{"id":452,"date":"2017-04-22T11:30:15","date_gmt":"2017-04-22T11:30:15","guid":{"rendered":"https:\/\/financer.com\/us\/?post_type=company_single&#038;p=452"},"modified":"2024-03-26T07:45:18","modified_gmt":"2024-03-26T14:45:18","slug":"blue-trust-loans","status":"publish","type":"company_single","link":"https:\/\/financer.com\/us\/company\/blue-trust-loans\/","title":{"rendered":"Blue Trust Loans"},"content":{"rendered":"<h3>Summary<\/h3>\n<p><\/p>\n<ul>\n<li>Loans from $100 to $3,000<\/li>\n<li>Repayment period of up to 6 months<\/li>\n<li>Higher APR rates<\/li>\n<li>Rewards customers in good standing with better rates.<\/li>\n<\/ul>\n\n<div class=\"fn_block block_fn_button buttons is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/us\/company\/blue-trust-loans\/redirect\/\" class=\"button is-rounded is-primary is-large is-arrow\" target=\"_blank\" rel=\"sponsored nofollow\">Pre-qualify now<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"What_is_Blue_Trust_Loans\">What is Blue Trust Loans?<\/h2>\n\n\n\n<p>Blue Trust Loans is a <a href=\"https:\/\/financer.com\/us\/loans\/tribal-loans\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/us\/loans\/tribal-loans\/\">tribal lender<\/a> that is owned and operated by the Lac Courte Oreilles Band of Lake Superior Chippewa Indians. <\/p>\n\n\n\n<p>Blue Trust Loans offer personal installment loans <strong>between $100 to $3,000<\/strong>, although first-time borrowers will be limited to $1,200.<\/p>\n\n\n\n<p>Installment loans from Blue Trust Loans typically have a <a href=\"https:\/\/financer.com\/us\/credit-cards\/0-apr-credit-cards\/\" data-type=\"page\" data-id=\"21933\">high APR<\/a> \u2014 usually between<strong> 471.78% to 841.45%<\/strong>. Loan terms can be <strong>up to six months<\/strong>.<\/p>\n\n\n\n<p>Blue Trust states that it is a better alternative to a traditional <a href=\"https:\/\/financer.com\/us\/loans\/payday-loans\/\" data-type=\"page\" data-id=\"199\">payday loan<\/a>.<\/p>\n\n\n<div class=\"fn_block block_fn_items\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/us\/company\/blue-trust-loans\/\" class=\"items-content__card-logo items-content__card-logo--trusted\" ><img width=\"360\" height=\"180\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2017\/04\/btl-logo.png\" class=\"attachment-full size-full\" alt=\"Blue Trust Loans\" decoding=\"async\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2017\/04\/btl-logo.png 360w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2017\/04\/btl-logo-300x150.png 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>23,756<\/strong> times<\/span><\/div><div class=\"items-content__card-center\"><ul class=\"items-content__card-list\"><li >Loans of up to $3,000<\/li><li >Repayment period of up to 6 months<\/li><li >Higher APR rates<\/li><li >Rewards customers who are in good standing<\/li><\/ul><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/us\/company\/blue-trust-loans\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.5\">4.5<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/us\/company\/blue-trust-loans\/#read-reviews\">22<\/strong>&nbsp;reviews<\/a><\/div><\/div><div class=\"items-content__card-description\" ><\/div><div class=\"items-content__card-actions \"><a href=\"https:\/\/financer.com\/us\/company\/blue-trust-loans\/\" class=\"items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/us\/company\/blue-trust-loans\/redirect\/?unq=662b4f578afc7\" data-url_param_unq=\"662b4f578afc7\" data-url_param_pid=\"452\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--disabled\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"How_Blue_Trust_Loans_Work\">How Blue Trust Loans Work<\/h2>\n\n\n\n<p>The moment you arrive on the website, you see an offer to apply for a loan of <strong>up to $3,000<\/strong> that will be deposited into your bank account as soon as the next day.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"720\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/11\/image-1024x720.png\" alt=\"\" class=\"wp-image-24617\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/11\/image-1024x720.png 1024w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/11\/image-300x211.png 300w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/11\/image-768x540.png 768w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/11\/image.png 1284w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>Blue Trust Loans does not offer loans to Active Duty Military, their dependents, or spouses. In addition to this, loans are not available in all states. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><em><strong>Note<\/strong>:<\/em> Blue Trust Loans <strong>does not<\/strong> fund loans in these states: <em><a href=\"https:\/\/financer.com\/us\/loans\/arkansas\/\">Arkansas<\/a>, <a href=\"https:\/\/financer.com\/us\/loans\/connecticut\/\">Connecticut<\/a>, <a href=\"https:\/\/financer.com\/us\/loans\/georgia\/\">Georgia<\/a>, <a href=\"https:\/\/financer.com\/us\/loans\/hawaii\/\">Hawaii<\/a>, <a href=\"https:\/\/financer.com\/us\/loans\/massachusetts\/\">Massachusetts<\/a>, <a href=\"https:\/\/financer.com\/us\/loans\/minnesota\/\">Minnesota<\/a>, <a href=\"https:\/\/financer.com\/us\/loans\/new-york\/\">New York<\/a>, <a href=\"https:\/\/financer.com\/us\/loans\/pennsylvania\/\">Pennsylvania<\/a>, <a href=\"https:\/\/financer.com\/us\/loans\/vermont\/\">Vermont<\/a>, <a href=\"https:\/\/financer.com\/us\/loans\/virginia\/\">Virginia<\/a>, <a href=\"https:\/\/financer.com\/us\/loans\/washington\/\">Washington<\/a>, <a href=\"https:\/\/financer.com\/us\/loans\/wisconsin\/\">Wisconsin<\/a>, or <a href=\"https:\/\/financer.com\/us\/loans\/west-virginia\/\">West Virginia<\/a>.<\/em><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Loan_Requirements\">Loan Requirements<\/h3>\n\n\n\n<p>Here are the loan requirements when applying for a loan:<\/p>\n\n\n\n<ul>\n<li>Be at least 18 years old<\/li>\n\n\n\n<li>Have an active bank account that accepts direct deposits.<\/li>\n\n\n\n<li>Have a regular stream of income.<\/li>\n\n\n\n<li>Have a valid contact number and an active email address.<\/li>\n\n\n\n<li>No <a href=\"https:\/\/financer.com\/us\/how-to\/improve-your-credit-score\/\" data-type=\"how_to\" data-id=\"10189\">minimum credit score<\/a> is required.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Rates__Fees\">Rates &amp; Fees<\/h3>\n\n\n\n<p>APR rates range <strong>from 4.71.7846% to 841.4532%<\/strong> depending on the loan origination fees and the duration of the loan. <\/p>\n\n\n\n<p>There is no cost to use the Blue Trust Loans website and there may be a loan origination fee, which will be disclosed in the terms prior to accepting the loan.<\/p>\n\n\n<div class=\"fn_block block_fn_items\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/us\/company\/blue-trust-loans\/\" class=\"items-content__card-logo items-content__card-logo--trusted\" ><img width=\"360\" height=\"180\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2017\/04\/btl-logo.png\" class=\"attachment-full size-full\" alt=\"Blue Trust Loans\" decoding=\"async\" srcset=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2017\/04\/btl-logo.png 360w, https:\/\/financer.com\/app\/uploads\/sites\/11\/2017\/04\/btl-logo-300x150.png 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>23,756<\/strong> times<\/span><\/div><div class=\"items-content__card-center\"><ul class=\"items-content__card-list\"><li >Loans of up to $3,000<\/li><li >Repayment period of up to 6 months<\/li><li >Higher APR rates<\/li><li >Rewards customers who are in good standing<\/li><\/ul><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/us\/company\/blue-trust-loans\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.5\">4.5<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/us\/company\/blue-trust-loans\/#read-reviews\">22<\/strong>&nbsp;reviews<\/a><\/div><\/div><div class=\"items-content__card-description\" ><\/div><div class=\"items-content__card-actions \"><a href=\"https:\/\/financer.com\/us\/company\/blue-trust-loans\/\" class=\"items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/us\/company\/blue-trust-loans\/redirect\/?unq=662b4f57971a7\" data-url_param_unq=\"662b4f57971a7\" data-url_param_pid=\"452\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--disabled\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><\/div><\/div><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Payment_Terms\">Payment Terms<\/h3>\n\n\n\n<p>Loan repayment terms range <strong>from 270 to 300 days<\/strong>. <\/p>\n\n\n\n<p>Failure to make repayments on time will incur <strong>late fees and penalties<\/strong>, as stated in the loan agreement. Loans may be paid in full with no early payment penalty.<\/p>\n\n\n<h3 id=\"How_To_Apply_for_a_Loan_with_Blue_Trust_Loans\">How To Apply for a Loan with Blue Trust Loans<\/h3><div class=\"single-article__steps\"><div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Step 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Fill-out-the-online-application\">Fill out the online application<\/h3>Completing the online application takes only a few minutes and if approved you can eSign your documents immediately.<\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Step 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Verify-your-information\">Verify your information<\/h3>A customer service representative will call to verify you rinformation, or you can call them 24\/7. Once your details have been confirmed you will receive a copy of your loan agreement via email.<\/div><\/div> <div class=\"single-article__conclusion\">\n <div class=\"single-article__conclusion-tag alt\" id=\"step_3\">Step 3<\/div><div class=\"single-article__conclusion-item\"><div class=\"single-article__conclusion-content\"><h3 id=\"Receive-your-funds\">Receive your funds<\/h3>The money will be deposited into your bank account as soon as the same day.<\/div><\/div> <\/div>\n <\/div>\n\n\n<p>Blue Trust Loans are convenient for borrowers that need cash quickly but don\u2019t have time to complete an in-person loan application. <\/p>\n\n\n\n<p><strong>All documents are eSigned<\/strong> after approval, so the loan can be finalized.<\/p>\n\n\n\n<p>When performing a Blue Trust Loans review, you\u2019ll find that it doesn\u2019t specify income requirements or <a href=\"https:\/\/financer.com\/us\/personal-finance\/banking\/checking-accounts\/\">checking account<\/a> duration. <\/p>\n\n\n\n<p>This information will be provided by the representative once the loan request is made.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Our_Blue_Trust_Loans_Review\">Our Blue Trust Loans Review<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Pros\">Pros<\/h3><li>\n<p>Loans up to $3,000 for existing customers<\/p>\n<\/li><li>\n<p>Fast online loan application process<\/p>\n<\/li><li>\n<p>Early repayment without any penalties<\/p>\n<\/li><li>\n<p>Reliable customer service<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Cons\">Cons<\/h3><li>\n<p>APRs may be on the higher side<\/p>\n<\/li><li>\n<p>Loans are not available in all states<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Blue Trust Loans is different from <a href=\"https:\/\/financer.com\/us\/loans\/payday-loans\/\" data-type=\"page\" data-id=\"199\">payday loan lenders<\/a> because it offers installment loans that give the customer <strong>six months to pay it<\/strong> back in full. <\/p>\n\n\n\n<p>Instead of applying an interest rate, the loan costs the customer for every $100 borrowed, and this is charged monthly, biweekly or weekly. <\/p>\n\n\n\n<p>Fortunately, the option is there to pay back the loan early to save money. <\/p>\n\n\n\n<p>You\u2019ll also find during a Blue Trust Loans review that the company is operated by Hummingbird Funds, LLC, which is a sovereign enterprise of the Lac Courte Oreilles Band of Lake Superior Chippewa Indians. <\/p>\n\n\n\n<p>Loans serviced by this <strong>tribe-regulated entity<\/strong> are <strong>not subject to government oversight<\/strong>.<\/p>\n\n\n\n<p>While the American Indian Tribe is recognized by the federal government, any complaints are resolved using <a href=\"https:\/\/financer.com\/us\/loans\/tribal-loans\/\" data-type=\"page\" data-id=\"2513\">Tribal Law<\/a> and the loan agreement. <\/p>\n\n\n\n<p>This is something to consider carefully before signing up for this fast and completely legitimate loan option.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Is_Blue_Trust_Loans_Safe\">Is Blue Trust Loans Safe?<\/h3>\n\n\n\n<p>Yes. Blue Trust Loans is a member of both\u00a0the <a href=\"https:\/\/nativefinance.org\/.\" data-type=\"URL\" data-id=\"https:\/\/nativefinance.org\/.\">Native American Financial Services Association<\/a> and the Online Lenders Alliance. <\/p>\n\n\n\n<p>The <a href=\"https:\/\/www.bluetrustloans.com\/privacy.aspx\" data-type=\"URL\" data-id=\"https:\/\/www.bluetrustloans.com\/privacy.aspx\">privacy policy<\/a> of Blue Trust Loans outlines how they collect and share your personal information, which can include your bank account information, Social Security number, or credit history. <\/p>\n\n\n\n<p>You can choose to limit some of this sharing by contacting their customer service department. The Blue Trust Loans phone number is 1-877-770-2682.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"Blue_Trust_Loans_FAQs\">Blue Trust Loans FAQs<\/h3><h4>What happens after I complete the application?<\/h4><div class=\"faq_inner\">Your application is reviewed and a customer service representative may contact you to verify your information. You&#8217;ll need to eSign your loan agreement and your money will be deposited no later than the next business day. Once your loan is approved, you may also become a member of the Club Blue Rewards Program.\u00a0<\/div><h4>How soon will I get my money?<\/h4><div class=\"faq_inner\">Once your loan is finalized, the money will be deposited into your bank account usually the same day, or at the latest the next business day.<\/div><h4>What is the maximum loan amount available?<\/h4><div class=\"faq_inner\">First-time customers can quality for up to $1,500 and returning customers can qualify for up to $3,000.\u00a0<\/div><h4>When should I repay my loan?<\/h4><div class=\"faq_inner\">Payments are due on the scheduled payment dates, which is usually in line with your salary date. Most installment loans are <strong>up to 9 months<\/strong> for new customers but you may pay in full earlier without penalty.<\/div><h4>Can I pay back a loan early?<\/h4><div class=\"faq_inner\">Yes, you can pay back your loan earlier <strong>without any penalties.<\/strong><\/div><h4>What happens if I can&#8217;t make a payment?<\/h4><div class=\"faq_inner\">You should contact a representative as soon as possible to explore alternative payment arrangements to remain in good standing.\u00a0<\/div><h4>What will a loan cost?<\/h4><div class=\"faq_inner\">Below is the typical cost for new customers based on the rates per $100 borrowed:\n<table class=\"table table-bordered\">\n<thead>\n<tr class=\"warning\">\n<th>\n<p align=\"center\"><strong>Weekly Pay Period<\/strong><\/p>\n<\/th>\n<th>\n<p align=\"center\"><strong>Bi-Weekly Pay Period<\/strong><\/p>\n<\/th>\n<th>\n<p align=\"center\"><strong>Semi-Monthly Pay Period<\/strong><\/p>\n<\/th>\n<th>\n<p align=\"center\"><strong>Monthly Pay Period<\/strong><\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center\">up to $14.75<\/p>\n<\/td>\n<td>\n<p align=\"center\">up to $29.50<\/p>\n<\/td>\n<td>\n<p align=\"center\">up to $29.50<\/p>\n<\/td>\n<td>\n<p align=\"center\">up to $59.00<\/p>\n<\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\u00a0<\/div><h4>What is the Blue Trust Loans login?<\/h4><div class=\"faq_inner\">You can log in to your account on their <a href=\"https:\/\/financer.com\/us\/company\/blue-trust-loans\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">homepage<\/a>.<\/div><\/div>","protected":false},"author":11463,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","company_type":[5],"overall_rating":"4.46739130","_links":{"self":[{"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_single\/452"}],"collection":[{"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/users\/11463"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/comments?post=452"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_single\/452\/revisions"}],"predecessor-version":[{"id":53411,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_single\/452\/revisions\/53411"}],"wp:attachment":[{"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/media?parent=452"}],"wp:term":[{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/us\/wp-json\/wp\/v2\/company_type?post=452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}