{"id":20555,"date":"2021-08-18T11:37:14","date_gmt":"2021-08-18T18:37:14","guid":{"rendered":"https:\/\/financer.com\/us\/?post_type=company_single&#038;p=20555"},"modified":"2024-03-26T07:50:37","modified_gmt":"2024-03-26T14:50:37","slug":"chime","status":"publish","type":"company_single","link":"https:\/\/financer.com\/us\/company\/chime\/","title":{"rendered":"Chime"},"content":{"rendered":"\n<p>Chime Financial, Inc offers everyday banking services with a range of benefits. The fintech company provides a secured credit card and a <strong>bank account with no monthly fees<\/strong>. Complete with <strong>overdrafts up to $200<\/strong>.<\/p>\n\n\n\n<p>Chime works with a network of more than 60,000 ATMs across the US.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/us\/company\/chime\/redirect\/\" class=\"button is-rounded is-primary is-large is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Get Chime now<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"How_We_Rate_Chime\">How We Rate Chime<\/h2>\n\n\n\n<p>At Financer.com, all apps go through a thorough research and review process. Here&#8217;s how we rate Chime:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Category<\/th><th>Rating<\/th><\/tr><\/thead><tbody><tr><td>Fees<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Application process<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Security<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Transparency<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Customer support<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Overall<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Do_We_Recommend_5KFunds\">Do We Recommend Chime?<\/h3>Yes, we recommend Chime as a reliable financial app. Skip to our full review below and see <a style=\"outline-width: 0px !important; user-select: auto !important;\" href=\"#How_Financercom_Rates_Chime\" data-type=\"internal\" data-id=\"#How_Financercom_Rates_5KFunds\">how we rate Chime<\/a>.<\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Heres_what_well_cover_in_this_review\">Here&#8217;s what we&#8217;ll cover in this review:<\/h3>\n\n\n\t<div class=\"block-fn-toc\">\n\t\t\t\t<ul start=\"1\" class=\"block-fn-toc__list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Chime_Overview\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">1.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#Chime_Overview\">\n\t\t\t\t\t\t\t\tChime Overview\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Chime_Accounts\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">2.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#Chime_Accounts\">\n\t\t\t\t\t\t\t\tChime Accounts\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Credit_Builder\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">3.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#Credit_Builder\">\n\t\t\t\t\t\t\t\tCredit Builder\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Savings\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">4.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#Savings\">\n\t\t\t\t\t\t\t\tSavings\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Chime_Pros_and_Cons\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">5.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#Chime_Pros_and_Cons\">\n\t\t\t\t\t\t\t\tChime Pros and Cons\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Chime_Fees\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">6.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#Chime_Fees\">\n\t\t\t\t\t\t\t\tChime Fees\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"How_to_Get_a_Chime_Account\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">7.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#How_to_Get_a_Chime_Account\">\n\t\t\t\t\t\t\t\tHow to Get a Chime Account\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"How_Financercom_Rates_Chime\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">8.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#How_Financercom_Rates_Chime\">\n\t\t\t\t\t\t\t\tHow Financer.com Rates Chime\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Security\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">9.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#Security\">\n\t\t\t\t\t\t\t\tSecurity\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Fees\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">10.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#Fees\">\n\t\t\t\t\t\t\t\tFees\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Customer_Service\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">11.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#Customer_Service\">\n\t\t\t\t\t\t\t\tCustomer Service\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"Chime_Alternatives\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">12.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#Chime_Alternatives\">\n\t\t\t\t\t\t\t\tChime Alternatives\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"More_Chime_App_Reviews\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">13.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#More_Chime_App_Reviews\">\n\t\t\t\t\t\t\t\tMore Chime App Reviews\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"What_Users_On_the_Web_Are_Saying\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">14.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#What_Users_On_the_Web_Are_Saying\">\n\t\t\t\t\t\t\t\tWhat Users On the Web Are Saying\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"block-fn-toc__list-item\" data-id=\"More_User_Reviews___Add_Your_Rating\">\n\t\t\t\t\t\t\t<span class=\"block-fn-toc__list-number\">15.<\/span>\t\t\t\t\t\t\t<a class=\"block-fn-toc__list-link\" href=\"https:\/\/financer.com\/us\/company\/chime\/#More_User_Reviews___Add_Your_Rating\">\n\t\t\t\t\t\t\t\tMore User Reviews &#8211; Add Your Rating\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t<\/div>\n\n\n\n<p>Want to skip the details? Jump to our final verdict <a href=\"#How_Financercom_Rates_Chime\" data-type=\"internal\" data-id=\"#How_Financercom_Rates_Tally\">here<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Chime_Overview\">Chime Overview<\/h2>\n\n\n\n<p>Chime is a financial app offering a range of banking products Stride Bank and Bancorp Bank with more than 14 million customers.<\/p>\n\n\n\n<p><strong>Here&#8217;s a quick summary of Chime:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Overview<\/th><th>Features<\/th><\/tr><\/thead><tbody><tr><td><strong>Accounts:<\/strong><\/td><td>Checking, credit builder, savings<\/td><\/tr><tr><td><strong>Overdraft:<\/strong><\/td><td>Up to $200<\/td><\/tr><tr><td><strong>APR<\/strong>:<\/td><td>7.90% &#8211; 29.99%<\/td><\/tr><tr><td><strong>Min. credit score:<\/strong><\/td><td>580<\/td><\/tr><tr><td><strong>Monthly fees:<\/strong><\/td><td>None<\/td><\/tr><tr><td><strong>Requirements for a credit builder card:<\/strong><\/td><td>&#8211; Chime Checking Account <br>&#8211; Direct deposits of $200 and more<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Chime allows you to receive your direct deposits up to two days early, build credit, send payments, and earn interest on savings. <\/p>\n\n\n\n<p>Some of the best benefits of Chime is that it <strong>doesn&#8217;t charge monthly fees <\/strong>and offers <strong>free overdrafts of up to $200<\/strong>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Chime_Accounts\">Chime Accounts<\/h2>\n\n\n\n<p>Chime offers three types of accounts: a checking account, a savings account, and a credit builder. <\/p>\n\n\n\n<p>These options all have benefits to offer and you can choose what account you need based on your financial goals. <\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/us\/company\/chime\/redirect\/\" class=\"button is-rounded is-primary is-large is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Get Chime now<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Checking_Account_\">Checking Account <\/h3>\n\n\n\n<p>Chime&#8217;s checking account has <strong>no monthly fees<\/strong> and offers <strong>24\/7 mobile banking<\/strong>. It&#8217;s also easy to access cash anytime with 60,000+ ATMs worldwide.<\/p>\n\n\n\n<p>With no overdraft fees you can get <strong>up to $200 fee-free<\/strong> with SpotMe, should you qualify. The negative balance is then added and applied to your next deposit.<\/p>\n\n\n\n<p>Friends can also boost each other and this can increase your SpotMe limit. There are no fees to use SpotMe.<\/p>\n\n\n\n<p>Another great feature of the Chime checking account is that you can<strong> get paid up to two days early<\/strong>. We&#8217;ll notify you as soon as the paycheck is available.<\/p>\n\n\n\n<p>With access to your paycheck earlier, you can use it to pay bills or add it to your savings earlier. You&#8217;ll get an instant notification when you&#8217;re paycheck is ready.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Credit_Builder\">Credit Builder<\/h3>\n\n\n\n<p>With the credit builder account you pay <strong>no annual fee<\/strong> and there is <strong>no credit check <\/strong>needed. You also <strong>don&#8217;t need a security deposit<\/strong> to open an account.<\/p>\n\n\n\n<p>This makes the Chime Credit Builder account a great way to build your credit. You get a secured Visa credit card to help you build your credit profile with everyday purchases.<\/p>\n\n\n\n<p>Chime also reports your payment history to <strong>all three major credit bureaus<\/strong> and members see an average of a <strong>30-point increase<\/strong> in their credit*.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">How To Apply<\/h4>\n\n\n\n<p>Simply <a href=\"https:\/\/financer.com\/us\/company\/chime\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">open a Chime Checking Account<\/a> and make a direct deposit of $200 or more and you&#8217;ll be ready to apply.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Savings\">Savings<\/h3>\n\n\n\n<p>With the Chime Savings Account, you can <strong>earn 2.00% APY<\/strong> on your funds and boost your earnings further with the Automatic Savings feature.<\/p>\n\n\n\n<p>Chime&#8217;s<a href=\"https:\/\/financer.com\/us\/wiki\/high-yield-savings\/\" data-type=\"wiki\" data-id=\"31982\" target=\"_blank\" rel=\"noreferrer noopener\"> high-yield savings account<\/a> offers you up to <strong>nine times the national average<\/strong> and has no monthly fees.<\/p>\n\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/us\/company\/chime\/redirect\/\" class=\"button is-rounded is-primary is-large is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Open a savings account<\/a><\/div>\n\n\n<p>Another benefit of Chime&#8217;s savings account is that you can use Round Ups to <strong>automatically round up and save<\/strong> the change of your purchases.<\/p>\n\n\n\n<p>You can also use the Save When I Get Paid feature to automatically help you save by <strong>saving a percentage<\/strong> each time your paycheck gets deposited.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Chime_Pros_and_Cons\">Chime Pros and Cons<\/h2>\n\n\n<h3 id=\"Pros\">Pros<\/h3>\n<p><\/p>\n<ul>\n<li>There are <strong>no monthly fees<\/strong><\/li>\n<li><strong>Free debit card <\/strong>available<\/li>\n<li>Allows you to <strong>build credit<\/strong><\/li>\n<li>Get paid up to <strong>two days early<\/strong><\/li>\n<li><strong>Over 60,000<\/strong> fee-free ATMs <\/li>\n<li>High-yield savings account <\/li>\n<\/ul>\n\n\n<p>One of the biggest benefits of a Chime bank account is that there are no monthly fees payable. You can build credit easily and save with a high-yield savings account.<\/p>\n\n\n\n<p>Once you have qualifying deposits, you can get your paycheck up to two days early and access thousands of ATMs with a free debit card.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Cons\">Cons<\/h3><li>\n<p><strong>No in-person<\/strong> branches<\/p>\n<\/li><li>\n<p>Check deposits are only available if your account <strong>gets direct deposits<\/strong><\/p>\n<\/li><\/ul><\/div>\n\n\n<p>One of the biggest drawbacks is that Chime doesn&#8217;t have in-person branches to assist customer services.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Chime_Fees\">Chime Fees<\/h2>\n\n\n\n<p>As mentioned there are <strong>no monthly fees<\/strong> and <strong>no minimum balance<\/strong> requirements. When using ATMs, there are no fees unless you use ATMs that are out of Chime&#8217;s network, in which case you&#8217;ll be charged <strong>$2.50 per withdrawal<\/strong>.<\/p>\n\n\n\n<p>There are also no:<\/p>\n\n\n\n<ul>\n<li>Maintenance fees<\/li>\n\n\n\n<li>Direct deposit fees<\/li>\n\n\n\n<li>Overdraft fees<\/li>\n<\/ul>\n\n\n\n<p>You can use the Chime app to deposit a check via mobile deposit.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\" id=\"comparison_table_fields\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/us\/company\/chime\/\" class=\"items-content__card-logo \" ><img width=\"380\" height=\"140\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-bank-logo.png\" class=\"attachment-full size-full\" alt=\"Chime Bank\" decoding=\"async\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-bank-logo.png 380w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-bank-logo-300x111.png 300w\" sizes=\"(max-width: 380px) 100vw, 380px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>75<\/strong> times<\/span><ul class=\"items-content__card-list\"><li >Fee-free overdraft up to $200* through our feature, SpotMe\u00ae<\/li><li >No Monthly, Annual, or Membership fees<\/li><li >More than 60,000 ATMs<\/li><li >Get paid up to 2 days early with direct deposit<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/us\/company\/chime\/redirect\/?unq=6633a104075bb\" data-url_param_unq=\"6633a104075bb\" data-url_param_pid=\"20555\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><a href=\"https:\/\/financer.com\/us\/company\/chime\/\" class=\"button is-rounded items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/us\/company\/chime\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/us\/company\/chime\/#read-reviews\">3<\/strong>&nbsp;reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"How_to_Get_a_Chime_Account\">How to Get a Chime Account<\/h2>\n\n\n<div class=\"single-article__steps\"> <style>\n .single-article__steps-items .single-article__steps-content{\n background:#FFFFFF;\n padding:30px;\n margin:0 0 30px 0;\n border-radius:10px;\n box-shadow:0 0 10px 0 rgba(0,0,0,0.14);\n width:calc(100% - 5px);\n}\n .single-article__steps-items .single-article__steps-counter{\n padding:5px 20px;\n border-radius:3px;\n background-color:#F5E7D8;\n display:inline-block;\n top:15px;\n left:-30px;\n position:relative;\n font-size:16px;\n font-weight:600;\n}\n\/* .single-article__steps-items::before{\n content:\"\";\n position:absolute;\n top:20px;\n left:0;\n height:calc(100% + 40px);\n border-left:2px dashed #e0e0e1;\n}*\/\n .single-article__conclusion-tag{\n padding:5px 20px;\n border-radius:3px;\n color:#000000;\n background-color:#F5E7D8;\n display:inline-block;\n top:15px;\n left:-30px;\n position:relative;\n font-size:16px;\n font-weight:600;\n}\n .single-article__conclusion-item{\n background:#FFFFFF;\n padding:30px;\n margin:0 0 30px 0;\n border-radius:10px;\n box-shadow:0 0 10px 0 rgba(0,0,0,0.14);\n}\n <\/style>\n <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Step 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Get-started-in-minutes\">Get started in minutes<\/h3><p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-44622 size-full\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-1.png\" alt=\"\" width=\"1087\" height=\"544\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-1.png 1087w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-1-300x150.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-1-1024x512.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-1-768x384.png 768w\" sizes=\"(max-width: 1087px) 100vw, 1087px\" \/><\/p>\nVisit <a href=\"https:\/\/financer.com\/us\/company\/chime\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Chime<\/a> and sign up in minutes.<\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Step 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Verify-your-details\">Verify your details<\/h3><p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-44624 size-full\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-2-1.png\" alt=\"\" width=\"709\" height=\"592\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-2-1.png 709w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-2-1-300x250.png 300w\" sizes=\"(max-width: 709px) 100vw, 709px\" \/><\/p>\nFill in your personal details like you name, address, and Social Security Number.<\/div><\/div> <div class=\"single-article__conclusion\">\n <div class=\"single-article__conclusion-tag alt\" id=\"step_3\">Step 3<\/div><div class=\"single-article__conclusion-item\"><div class=\"single-article__conclusion-content\"><h3 id=\"Youre-account-is-open\">You&#8217;re account is open<\/h3>Once your details are verified your account will be open and you can manage your account from the Chime app.<\/div><\/div> <\/div>\n <\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"How_Financercom_Rates_Chime\">How Financer.com Rates Chime<\/h2>\n\n\n\n<p>Chime a digital bank that is ideal for those looking to build their credit without paying monthly bank fees. <\/p>\n\n\n\n<p>With no fees and benefits like access to your paycheck faster, Chime is a great alternative to a traditional checking account. <\/p>\n\n\n\n<p>We think the high-yield savings account is a great addition to your Chime account as it allow you to bank your change and get up to 2.00% APY on your savings. <\/p>\n\n\n\n<p>Chime may not be the best option if you&#8217;re looking for a full-service banking suite though.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Security\">Security<\/h3>\n\n\n\n<p>Chime is FDIC insured up to $250,000 per deposit and they implement multiple security features to safeguard information. <\/p>\n\n\n\n<p>Customers get real-time notifications for transactions on their account.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Fees\">Fees<\/h3>\n\n\n\n<p>Since there are no banking fees Chime is a competitive option for digital banks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Customer_Service\">Customer Service<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"461\" height=\"1024\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-3-461x1024.png\" alt=\"\" class=\"wp-image-44628\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-3-461x1024.png 461w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-3-135x300.png 135w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-3-768x1707.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-3-691x1536.png 691w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/chime-3.png 800w\" sizes=\"(max-width: 461px) 100vw, 461px\" \/><\/figure><\/div>\n\n\n<p>Customer is available via phone 24\/7 and you can chat with an agent live via the Chime app.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"Tally_App_FAQs\">Tally App FAQs<\/h3><h4>How much does Chime cost?<\/h4><div class=\"faq_inner\">cc<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Chime_Alternatives\">Chime Alternatives<\/h2>\n\n\n\n<p>Here&#8217;s a list of alternatives to Tally and how they compare:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Lender<\/th><th>Reviews<\/th><th>Monthly Fees<\/th><th>Account Type<\/th><th>Debit Card<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/financer.com\/us\/company\/ally-bank\/redirect\/\" data-type=\"company_single\" data-id=\"20419\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Ally Bank<\/a><\/td><td><a href=\"https:\/\/financer.com\/us\/company\/ally-bank\/\" data-type=\"company_single\" data-id=\"20419\" target=\"_blank\" rel=\"noreferrer noopener\">View<\/a><\/td><td>None<\/td><td>Checking<\/td><td>Yes<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/us\/company\/revolut\/redirect\/\" data-type=\"company_single\" data-id=\"24173\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Revolut<\/a><\/td><td><a href=\"https:\/\/financer.com\/us\/company\/revolut\/\" data-type=\"company_single\" data-id=\"24173\" target=\"_blank\" rel=\"noreferrer noopener\">View<\/a><\/td><td>From $12.99<\/td><td>Checking<\/td><td>Yes<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/us\/company\/sofi\/redirect\/\" data-type=\"company_single\" data-id=\"750\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SoFi<\/a><\/td><td><a href=\"https:\/\/financer.com\/us\/company\/sofi\/\" data-type=\"company_single\" data-id=\"750\" target=\"_blank\" rel=\"noreferrer noopener\">View<\/a><\/td><td>None<\/td><td>Checking<\/td><td>Yes<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"More_Chime_App_Reviews\">More Chime App Reviews<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"What_Users_On_the_Web_Are_Saying\">What Users On the Web Are Saying<\/h3>\n\n\n\n<p>Tally gets <strong>2.8 out of 5 stars <\/strong>on <a rel=\"noreferrer noopener\" href=\"https:\/\/www.trustpilot.com\/review\/www.chimebank.com\" data-type=\"URL\" data-id=\"https:\/\/www.trustpilot.com\/review\/meettally.com\" target=\"_blank\">Trustpilot<\/a>, with mixed reviews:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full shortcode-no\"><img decoding=\"async\" width=\"719\" height=\"471\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2023\/06\/image-2.png\" alt=\"\" class=\"wp-image-44545\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2023\/06\/image-2.png 719w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2023\/06\/image-2-300x197.png 300w\" sizes=\"(max-width: 719px) 100vw, 719px\" \/><\/figure>\n\n\n\n<p>Unfortunately, Chime doesn&#8217;t respond to all the reviews.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"More_User_Reviews___Add_Your_Rating\">More User Reviews &#8211; Add Your Rating<\/h3>\n\n\n\n<p>Read more reviews on Financer.com from verified users below.<\/p>\n\n\n\n<p>Have you used Chime before? <a href=\"#top\" data-type=\"internal\" data-id=\"#top\">Leave your review now<\/a>.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>* Based on a representative study conducted by Experian\u00ae, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO\u00ae Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.<\/em><\/p>\n","protected":false},"author":11463,"featured_media":20556,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[],"company_type":[6],"overall_rating":"5.00000000","_links":{"self":[{"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_single\/20555"}],"collection":[{"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/users\/11463"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/comments?post=20555"}],"version-history":[{"count":32,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_single\/20555\/revisions"}],"predecessor-version":[{"id":53429,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_single\/20555\/revisions\/53429"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/media\/20556"}],"wp:attachment":[{"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/media?parent=20555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/categories?post=20555"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_type?post=20555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}