{"id":1041,"date":"2017-07-14T11:23:26","date_gmt":"2017-07-14T18:23:26","guid":{"rendered":"https:\/\/financer.com\/?post_type=company_single&#038;p=1041"},"modified":"2024-05-22T08:45:38","modified_gmt":"2024-05-22T15:45:38","slug":"debt-com","status":"publish","type":"company_single","link":"https:\/\/financer.com\/company\/debt-com\/","title":{"rendered":"Debt.com"},"content":{"rendered":"<p>Debt.com is your one stop shop for all your credit issues. Having a poor credit score, high monthly installments and numerous debts are all stressing situations. Ask a professional expert from Debt.com and learn how to be debt free.<\/p>\n<h2 id=\"How_to_Use_the_Free_Calculators_at_Debtcom\">How to Use the Free Calculators at Debt.com<\/h2>\n<p>Paying off a debt often requires planning and advance calculation. Of course, each person has a unique situation. However, it is often wise to ensure you can afford the monthly payments. This will be an effective way of <a href=\"https:\/\/financer.com\/personal-finance\/get-rid-of-debt\/\">getting rid of debt<\/a>.<\/p>\n<p>You can use the calculators to find information regarding your<\/p>\n<ul>\n<li>Credit card debt<\/li>\n<li>Mortgage payments<\/li>\n<li>Debt to income ratio<\/li>\n<li>Car payment<\/li>\n<\/ul>\n<p>The calculator lets you first calculate the purchase price of an item. You then key in your monthly payments including interest rate. Such information can assist you to know if the amount fits your budget.<\/p>\n<p>If you are struggling to keep up the payments, then consider extending the term.<\/p>\n<h2 id=\"When_to_Consider_Peer_to_Peer_Lending\">When to Consider Peer to Peer Lending<\/h2>\n<p>The first option to borrow money often is traditional banks. But if you have poor credit, this option becomes out of reach. In such cases, a personal P2P lending offers you more flexible terms. You can get a low interest loan and enjoy interest fixed rates.<\/p>\n<p>The application process is easy and quick. There are no hidden fees. Debt.com has personal lenders. These are Lending Club and Prosper. You can also compare 27 lenders at Financer.com. Various lenders have different rates depending on loan amount.<\/p>\n<h3 id=\"Professional_Help\">Professional Help<\/h3>\n<p>Proper management of finance starts with a good budget. <strong>Responsible lending<\/strong> is also a factor to consider. Ensure you can afford the monthly installments. You also need to ask yourself if you really need to make a purchase.<\/p>\n<p>Accumulation of debt can make your cash flow run out. Improved technology has made budgeting now a hassle-free project. You just need to find a plan that works for you. Debt.com offers professional advice on debt management.<\/p>\n<p>Maintaining a household budget has often been viewed as an impossible budget. Yet, sticking to a plan help you avoid control cash flow and save money.<\/p>\n<h2 id=\"Free_Financial_Education_at_Debtcom\">Free Financial Education at Debt.com<\/h2>\n<p>There are lots of ways you can solve your debt issues. Sometimes all you need a little advice from the experts. Download PDF booklets on self-help tips. You can learn about these options;<\/p>\n<ul>\n<li>Avoiding foreclosure<\/li>\n<li>Pros and cons of using a credit card<\/li>\n<li>How to eliminate credit card debt<\/li>\n<li>How to maximize your credit card score<\/li>\n<li>Protecting yourself from ID theft<\/li>\n<\/ul>\n","protected":false},"author":11463,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[16],"company_type":[2],"overall_rating":"4.62500000","_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/1041"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/11463"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=1041"}],"version-history":[{"count":27,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/1041\/revisions"}],"predecessor-version":[{"id":78174,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/1041\/revisions\/78174"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=1041"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=1041"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_type?post=1041"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}