{"id":10054,"date":"2020-03-02T22:26:50","date_gmt":"2020-03-03T06:26:50","guid":{"rendered":"https:\/\/financer.com\/us\/?post_type=company_single&p=10054"},"modified":"2024-05-14T07:33:14","modified_gmt":"2024-05-14T14:33:14","slug":"upgrade","status":"publish","type":"company_single","link":"https:\/\/financer.com\/us\/company\/upgrade\/","title":{"rendered":"Upgrade"},"content":{"rendered":"\n

Upgrade offers personal loans in most US states and also offers other products such as credit cards and credit monitoring services.<\/p>\n\n\n\n

Upgrade personal loans range from $1,000 to $50,000 <\/strong>in all states except Colorado<\/a>, Iowa, Maryland<\/a>, Vermont<\/a>, and West Virginia<\/a>.<\/p>\n\n\n\n

Borrowers can pre-qualify without hurting their credit and the loan application process is quite straightforward.<\/p>\n\n\n

Apply for an Upgrade Loan Now<\/a><\/div>\n\n\n

How We Rate Upgrade<\/h2>\n\n\n\n

At Financer.com, all lenders go through a thorough research and review process. Here’s how we rate Upgrade:<\/p>\n\n\n\n

Category<\/th>Rating<\/th><\/tr><\/thead>
Affordability<\/td>\u2b50\u2b50\u2b50<\/td><\/tr>
Application process<\/td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr>
Loan terms<\/td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr>
Transparency<\/td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr>
Customer support<\/td>\u2b50\u2b50\u2b50<\/td><\/tr>
Overall<\/td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n
<\/div>

Do We Recommend Upgrade?<\/h3>Yes, we recommend Upstart as a reliable lender marketplace. Skip to our full review below and see how we rate Upgrade<\/a>.<\/div>\n\n\n

Here’s what we’ll cover in this review:<\/h3>\n\n\n\n\n\n

Want to skip the details? Jump to our final verdict here<\/a>.<\/p>\n\n\n\n

Upgrade Overview<\/h2>\n\n\n\n

This well-established company has received over 8 million loan applications<\/strong> in the last two years. Upgrade delivers a fast online banking system that makes borrowing a breeze.<\/p>\n\n\n\n

Their customer-focused systems make Upgrade an easy option when you\u2019re in need of a personal loan.<\/p>\n\n\n\n

Here’s a quick summary of Upgrade:<\/strong><\/p>\n\n\n\n

Overview<\/th>Features<\/th><\/tr><\/thead>
Loan type:<\/strong><\/td>Personal loans<\/td><\/tr>
Loan amount:<\/strong><\/td>$1,000 – $50,000<\/td><\/tr>
Loan term:<\/strong><\/td>24 to 84 months<\/td><\/tr>
APR<\/strong>:<\/td>8.49% to 35.97%<\/td><\/tr>
Min. credit score:<\/strong><\/td>580<\/td><\/tr>
Origination fees:<\/strong><\/td>From 1.85% to 8.99%<\/td><\/tr>
Late fees:<\/strong><\/td>$10 per late payment<\/td><\/tr>
Weekend payout:<\/strong><\/td>No<\/td><\/tr>
Requirements:<\/strong><\/td>At least 18 years old
U.S. citizen
Active bank account
Regular income
Valid phone number and email<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Personal loans are not their only offering. Upgrade also offers credit monitoring<\/strong> which allows you to keep track of your credit score<\/a>. <\/p>\n\n\n\n

They are well-known for their credit consolidation card<\/strong> which allows you to transfer balances from other high-interest cards onto their lower interest rate<\/a> credit card.<\/p>\n\n\n