{"id":3721,"date":"2018-03-27T20:05:09","date_gmt":"2018-03-27T20:05:09","guid":{"rendered":"https:\/\/financer.com\/us\/?post_type=company_single&#038;p=3721"},"modified":"2024-03-26T07:48:45","modified_gmt":"2024-03-26T14:48:45","slug":"cashusa","status":"publish","type":"company_single","link":"https:\/\/financer.com\/us\/company\/cashusa\/","title":{"rendered":"CashUSA"},"content":{"rendered":"<h3>Summary<\/h3>\n\n<ul>\n<li>Loans between $500 &#8211; $10,000<\/li>\n<li>Up to 72 months to repay<\/li>\n<li>Interest rates 5.99 \u2013 35.99%<\/li>\n<li>Funds direct deposited into a designated account<\/li>\n<li>Accessible 24\/7<\/li>\n<li>All credit types considered<\/li>\n<\/ul>\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/us\/company\/cashusa\/redirect\/\" class=\"button is-rounded is-primary is-large is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Apply for a CashUSA Loan Now<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"What_is_CashUSA\">What is CashUSA?<\/h2>\n\n\n\n<p><a href=\"https:\/\/financer.com\/us\/company\/cashusa\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/us\/company\/cashusa\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">CashUSA<\/a> is an online loan broker that connects borrowers with suitable lenders.<\/p>\n\n\n\n<p>Through its network of lenders, CashUSA offers borrowers loans between <strong>$500 and $10,000<\/strong>. The maximum loan amount available to a borrower will depend on their creditworthiness. <\/p>\n\n\n\n<p>However, according to CashUSA&#8217;s website, consumers with <a href=\"https:\/\/financer.com\/us\/ask-financer\/why-is-my-credit-score-low\/\">low credit scores<\/a> will unlikely receive a loan greater than <strong>$1,000<\/strong>.<\/p>\n\n\n\n<p>Borrowers can repay their loans in <strong>90 days<\/strong> or stretch the payment terms to up to <strong>72 months<\/strong> on approved credit.<\/p>\n\n\n\n<p>Read more Cash USA reviews below or submit your own.<\/p>\n\n\n<div class=\"fn_block block_fn_items\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/us\/company\/cashusa\/\" class=\"items-content__card-logo \" ><img width=\"361\" height=\"110\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2018\/03\/cashusa.png\" class=\"attachment-full size-full\" alt=\"CashUSA\" decoding=\"async\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2018\/03\/cashusa.png 361w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2018\/03\/cashusa-300x91.png 300w\" sizes=\"(max-width: 361px) 100vw, 361px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>27,230<\/strong> times<\/span><\/div><div class=\"items-content__card-center\"><ul class=\"items-content__card-list\"><li >Quick, user-friendly online application<\/li><li >Customer support via email and phone<\/li><li >Lender network includes both state and Tribal lenders<\/li><li >All credit types considered<\/li><\/ul><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/us\/company\/cashusa\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4\">4.0<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/us\/company\/cashusa\/#read-reviews\">25<\/strong>&nbsp;reviews<\/a><\/div><\/div><div class=\"items-content__card-description\" ><\/div><div class=\"items-content__card-actions \"><a href=\"https:\/\/financer.com\/us\/company\/cashusa\/\" class=\"items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/us\/company\/cashusa\/redirect\/?unq=662a7c01a8f4e\" data-url_param_unq=\"662a7c01a8f4e\" data-url_param_pid=\"3721\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"How_CashUSA_Works\">How CashUSA Works<\/h2>\n\n\n\n<p>With more than a million users every month, CashUSA offers a simple and straightforward online loan platform.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"825\" height=\"697\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/11\/image-2.png\" alt=\"\" class=\"wp-image-24681\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/11\/image-2.png 825w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/11\/image-2-300x253.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/11\/image-2-768x649.png 768w\" sizes=\"(max-width: 825px) 100vw, 825px\" \/><\/figure><\/div>\n\n\n<p>Borrowers simply need to enter their details online and they will receive offers from reputable lenders. CashUSA sends your submitted form to multiple lenders at the same time, so that you can compare multiple offers.<\/p>\n\n\n\n<p>You can also read more CashUSA.com reviews at the bottom of this page.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Loan_Requirements\">Loan Requirements<\/h2>\n\n\n\n<p>Here are the loan requirements when applying for a CashUSA loan:<\/p>\n\n\n\n<ul>\n<li>Be at least 18 years of age (older dependant of state)<\/li>\n\n\n\n<li>U.S Citizen or permanent resident<\/li>\n\n\n\n<li>Have a minimum post-tax income of $1000 per month<\/li>\n\n\n\n<li>Provide a current email and phone number<\/li>\n\n\n\n<li>Have an active <a href=\"https:\/\/financer.com\/us\/personal-finance\/banking\/checking-accounts\/\">checking account<\/a><\/li>\n<\/ul>\n\n\n\n<p>Applications usually take <strong>only a few minutes<\/strong> and once you receive your offers, you can review and accept the loan terms immediately.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Rates__Fees\">Rates &amp; Fees<\/h3>\n\n\n\n<p>CashUSA loans come with APR rates of between <strong>5.99% and 35.99%<\/strong>.<\/p>\n\n\n\n<p><strong>Example<\/strong>: A loan of $5,000 over 36 months with an APR of 18% will equal monthly payments of $179.35 with a total loan amount of $6,456.68.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Payment_Terms\">Payment Terms<\/h3>\n\n\n\n<p>Repayment terms on a CashUSA loan are <strong>from 3 months to 72 months<\/strong>.<\/p>\n\n\n\n<p>Loan offers from Cash USA may come with an origination fee, depending on the lender. Different offers may also have unique <a href=\"https:\/\/financer.com\/us\/ask-financer\/what-is-the-interest-rate-on-personal-loans\/\">interest rates<\/a> and payment terms.<\/p>\n\n\n<h3 id=\"How_To_Apply_for_a_CashUSA_Loan\">How To Apply for a CashUSA Loan<\/h3><div class=\"single-article__steps\"><div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Step 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Apply-Online\">Apply Online<\/h3>Visit CashUSA.com and <a href=\"https:\/\/financer.com\/us\/company\/cashusa\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">submit your loan request<\/a>. This will require some basic information like the loan amount, what you need it for, your date of birth, and zip code. This will also trigger a soft credit inquiry.<\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Step 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Receive-Loan-Offers\">Receive Loan Offers<\/h3>Once you&#8217;ve submitted your details you&#8217;ll be presented with suitable loan offers. Review the offers to see if one suits you needs, before you proceed to apply. Once you do, it will trigger a full credit check.\u00a0<\/div><\/div> <div class=\"single-article__conclusion\">\n <div class=\"single-article__conclusion-tag alt\" id=\"step_3\">Step 3<\/div><div class=\"single-article__conclusion-item\"><div class=\"single-article__conclusion-content\"><h3 id=\"Loan-Approval\">Loan Approval<\/h3>Once your application has been submitted and reviewed, you&#8217;ll be notified of the outcome. Since the terms differ from one lender to the next, you may receive your loan as soon as the next day.<\/div><\/div> <\/div>\n <\/div>\n\n\n<p>Requesting a personal loan from CashUSA.com only takes a few minutes. This will result in a <a href=\"https:\/\/financer.com\/us\/credit-cards\/soft-pull\/\">soft credit pull<\/a> that does not impact your credit score.<\/p>\n\n\n\n<p>You&#8217;ll get the process started by sending the network your initial online loan request. Your zip code, birth year, and the last four digits of your Social Security number are needed for this.<\/p>\n\n\n\n<p><a href=\"https:\/\/financer.com\/us\/how-to\/improve-your-credit-score\/\">Your full name, address, whether you are an active duty military member, the amount of the loan, and your credit score<\/a> range will all be requested on the page that follows. This can range from subpar (a score of 579 or lower) to outstanding (at or above 740).<\/p>\n\n\n\n<p>As this is a <a rel=\"noreferrer noopener\" href=\"https:\/\/financer.com\/us\/loans\/personal-loans\/\" data-type=\"page\" data-id=\"203\" target=\"_blank\">personal loan<\/a>, there are no restrictions on how you can use the money. You can use it for <a rel=\"noreferrer noopener\" href=\"https:\/\/financer.com\/us\/wiki\/debt-consolidation\/\" data-type=\"wiki\" data-id=\"949\" target=\"_blank\">debt consolidation<\/a>, emergency expenses, car repairs, home improvements, and more. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"CashUSAcom_Alternatives\">CashUSA.com Alternatives<\/h2>\n\n\n\n<p>Some alternatives to CashUSA.com include:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Lender<\/th><th>Loan Amount<\/th><th>Terms<\/th><th>Apply &gt;<\/th><\/tr><\/thead><tbody><tr><td><strong>PersonalLoans.com<\/strong><\/td><td>$500 &#8211; $35,000<\/td><td>Up to 72 months<\/td><td><a href=\"https:\/\/financer.com\/us\/company\/personalloans-com\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Apply<\/a><\/td><\/tr><tr><td><strong>BadCreditLoans<\/strong><\/td><td>$500 &#8211; $10,000<\/td><td>Up to 36 months<\/td><td><a href=\"https:\/\/financer.com\/us\/company\/badcreditloans-com\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Apply<\/a><\/td><\/tr><tr><td><strong>5KFunds<\/strong><\/td><td>$100 &#8211; $35,000<\/td><td>Up to 72 months<\/td><td><a href=\"https:\/\/financer.com\/us\/company\/5kfunds\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Apply<\/a><\/td><\/tr><tr><td><strong>LoansUnder36<\/strong><\/td><td>$500 &#8211; $35,000<\/td><td>Up to 72 months<\/td><td><a href=\"https:\/\/financer.com\/us\/company\/loansunder36\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Apply<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ud83d\udc49 View a complete list of <a rel=\"noreferrer noopener\" href=\"https:\/\/financer.com\/us\/loans\/personal-loans\/\" data-type=\"page\" data-id=\"203\" target=\"_blank\">online lenders here<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Our_CashUSA_Review\"><strong>Our CashUSA Review<\/strong><\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"CashUSA_Pros\">CashUSA Pros<\/h3><li>\n<p>Fast loan application process<\/p>\n<\/li><li>\n<p>Cash deposits directly into your account<\/p>\n<\/li><li>\n<p>All credit types accepted<\/p>\n<\/li><li>\n<p>Available online 24\/7<\/p>\n<\/li><li>\n<p>Secure site<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"CashUSA_Cons\">CashUSA Cons<\/h3><li>\n<p>Small loan amounts up to $10,000<\/p>\n<\/li><li>\n<p>High APRs possible<\/p>\n<\/li><li>\n<p>Not a direct lender<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>CashUSA has a simple and straightforward online loan application process and can connect you with many well-known U.S. lenders in just a few minutes.<\/p>\n\n\n\n<p>CashUSA loans are a good option if you are looking for a <a href=\"https:\/\/financer.com\/us\/loans\/bad-credit-loans\/\" data-type=\"page\" data-id=\"736\">bad credit loan<\/a> or have a credit history that needs some work. <\/p>\n\n\n\n<p><em>At Financer.com we always recommend that you shop around to find a lender that suits your personal needs.<\/em> <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Customer_Service\">Customer Service<\/h3>\n\n\n\n<p>CashUSA.com offers support via <strong>email<\/strong>, <strong>phone<\/strong>, and <strong>online<\/strong>. There is no CashUSA login available but you can apply for a loan online in minutes.<\/p>\n\n\n\n<p><em>Want to leave feedback? Add your CashUSA.com review below.<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"FAQs\">FAQs<\/h3><h4>How much can I borrow?<\/h4><div class=\"faq_inner\">You can borrow<strong> up to $10,000<\/strong> with a Cash USA loan.<\/div><h4>What happens if I pay late?<\/h4><div class=\"faq_inner\">When you accept the loan agreement you agree to pay back to loan principle and charges in a specific time. If you are late with payments, late fees may apply. CashUSA can&#8217;t determine the specific penalty or late fee as this depends on the lender you take out your loan from.\u00a0<\/div><h4>Is CashUSA.com secure?<\/h4><div class=\"faq_inner\">Yes. CashUSA.com uses industry-standard encryption to process your personal information. Read more about their privacy policy <a href=\"https:\/\/www.cashusa.com\/privacy-policy\/\">here<\/a>.<\/div><h4>What are the loan terms?<\/h4><div class=\"faq_inner\">You can borrow up to $10,000 for up to 72 months. The APR on CashUSA loans varies from 5.99-35.99%.<\/div><h4>Is CashUSA loan legit?<\/h4><div class=\"faq_inner\">CashUSA is a reputable lending platform that works with many lenders throughout the US.<\/div><h4>Is CashUSA a payday loan?<\/h4><div class=\"faq_inner\">CashUSA provides a range of payday loans for US consumers with an easy online application process.\u00a0<\/div><h4>How long does CashUSA take?<\/h4><div class=\"faq_inner\">Loan requests from CashUSA can be approved in minutes and money can be deposited into your account as soon as the next business day.<\/div><\/div>","protected":false},"author":37432,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","company_type":[5],"overall_rating":"4.00000000","_links":{"self":[{"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_single\/3721"}],"collection":[{"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/users\/37432"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/comments?post=3721"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_single\/3721\/revisions"}],"predecessor-version":[{"id":53423,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_single\/3721\/revisions\/53423"}],"wp:attachment":[{"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/media?parent=3721"}],"wp:term":[{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_type?post=3721"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}