The Best Loans in Wisconsin 2022: Compare Loan Rates

Financer.com helps you compare online loans in Wisconsin. Compare different loan offers in Wisconsin and read more about the payday loan laws in the state.

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  • Find a loan in Wisconsin
  • Compare loan rates and apply

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Compare Wisconsin Loans for February 2023

Borrow $1,000 for a period of 6 Months.
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Amount: $1,000 | Period: 6 Months
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We found 16 loans

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Chosen 2,320 times

Chosen 2,320 times

Loan amount

$1,000

APR:

4.99% - 35.99%

Total Payment

$1,014.75

for 6 months

Monthly payback

$169.13

for 6 months

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Borrow up to

$50,000

Estimated Payback

05/08/2023

Weekend Payout

Age

18

0 Reviews

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recommended

Chosen 83,699 times

recommended

Chosen 83,699 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Open right now
Most chosen

Customer Type

All

Borrow up to

$10,000

Estimated Payback

05/08/2023

Weekend Payout

Age

18

37 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

recommended

Chosen 28,129 times

recommended

Chosen 28,129 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

Open right now
Best reviews

Customer Type

All

Borrow up to

$35,000

Estimated Payback

05/08/2023

Weekend Payout

Age

18

15 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

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How to Compare Loans in Wisconsin

How to Compare Loans in Wisconsin
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Online Loans in Wisconsin

If you're looking for a short-term loan in Wisconsin, an unsecured loan from a bank may not always be the best option, especially if you have less-than-perfect credit. This is when you may consider a payday loan.

The way payday loans are governed varies from state to state, and the laws in Wisconsin are quite different from the laws set in the other states.

Compare online loans in Wisconsin with our loan comparison tool above, or read more about online payday loan laws in Wisconsin below.

Apply for a Wisconsin Title Loan

A short-term car title loan can be a great way to get access to quick cash, especially if you don't qualify for a unsecured loan. 

To apply for a title loan in Wisconsin, you only need a valid driver’s license and a vehicle that’s titled in your name.

However, you have to consider the loan rates and terms the lender offers, to make sure you can afford the title loan and that you can repay the loan along with any fees or interest charges.

Compare the Best Loan Rates

Save more on your loan by comparing with us first.

The Advantages of Online Wisconsin Loans

Online Personal Loans Are Convenient
Online Personal Loans Are Convenient
Get Funds As Soon As The Same Day
Get Funds As Soon As The Same Day
Apply Anywhere, Anytime
Apply Anywhere, Anytime
Less Paperwork Required
Less Paperwork Required

Wisconsin Title Loan Restrictions

Title loans in Wisconsin have no cap on interest laws although there is a maximum loan amount of up to 50% of the vehicle’s value.

If you are having a difficult time making payments on your title loan, the law requires you to give a 20-day notice to the lender.

In case your vehicle is repossessed, the Wisconsin lender will not be obliged to refund you any excess funds received from reselling your car.

Wisconsin Payday Loan Regulations

Legal StatusLegal
Interest Rate (APR)Can exceed 400%
Max. Loan Amount$500
Min. Loan Term10 days
Max. Loan Term31 days
Number of Rollovers1
Cooling-off PeriodNext business day after repayment
InstallmentYes
Updated March 18 2022

However, payday lending is still regulated and these are some of the restrictions in place:

  • Small cash advances should not exceed 35% of the borrower’s gross monthly income
  • A Wisconsin payday loan should not be given for more than 90 days
  • There is no regulation on interest rates, repayment terms or APR
  • Up to 2 loan renewals are allowed for Wisconsin payday loans
  • The NSF fee should not exceed $15 in Wisconsin
  • Criminal actions are prohibited concerning Wisconsin payday loans

There are no limits to the number of cash advances you can take as long as there is a 24-hour cooling-off period.

Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.
Holiday
Holiday
Wedding
Wedding
Home Renovations
Home Renovations
Bills
Bills
Shopping
Shopping
Education
Education

Will You Get Credit in Wisconsin State?

There are various lending options for borrowers in the state of Wisconsin. As a common source of short-term loans, it is impossible to talk about Wisconsin personal loans without mentioning payday loans.

Take a look at how online Wisconsin payday loans can get you out of a financial fix.

Payday lending is legal in Wisconsin. It is one of the states where there are less rigid laws concerning payday lending compared to most states. This allows more freedom for lenders who wish to give Wisconsin payday loans.

Lenders who offer Wisconsin installment loans are expected to disclose that these types of loans are short-term and cannot provide long-term stability.

According to the Truth-in-Lending Act, Wisconsin lenders should clearly inform borrowers that failure to repay the loan in due period will lead to long-term hardships.

Why Compare Personal Loans at Financer.com

Completely Free Comparison
Completely Free Comparison
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Instant Results Without a Credit Check
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Read Genuine Customer Reviews
Find the Cheapest Payday Loans in Wisconsin
Find the Cheapest Payday Loans in Wisconsin
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What Customers Say About Us

4.61 based on 315 reviews

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Compare Wisconsin Loans at Financer.com

Financer.com helps you compare the best personal loans in Wisconsin and get the best loan rates from leading lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan in Wisconsin  and take the guesswork out of doing all the legwork yourself.

Loans in Wisconsin - FAQs

How much can I borrow with an Wisconsin title loan?

The total you can borrow depends on the value of your vehicle and your ability to repay. Auto loan amounts can also vary by lender and usually range between $100 to $10,000.

Are title loans legal in Wisconsin?

Yes. However, there are regulations that lenders have to follow. The maximum loan amount for a Wisconsin title loan is $25,000 and the maximum loan term is 180 days. 

How much can I borrow with a Wisconsin payday loan?

You can borrow up to $1,500 or 35% of your monthly gross income for a maximum period of 90 days.

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