save more on your loan by comparing with us first.

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The Advantages of Online New Hampshire Loans

Online Personal Loans Are Convenient

Get Funds As Soon As The Same Day

Apply Anywhere, Anytime

Less Paperwork Required

What Type of Loan is Right For Me?

There are two typical types of loans you’re most likely looking for.

When it comes to getting great deals online, most people are familiar with personal installment loans, which you can get started on right away by using our loan comparison tool above.

But when you’re looking for loans that you can take despite bad credit, and get approved for rather quickly there is always payday loans available.

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New Hampshire Payday Loan Regulations

Legal Status	Legal
Interest Rate (APR)	36%
Max. Loan Amount	$500
Min. Loan Term	7 days
Max. Loan Term	30 days
Number of Rollovers	0
Finance Charges	$1.38 for a $100 loan
Installment	Yes

Updated July 8 2022

New Hampshire Payday Loans Laws

New Hampshire residents may find themselves in need of a cash advance to take care of an emergency or handle utility bills. This article will provide you with all the information you need regarding these types of loans.

Restrictions regarding payday lending vary from state to state. You might want to get familiarized with the payday regulations in New Hampshire before taking out a loan.

The state imposes strict limitations regarding interest rates so that lenders cannot gain huge profits out of such charges. APR for New Hampshire payday loans is capped at 36% and cannot exceed that amount.

According to the law, a borrower cannot have more than one loan at a time. Taking other loans from different lenders is considered illegal. Both the borrower and the lender will be answerable in such a case.

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Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.

Holiday

Wedding

Home Renovations

Bills

Shopping

Education

What Happens if You Default?

Even the best planners can sometimes fall behind schedule. What happens if you fail to repay your loan on the due date? First, keep in mind the following important points according to New Hampshire state law:

Defaulted payments are not considered criminal offense
Borrowers should therefore not be afraid of lenders threatening to pursue criminal lawsuit
You can only be taken to a court trial if you purposefully took out a loan without any intention of paying
Civil trials are legal, thus not prohibited in case borrowers do not repay on time- in short you can be taken to court over failure to meet your repayments
There is no specific law concerning collection fees; lending companies are free to set the rate themselves so to avoid egregious fees make sure to pay!

Finance Charges and Repayment Period

Finance charges for a $100 loan given for a period of two weeks should not exceed $1.38. These charges include the processing fee, approval fees and other similar charges of the sorts.

Repayment period should be not less than 7 days and not more than 31 days according to the state law. A cooling-off period of 60 days after the date when the previous loan was fully repaid is allowed. Only after this duration can a borrower apply for another loan. Meaning that if you have already repaid a payday loan in the state of New Hampshire, you are not eligible for another payday loan until 60 days later from the final repayment date.

However, rollovers and renewals are prohibited so ensure you repay your debt in due time.

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How Do New Hampshire Loans Work?

The maximum payday loan amount you can borrow is $500. If approved, you can expect to have funds disbursed to you within two business days.

You need to be at least 18 years and be an American citizen or a permanent resident. You will also need to supply basic information such as full names, date of birth and details of your income and employment.

You can get started right away by comparing payday loans from clicking this link.

But if you need more than $500, and are looking for a personal loan where you pay back through equal payments over a course of several months or years, get started with our loan comparison tool above right now!

Get a Loan Now >

Why Compare Personal Loans at Financer.com

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Compare New Hampshire Loans at Financer.com

Financer.com helps you compare the best personal loans in New Hampshire and get the best loan rates from leading lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan in New Hampshire and take the guesswork out of doing all the legwork yourself.

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