Loan Options in Wisconsin

Are you considering a loan in Wisconsin? Do you want to learn more about restrictions, requirements and compare different loan options? At Financer.com we have all the answers!

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Borrow $1,000 with a period of 6 Months.
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Amount: $1,000 | Period: 6 Months
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recommended

Chosen 49,028 times

recommended

Chosen 49,028 times

Loan Amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.54

for 6 months

Monthly payback

$169.59

for 6 months

Lowest cost

Customer type:

All

Borrow up to

$35,000

Estimated Payback

09/11/2021

Weekend Payout

Age

18

62 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

recommended

Chosen 70,713 times

recommended

Chosen 70,713 times

Loan Amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.54

for 6 months

Monthly payback

$169.59

for 6 months

Most chosen

Customer type:

All

Borrow up to

$5,000

Estimated Payback

09/11/2021

Weekend Payout

Age

18

25 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Chosen 20,972 times

Chosen 20,972 times

Loan Amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.54

for 6 months

Monthly payback

$169.59

for 6 months

Best reviews

Customer type:

All

Borrow up to

$35,000

Estimated Payback

09/11/2021

Weekend Payout

Age

18

9 Reviews

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

Show all 7 offers
$1,000
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Wisconsin Loans

Will You Get Credit in Wisconsin State?

There are various lending options for borrowers in the state of Wisconsin. As a common source of short-term loans, it is impossible to talk about Wisconsin personal loans without mentioning payday loans. Take a look at how online Wisconsin payday loans can get you out of a financial fix.

Payday lending is legal in Wisconsin. As a matter of fact, it is one of the states where there are less rigid laws concerning payday lending compared to most states. This allows more freedom for lenders who wish to give Wisconsin payday loans.

payday loans Hawaii However, payday lending is still regulated and these are some of the restrictions in place:

  • Small cash advances should not exceed 35% of the borrower’s gross monthly income
  • A Wisconsin payday loan should not be given for more than 90 days
  • There is no regulation on interest rates, repayment terms or APR
  • Up to 2 loan renewals are allowed for Wisconsin payday loans
  • The NSF fee should not exceed $15 in Wisconsin
  • Criminal actions are prohibited concerning Wisconsin payday loans

There are no limits to the number of cash advances you can take as long as there is a 24-hour cooling-off period.

Lenders who offer Wisconsin installment loans are expected to disclose that these types of loans are short-term and cannot provide long-term stability. According to the Truth-in-Lending Act, Wisconsin lenders should clearly inform borrowers that failure to repay the loan in due period will lead to long-term hardships.

Wisconsin Title Loan Restrictions

Title loans in Wisconsin have no cap on interest laws although there is a maximum loan amount of up to 50% of the vehicle’s value.

If you are having a difficult time making payments on your title loan, the law requires you to give a 20-day notice to the lender. In case your vehicle is repossessed, the Wisconsin lender will not be obliged to refund you any excess funds received from reselling your car.

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