Wyoming Loans – Apply for a Payday Loan in WY

The Best Loans in Wyoming 2022: Compare Loan Rates

Written by: Financer.com

Last updated: July 25, 2022

Financer.com helps you compare online loan rates in Wyoming. Compare different loan options in Wyoming and read more about the payday loan laws in the state.

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Compare Loans in Wyoming for December 2023

Borrow $1,000 for a period of 6 Months.

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Amount: $1,000 | Period: 6 Months

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We found 38 loans

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recommended

Chosen 1,204 times

5.0

Read 2 reviews

recommended

Chosen 1,204 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

5.0

Read 2 reviews

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All

Borrow up to

$5,000

Estimated Payback

03/06/2024

Weekend Payout

Age

2 Reviews

5.0

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 91,391 times

3.5

Read 35 reviews

recommended

Chosen 91,391 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

3.5

Read 35 reviews

Open right now

Most chosen

Get Started

Customer Type

All

Borrow up to

$10,000

Estimated Payback

03/06/2024

Weekend Payout

Age

35 Reviews

3.5

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

recommended

Chosen 31,936 times

4.9

Read 14 reviews

recommended

Chosen 31,936 times

Loan amount

$1,000

APR:

5.99% - 35.99%

Total Payment

$1,017.57

for 6 months

Monthly payback

$169.60

for 6 months

4.9

Read 14 reviews

Open right now

Get Started

Customer Type

All

Borrow up to

$35,000

Estimated Payback

03/06/2024

Weekend Payout

Age

14 Reviews

4.9

Interest & Costs

Flexibility & Terms

Website & Functionality

Support & Service

View Company Profile

Important

Please note that loan amounts, interest rates and other loan terms may vary according to your state and credit profile.

Show all 38 offers

How to Compare Loans in Wyoming

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Best Rated Personal Loans

Find the best rated lenders for loans in Wyoming

4.9

Based on 4 reviews

4.9

Based on 16 reviews

4.8

Based on 4 reviews

4.8

Based on 4 reviews

4.7

Based on 7 reviews

4.6

Based on 20 reviews

4.3

Based on 5 reviews

4.3

Based on 12 reviews

4.3

Based on 39 reviews

4.3

Based on 24 reviews

Online Loans in Wyoming

We've seen a decline in the number of unsecured loans that banks provide in the past few years. While it may be challenging to get a personal loan from a bank, you could still get financing by taking a payday loan.

The way payday loans are governed varies from state to state, and the laws in Wyoming are quite different from the laws set in the other states.

Compare online loans in Wyoming with our loan comparison tool above, or read more about online payday loan laws in Wyoming below.

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The Advantages of Online Wyoming Loans

Online Personal Loans Are Convenient

Get Funds As Soon As The Same Day

Apply Anywhere, Anytime

Less Paperwork Required

Payday Loans in Wyoming

Consumer lending is governed by the Wyoming Division of Banking. You will find all the details you need regarding Wyoming personal loans in the following guide.

A short-term loan is always seen as the first option for those looking to borrow a small amount in Wyoming. Learn more about the various lending options available to you if you are a Wyoming resident in search of a cash advance.

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Wyoming Payday Loan Regulations

Legal Status	Legal
Interest Rate (APR)	261%
Max. Loan Amount	No limit
Min. Loan Term	Not specified
Max. Loan Term	30 days
Number of Rollovers	0
Finance Charges	$30 (or 20% per month)
Statute of Limitations	10 years
Database Tracking	No

Updated July 22 2022

Payday lending is legal in WY and the regulations have remain unchanged in recent years.

Payday lending in Wyoming is regulated by Wy. Stat. 40-14-362 et seq. and Wyoming payday loans are referred to as “post-dated check or similar agreement“.

About Student Loans in WY

Students must rely on federal student loans or private loans as there is no State aid for college in Wyoming.

Anyone who defaults on a loan will face serious consequences such as a ruined credit report and loss of federal and state income tax returns.

However, the state of Wyoming does impose limits on how much money the government can take from student loan defaulters.

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Get the Loan You Need

An online personal loan can help when you need cash for large purchases or unplanned expenses.

Holiday

Wedding

Home Renovations

Bills

Shopping

Education

How Wyoming Payday Loans Might be Useful

We all have those days when we urgently need a quick loan to cover for unexpected events. Here is how Wyoming payday loans might help:

Easy application process – The application process of cash advances in Wyoming is straightforward. Most of the lenders in Wyoming listed on this site complete the entire verification process online and there is same day approval.
Poor credit is alright – Unlike most traditional lenders, your credit history is not a determining factor at the time of being issued a Wyoming payday loan. A lender will just want to see proof of a steady income and your ability to repay.
Quick disbursement of funds – The fact that you can access Wyoming payday loans within the next business day makes them a convenient lending option.
You are free to use the money for any purpose – As long as you use the money for legitimate reasons, you are free to use it for any purpose. You can use Wyoming installment loans to repair your car, fund a vacation or handle a medical emergency.

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Compare Wyoming Loans at Financer.com

Financer.com helps you compare the best personal loans in Wyoming and get the best loan rates from leading lenders.

We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan in Wyoming and take the guesswork out of doing all the legwork yourself.

Loans in Wyoming - FAQs

How much does a loan in WY cost?

The cost for online payday loans in Wyoming will vary by lender. However, the maximum APR allowed in Wyoming is 261%. This can often include fees plus the interest rate. According to Wyoming legislation, lenders may charge a maximum finance charge of $30 or 20% per month of the total loan amount.

Example: A $500 loan for 31 days with a 210% APR will have a total of $88 in fees, with a total payback amount of $588.

Are payday loans in WY legal?

Yes. Payday lending is allowed in Wyoming. However, payday loans may not exceed one calendar month and the maximum APR lenders may charge is 261%.

Where can I get a Wyoming payday loan?

The best way to get a payday loan is to compare trusted lenders online. With Financer.com you can search for payday loans by state, compare loan rates side-by-side, and choose the best loan offer for your needs. However, only accept a loan offer if you can make the monthly repayments, to avoid getting yourself in unnecessary debt, especially since payday loans can come with high APRs. Alternatively you can apply for a personal loan.