Online Payday Loans in Oregon

The Best Loans in Oregon 2022: Compare Loan Rates

Written by: Joe Chappius

Last updated: December 26, 2023

Financer.com helps you compare online loan rates in Oregon. Compare different loan options in Oregon and read more about the payday loan laws in the state.

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The Best Online Loans in Oregon for April 2024

Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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We found 19 loans

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recommended

Chosen 5,985 times

4.9

Read 11 reviews

recommended

Chosen 5,985 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 11 reviews

Open right now

High approval rate

Get Started

Customer Type

All

Borrow up to

$50,000

Estimated Payback

21/10/2024

Weekend Payout

Age

11 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Chosen 92,650 times

3.7

Read 36 reviews

Chosen 92,650 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

3.7

Read 36 reviews

Open right now

Most chosen

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

21/10/2024

Weekend Payout

Age

36 Reviews

3.7

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 33,179 times

4.9

Read 17 reviews

recommended

Chosen 33,179 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 17 reviews

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

21/10/2024

Weekend Payout

Age

17 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Chosen 27,229 times

4.0

Read 25 reviews

Chosen 27,229 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.0

Read 25 reviews

Open right now

Lowest cost

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

21/10/2024

Weekend Payout

Age

25 Reviews

4.0

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 6,701 times

5.0

Read 4 reviews

recommended

Chosen 6,701 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

5.0

Read 4 reviews

Open right now

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

21/10/2024

Weekend Payout

Age

4 Reviews

5.0

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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How to Compare Loans in Oregon

Choose your loan amount

Choose the amount of money you want to borrow

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Filter the results based on your needs and compare loan rates

Choose the best offer

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Complete the application

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Best Rated Personal Loans

Find the best rated lenders for loans in Oregon

5.0

Based on 4 reviews

5.0

Based on 4 reviews

5.0

Based on 14 reviews

4.9

Based on 7 reviews

4.9

Based on 12 reviews

4.9

Based on 17 reviews

4.9

Based on 8 reviews

4.8

Based on 5 reviews

4.8

Based on 4 reviews

4.7

Based on 3 reviews

Payday lenders and title lenders are allowed to do business in Oregon State as long as they abide by the rules.

There are multiple storefront lenders giving out cash loans in many cities like Salem, and Portland, Oregon. Numerous lenders are also giving out loans online.

Find out more about your cash advance options in this fast-growing industry in this article.

Find a loan in Oregon >

Compare the Best Loan Rates

Save more on your loan by comparing with us first.

Interests Loan amount Loan term

The Advantages of Online Oregon Loans

Online Personal Loans Are Convenient

Get Funds As Soon As The Same Day

Apply Anywhere, Anytime

Less Paperwork Required

Quick Facts About Oregon Payday Loans

Most people rush to take payday loans and come to know of their terms later. Keep the following points in mind as you shop for the right payday loan:

A payday loan should be up to 25% of a borrower’s net monthly income (up to $60,000)
Technically, the maximum amount of a payday loan in Oregon can be a whopping $50,000
Oregon requires payday loans to have a minimum 31 days term, instead of the typical 7-14 day payday loan repayment cycle.
There is a restriction of 36% APR interest
APR for a $100 loan given for 31 days should not be more than 154%

Oregon laws have placed no limitations on the number of payday loans a person can take. Still, there needs to be a cooling-off period of 7 days between 2 consecutive loans. Rollovers are only allowed twice.

Just like the majority of the states, Oregon lenders are forbidden from taking any criminal action against borrowers.

Civil trials are legal so a lender may choose to go down that road in case of loan defaulters. An NSF fee of $20 is charged, along with other bank charges.

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Oregon Payday Loan Regulations

Legal Status	Legal
Interest Rate (APR)	154%
Max. Loan Amount	$50,000
Min. Loan Term	31 days
Max. Loan Term	60 days
Number of Rollovers	2
Statute of Limitations	6 years
Database Tracking	No

Updated July 19 2022

Lenders in Oregon

You can find lenders that offer payday loans in Salem, Oregon, Portland, and more. Here are a complete list:

Albany
Baker City
Eugene
Madras
Lebanon
Milton Freewater
Keizer
Medford
Newport
Salem
Springfield

Get a loan in OR >

Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.

Holiday

Wedding

Home Renovations

Bills

Shopping

Education

Where Can I Get a Loan in OR?

There are many lenders that provides loans in Oregon, including:

Compare more lenders >

Why Compare Personal Loans at Financer.com

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Find the Cheapest Payday Loans in Oregon

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Compare Oregon Loans at Financer.com

Financer.com helps you compare the best personal loans in Oregon and get the best loan rates from leading lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan in Oregon and take the guesswork out of doing all the legwork yourself.

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Loans in Oregon - FAQs

How much does a loan in Oregon cost?

This depends on the lender and the offer you accept. As an example, if you borrow $1,000 with an APR of 36% over 6 months, you'll pay $184,60 per month for a total of $1,107.59.