Best Loans in South Dakota: Compare Online

Written by: Joe Chappius

|

Last updated: December 26, 2023

Financer.com helps you compare online loan rates in South Dakota. Compare different loan options in SD and read more about the payday loan laws in the state.

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The Best South Dakota Loans for April 2024

Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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We found 41 loans

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Explore Credit

Chosen 425 times

Explore Credit

Chosen 425 times

Loan amount

$1,000

APR:

0.00%

Total Payment

$1,000.00

for 6 months

Monthly payback

$166.67

for 6 months

Customer Type

All

Borrow up to

$2,000

Estimated Payback

21/10/2024

Weekend Payout

Age

18

0 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 5,985 times

Read 11 reviews

recommended

Chosen 5,985 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Read 11 reviews

Open right now

High approval rate

Customer Type

All

Borrow up to

$50,000

Estimated Payback

21/10/2024

Weekend Payout

Age

18

11 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

BadCreditLoans.com

Chosen 92,650 times

Read 36 reviews

BadCreditLoans.com

Chosen 92,650 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Read 36 reviews

Open right now

Most chosen

Customer Type

All

Borrow up to

$10,000

Estimated Payback

21/10/2024

Weekend Payout

Age

18

36 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 33,179 times

Read 17 reviews

recommended

Chosen 33,179 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Read 17 reviews

Customer Type

All

Borrow up to

$35,000

Estimated Payback

21/10/2024

Weekend Payout

Age

18

17 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

CashUSA

Chosen 27,229 times

Read 25 reviews

CashUSA

Chosen 27,229 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Read 25 reviews

Open right now

Lowest cost

Customer Type

All

Borrow up to

$10,000

Estimated Payback

21/10/2024

Weekend Payout

Age

18

25 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

Show all 41 offers

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$1,000

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How to Compare Loans in South Dakota

How to Compare Loans in South Dakota

1

Choose your loan amount

Choose the amount of money you want to borrow

2

Compare loan rates

Filter the results based on your needs and compare loan rates

3

Choose the best offer

Choose the best offer from leading lenders

4

Complete the application

Click Get Started and complete your application online

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Best Rated Personal Loans

Find the best rated lenders for loans in South Dakota

Based on 4 reviews

Based on 4 reviews

Based on 14 reviews

ACE Cash Express

Based on 7 reviews

Based on 12 reviews

Based on 17 reviews

Based on 8 reviews

Based on 5 reviews

Based on 4 reviews

CashApp

Based on 3 reviews

Online Loans in South Dakota

We've seen a decline in the number of unsecured loans that banks provide in the past few years. While it may be challenging to get a personal loan from a bank, you could still get financing by taking a payday loan.

The way payday loans are governed varies from state to state, and the laws in South Dakota are quite different from the laws set in other states.

Compare online loans in South Dakota with our loan comparison tool above, or read more about online payday loan laws in South Dakota below.

Get a loan now >

Compare the Best Loan Rates

Save more on your loan by comparing with us first.

Interests Loan amount Loan term

The Advantages of Online South Dakota Loans

Online Personal Loans Are Convenient

Online Personal Loans Are Convenient

Get Funds As Soon As The Same Day

Get Funds As Soon As The Same Day

Apply Anywhere, Anytime

Apply Anywhere, Anytime

Less Paperwork Required

Less Paperwork Required

Payday Loan Alternatives in South Dakota

South Dakota online payday loans may not appeal to everyone. Fortunately, there are many other ways residents of South Dakota can cover their financial needs. These include:

Compare loans now >

South Dakota Payday Loan Regulations

Legal Status	Legal
Interest Rate (APR)	36% small loan cap
Max. Loan Amount	$500
Min. Loan Term	Not specified
Max. Loan Term	Not specified
Number of Rollovers	4
Finance Charges	$1.39 per $100
Statute of Limitations	6 years
Database Tracking	No

Updated August 2 2022

Online Payday Loans in South Dakota

Lenders are expected to abide by South Dakota state regulations as they carry out business in this state. Learn more about these regulations here.

A South Dakota short-term cash advance cannot be more than $500. A loan worth $100 given for two weeks will be charged with $1.39. APR for all loans is capped at 36%.

Unlike most states that prohibit renewals, this is actually allowed in South Dakota State up to 4 times.

However, there is one requirement that must be met. All fees must be covered before the agreement renewal. A borrower must be provided with a written notice and contract prior to the renewal.

As a borrower in South Dakota, you have an obligation to read all loan terms and conditions before signing an agreement. Don’t skip on the very fine print!

You can cancel the loan during the first day of the loan and there will be limits imposed on interest fees and/or other related fees.

Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.

Holiday

Holiday

Wedding

Wedding

Home Renovations

Home Renovations

Bills

Bills

Shopping

Shopping

Education

Education

Is South Dakota Personal Loan for You?

If you cannot afford to make a purchase or pay down debt on your own, then a personal loan might be the right option for you.

Consumers with a variety of credit situations appreciate personal loans as a great solution for paying off debts.

Personal loans afford you the convenience of making small and timely payments rather than being stuck carrying large balances on credit cards.

You can use this loan to finance home improvements, purchase a car or even cover an emergency situation.

With a good and excellent credit rating of 720 or higher, you can expect to see lower interest rates of between 6% and 10%.

Get a loan now >

Why Compare Personal Loans at Financer.com

Completely Free Comparison

Completely Free Comparison

Instant Results Without a Credit Check

Instant Results Without a Credit Check

Read Genuine Customer Reviews

Read Genuine Customer Reviews

Find the Cheapest Payday Loans in South Dakota

Find the Cheapest Payday Loans in South Dakota

What Customers Say About Us

4.60 based on 324 reviews

from Reviews.io

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Compare South Dakota Loans at Financer.com

Financer.com helps you compare the best personal loans in South Dakota and get the best loan rates from leading lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan in South Dakota and take the guesswork out of doing all the legwork yourself.

South Dakota Loans - FAQs

How much can I borrow?

In South Dakota, there are specific loan limits. Payday loans are capped at $550 and lenders can charge no more than 36% APR. The amount you can be approved for depends on your credit score, your loan payment history, and your debt-to-income ratio, among others. By comparing lenders you can choose the best loan rates and terms.

How much do online loans in South Dakota cost?

The cost for online payday loans in South Dakota will vary by lender. However, the maximum APR allowed in SD is 36%. This can often include fees plus the interest rate. According to South Dakota legislation, lenders may charge a maximum finance charge of $1.36 per $100.

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