Wisconsin Loans – Compare Payday Loans in Wisconsin

The Best Loans in Wisconsin 2022: Compare Loan Rates

Written by: Joe Chappius

Last updated: December 26, 2023

Financer.com helps you compare online loans in Wisconsin. Compare different loan offers in Wisconsin and read more about the payday loan laws in the state.

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Compare Wisconsin Loans for April 2024

Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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recommended

Chosen 5,754 times

4.9

Read 11 reviews

recommended

Chosen 5,754 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 11 reviews

Open right now

High approval rate

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Customer Type

All

Borrow up to

$50,000

Estimated Payback

13/10/2024

Weekend Payout

Age

11 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Chosen 92,619 times

3.7

Read 36 reviews

Chosen 92,619 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

3.7

Read 36 reviews

Open right now

Most chosen

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

13/10/2024

Weekend Payout

Age

36 Reviews

3.7

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 33,148 times

4.9

Read 17 reviews

recommended

Chosen 33,148 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 17 reviews

Open right now

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

13/10/2024

Weekend Payout

Age

17 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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How to Compare Loans in Wisconsin

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Best Rated Personal Loans

Find the best rated lenders for loans in Wisconsin

5.0

Based on 4 reviews

5.0

Based on 4 reviews

5.0

Based on 14 reviews

4.9

Based on 7 reviews

4.9

Based on 12 reviews

4.9

Based on 17 reviews

4.9

Based on 8 reviews

4.8

Based on 5 reviews

4.8

Based on 4 reviews

4.7

Based on 3 reviews

Online Loans in Wisconsin

If you're looking for a short-term loan in Wisconsin, an unsecured loan from a bank may not always be the best option, especially if you have less-than-perfect credit. This is when you may consider a payday loan.

The way payday loans are governed varies from state to state, and the laws in Wisconsin are quite different from the laws set in the other states.

Compare online loans in Wisconsin with our loan comparison tool above, or read more about online payday loan laws in Wisconsin below.

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Apply for a Wisconsin Title Loan

A short-term car title loan can be a great way to get access to quick cash, especially if you don't qualify for a unsecured loan.

To apply for a title loan in Wisconsin, you only need a valid driver’s license and a vehicle that’s titled in your name.

However, you have to consider the loan rates and terms the lender offers, to make sure you can afford the title loan and that you can repay the loan along with any fees or interest charges.

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The Advantages of Online Wisconsin Loans

Online Personal Loans Are Convenient

Get Funds As Soon As The Same Day

Apply Anywhere, Anytime

Less Paperwork Required

Wisconsin Title Loan Restrictions

Title loans in Wisconsin have no cap on interest laws although there is a maximum loan amount of up to 50% of the vehicle’s value.

If you are having a difficult time making payments on your title loan, the law requires you to give a 20-day notice to the lender.

In case your vehicle is repossessed, the Wisconsin lender will not be obliged to refund you any excess funds received from reselling your car.

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Wisconsin Payday Loan Regulations

Legal Status	Legal
Interest Rate (APR)	Can exceed 400%
Max. Loan Amount	$500
Min. Loan Term	10 days
Max. Loan Term	31 days
Number of Rollovers	1
Cooling-off Period	Next business day after repayment
Installment	Yes

Updated March 18 2022

However, payday lending is still regulated and these are some of the restrictions in place:

Small cash advances should not exceed 35% of the borrower’s gross monthly income
A Wisconsin payday loan should not be given for more than 90 days
There is no regulation on interest rates, repayment terms or APR
Up to 2 loan renewals are allowed for Wisconsin payday loans
The NSF fee should not exceed $15 in Wisconsin
Criminal actions are prohibited concerning Wisconsin payday loans

There are no limits to the number of cash advances you can take as long as there is a 24-hour cooling-off period.

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Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.

Holiday

Wedding

Home Renovations

Bills

Shopping

Education

Will You Get Credit in Wisconsin State?

There are various lending options for borrowers in the state of Wisconsin. As a common source of short-term loans, it is impossible to talk about Wisconsin personal loans without mentioning payday loans.

Take a look at how online Wisconsin payday loans can get you out of a financial fix.

Payday lending is legal in Wisconsin. It is one of the states where there are less rigid laws concerning payday lending compared to most states. This allows more freedom for lenders who wish to give Wisconsin payday loans.

Lenders who offer Wisconsin installment loans are expected to disclose that these types of loans are short-term and cannot provide long-term stability.

According to the Truth-in-Lending Act, Wisconsin lenders should clearly inform borrowers that failure to repay the loan in due period will lead to long-term hardships.

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Compare Wisconsin Loans at Financer.com

Financer.com helps you compare the best personal loans in Wisconsin and get the best loan rates from leading lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan in Wisconsin and take the guesswork out of doing all the legwork yourself.

Loans in Wisconsin - FAQs

How much can I borrow with an Wisconsin title loan?

The total you can borrow depends on the value of your vehicle and your ability to repay. Auto loan amounts can also vary by lender and usually range between $100 to $10,000.

Are title loans legal in Wisconsin?

Yes. However, there are regulations that lenders have to follow. The maximum loan amount for a Wisconsin title loan is $25,000 and the maximum loan term is 180 days.